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Refused house insurance
recently was left a house, me and my friend have just moved in, when applying for home insurance I was refused as I put my friend down as a lodger and she is currently in IVA, has anyone had anything similar? I don’t know who else to look at. I just thought because it was my house etc it wouldn’t affect it. I’m UK based,…
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Hastings Direct - unable to cancel auto-renewal
Morning all, I have just taken new car insurance with By Miles (thanks MSE for the £55 worth of free miles!). Hastings Direct auto-quoted me £686 (this year gone cost me £580), By Miles price is £236.11 upfront with 3.4p/mile (est 6400 miles) = £398.71 so some saving! My insurance is due for renewal on 17th July so I tried…
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Unauthorised payments being taken by Ping
If anyone has had insurance through Ping, especially Caravan insurance, check your emails and bank/credit card accounts. they recently sent me a renewal offer, for a policy to start 2 months after the original renewal date, of course I was not going to take them up on that as had obtained alternative insurance. Today I…
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Unauthorised payments being taken by Ping Insurance
If anyone has had insurance through Ping, especially Caravan insurance, check your emails and bank/credit card accounts. they recently sent me a renewal offer, for a policy to start 2 months after the original renewal date, of course I was not going to take them up on that as had obtained alternative insurance. Today I…
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1st Central car insurance auto renewal, despite not authorising this
I'm aware of the long post/rant from a fellow sufferer re this firm's questionable means of forcing customers to renew with them. It goes like this, you sign up for an annual policy, after an uneventful year you are advised of "your auto renewal is coming up in 16 days, you do not need to do anything, we will deal with it"…
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How on earth do Home Insurance Prices rise like this?!
Between 2012 and last year I hadn't paid more than £300 for Home & Contents Insurance. Cheapest I could fnd last year was an annual payment of £346 through the Co-Op. Just receivied my renewal and for the year I have been quoted £1,986.06. {Expletive placed here} Reasons given the usual underwiters have changed things…
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Motability insurance nightmare
Long story, really sorry!!! I was involved in a RTA in a vehicle leased from Motability. The driver was not at fault and the other driver admitted fault from the start. I was sitting in the back seat and the impact was at the back and I suffered quite severe whiplash. At the request of the insurers I was sent to a local gp…
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Critical illness cover - claiming
I was diagnosed with Stage 1 invasive cervical cancer late last year, I had a hysterectomy and lymph node removal (thankfully it hadn’t spread to lymph nodes) . I have a Critical Illness legal and general group policy through my employer so was thinking of making a claim. Keen to see if anyone else has been in a similar…
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Home emergency cover for water leak
Edit: all good - I can't delete this thread though!
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Renovation Nightmare: Missed Drainage Pipe in Survey, now Flooding – Who’s Liable?
This post is a bit long. There’s a short summary up front for the TL;DR crowd. The longer, detailed read is below, my questions at the end. Thanks. Short Summary We had an extension built. The project manager instructed a drainage survey
before concrete was poured, but one of the main soil pipes—serving bathrooms
and…
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Lemonade Insurance
Just wondering if anyone has any experience of this company? Currently renewing my contents insurance and this company has come up by far the cheapest on the comparison site that I use, but I can find very limited info about the company, most of which seems to be American.
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Public liability insurance for carer?
I am looking to appoint a self employed carer a few hours a week for my mother. Does she or do I need to get insurance? I assume the answer is yes but not sure what exactly we need.
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Travel insurance claim denied - can’t work out if they cancelled and voided the policy aswell
I had a open claim for a travel insurance they denied the claim due to me not declaring a pre existing condition. My fault and I can’t argue that. there closing statement doesn’t mention they have cancelled the cover but they did copy and paste terms and conditions that does mention it so I’m not sure how to interpret it…
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How to best handle Home Insurance application error.
I would welcome advice
and suggestions about how to handle a situation caused by my error. We have a standard
detached home in southern England, For many years we have taken out
combined buildings and contents insurance. We normally shop around
every year to get the best deal. For a few years that
was with Ageas. In August…
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When to notify the holiday insurance company
I've seen my GP and am waiting for an ultrasound scan. Is it best to tell the insurer now or when I receive a diagnosis? My feeling is it makes more sense to await diagnosis.
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Home Insurance Question - How Would You Handle This?
Earlier today a driver lost control of their car, left the road and impacted my car which was parked on my drive, shunting it into the house and damaging the kitchen wall (structural damage). The damage was assessed by my builder who has ordered me to not remove my car until he's got the house propped. The kitchen is new,…
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Car insurance query (Answered)
I hold a provisional driving license and have a car already, I have comprehensive insurance with 1st Central. I want to practice with a relative who holds a full license, he obviously has his own insurance and I believe I'm listed on his. Do I need to adjust my cover to add him, as he'll be sitting in with me.
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Income protection- acid reflux no longer a condition but insurance quadrupled!
Hello all I have just been on a 3 hour call with my broker to find income protection insurance... all was well and a package was found for £11...until in underwriting, I stated I had an endoscopy for acid reflux investigations. I have no diagnosis and have had no issues or medication for 12 months but when the quote came…
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Issues getting home insurance.
Hi all, I am currently trying to get buildings and contents insurance for my new property prior to completion. Prior to purchase some cracking under the first floor windows was flagged for further investigation. A follow up report from a chartered structural engineer deemed the cracking to be due to the lintels failing and…
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Theft or not: Point of view
Just interested to hear others' point of view. In my book, if someone takes something which does not belong to them, that is theft. Some years ago now while I was on holiday I left my camera on the bus seat. I realised as soon as I got off but couldn't chase the bus so called into their office to tell them. I called in…
