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Income protection and pre-existing conditions
Hi all, Does anyone know of any trustworthy income protection insurers or insurance brokers that can provide at least some income protection for pre-existing medical conditions? It seems some do, but I am struggling to find them without calling up insurance companies or being compelled to complete an online quote. Sincere…
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Home insurance legal cover - period issue
Dear forum, I have just (sept'25) received a civil claim against me for the sale of a house in Feb' 2023. At that time of the sale, I had legal expenses cover through my home insurance from Jul'22-Jul'23). To complicate matters, the claim handlers for the insurers changed in June 2023. I contacted the present claims…
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No claims discount
Hello , I had a car accident recently to which i have admitted responsibility. The other party involved has made a claim for damage. I got my insurance renewal today and the price has increased nearly 50%. I have been on a comparison site to see if I can get a better price. When it says how many years NCD do I have what do…
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Home Emergency Cover
What's everyone's experience of "Home Emergency" Cover ... One of the things often tacked on to a Home Insurance Policy to cover things like blocked drains, leaking pipes etc. Is it a rip off ? What's the forum's experience of actually using it ? I live in a semi-rural location and my oil fired central heating boiler…
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John Lewis Finance Pet Insurance
Hi, This is a feedback thread on pet insurance provider: John Lewis Finance Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank…
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Pet Insurance, Exclusions applied mid policy.
Hi all :) Newbie here ! We took out pet insurance with Animal Friends for our new pup 2 years ago. During the first year he unfortunately had some problems with a condition called Ataxia ( he had symptoms similar to a stroke). This resulted in significant vet costs including a couple of visits to out of hours vets. Animal…
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Complicated Life Insurance Situation
Well people might think this isnt complicated but its not something I would normally deal with so wondering if anyone has any advice. Long story short Mother in law had a longterm partner who took her for tens of thousands of pounds with the promise that he would pay it back. She was diagnosed with early onset dementia 10…
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Delayed at airpot - Travel insurance won't pay out
Hi, I'm feeling quite overwhelmed. I had a Ryanair flight to Tenerife early on 24 September at Stansted. I arrived in plenty of time but the airport weren't letting anyone through into security - we learnt later that there had been a small fire in one of the terminal lounges. After about two hours they let us through and…
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Aviva aquires Direct Line Group
Direct Line Group and its subsidiary companies have been acquired by Aviva.
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Moved: Looking for advice gift from work
This discussion has been moved.
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Extended travel cover
I have an annual worldwide policy with a max trip length of 45 days. I am going away for 52 days. Present insurer will not provide cover for the difference. Anyone know an insurer who will?
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Hasting Direct - Rejected Claim for Boundaries Overturned through FOS
Hi Everyone, hope this helps someone being scammed by Hastings. I wanted to share a rather unhappy exchange with Hastings Insurance (Advantage Insurance Company Limited) for a recent and valid insurance claim, which they rejected and I had to go through FOS to get approved (it was). My neighbor was sadly scammed by a…
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Does anyone have any feedback on Hastings Direct?
I've just come to look at a car insurance quote from last week (previously £800), and now hastings has popped up with a quote of (£350). I've not changed any info and on all previous quotes I've not noticed hastings. It seems too good to be true really.
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Annual travel insurance - do I need to declare an injury sustained mid year
Basically I have an annual travel insurance policy which I bought in April, but broke my ankle recently and have a trip coming up (which I am still able and planning to take despite the crutches - it's just going to be a lot slower paced). Am I still covered? Do I need to tell my insurance company about the ankle break?…
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Home Contents Claim - Has anyone been made to do this?
Evening, our ongoing flood claim is now 22 months old and we are just about to move into a rental property. In the flood every single piece of furniture , crockery, glassware etc. downstairs was lost and written off. We have completed a partial contents claim for which we have been paid. We asked the insurance company to…
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Car Insurance - received this 3 years after accident
Hi all, Just received this today, it's exactly 3 years to the day since an accident where another driver hit me from behind on the M60 and my vehicle was written off. Everything went via Hastings Direct, including a hire car for a week. This dropped into my inbox today, and I've forwarded it to Hastings for advice, but not…
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Travel insurance and medical conditions
I note an earlier thread about to lack of travel insurance options that exclude medical cover, and can see that it might be too small a market. What I would like is market in policies that exclude pre-existing conditions. This is common practice for health policies, yet doesn't seem to exist for travel. So you are covered…
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Event calcellation
I had booked to attend a concert in London (I'm in Scotland) and booked flights and accommodation. The event was cancelled the day before due to underground strikes. My travel insurance say cancellation is not covered in their policy. I'm out of pocket for both accommodation and flights. Tried to claim via credit card but…
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£50 penalty for changing my mind?
Got a quote through a comparison site for home insurance. Paid the amount although policy not due to start until 16th November. Then my current insurer (I know, it always happens) came up with a considerably better price. went to cancel the new policy (intelligent Finance) who refunded my paid premium less £50! (cancelled…
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Moved: Closing Bank Accounts for Deceased
This discussion has been moved.
