Travel Insurance

cisko65

I booked a packaged holiday (flight and boat) on the Turkish seaside, not in the areas FCDO advises against. Need to get the travel insurance NOW. I checked insurefor, insureandgo and others, but I do not understand if everything (flights & accommodation), or most of it, is covered. Thanks.

MyRealNameToo

https://forums.moneysavingexpert.com/discussion/6667266/travel-insurance

Almost all holiday insurance will cover your transport to and from your holiday and pre-booked accommodation whilst on holiday against certain perils plus your possessions (within limits both total and individual items) plus medical expenses if you fall ill whilst abroad.

Better policies will also cover prebooked internal transfers, excursions/activities etc too.

They arent a golden dome and things can happen that may result in your not going which arent insured (eg if you are going with your spouse and they announce the day before that they want a divorce and you dont feel like going on a holiday with them). Given its a package holiday the vendor of package operator will also have liabilities for certain things, the insurer fills in the things they arent liable for… eg airline goes bust then the package operator has to deal with that whereas if you break your neck the day before going thats your travel insurers.

cisko65

https://forums.moneysavingexpert.com/discussion/comment/81990110#Comment_81990110

Thanks. I still find it difficult to understand what the insurance companies I mentioned cover. It seems to be very vague.

user1977

What scenarios are you concerned about? Policies are usually very specific about what they do and don’t cover.

cisko65

https://forums.moneysavingexpert.com/discussion/comment/81990782#Comment_81990782

The attached pictures (there's no direct link to this page) are from insureandgo. Cannot see what is compensated if the holiday is cancelled because of fuel/war.

"Cancellation" refers to clients cancelling the holiday.

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