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Legal Entity - third party claim
I am hoping someone can help me on a couple of points. I am looking to bring a small claims against a company. I have been dealing with a brand name, been part paid by the brand name and all emails and contact has been with the brand name. I have submitted my claim and the defendant has put in their defense but the lawyer…
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Can't get fully comp car insurance for a week in Ireland. Why?
I have a car insurance with Churchill, fully comp. Driving to Ireland for a week, but can't get fully comp for a week in Ireland (did have it to other countries) and no explanation as to why. Anyone would know what could that be?
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Motorcycle insurance. Would like some advice please
I have had motorcycle insurance for several years. I possess a 1978 Honda Express which is used mainly evenings and weekends during the summer, I am the policy holder with my husband as a named rider. This year I elected to use the MSE search tool to obtain new quotes for my motorcycle insurance which is due for renewal on…
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Mortgage insurance v income protection insurance
Is it possible to get an insurance policy that pays mortgage payments directly if needed rather than as a regular payments
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Car insurance claim
Just after advice/comments really. Last year was reversing out of a car parking space on a public carpark and we collided with another reversing car. She was also backing out of an adjacent space, the spaces are at an odd angle and it seems neither of us saw each other. My husband (driver) got out and the woman started…
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House Insurance Claim Dispute
I contacted my house insurance re an issue with permanently filling toilet cistern. A plumber fixed it but left me with a water leak after turning off water at pipe in bathroom (even though the water was turned off at the mains). This resulted in water coming through to my kitchen underneath. A second plumber came out and…
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Young driver marmalade payg
My daughter passed her test nearly a year ago, we took out marmalade payg insurance for her on a black box as an addition to my own insurance, which has worked particularly well, as I use the car daily for work and especially with her being at uni (currently abroad) and only home a week or so every couple months. But still…
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How much can I expect building insurance premium to go up following a fire claim?
I am buying a leasehold flat in London - part of a development with 100+ flats built less than 10 years ago. A couple of weeks ago, there was a fire that affected 1-2 top-floor flats. Thankfully, no one got hurt and the flat I'm buying hasn't been affected at all. The development has building insurance, so I expect the…
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USA car hire insurance
I have booked rental cars in Hawaii, which is a no fault state for insurance claims. I am really struggling to get clarity on the insurance cover and to get the third party cover that seems normal in Europe but absent in US rental agreements. The rental company info is basically opaque with no real clarity from them on…
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Car at side of road after accident - salvage company refusing to collect
I was involved in an accident last week and the other driver admitted full liability. Everything has been cohesive and transparent this far. Car declared total write off and pay out amount advised. Received courtesy car. I was advised by insurer to contact Co-part to arrange collection of vehicle. It is sitting just off…
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Travel Insurance Limits
Ok, bear with me on this one ... I moved home to live with my parents a few years back to help look afer my ailing mother. She passed away back in 2023, so it's now just me and my dad living in the house. He is 72 and I am 52. On occasion we go on holiday together, but we always had our own individual annual travel…
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Damaged Luggage
hopefully this is the right thread, please advise otherwise. I am looking for some advice please. recently we returned from a holiday abroad and one of our suitcases got damaged. to cut a long story short. after waiting for 7 1/2 weeks (and several requests in-between for an update. they claim the suitcase (first one…
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Travel Insurance with Pre Existing Conditions
I'm going to Tunisia towards the end of November 2025 and having real problems getting quotes for travel insurance. I am medicated for high blood pressure, non smoker always, same tablets since 2019. I put that in the quote system. Last year at my annual BP medication check, my triglycerides were shown to be slightly…
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GAP insurance for car aged 4 years +
I've recently had good experience with a GAP insurance pay out. Sadly my car was written off after just 8months -no fault. I was paid out with no hassle. Unfortunately my garage no longer provides GAP. I'm looking for another insurer however have discovered if car over 4 years old the most recommend companies wont provide…
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Direct Line Car Insurance
Just a word of warning for anyone with Direct Line car insurance, don’t expect them to even investigate your claim unless you go hard at them, they just want to take the path of least resistance and settle every claim 50/50. Last weekend a woman tried changing lanes on a dual carriageway clearly not realising I was…
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Insurance to be cancelled due to open claim
I was in a non-fault accident 7 weeks ago. The third party admitted liability, my excess was waived, I had a credit hire vehicle charged directly to their insurance company until my vehicle was repaired. I've arranged insurance on a second vehicle and informed them that I had a non fault claim. They've now contacted me…
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Insurance premiums after cancer treatment
I am sure
this has been discussed many times but… we have health insurance with Axa for
core cover plus standard out-patient cover (three appointments a year) and guided
option (they source a specialist). In early 2023 my wife was diagnosed with breast
cancer and has had a stack of treatment. Premiums for the two of us…
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Obtaining Named Driver NCD.
Having done a search on the forum I realise that this question has been asked before, but not for a long time, and the insurance world may have changed since it was last asked. My question relates to someone who has been a named driver on someone else's policy for many years but has not had a policy in their own name for…
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My neighbours house has subsidence
We are adjoined to our semi detached house. Their loss adjuster has contacted us detailing large trees, vegetation, hedges and other areas of cracking within their property, from their front garden. We think their drainage has also been affected. The loss adjuster also sought permission to reduce the height of the boundary…
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Travel Insurance
For the purpose of a family travel insurance policy Is an 18 year old who has just finished his A levels in June and no longer has to go into school still classed as being in full time education until the end of the academic year?
