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Wall cracks and home insurance.
Hi all.I am confused about home insurance and cracks on walls (internal and external).When I used a comparison site to compare home insurance quotes, the usual popular home insurance companies appeared in the numerous results at the normal prices, however, if I choose yes for the question asking if there are any cracks, it…
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Someone trying it on ?????
So I got a text message and email this morning from my car insurance stating that someone had made a claim against me for me hitting there car. They stated the day it suppose to have happened but could not tell me or my insurance company a time or location but said I hit a parked car. They asked me to fill in a form and…
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Travel insurance refusal
I’ve had insurance through my bank for years. I’ve had a heart attack 2 weeks ago so called to tell them. Were ment to travel in 3 weeks. They won’t cover. hol company said they will refund if they have a letter from insurance saying they won’t cover. it was hard going but managed to get a letter but it stared pre existing…
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House Insurwnce
I moved to direct line last year having been with police mutual for many years. Police mutual had increased to over £700 pa despite no claims. anyway I have a leak in the bathroom that seems to be coming from under the shower. I’m disabled pensioner so can’t really look to see what the problem is. I’ve noticed on here that…
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Life Insurance 101 needed
I've just turned 60 and I am only now starting to think how people will cope when I'm gone. I'm a Widower with no children (that I'm aware of) and 3 younger siblings. When my partner passed away (9 years ago) I was left in a seemingly hopeless situation as we had made no plans for anything bad happening to either of us - I…
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marmalade insurance - learner driver
Junior is having driving lessons. He was thinking of taking out insurance with Marmalade. Are there any drawbacks/problems in doing this? Will I need to insure my main insurer (LV) ?
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Architect made a mistake, trying to get it fixed on her insurance
We own a smallholding, and are having a garage-size building built in our garden under permitted development where the old outhouse used to be. The architectural designer we used to draw up the plans knew that the domestic curtilage only included the house, garden and driveway - not the wider land around them - and she…
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Water Leak - Insurance claim when Freeholder has died
I noticed the water pressure on my boiler kept dropping in April, my usual plumber couldn't find a reason and suggested it was a water leak within the walls or under the floor.I live in a one bed-roomed ground floor flat that is leasehold so I contacted the Freeholder and asked if I could claim on the insurance, he sent me…
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Can I get travel insurance without medical cover
I need to sort very basic travel insurance now I am turned 71 and the Halifax has stopped their free travel insurance for me. I am a resident of Spain with S1 registered under the Withdrawal agreement so I am entitled to free medical care in both countries (NHS & Spanish equivalent). As we have a permanent place at my…
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Travel insurance - mental health claim
Hello, Looking for some advice here - my partner and I booked a holiday back in February to travel on 31st May. In late March he had a mental health breakdown, and was suffering from despression and severe anxiety attacks. There were a number of things that would trigger it, but during this state one of things that was…
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Single Trip Insurance for Family with different return date
Dear Members, I have purchased a single-trip travel insurance policy for
my family, covering the policy period from 1st July to 10th August. While all travellers listed on the policy started the trip from the UK on the same date, their return dates vary. However, all are scheduled to
return before 10th August, within the…
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Business Insurance - Help Needed
Last year we had a claim on our insurance by a member of the public who fell over, the insurance company did a deep search and sent us a letter stating "notice to void" because I had not declared some work CCJ's - I worked for a large corporate PLC and was one of a number of directors on two of their subsidiaries for…
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Car Insurance for a hybrid car
I have a nearly 4 year old BMW 330e hybrid car. Insurance seems higher for this type of car.. Are there any insurance companies that are worth trying for quotes? Have tried all the comparison sites already.
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Appliance Insurance
Hello fellow forum people, I am new to this , please bare with. I have appliance insurance for each of my house appliances, and have for 35yrs been with Domestic & General Insurance. I have had no issues except for the last recent one. I have lived on a houseboat for 10yrs, and D&G engineers have visited the boat many…
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Saga home insurance leaping from £300 to £719.84 & due in 3 days - no emails about renewal
Hi, I oversee finances/bills for my 85 year old mum with dementia. She's had buildings only insurance for her property (a small house) which has been just over £300 for the last few years. I've asked them not to send her any post as that will only make her anxiety worse. I see this morning from receiving an email that they…
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Travel claim refused
I was booked to go to New York in May from Saturday to Saturday. On the Saturday morning I received a text from the airline to say my flight had been cancelled due to technical issues and I'd be put onto another flight. The next flight was on the Sunday and via another country. I lost out on a day of my holiday, couldn't…
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Incorrect data held on insurance database
HiIn August 2023 my husband had an accident on the A20 in France. A deer crossed the carriageway at 6.00am and he swerved to miss it, causing him to lose control of his van and write it off in the verge at the edge of the hard shoulder. There was no other vehicle involved. My husband arranged and paid for transport off the…
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HOUSE & CONTENTS - QUOTE ME HAPPY
I'm in the process of renewing my H&C insurance. Quote Me Happy appear to offer favourable rates but its not a company name I am familiar with. I have seen suggestion that it might be part of Aviva. Just wondered if anyone can offer any info/thoughts/experiences on how reliable they are? I have searched the forum but…
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AmEx MyEssentials - Documents
Does anyone here happen to have a link to, or the documents for the AmEx MyEssentials policy? Cannot seem to locate it absolutely anywhere, likely because they stopped selling it a long time ago! (Also aware it is shortly being discontinued for good!)
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Home insurance and bike theft
My home insurance is due for renewal next month. In February this year I bought an e-bike, and because it cost a lot more than the maximum bike cover in my home policy (£1400 compared to £500) I took out a stand alone policy with Cycleplan.The bike was stolen from my garage in June, and today Cycleplan have finally…
