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We want to hear about your Lifetime ISA (LISA) experiences
Are you planning to use your Lifetime ISA (LISA) towards your first home? Have you used one already, or tried to? We’d like to hear about your experience.Got a second-hand story about a friend or relative using a LISA? We'd love to hear that too. Or better yet, ask them to register for a Forum account and post about it…
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ISAs & Tax-free Savings Sticky
💷 Forum threads on this topic which you may find useful: * Tax Free Savings Guide Discussion Area * Lifetime ISA Discussion Area * Help to Buy ISA Discussion Area * Stocks & Shares ISAs Discussion Area * Cash ISAs: The Best Currently Available List * Transfer Cash ISAs Discussion Area 💰Helpful content from…
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Prosper Bank/Al Rayan feedback
Hello, Grateful for any feedback please. Has anyone else experienced difficulties with Prosper Bank? A while ago we opened a fixed term savings account with them, which actually holds the savings in Al Rayan Bank. I think I was told we should be able to access interest statements in the App but I've been unable to (no…
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Kent reliance cash isa initial deposit query when transferring
I have opened a new account and i am opting to transfer the full past years and current years ISA Cash from another provider which Kent reliance application process said takes 15 days. However, i have now had an email from Kent reliance saying my initial deposit must be made within 7 days or my account application will be…
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Consolidating ISAs?
Due to receiving a small inheritance in stages last year, I have the following ISAs which all mature at different dates between now and the end of June, £6950 in serve and protect CU, matured £5031 Coventry BS matures 31st May £3500 Nat west fixed rate iSA matures 25 June I also have £10893 in Leeds BS 3 year fix matures…
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Is an ISA without photo ID possible?
I opened an ISA a couple of years ago. It was really simple. All I was asked for was details of a bank account and my NI number. It was with Saga (best rate at the time) and they are no longer offering ISAs to new customers. My husband wants to open one and we tried a couple of those recommended on MSE but the first…
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Cash in a S&S ISA ?
I intend to open a Nationwide fixed rate cash ISA. I want to fund this via a transfer from my Scottish Widows S&S ISA, currently the funds are in a Royal London short term money market fund, when I sell this fund it will be a cash balance in the account, would that then be a cash ISA to cash ISA transfer or a S&S ISA to…
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LLoyds/Halifax ISA Cashback Offer question
Hello, Was too late for the Santander offer, too many issues reported on here for the HSBC and i was cutting it late requesting the HSBC transfer before tomorrow's deadline (if anyone who replied to my previous post asks). 3rd time lucky for this offer i guess? I've seen the next cashback offer is LLoyds/Halifax, however…
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Junior ISAs
My son has set up a Junior ISA for his child and I now want to put money into this ISA as their grandmother. I understand that I can't put the money in directly. Only via my son. My understanding was that once the parent has opened the ISA then anyone can pay into it. This doesn't seem to be the case. What if my son were…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2026/27 tax year. **As with any financial product, before opening an…
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HSBC cashback offer
Has anyone (customers only) opened, payed in or transferred onto the HSBC Isas cashback offers yet? If so, any communication from HSBC that the new ISA account qualifies for the cashback? I opened one but no idea if it qualifies, the other day I moved money from my HSBC account onto another bank and now I have returned it…
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Coventry BS Centrepoint Fixed ISA maturing 31.05.2026 - options
I haven't had an email from Coventry yet, but noticed on my account page that there is now an 'maturity instructions' link which shows what their offers will be for maturing ISAs at the end of this month. Not the most competitive: Option A - Fixed ISA (327) 31.08.2027 4.20% Tax free^ p.a./AER* (Fixed until 31.08.2027)…
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HSBC FR ISA Cashback
Have any of you guys opened the above in a way that has enabled you to claim the cashback. The T&C state that it has to be new money and cannot be money transferred from a HSBC current account or savings produce or First Direct too. I have both those bank accounts and no other. To try and get in on this offer I tried to…
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HSBC issues with transferring in ISA
I have opened the new HSBC Fixed Rate Cash ISA and asked to transfer in my Nationwide Cash ISA. For some unknown reason, HSBC haven't been able to transfer this yet and don't know why. I pointed out the 15-day window has passed and complained. Please note that Nationwide confirmed they did receive the transfer request but…
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ISA transfer gone into 2026/2027
I made a bank transfer from my current account into an opened ISA on the 3rd April, but noticed that it's not showing on the account until the 7th, making it a 2026/2027 ISA. I've been in touch and they say that they only process transfers during working hours. I thought this would go instantly into the account, at least…
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Newbie looking at ISA stocks and Shares
I'm one of the many people who will be affected by the changes of ISA savings amounts for saving in April 2027. I therefore thought I would invest £500 this year as a trial run. I have put the rest into a Trading 212 cash ISA this April 2026. I have never invested in Stocks and Shares so am not sure where to start. I did…
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ISA - I've jumped the gun opening a new ISA - what are my options??
As per the title, I've messed up, misread an email and opened up a new ISA (and started funding it) before last years ISA matures - and will not be able to move it over (before new one closes) what are my option please. I will help by filling in the blanks. All of this is santandar - but also happy to go somewhere else if…
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Liftetime Isa - Put all £4,000 now for House purchase or too late?
Hi all, I have just had an offer accepted on a house today and i have a lifetime isa that i pay £333 into each month so i get the bonus at the end of the year. However as i have just had an offer accepted today for a house, i thought i could transfer the full £4,000 in now from another account to get the £1,000 bonus, but…
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Lloyds ISA cashback
Is the cash back bonus earned from opening a Lloyds Cash ISA taxable? Thank you
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Bacs ISA transfer service
I read a short while ago that some transfer take longer/ more problematic if either organisation is not signed up for the Bacs ISA transfer service. Is this true? There was also a list of the organisations signed up for this service but I can't find it now to determine if the move i want to make will go smoothly. If it…
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Can I transfer ISA into existing one?
I've already paid £1500 into my new ISA this tax year. I have a 1 yr fixed rate ISA with another provider that matures on 1st June with over £20k in it. Can I transfer the maturing ISA into the one I've just opened and already paid into?
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Santander Fixed ISA
Hi, I wasn't planning to go with a fixed but I have emergency funds and worst case, I withdraw it and lose £300 in fees. Interest rate is 4.5% and a £50 Amazon voucher. I have some questions though - Is it completely online? As in I can set it up online and fund it from another bank account online? Although the interest is…
