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Transferring Child Trust Fund
Hi, I want to transfer my son’s child trust fund into a junior stocks and shares isa. I’ve been told by Fidelity I can’t do that and that none of the others will let me as it has to be like for like. They’ve said that I can hire a financial advisor to do it for me. Is that the only way? Thanks.
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Are any providers offering 2026/2027 Cash ISAs yet?
That's it really. Are there any providers out there offering Cash ISA products now for the next financial year(incl interest rates) on the understanding that deposits are made soon after 5 April 2026?
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2nd ISA/End of Interest Offer
Hi, I have a T212 ISA that is maxed out and the interest offer comes to an end next month. I also have another £20k I want to put in a new ISA for the 2026-2027 tax year. With the existing ISA, I presume I have to wait until the new tax year to open a new account somewhere else and then transfer it? With the new £20k I…
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Transfer ISA from T212 to Plum
Hi, my T212 rate is to end next month and I want a good rate for my current ISA and another £20k from April. Am I right in saying I can transfer from T212 to Plum now, and then in April I can add another £20k to Plum on the same rate for the new tax year? Anyone had issues with a transfer this way? Thanks
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ISA top up - tax implications
Hi everyone, I have a flexible cash ISA which had around £70K in it early last year but now has more like £20K following some large expenditures. As it is a flexible ISA, I can replace the £50K before the 6th April. I will lose it after that if I haven't replaced the money. My partner (we are not married), has 50K spare.…
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Moneybox Interest Rate After 12 Months
My 12 months with a Moneybox instant access isa ends in a few weeks and the bonus is removed, at which point I understand the rate drops to 3.something%. Am I right in thinking that Moneybox do not offer the bonus % to existing customers so that, when the 12 months is up, I will have to look to transfer out to get a higher…
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Help understanding how ISA accounts transfer across financial years?
Sorry if this is a really silly question but I’ve read ISA rules on various sites and I’m still not clear on this. I have a cash ISA account for the current tax year 25/26 and I’ve had notification it will mature soon so I should consider transferring it. I have about £12000 in it and want to put a bit more into it before…
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New ISA tax year - Easter Monday
I’ve just noticed that the new ISA tax year on April 6th, falls on Easter Monday - Bank Holiday. Does anyone know if this make will affect any transfers made to banks or building societies on that day? ie, will they not be accepted or applied until April 7th. Not a big deal I know, but if there’s no point transferring…
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This is Money podcast….
I was listening to this weeks “This is Money” podcast and I heard someone say that from April 2027, any money paid into a S&S ISA, won’t ever be transferable to a cash ISA. Have I heard right, is this correct?
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Cash ISA predictions 26/27
Does anyone know when info about cash ISA rates will be available please and where to find it please?
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Marcus Bank increases ISA bonus to 0.74%
Just received on email that there is a ISA new bonus rate of 0.74%, up from 0.49%. New rate 4.01%. You have to renew the bonus on the Marcus site to apply it. The general savings bonus remains unchanged.
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Aldemore Reward (for staying)
Hi, I have a 2 year fixed ISA maturing with Aldemore later this month (taken out at 4.55% in 2024). I have received an email from Aldemore stating this maturity, and if I log-in and check maturity instructions I will get a preferential deal/rate if I renew the ISA with them for a further term. Oh great I thought, may get a…
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How to fill in this form? (JP Morgan)
Hi, I want to transfer matured Sharesave shares out of JP Morgan Workplace solutions. They have the following online form to fill in. Are they asking for my name and address or the name/address of the bank/platform I want to transfer to? I contacted them a week ago via the online query form but still haven't received a…
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Problem opening an ISA
I am 92, I have never driven and don't have a licence. My passport has expired and am unable to travel anyway; so I haven't renewed it. How can I open an ISA?
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Stocks and shares ISAs gains after paying IHT
Good evening forum members. We have successfully been granted probate between two executors and we have paid IHT tax already. The stocks and shares ISAs have gained in value are we liable for more tax on these gains e.g 20K gain. Thank You
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Cash ISA - stupid question perhaps
Trading 212 offer a good (promotional) rate on their cash ISA currently. My question is: If I pay in say £20,000 now, and then in the new financial year, pay in another £20,000, will the whole sum benefit from the 12 month promo? It's not 100% clear to me.
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Charter failed to transfer cash ISA in 45 days
Hi. I'm Having a problem transferring my ISA from plum to charter savings bank. I opened the charter account at the beginning of January and at the end of January contacted them to ask why the delay? After waiting five working days for an answer and they confirmed "we have sent a request letter to Plum on 13/01/2026 and on…
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ISA Transfer Disaster
I won't name the bank now, in case it affects my outcome. But will if it gets resolved. I'm just after some urgent advice for now. So I apply for an ISA with transfer in from another bank at the application stage. They send emails saying the transfer is happening and the money gets sent on a Monday morning by faster…
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Bed and ISA
I presently have a stock and shares ISA, and a general investment account with EQI. I have been informed that their fees will be increasing on 1st April. Are there any flexible ISA providers that will do bed and ISA. I just take my dividends from the ISA and then top up shares from the general account so do not really buy…
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First Direct Stocks &Shares ISA forced share sale after takeover
A UK share I held in my First Direct (FD) stocks & shares ISA was subject to a takeover by a USA company that floats on the NYSE. FD sent me two letters both advised I could sell prior the takeover date or if I took no action the shares in the new company would be added to my account plus additional monies from the…
