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Home insurance on new house prior to moving in
We have been advised to get home insurance on the house we are buying as I believe we can be held responsible for it when the contracts are exchanged, even though we don't have the moving date yet . It will be a matter of weeks now though as everything is about ready. Got a good quote from Zurich but I was concerned about…
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Insurance haggling experiences
This discussion was created from comments split from: Spotlight on - MoneySaving Polls.
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Co-Op Bank Everyday account Travel Insurance
I have had a Co-Op bank Everyday Account for several years following Martins recommendation. I have always updated any pre-exisiting medical conditions as soon as they happen, so that I am covered. I had booked a holiday to Thailand in August 2025 for travel in February 2026. I made a couple of medical updates in October…
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Travel Insurance "ASAB" Observation
I recently booked a holiday for next February. However, after a chance discussion with my annual insurance provider I was informed that I was not covered for cancellation as the holiday dates are after my current annual policy expires in September. I am not sure if anyone else has experienced this with their provider? I…
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Sheila's Wheels home insurance
Anybody used Sheila's Wheels home insurance? good/bad experiences?
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Aviva home insurance nightmare
I have been trying to get repairs to my property since 2008 when a local earthquake damaged properties within a 100 mile radius of Market Rasen in North Lincolnshire. Now 18 years later, despite their surveyor noted numerous serious problems with the roof and chimney stacks, valleys etc., the only repair is 1 metre of…
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Property insurance during probate for unoccupied flat.
I'm executor for a relative who has died, leaving an empty flat. I now need to insure this empty property until the property is sold. The funeral director mentioned probate house insurance or unoccupied property insurance. Any suggestions on how to arrange this - a specialist broker or one of the usual insurers?
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Insurer renewal missing a closed claim + open claim shown as non-fault
I’m renewing with the same insurer and noticed some oddities on my renewal details. I’ve had two claims: A rear-end accident in August where my car was written off. The claim is still open, but the renewal summary shows the other party at fault. AFAIK these are treated as at fault until recovered? A notification-only bump…
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Travel insurance wording
when searching for travel insurance one of the questions that comes up is: Have you: Been currently put on a waiting list for treatment or investigation? I have paid privately to get off a waiting list. so technically I’m no longer on a waiting list for treatment or investigation. I had the test and have the results and…
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Travel insurance claim rejected
Hi… My suitcase went missing on a train journey back from the airport. It was too late to report in on arrival in the station, as it was gone midnight, and no staff were there. I went back the next day, and was told to call British Transport Police. They told me they could investigate, but A) there was likely no CCTV on…
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Aviva home insurance – kitchen still a mess 2 years on
Hi all, I’d really appreciate some advice and to hear from anyone with similar experiences. I’ve had a long-running home insurance claim with Aviva after an escape of water which damaged my kitchen. Their appointed contractor, Premier Property Services (PPS), started but never finished the job, and I’ve been left with a…
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HELP! Insurance settled car finance without consent - now want £18.5k before releasing car to me
My car was stolen on 28/10/25 and was recovered two days later having been involved in a police chase, covering only 50-100 miles since being taken. I reported the car stolen with my insurance company Admiral, who advised my case was eligible for a fast track settlement. I was told on 29/10/25 they wanted to write my car…
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Home Insurance Recommendations
So for the last 5 years I have been insured with Quotemehappy (Aviva) who ive never had to claim with except for a few home emergency call outs. Its renewal time and whilst I wait for the renewal quote due early next week I have been checking comparison sites and both Sky and Tesco Bank are coming up £100+ cheaper a year…
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Replacement/courtesy car
I was involved in an 'no-fault' accident (a car pulled out of a minor road and smashed into the side of my vehicle) on 16th April last year. The insurance company organised a courtesy car, which due to the extensive repair required I had for 53 days. The charges for this vehicle unbeknown to me at the time were £86.20/day…
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Claim for damage from neighbours leak refused.
In September, just before going on holiday we had an estate agent round to put our house on the market. As we saw him out the door, returning to the lounge we noticed a wiggly line just above the skirting board, we got or insurers in and they said 'rising damp' so as we were going away we arranged for our regular plumbers…
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"Get a home insurance quote and we'll give you a £5 e-voucher" - Santander
I got an email from Santander saying "Get a home insurance quote and we'll give you a £5 e-voucher" so I thought easy £5. I got the quote which was well OTT but no mention yet of the £5 e-voucher. Anyone else do this?
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Renovations and home insurance
Home insurance is up for renewal soon. In the next year I'm planning to have the roof redone on the sun room and am trying to understand the implications on insurance of this. I understand that pretty much all policies have a clause that you need to inform the insurance company before getting any building works done and…
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Private insurance for flats
In the UK, is there a way of ensuring my flat is covered if other flat owners in the block brake the building insurance terms? The risk at present is that one flat owners could invalidate the insurance for everyone in the block
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How to decide whether protecting home insurance NCD is worth it
Hi. I am currently with QuotemeHappy. I have the option of buying NCD protection at renewal, but QMH won't tell me how much my current 7 years NCD has knocked off my renewal premium (either in £ or as a %). I asked them to recalculate my renewal premium using a 0 years NCD, so I could see the difference in the premium, but…
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Car Insurance cancellation
my daughter has car insurance with a black box and her insurance company have informed us that they are cancelling the policy in 20 days time because her score is to low, she never had a problem the previous year with a different company and she is so upset because she doesn’t believe that their information is correct. My…
