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Buildings insurance for leasehold flat
I live in a house converted to 2 flats. The freeholder owns the ground floor flat and organises the buildings insurance. However, I have just been told that the renewal cost is £421 which is more than my friend's 4 bed detached house! Has anyone else had this issue? Is there anything I can do? I phoned the insurer and…
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Benefit of Accidental damage on Buildings Insurance
I am coming up to my Building and Contents Insurance renewal. We were with More Than which has now moved to Admiral. I am working around the comparisons sites at present. Basic reason I have insurance is for the worse case and we need to rebuild. I don’t take accidental cover as I have felt for what we cover the excess…
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esure home insurance - exclusion, exclusion, exclusion
I agree that their cover looks competitive. Unfortunately I only read the reviews on their prices and didn't read reviews on how they handled claims. I took out home insurance with esure including accidental damage, 24-hour emergency cover, and all the usual protections — expecting to be covered for common household…
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House and Contents Insurance - inc. 110 days unoccupied
Planing a special long holiday this year. I need to renew my Home insurance next month anyway so I'm looking for a policy which will keep me covered while I am away for this period. i am struggling to find anything at a reasonable price. Normal premium is about £277 but it seems to be getting up to £1000 with less cover.…
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House Fire Insurance Claim - when should work start?
Hi folks. Looking for some experience or knowledge, please. :-) TLDR: Had a house fire seven weeks ago. Insurance accepted claim, likely to be out of home 6 - 12 months. Have had some emergency funds released, and funds to equip an unfurnished let, but still have lots of things to replace and no money. 1) When can we…
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Mulsanne Insurance/U Drive Car Insurance - Treating Customers Fairly?
Has anyone come across these companies? I recently had a very strange and disappointing experience where I was quoted an annual premium on the Meerkats (i think) and directed to the U Drive (assume they're a broker) call centre. The customer service guy (very friendly) ran back through the quote (where he agreed there were…
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Insurance for vehicle where you are not the owner
Hello, My wife owns a vehicle as her parents were unable to buy one due to credit history etc however the vehicle resides at her parents property and they use it. When taking out the insurance, we have only ever taken a policy in her parents name however I fear we have been doing this wrong and that she should be listed as…
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Tesco legal protection
I have legal protection with Tesco ( who are not interested ) and i was crashed into by a company called DSSL Group and then they assaulted myself and my children and the company they have given for legal protection are not doing their job, i have given them the information over and over i have sent endless emails and now…
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Total loss on lease car
We had a garage fire two weeks ago caused by a faulty fridge. My car was parked in front of the garage and also caught fire, despite the best efforts of the fire service (heroes, by the way). It is unsurprisingly a total loss. I have had the WDV (write down value) from the lease company (9k) and have sent it to the…
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Car Insurance after an at fault accident
Just wondering if anyone knowledgeable may know. I was in an at fault accident, I ran into the back of a car. Reported the incident and have accepted fault. I've decided to claim on my insurance for repairs to my car. Initially I thought it was just paint scratches and a new hub cap but it's also dented as I swerved into a…
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Credit agreement withdrawal for insurance premium
Hi there, I've recently taken out home+contents insurance through Uinsure, and opted to pay monthly for this. I was advised payment would be taken through Close Brothers but naively didn't realise that I would be taking out full blown credit/finance like this. Anyway the long and short is, I want to now withdraw from my…
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Continue car insurance or new policy?
I am buying a new car to replace my old car. I phoned my current insurer and they want to increase my premium and continue the insurance to March 2026 when my current policy ends. If I contact other insurers and using comparison sites the policy would run from when I take delivery of my new car (July 2025) until July 2026.…
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PmB phone claim
Hi folks, so I have been insured for years, only one claim about 6 years ago. Trouble is forgot to update details with new phone last year and I have cracked screen after a fall yesterday... Am I likely to be declined? Any experience appreciated Thanks
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Anyone tried Esure Flex Home Insurance?
Just applied for it via Quidco, it was £200 for full Home & Contents inc Accidental & Home Emergency Cover...so effectively £165 after my £34 cashback for the year. I dont bother with Legal Cover. Anyone had an issues? I rarely claim, although I do use Home Emergency regularly (boiler or pipe issues etc) What is the actual…
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Landlords Building Insurance
I'm renting a business premises in a building. I pay part of the building insurance once a year when I receive an invoice from the landlords. Last year, we got broken into due to the scaffolding (the intruder stood on the scaffolding and kicked the window to enter). We got a crime reference number from the Police, gave it…
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Davies Group - Bill Protector Policy - total con
We met the requirements for the Bill Protector policy including working for 16 or more hours a week but Davies Group are refusing to pay out and frustratingly every time we communicate they ask for something different. My husband went through treatment for cancer, and the expectation was that the policy would cover the few…
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RAC Car Insurance Legal protection
Hi Partner hit by a speeding motorbike that was stolen and the rider legged it in another car. Airbags the lot... Loads of witnesses, police said not her fault. However they havent released her car yet. She has Legal cover she paid extra for on her policy. Anyone know if she can hire a car while hers is off the road due to…
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Car insurance - can't fix car and won't write it off.
I'm asking for my sister. About 4 months ago she had a slight collision which resulted in her car needing to go to the garage. The garage repaired the bodywork and said the car was good to go but then realised there's an issue with the cruise control sensor in the windscreen - this is an electric car by the way and it self…
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Neighbours house subsiding. How should we approach potentially claiming for subsidence?
We live in a 1950's semi. We are the homeowners. We purchased in 2013. A RICS homeowners report (survey) was issued at this time, clearly stating no signs of subsidence. Our house is number 23. We recently discovered the property adjoined via the party wall, house 21 is being investigated for subsidence. After doing some…
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House Insurance (Buildings) - dependent relative
Hi I need advice please with house insurance as I am being messed about by my broker. I have a dependent relative mortgage and my relative lives in my property paying no rent. I live elsewhere. I have property owners buildings insurance. My broker has queried if I am under insured as they are reviewing all renewals as it…
