Car Insurance - driving to Volunteer

UnderCanvas

I am having some major difficulty in choosing the right work/occupation description for Car Insurance purposes. I am technically unemployed, stay at home but do some part-time volunteer work each month where I drive alone to and from a designated office to carry out the volunteer work. This is true description, and how a reasonable person would describe my situation.

Problem arises when trying to describe this using the limited choices on price comparison sites. For example, on Confused.com if I choose 'Volunteer' option that then brings up a list of 1st and 2nd 'Occupation' descriptions but none of these include 'housewife' or 'at home' in either of the drop down menus. I am left unable to give a true description of my actvities.

I do not want to choose the incorrect descriptions as the car insurance companies would invalidate the policy immediately even though I am given little choice to select.

Can anyone advise on job description in this situation for car insurance?

Thanks

born_again

One to ring a insurer & explain the situation.

daveyjp

Your main 'occupation' is unemployed, homemaker or however you wish describe it. You the should then have the option of adding the voluntary work.

Baldytyke88

Surely we all volunteer to a certain extent?

I am a parish councillor, but I don't get paid, my mileage is still very low.

sheramber

is there a ‘ not working ‘ choice?

luci

Your main occupation would be Unemployed or house person. Volunteering would appear to be a grey area. Some insurers may regard that as "business use", even though you're not being paid.

Baldytyke88

https://forums.moneysavingexpert.com/discussion/comment/81993923#Comment_81993923

I have never seen anything relating to volunteering being classified as business use, can you tell me why you say that?

luci

https://forums.moneysavingexpert.com/discussion/comment/81993927#Comment_81993927

As I said, some insurers may regard it as business use. It wasn't definitive. My reason for thinking that it may be, is that it is not social, domestic or pleasure.

sheramber

If you carry other service users it would be business.

XRS200

https://forums.moneysavingexpert.com/discussion/comment/81993923#Comment_81993923

There's an ABI agreement on volunteer driving but I think the OPs question is about commuting to volunteer. In fact the query is about occupation and not class of use.

Baldytyke88

https://forums.moneysavingexpert.com/discussion/comment/81994038#Comment_81994038

He would be giving other volunteers lifts, not employees. I give lifts to people all the time, voluntarily.