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admiral car insurance

I am 19 i have had a bump with a bus . i am on third party fire and theft and insurance wont give me any protections at all . i need a courtesy car or i am going to lose my job as i cannot get to work

Comments

  • connor08
    connor08 Posts: 107 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker

    i cannot private hire a car i am under age i need to be 25 or over

  • Brie
    Brie Posts: 16,850 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Is your car going to be fixed? Presumably at your own expense. Or if it's a write off can you find yourself a very cheap runabout?

    I'm assuming that the accident was your fault otherwise the bus's insurance should be providing some assistance.

    It's unfortunate that insurance pricing is such that relatively new drivers have to get the most pared down policies possible.

    Any chance a work colleague would like to carshare? Takes a bit of coordinating but I've found this helpful in the past.

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  • itsthelittlethings
    itsthelittlethings Posts: 2,338 Forumite
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    I doubt very much you will be able to get a courtesy car anywhere

  • elsien
    elsien Posts: 37,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    how far away is Work? Public transport or cycle?

    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Aretnap
    Aretnap Posts: 6,108 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Whose fault was the accident?

    If it was your fault then you are out of luck and your options are basically to buy, beg, borrow or steal a replacement car asap. Or use a garage which will provide you with a courtesy car while they repair yours (at your own expense).

    If it was the bus driver's fault (and you can prove it, or he admits it) then you might have some more options.

  • born_again
    born_again Posts: 23,826 Forumite
    10,000 Posts Sixth Anniversary Name Dropper

    Why would you think you would get a "courtesy car" with 3rd party?

    As you are only covering 3rd party costs in any accident.

    If it was buses fault, they you would be looking at them for any help.

    Your policy doc's would detail what your ins covers in any event. One reason to read them 👍

    Life in the slow lane
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