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Possible Cahoot loophole
I recently set up a Chaoot account with both a current and a savings account. The current account gives me an overdraft limit of GBP500, of which the first GBP250 is stated as interest free (I don't know for how long). However, it would appear that if I transfer this GBP 250 to the savings account, it will gain interest at…
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With profits bond
>:(Wanted to cash in my Life with Profits bond, with a reputable company. On 1st March, I received a telephone valuation which I was happy with. I posted my written application which was received on the 2nd March (confirmed by the company). In due course I received my cheque which was more than £900 less than the telephone…
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£1000 to invest!
In September, I'm getting a £1000 grant. I'm thinking about investing it somewhere, but I don't know where. I don't need instant access to my money, but I do need to be able to get it if I need it. I'm 18 and a student and I have no idea where to start!
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PIPS4PROFIT to good to be true?
I have been recomended this site as a good investment. Does anyone know anything about it, good or bad?
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A+L to launch Market leading online account
Doing my weekend Personal Finance browse through the online papers (hey, has a true Money Saver I'm not paying for them ;) ) I came across this: Alliance & Leicester will launch their first online savings account on Wednesday, offering 4.85%. This, according to the Times, does not include introductory rates.…
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Off Shore Accounts
Hi all I am reasonably new here and think this site I excellent. Now for my question. I am a high rate income tax payer >:(. I have about £6k to invest and want to pay as little tax as possible (don't we all). I have an Isa which is fully utilised. My partner has a reletave in the IOM and I wondered if anyone had any…
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ING Savings Account
I opened an ING savings account about a month ago as their interest rate was the best on the market. Just thought I would let the board know that I have just received a letter from them today saying that as the BOE has changed the interest rate ING will be raising their interest rate on savings to 4.7%. WOW, don't get many…
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Clubs & Society Savings
Where can I get a decent rate of interest for a CLUB account. It needs to have [glow=red,2,300]multiple signatories[/glow]!
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ipledge university savings scheme
I wasn't sure where to put this on the Forum, since it combines cashback, credit cards and savings! http://www.ipledge.co.uk/ipledge2/index.htm Basically, you take out the credit card which offers 0.8% cashback. That's not a bad deal in itself. However the interest on balance transfers is 3.9%, where others offer 0%. The…
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Accounts for under 21's
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ROYAL & SUN ALLIANCE QUERY
I read an article on Sunday regarding RSA and would be obliged if anyone could answer a query. My father in law invested £50,000 around 10 years ago with RSA to pay my son's school fees through a Guaranteed School Fees Plan. Should I be worried at all, or was the article nothing to do with this side of RSA's business? Many…
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Investing Lump Sum
I am tentatively thinking of selling my house, moving in with other half & taking my time to look for another property to buy. I want to put the cash from the sale of my house into an interest paying account that is secure & that I can get to when I find my next property, any suggestions?
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XXXXXXXXX set to fly !!!!
Moderator comment:- Share tip removed. Please do not post share tips or attempt to talk up/down stocks and shares on this site. Thank You
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Fund investment - avoiding initial charges
Hi, I wam plannning to invest in funds for example fidelity special situations fund etc. however these funds have initial charges like 5 % or so. As i understand that if i buy these funds through some site like http://www.directinvest.co.uk/ or others i will save on the initial charges. Is it safe to invest through these?…
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INVESTING FOR HIGHER EDUCATION
Hello I'm looking to invest £50 per month for a newly born child to enter higher education at the age of 18. I had thought about ITs with Foreign and Colonial, Witan or Alliance, or possibly a FTSE allshare tracker. Does anybody have any suggestions regarding other suitable funds. Thanks in advance for any advice.
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Cahoot - info needed
hi members, i have recently applied for a cahoot account setting up direct debit online. I recieved an email today that they have sent a secure message to confirm the direct debit details. What is this secure message ? How and where should i check it ? Can somebody please tell ? Thanks
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Bank Accounts
I am looking for a good bank. I need a current account, with a switch card. What would you recommend? I dont know anything about IFA, ISA, etc.......... all i know is you get a card and you put it in a ATM, thats all i know lol thanks
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Alliance & Leicester current account 5.5%
see: http://www.guardian.co.uk/business/story/0,3604,1262887,00.html?gusrc=ticker-103704 and http://www.alliance-leicester.co.uk/currentaccounts/index.asp?page=premier-plus&ct=flashprimarypremierplus55wrecker You are getting 5.5% for a current account, and if you put in more than £1,000 a month you get free annual travel…
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USD bank account
Which is the best bank to open a USD $ bank account with? I have read and called around and the charges on having a $ account are very high. I would like to open a $ account but not be charged to use my own money... anybody have any ideas? ??? Thanks
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paying bank to set up savings account
my mother who is 60 and just retired has been advised by the natwest bank to invest her £21000 savings in one of their fund accounts,they advise she will be getting £136 per month interest, but initially she has to pay £1000 set up for the fund,and then every year £400.00 per annum i dont want her to be ripped off by any…