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"The Save £12k in 2024" challenge
This is the new Challenge thread for savers in 2024. The challenge starts on 1 January 2024 and finishes on 31 December 2024. Please report monthly and I will record totals on a spreadsheet. Link below. https://docs.google.com/spreadsheets/d/1-frtVz3nhAXAKlcjM5zqNyiLfSopVsc_tPK9Y_r7jPM/edit?usp=sharing You can save £12k or…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Regular Savings Accounts: The Best Currently Available List!
1. Introduction Welcome to this thread. I continually edit the first few posts of this thread to keep it up-to-date. This thread is meant to complement Martin Lewis' article which you can read here: Regular Savings Accounts and the accompanying discussion thread Regularly Beat the Best Savings Account Rates Discussion Area…
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Cynergy Bank - bad login procedures
What a really rubbish bank, I've had over 25 savings accounts over the years and this bank has the worst procedures I've ever dealt with. To start with their app is beyond awful due to the bank's infuriatingly difficult and fiddly to use login procedures. I work in tech, so have a good understanding of how things should…
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Abbey Wealth - whats happenjng
I have been with Abbey Wealth for a while now and getting no luck contacting them or getting hold of my advisor. Anyone else having any issues?
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VOTE now! Proposed take over of Virgin Money - Nationwide members should be given a vote
I'm really unhappy about Nationwide management running roughshod over their members (we the customers own the building society as it's a mutual), trying to push through a deal to buy Virgin Money. My quick take: * Nationwide management have proposed a takeover of Virgin Money * Terms of the deal have been agreed, but it is…
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The Top Easy Access Savings Discussion Area
This thread is specifically to discuss the Easy Access Savings article Which includes the new free Savings Calculator tool. To discuss or ask a question about this article: click reply
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Help to save
My help to save closed at the end of April, it’s showing a nil balance however, I haven’t had any funds transferred to my bank account. I made sure the bank details were correct before it closed. Does anyone know how long it takes before your account is credited with the money pls?
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Cheapest Lifetime ISA all world ETF
I want to start a Lifetime ISA. It will be very simple - one deposit of the maximum £4k each year, into a cheap diversified all world ETF such as VWRL. Who can I do this through with the lowest fees? Thanks.
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New banks.
Hello. Are there any particular things you should look out for when maybe investing in savings with newer banks? I've been reading the "Streambank" Web page with regards to their fixed-term account but have never heard of them before. But there again, 95% of the banks/BS lve never heard of.
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BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?
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Please help me understand why bonds might be better- or worse- than cash.
Hi all. I have been hanging around these parts for a few years now, and have
settled on the following asset allocation: 50% stocks, 50% bonds. EXCEPT that so far, I haven’t been brave enough to buy bonds.
The defensive, fixed income part of my portfolio remains in cash. My thinking has been this: A. As an individual,…
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Loanpad P2P - Reviews, experiences, info or updates, post them here. I'm having a dabble.
Morning all I've seen this name pop up a couple of times in various threads, but can't see that there is a dedicated thread for them. I've had a quick look at their website, and on the face of it, it seems like a pretty good deal, somewhere between cash and a S&S ISA. I realise that capital is at risk, and the interest…
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Ajbell transfer
I requested my ajbell pension transfer to ajbell from aviva ove 17weeks ago and dont have internation shares. Why is it taking so long , why? Anybody else had same experience?
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euro denominated all world etf
I'm think of changing my existing euro fund investment to a euro all world etf. My current holding history as i have a query regarding CGT, Initial investment May 2017 10k euro Guinness Global Innovators fund EUR Acc, adding another 5K eur in April 2018. This is invested directly through Guinness Asset Management April…
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What Should I Be Careful Of? - 12 Month Savings Account for Income Tax Money
Hi, I'm self employed and I want to store my income tax money somewhere until the end of the year when I need to pay it so I'm looking at various savings accounts etc. Is there anything I need to watch out for? Any red flags, things to avoid etc? Obviously I need 100% of the money back at the end of the year, so I don't…
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H&R Building Society non availability of online service
Having no online excess to operate your account with no date for resumption of service due to rebuild of app could this be viewed as alerting your terms and conditions?
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Moving shares from Hargreaves to Trading 212
Hi, Im looking to move shares from my Hargreas ISA account to my T212 ISA account. The reason why I want to do this is becuase HL charges 0.45% for holding shares, whereas T212 doesnt have a charge for holding shares. (unless Im mistaken!) Im curious to hear if others have done this. If there are any gotchas I need to…
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What would you do with £300K
Hi all, Appreciate your input on this, I will have £300K to do something with shortly, im thinking to invest it all, (I have an emergency fund/mortgage-free) in a world tracker ETF, across a couple of brokerages. I am 33 so won't really need the money for another 10-15 years at the earliest. If anyone has any other ideas i…
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Free trading offer from HL. £100 for 7 weeks
Might be of interest to some, especially if you were going to trade anyway. Free trades between 1st May and 21st June. New and existing clients. Takes a bite out those £11.95s * Subject to these terms and conditions, you are eligible to receive £100 worth of free online share trades between 1 May 2024 to 21 June 2024 (the…
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Interest payment on a 2 year RCI fixed rate bond?
This bond states that the interest is paid on the 'Anniversary', does that mean after 1 year and then another interest payment for the second year, or is the total interest paid after 2 years?
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trading 212
i would like to invest small amounts regularly and choose which companies, just wondered if t212 is a good platform to begin with?