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Moving Nutmeg/JP Morgan ISAs - Robo-Investing or Cash ISAs?
I think the time has finally come for me to move my Nutmeg ISAs to another platform. The robo-investing has been fine but I'm told that the fees are too high. I already have stocks and shares ISAs with a couple of other providers such as Trading 212 and was thinking about transferring them over but "eggs in one basket",…
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Trading212 Cash ISA transfer out
I have a trading212 cash ISA which I have requested to be transferred out (via the new provider). According to the trading212 help they would notify me and ask for approval, neither of which has happened yet after a week. I tried asking their online help on chat but they are not answering which is another issue. Has anyone…
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Scottish widows STMMF to fixed rate ?
I have £50k sitting in a Royal London STMMF on the Scottish Widows platform in a S&S ISA account. With the uncertainty that this type of fund will allowed to be held in an ISA wrapper next year due to the changes announced by the one from accounts, would it be possible to switch this to a fixed rate ISA with a High street…
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Best Isa for transferring in - advice/guidance please -
Hello, I currently have a cash isa in T212 with max 2 yrs monies in it, the interest rate for existing customers is now 3.60% I need to transfer to another provider along with this years allowed amount for isa (not yet put in an isa) Guidance/advice/experience would be appreciated 😀
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Very Impressive Cash ISA Transfer
Spoke to Swansea Building Society 11:30 am Tuesday 28th (yesterday) to finalise ISA transfer from Skipton Building Society to them. Staff member said she would arrange the transfer that afternoon. Today, 29th at 1:30pm the funds are in my Swansea ISA. That's the fastest I've experienced an ISA transfer and am very…
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Barclays Premier 2yr Fixed Term Flexi ISA - have I missed something?
Just opened this and funded it with £1000 to keep it available for new funding next tax year if it still proves to be a good interest rate. After opening the ISA I looked at the account info it states that the interest rate is variable- they have called it a fixed term account - have I missed something? Is it a fixed rate…
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Plum ISA Issues
Hi there, has anyone had any trouble transferring out a Plum cash ISA? As they are digital they apparently don't give you an account number or sort code. Plum has told me to use my National Insurance number as my account number and put zero's in the sort code when initiating the transfer. It doesn't seem to like my account…
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Plum ISA transfer out - interest forfeited
I have a Plum ISA, which I have had for over a year. A better rate came out, so I asked my new provider to transfer in from Plum. Plum have sent my monthly balance today, but I have lost 3 weeks interest. They tell me that you forfeit the interest when you transfer out, yet this was never made clear when I opened the…
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InvestEngine Bonus
I’m trying to qualify for the £20,000 tier (£110 bonus), but I’ve run into an issue. I’ve deposited £19,950 of my own money, and received a £50 MSE bonus which has brought my ISA to the £20,000 annual limit. Because of the ISA cap, I’m unable to add the remaining £50 without exceeding the allowance. Given that I’ve…
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Virgin PEP
i have an old virgin PEP from late 90s that then got taken over by equitable life and then ultimately Utmost. i am now trying to take out some of the money but am being told by Utmost that they have no record of the account being set up as a PEP and thus having the tax advantages that a PEP offers when i withdraw funds ie…
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Child turning 18 in tax year - ISA allowance?
Hi all, say child turns 18 in July27, does their £9k/pa childhood ISA allowance become and extra £3k in year? or do they get a full adult allowance £12k in addition in year?
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Annual Interest on a Fixed Rate Cash ISA
Hello, I was thinking of opening a 5yr fixed rate cash isa. The ISA provider allows you to pay annual interest earned, into a current account. Will the annual interest be subject to Tax? Thanks
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Childrens ISA - providers that can offer both cash and S&S ISAs?
Good Morning All, I'd like your thoughts on the following please. I'd like to open ISAs for our one year old and three year old. My wife and I have both used up our 2025/26 allowance so can't saveany more within these accounts for them but want them to have their ownaccounts anyway. There are currently three options as I…
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Maturing cash ISA quesry
I have a 1 year fixed rate cash ISA maturing in late June. ICan I reinvest immediately into a new ISA & retain the tax free status or do I have to hang around till April '27? I have already used this year's ISA to open a new 1yr fixed rate cash ISA.
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Cash ISA - Interest 'paid away' loses tax free status?
The West Brom Building Soc offers a fixed rate cash ISA @ 4.56% until Nov 27. I would like to take the monthly interest earned, on the deposit/capital, and have it paid into my current account with a high st bank to help with monthly expenses. The T&Cs say that 'paying away' the interest means it will lose its tax free…
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Best Broker for US Stock&ISA investing? (this is my pick, any comments?)
Hello everyone, I have been looking to changing my broker recently and wanted to share with you what I think and hopefully get some of your comments.. About 70% of my investments are in various Vanguard index funds and 30% in stocks (mainly US.) I have balanced risk profile with my Vanguard portfolio but for my stock…
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Flexible Easy Access Cash ISA
Hello, I opened a Skipton Building Society Flexible Members Cash ISA and paid in £10K, on 7th April 2026. A week or so later I opened two further Flexible Easy Access cash ISAs, one at Monument and one with Principality. I withdrew £9985(from Skipton) and then paid it into Monument. Leaving £15 in Skipton and then paid…
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Question about interest on balances
I have perhaps a dumb question - 1. let’s say I open a cash ISA and deposit the full £20k with an account paying 4.3% 2. At the end of the year I receive the interest 3. At the start of year 2 I deposit another £20k into the same account, still at 4.3% 4. At the end of year 2, am I paid 4.3% on the entire £40k balance or…
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Gatehouse bank final profit total.
Hello This isn't that big a deal, but l noticed that when I decided to roll over my 1 year fix isa at 4.36% for another year (same term and interest) the maturity information stated my profit would be £855 but when l checked this morning it was only £853.31. Is this normal because of the sharia nature of the organisation.…
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Plum Cash LISA Transfer Interest Rates
I opened a Plum Cash LISA and requested a transfer from my existing provider. All accepted no problem. The day I opened the Plum Cash LISA the rate was 4.65% (3.11% with a bonus of 1.54% for 12 months). I requested the transfer the same day. However whilst waiting for the transfer the rate dropped to 4.06% (3.11% with a…
