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"The Save £12k in 2024" challenge
This is the new Challenge thread for savers in 2024. The challenge starts on 1 January 2024 and finishes on 31 December 2024. Please report monthly and I will record totals on a spreadsheet. Link below. https://docs.google.com/spreadsheets/d/1-frtVz3nhAXAKlcjM5zqNyiLfSopVsc_tPK9Y_r7jPM/edit?usp=sharing You can save £12k or…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Cheapest Lifetime ISA all world ETF
I want to start a Lifetime ISA. It will be very simple - one deposit of the maximum £4k each year, into a cheap diversified all world ETF such as VWRL. Who can I do this through with the lowest fees? Thanks.
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What would you do with £300K
Hi all, Appreciate your input on this, I will have £300K to do something with shortly, im thinking to invest it all, (I have an emergency fund/mortgage-free) in a world tracker ETF, across a couple of brokerages. I am 33 so won't really need the money for another 10-15 years at the earliest. If anyone has any other ideas i…
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euro denominated all world etf
I'm think of changing my existing euro fund investment to a euro all world etf. My current holding history as i have a query regarding CGT, Initial investment May 2017 10k euro Guinness Global Innovators fund EUR Acc, adding another 5K eur in April 2018. This is invested directly through Guinness Asset Management April…
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The Top Easy Access Savings Discussion Area
This thread is specifically to discuss the Easy Access Savings article Which includes the new free Savings Calculator tool. To discuss or ask a question about this article: click reply
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New banks.
Hello. Are there any particular things you should look out for when maybe investing in savings with newer banks? I've been reading the "Streambank" Web page with regards to their fixed-term account but have never heard of them before. But there again, 95% of the banks/BS lve never heard of.
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Free trading offer from HL. £100 for 7 weeks
Might be of interest to some, especially if you were going to trade anyway. Free trades between 1st May and 21st June. New and existing clients. Takes a bite out those £11.95s * Subject to these terms and conditions, you are eligible to receive £100 worth of free online share trades between 1 May 2024 to 21 June 2024 (the…
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BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?
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Interest payment on a 2 year RCI fixed rate bond?
This bond states that the interest is paid on the 'Anniversary', does that mean after 1 year and then another interest payment for the second year, or is the total interest paid after 2 years?
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Moving shares from Hargreaves to Trading 212
Hi, Im looking to move shares from my Hargreas ISA account to my T212 ISA account. The reason why I want to do this is becuase HL charges 0.45% for holding shares, whereas T212 doesnt have a charge for holding shares. (unless Im mistaken!) Im curious to hear if others have done this. If there are any gotchas I need to…
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Ajbell transfer
I requested my ajbell pension transfer to ajbell from aviva ove 17weeks ago and dont have internation shares. Why is it taking so long , why? Anybody else had same experience?
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Regular Savings Accounts: The Best Currently Available List!
1. Introduction Welcome to this thread. I continually edit the first few posts of this thread to keep it up-to-date. This thread is meant to complement Martin Lewis' article which you can read here: Regular Savings Accounts and the accompanying discussion thread Regularly Beat the Best Savings Account Rates Discussion Area…
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trading 212
i would like to invest small amounts regularly and choose which companies, just wondered if t212 is a good platform to begin with?
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Help to save
My help to save closed at the end of April, it’s showing a nil balance however, I haven’t had any funds transferred to my bank account. I made sure the bank details were correct before it closed. Does anyone know how long it takes before your account is credited with the money pls?
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Plum free £25 for saving £500 for 6 months.
Hi all, I've just spotted this offer on the homepage. Has anybody used a similar offer in the past? Clicking through simply takes you to the app store to get the app. I've installed it and created an account but there's nothing I can see relating to the £25. So I am assuming it is working via some sort of tracker / referal…
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Wealthify refusing cashback
Hello all, I signed up specifically query this. I learned of Wealthify from a weekly MSE email in January 2023 which set out the £50 cash back offer. I signed up to take advantage of this. I had never heard of Wealthify and would not have signed up were it not for this offer, so am sure I followed the relevant MSE link. My…
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General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
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Santander Easy Access Saver - What to do with it?
What are peoples plans once the rate drops on this account on 20th May. Move the money out, obviously ;) But what of the account itself, especially if you opted for annual interest (Like i did) Will you leave a £ in and then just wait for the interest to be credited, at the anniversary (Sept for me), in the (vain) hope…
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Ulster Bank will not recognise Lasting Power of Attorney from England
I have a difficulty with the Ulster Bank, which will not accept the
LPoA for Property & Financial Affairs donated to me by my mother
in 2012. The LPoA is registered with the Court of Protection in
England and Wales. She is British and lives in England She recently opened an easy access
account with Ulster Bank, as the…
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Find help for Pension
Hello all Am looking for guidance please. My husband has a small pension with Standard Life, maybe £10,000. He has another pension with just shy of £90,000 with Aegon. He wants to transfer the Standard Life to Aegon. As he has had the Aegon for some years now he needs to choose a fund to replace With Profits fund. The…
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IFA fees
I was hoping to get my ISA stocks and shares, the proceeds from the sale of my properties reviewed and replan if necessary with the IFA ( financial planning and wealth management business) I had used. Unfortunately, it had been bought by Company X. I would like to know 1. What are the annual returns for low, medium and…