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Motor insurance renewal. Unfairness on law abiding policy holders.
I appreciate that this topic has been subject of previous forum discussions but this is just not fair. In brief. I am a long standing no claims multiple vehicle policy holder on cars, motor homes and motorcycles. Last June 2025, I parked my car, lawfully and with permission, on a school car park clearly within a marked…
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No Heat or Hot Water- No Contractor attending with home emergency cover.
Hi, Our unvented system boiler has not been working since yester evening. We have Sainsburys insurance home emergency cover. This is covered by Davies Group who said someone would attend this morning from Aquilo Facilities by 11am. Nobody turned up so I have contacted Aquilo who said they have not accepted this job…
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Flight in few hours, woke up pink eye
Hi all, I'm currently abroad Just woke up with possible pink eye, lovely! Issue is I'm due to fly home in about 7 hours. Should I take my chances at airport? If not what should I do? If I take my chances, they deny, the first thing I will do is ask for it in writing and ring my travel insurance for advice. I'm assuming…
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Leasehold insurance cost
Good evening. I am struggling to understand why my leasehold flat insurance is so high. Currently its 380 a year without ground rent . We live in a maisonette. Doe's this amount sound correct to anyone or are we being ripped off. In the current situation we are really struggling with our bills of course like nearly…
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Which insurance companies accept No Claims Discount up to 3 years old
My wife's car insurance has 4 years NCD from April 2021. Unfortunately most insurance companies only accept 2 years max although I've heard some companies will accept up to 3 years. Only one I'm aware of is Admiral, are there any others? thanks
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AutoAid Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: AutoAid Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Flight delays and travel insurance observation
So just asking a couple of question and I know the answer to the travel delay insurance is to reduce claims payments We were delayed by 5 hours 15 minutes as the plane broke down at East Midlands Airport, The flight was from England back to Northern Ireland and I have already asked for flight delay compensation from the…
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Car insurance claim query
I had a (very) minor accident in December 2023. I suggested to the other driver that we leave it to the respective insurers to sort out liability as we both essentially thought the other party was at fault. I opted not to claim on my insurance but to pay for repairs myself which cost me £240 which will give some idea of…
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Napo Pet Insurance Discussion
Hi, This is a feedback thread on pet insurance provider: Napo Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank you, MSE Tony
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Delay with RAC motor insurance renewal documentation.
I’m having some trouble getting my motor vehicle insurance renewal documents from RAC car insurance, and my policy is due in three weeks. I don’t have the details on my current NCB years, so is it okay to use my NCB proof from last year, which covers 21/06/2023 to 30/06/2024? With this delay, I think I’ve probably missed…
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Motor Insurance Comparison Sites - No option for "Drive Other Car" to be included?
I have been shopping around for motor insurance through the comparison web sites, surprised that my insurance has risen significantly this year, more than double from last year. One thing with these comparison sites is that there no mention of the option of "Drive Other Car" (DOC) included with any of the quotes. I always…
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How to escalate to Financial Ombudsman (Subsidence Insurance Claim) (
Can anyone offer me some guidance re taking a case to the Financial Ombudsmam? On behalf of my late 88 year old father, the Insured, I instigated a subsidence claim on his home insurance policy with XYZ in Nov 2020. After multiple attempts by XYZ and their loss adjusters (360 GlobalNet) to deny subsidence (including…
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Dual Car Insurance - Help! My insurance is being cancelled because my son passed his driving test
I’ve learned something new about the quirks of the insurance industry, which seems somehow stacked against the consumer. I suspect there are many thousands of people caught in this trap each year. Let me explain… My 18-year-old stepson recently passed his driving test. He has a job and he paid around £2000 to take out a…
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Input appreciated
I raised a claim with the insurance company that holds the warrantee for my house regarding potential water ingress at my patio doors. The concern is that the external patio slabs have been laid at the same level as (and in places higher than) the internal finished floor and door threshold, meaning there appears to be no…
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Mobile phone insurance
My boyf gave me his phone when his contract ran out. Trying to find a gadget insursnce to cover it is impossible. They want a receipt to prove its under 2/3 yesrs i dont have one. Any advice? I have the same issue witb my lads tablet too
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Warning: 24/7 Home Rescue – left without heating for 9 days, policy ignored
I want to share my experience with 24/7 Home Rescue so others can make an informed choice about boiler/home emergency cover. Timeline: * 1 Jan 2026: Reported boiler failure (“No Flow Lockout”). Engineer reset it but did not investigate the fault. Heating returned temporarily. * 2 Jan 2026: Boiler stopped working entirely.…
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oil leak, neighbours tank leaked into my garden
Hi My neighbours oil tank has leaked causing substantial damage to his property and some to mine his insurance company is refusing to take responsibility for my damage. My insurance company will charge me £500 excess if I claim. Has anyone any suggestions as to how to proceed Thank you
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Allianz insurance subsidence nightmare
I am writing about Allianz’s failure to resolve my properties subsidence issue. Subsidence at the property was first identified in Autumn 2018. Since then, we have endured years of delays and poor communication from Allianz (our insurer) and Crawfords (the appointed loss adjuster). Council trees contributing to the…
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What insurances apart from Buildings & contents are recommended after paying off a mortgage?
We have just paid off our mortgage (December 2025 ) but at the moment we still have life insurance, critical illness and income protection. If one of us passed away (husband) we have enough for the funeral. Myself and husband own our own business (Ltd company) What if any insurances are recommended at this time please?
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Car Insurance write off claim closed
Hi all, let my tell you a story with my car insurer. I was involved in a small accident where my car side was scratched and scuffed and insurance declared it a write off and offered me a low amount of money. I had declined and managed based on my car extras to make them agree to pay almost 50% on top of the initial value…
