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IFL Pet insurance
My cat has been poorly recently and I've had to pay over 300 pounds in vet bills, with more to come. I have had pet insurance forever, but rarely use it (thankfully!). I know I still have it, as the direct debits are paid every month, but can I heck find any paperwork or emails with any insurance docs. The direct debit is…
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USA car hire insurance
I have booked rental cars in Hawaii, which is a no fault state for insurance claims. I am really struggling to get clarity on the insurance cover and to get the third party cover that seems normal in Europe but absent in US rental agreements. The rental company info is basically opaque with no real clarity from them on…
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Car at side of road after accident - salvage company refusing to collect
I was involved in an accident last week and the other driver admitted full liability. Everything has been cohesive and transparent this far. Car declared total write off and pay out amount advised. Received courtesy car. I was advised by insurer to contact Co-part to arrange collection of vehicle. It is sitting just off…
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Travel Insurance Limits
Ok, bear with me on this one ... I moved home to live with my parents a few years back to help look afer my ailing mother. She passed away back in 2023, so it's now just me and my dad living in the house. He is 72 and I am 52. On occasion we go on holiday together, but we always had our own individual annual travel…
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Damaged Luggage
hopefully this is the right thread, please advise otherwise. I am looking for some advice please. recently we returned from a holiday abroad and one of our suitcases got damaged. to cut a long story short. after waiting for 7 1/2 weeks (and several requests in-between for an update. they claim the suitcase (first one…
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Travel Insurance with Pre Existing Conditions
I'm going to Tunisia towards the end of November 2025 and having real problems getting quotes for travel insurance. I am medicated for high blood pressure, non smoker always, same tablets since 2019. I put that in the quote system. Last year at my annual BP medication check, my triglycerides were shown to be slightly…
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GAP insurance for car aged 4 years +
I've recently had good experience with a GAP insurance pay out. Sadly my car was written off after just 8months -no fault. I was paid out with no hassle. Unfortunately my garage no longer provides GAP. I'm looking for another insurer however have discovered if car over 4 years old the most recommend companies wont provide…
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Direct Line Car Insurance
Just a word of warning for anyone with Direct Line car insurance, don’t expect them to even investigate your claim unless you go hard at them, they just want to take the path of least resistance and settle every claim 50/50. Last weekend a woman tried changing lanes on a dual carriageway clearly not realising I was…
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Insurance to be cancelled due to open claim
I was in a non-fault accident 7 weeks ago. The third party admitted liability, my excess was waived, I had a credit hire vehicle charged directly to their insurance company until my vehicle was repaired. I've arranged insurance on a second vehicle and informed them that I had a non fault claim. They've now contacted me…
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Insurance premiums after cancer treatment
I am sure
this has been discussed many times but… we have health insurance with Axa for
core cover plus standard out-patient cover (three appointments a year) and guided
option (they source a specialist). In early 2023 my wife was diagnosed with breast
cancer and has had a stack of treatment. Premiums for the two of us…
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Car Breakdown Recovery - Emergency Assist
Just wanted to hopefully enable others to avoid making the expensive mistake I made in using Emergency Assist as my vehicle breakdown/recovery service. I had the unfortunate incident of hitting a pot-hole last week, and when I called Emergency Assist to ask for recovery and to be taken to a local tyre replacement facility,…
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Obtaining Named Driver NCD.
Having done a search on the forum I realise that this question has been asked before, but not for a long time, and the insurance world may have changed since it was last asked. My question relates to someone who has been a named driver on someone else's policy for many years but has not had a policy in their own name for…
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My neighbours house has subsidence
We are adjoined to our semi detached house. Their loss adjuster has contacted us detailing large trees, vegetation, hedges and other areas of cracking within their property, from their front garden. We think their drainage has also been affected. The loss adjuster also sought permission to reduce the height of the boundary…
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Travel Insurance
For the purpose of a family travel insurance policy Is an 18 year old who has just finished his A levels in June and no longer has to go into school still classed as being in full time education until the end of the academic year?
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Home Rebuild Cash Settlement
Hi there, Our insurance company have recently received quotes to rebuild our house which have come in very high (approx £150k more than the house would be worth when built). Even though it is the insurers money and taking all of the emotion out of it, I feel that this would be a huge waste of money and it does not make…
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Insurance claim problem with insurance repairs
I'd value some advice about this situation. My home insurer installed a root barrier to protect house foundations from a large tree. During the installation of the barrier, the lead man on site advised me that even if not necessary he might cut the water main to save time. I thought about this over the weekend and sent an…
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Startrescue.co.uk Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Startrescue.co.uk Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Hastings Premium Home Insurance
Has anybody had an experience with Hastings Premier Home Insurance? It will be nice to know. Thanks
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LIFE INSURANCE
Hi Hope all are well Just need to ask as have the above was a joint one bus am now divorced changeing to sole one but want ask how to leave money for son as in case some thing happens to me would i need to set up a trust or name him as nomie on my policy or advise my company only to give to him once he is 18 years old if…
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Professional Indemnity Insurance "claims made policy"
I am looking at ending my professional body membership in the next few months. As part of our membership, we also have indemnity insurance included. (NHS profession) When I asked about the process of cancelling, I received the following response: I am obliged to inform you that the indemnity scheme that is agreed with our…
