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Child's saving account - Is there a limit ?
My father-in-law wishes to give around £6000 to my daughter. We have just opened an Alliance & Leicester first saver account,following advice from Martin :) , but we were wondering if there are limits as to how much can be paid into the account before the powers that be take an interest (sic). Will this amount be taxable…
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staff xmas club - whats the best savings a/c
Please help, we've run a staff xmas club for a couple of years now and on average we get £3.50 per year interest. I'm looking for an account that can have varied amounts paid in monthly and be withdrawn in total at the beginning of december. Usually we pay in about £500 per month and do sometimes have to make early…
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% rise announcements - online savings accounts
Abbey announce impending new rates for eSaver a/c (effective Sept 1+) : £1+ 4.60% (+ 0.50% for 1st 6 months of opening the a/c) £50,000+ 4.70% (ditto) 100,000+ 4.80% (ditto) 200,000+ 4.90% (ditto) It's not enough for those of us who already hold the a/c (so nil introductory bonus), but at least they have passed on the full…
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Savings for Babies
Hi all Just had another baby and want to put his child benefit plus a few more quid regularly into savings for when he is 18. At the moment for son number 1 I have a Scarborough fixed bond account thing but with me not needing the money for another 18 years I suppose I should look into unit trusts or something. I know this…
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Get Your Ideas patented
If you...like my brother, are the kind of person who regularly walks through life pondering on how the world manages to 'overcomplicate' the simple and most obvious things, so obvious in fact its a wonder no-one else thinks of it... the answer is, they probably have... or they will do soon... (this 1 should appeal to you..…
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ING increases rate to 5%
Title says it all
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Which bank is offers the best AER for savings?
My gf is trying to encourage me to save (for a better future) but I just want to contribute some part of my wage into a separate current savings account... Which bank or online bank offers a better rate than 3.04% AER at smile? http://www.smile.co.uk I currently earn 15k per annum All replies much appreciated.
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Fixed rate bonds and % rise.
Hello. I'm thinking of getting a fixed rate bond for 1-2 yrs. Is it best to get one straight away or wait until the interest rises has finalised? Do interest rate rises affect fixed rate products or just variable? e.g Could the provider issue a new fixed rate bond due to the interest rate rise? Thanks.
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Halifax regular saver account 6.05%
This account pays a healthy 6.05% but limits the investment to £3000. Is it possible to open this account with an investment of £2,700 then 12 monthly payments of £25 ? I am currently awaiting the blurb from Halifax but thought that the savie money saving experts might know.
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Coventry Members Bond - 6% for 2 years
Coventry Building Society have launched a new bond. It is only available to those who have been members for at least 5 years. It seems to be a carbon copy of the members bond which Nationwide were offering a few weeks ago. It pays 6% gross until maturity on 30/9/06. The useful feature this (and the Nationwide bond) offers…
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Lump sum to invest
I have a large lump sum to invest. Does anyone have any sound advice as to what is best way to invest this please?
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Can anyone explain this please R85??
My wife has now retired last week though 56,when can she claim Interest paid Gross on her savings using the R85 form. We are flummoxed by it all.
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Private Placement
Hi, I've been offered a chance to buy some shares in a company as a private placement. The idea is that I get them at less than list price and then sell them after listing for a small profit. Does anybody know much about this sort of deal or has any advice or wisdom? Thanks Gbear
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Leeds & Holbeck: Online Saver 5.3%
L & H Online Saver Not quite as good as Cahoot's 5.5% (yet) but if you've exceeded Cahoot's £50k limit for the 5.5% (over £50k is 5%), this may well be a good home for the rest. The interest rate tracks the BOE base rate plus 0.55% till March 2005, so may well beat Cahoot if the base rate goes up another quarter point.
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Teaching teenagers about personal finance
I am planning to start educating my 14-year old son about Personal Finance (something no taught at schools generally). Can anyone recommend a good book to help me. Something not too dry and heavy that is going to put a teenager off.
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£600 to invest - don't know what's best!
Oooh that rhymes ;D My two children were left some money in a Will, I wasn't happy with the executor having the bank accounts in his name so I asked for the money to reinvest into their names and I now have two cheques of £611 each. Can anyone advise me what accounts are best for them please? One child has just turned 14…
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Unborn baby? Time to start saving! Advice please.
Hi, Some friends will soon be having their first child. I would like to give the baby some money that they can't touch until they are 18 or a similar age, something to encourage them to start saving. What would be the best way to do this? A childs saving account? Premium bonds? Shares? ISA? Any advice would be greatfully…
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Where to put 10,000
We have 10,000 to put into an account, it will be part of a deposit for a house, and intend to save 500.00 a month too. We want to be able to access it, where it the best place to put it at the moment?
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10K to invest for 1 year
My parents have 10k and they want to know what they should do with it. So far it has been in a guaranteed reserve. They are prepared to have it tied up for one year, possibly more. Does anyone know the best thing? Another guaranteed reserve? Bonds? ISA already used up. Thank you!
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Buying Shares on-line
I need to buy some shares in a particular company The Big Food Company to be exact. Can anyone tell me the quickest way to go about it on-line. I would be new to this. Thanks