-
ISA deadline day 5th April 2026
Hi, I have an old ISA but I didn't use any of my April 25-April 2026 ISA allowance so I opened a new cash ISA on the 5th April 2026 and have requested to transfer my old ISA into a the new ISA to take advantage of my 20K allowance before it expired at midnight on 5th April 2026. The transfer was requested on the 5th April…
-
Vanquis internal ISA transfer
Anyone managed to "upgrade" their easy access ISA internally with Vanquis, presumably by opening a new issue and have the funds of the old issue transferred into it internally and have the old issue closed? I see a transfer form with drop-downs from other banks along the new issue opening steps, but nothing for an internal…
-
Trading 212 Annual Bonus
Hi, I am currently having a debate with T212 as I was expecting an annual bonus. Their AER is 3.6% and as a new customer I was expecting the additional bonus which took the overall to just over 4%. Having contacted them they said it was for new customers, which I am a new customer and that I'd had the account for 2 years…
-
Trading 212 stocks ISA £40 bonus
I've recently set up several new accounts with the goal of spreading out & maximising my savings. One of these is the Trading 212 stocks ISA. I applied & used the MSE code & have received the £40 in my stocks ISA. I'm looking in the remaining week before the new tax year to max out my ISA limit for the year. Does the £40…
-
Tescobank ISA disappeared from app
If you have a Tescobank ISA and it is no longer showing in the app, don't panic. It is a known issue which they are working to fix. You can still access it via online banking.
-
Can one bag two different Trading212 offers?
Is it possible to take advantage of the MSE promotional rate for a Trading212 flexible cash ISA and also open a Trading212 Stocks & Shares ISA to claim the "free" £50 shares offer, or does one preclude the other (is each a "newbie" offer?)? Thanks, Isaiah
-
Stocks and Shares ISA 2026. Any good deals for a new 20K Investment?
I'm specifically looking for good cashback offers
-
Zopa ISA Builder Challenge
At 3.75% var not the best cash ISA interest rate but an opportunity to win prizes. Detailed T&Cs are in your Zopa app. You must contribute monthly to get prize draw entries. There is no minimum monthly amount, and you can skip months if you need to. All money can be in cash ISA. Prize draws take place on 1 July 2026, 1…
-
Deferring S&S Isa and multiple cash ISAs..Thoughts ?
As this will be the last year I can put full the full £20 K into cash ISA's, I am considering this… I normally drip feed into a S&S ISA monthly about £250, plus a few adhoc buys, leaving me £15K to put into Cash. However , this year I am considering drip feeding outside of the ISA wrapper and using up my full £20K…
-
Renewing Declaration on Old Cash ISA for Transfer-In Only?
I have some money in 2 old Cash ISAs: ISA1 (from 2023) - interest has dropped significantly ISA2 (from 2024) - still paying an ok amount of interest I'd like to transfer from ISA1 into ISA2. However, as ISA2 is inactive, it's asking me to renew my declaration in order to do so - fine, except I'd also like to open Cash ISA3…
-
Transferring an ISA from one provider to another whilst living abroad
Hello all, has anyone had any success in transferring an ISA from one provider to another whilst abroad? Legal & General will no longer be offering ISA's and I'm thus looking for an alternative provider. The challenge I'm having is that all the providers that I've reached out to thus far are not willing to accept a…
-
Last minute ISA deposit
Asking for a friend I'm helping out. Are there any providers that are quick and easy to deposit into this late stage? Doesn't matter if it's cash or stocks and shares. They've finally understood the concept of use it or lose it and so now want to deposit anywhere! Most we've tried had a cut off earlier than today but if…
-
Drawing from which tax year?
If I have £20k in an ISA 2025-2026, and I add £20k to it in 2026-2027, then draw out £10k, which tax year am I drawing out from? With Moneybox and tempted to transfer another £20k next week, but is there a way to tell which year you draw from? Thanks
-
Cash ISA help - transferring money from Halifax ISA to BOS ISA
In April 2025 my husband opened a new fixed cash ISA with Bank of Scotland as it had a good rate (I think it was either 4.5% or 5./5%) and the plan was to put £18k in there. The reason we wanted another cash ISA was a) as the money needed to be kept separate b) to benefit from the good interest rate. By mistake though he…
-
New to Vanquis ?
Are Vanquis somewhat OTT when it comes to ‘New’ customers? Yesterday, I was helping my OH arrange a transfer from a maturing Moneybox ISA to the Vanquis current 1 year fix. The online application seemed straightforward enough, but moments after completion an Email arrived asking for documents relating to ‘Proof of identity…
-
What would you do with your £20k
I have £20k to invest on Monday when the new ISA tax year begins. I’m unsure whether to put it in my existing Shawbrook 5.22% 5yr cash ISA (this will be year 4) with a guaranteed return in 2028 when it matures, or open a stocks & shares ISA taking advantage of the current market whilst it’s down. I don’t have any real…
-
If a company goes bust?
Hi, so for example, I pay in £20k for the 2025-2026 tax year with Plum. Plum goes bust next month and I make a claim for that £20k and get it back. Have I lost my 2025-2026 ISA allowance? Thanks
-
Cash ISA tactics for the new tax year ?
With talk of interest rate rises I'm just wondering what others are doing regarding their 2026-27 cash ISA deposits. I was thinking of depositing in a flexible ISA and, if there is a significant rate rise, I would transfer the cash to the higher rate account. Now , if there was a higher rate account that didn't allow…
-
Current Cash ISA
I've probably left it too late for this year but have funds in a cash isa which I've just discovered is only 2.75% (I opened it a few years ago). Presumably it's too late to open a fixed cash isa with another provider for this year?
-
Opening new Vanquis ISA
I want to open a new 1 year fixed rate ISA with Vanquis solely for the purpose of transferring a maturing ISA from another provider. I have also funded another ISA this year. The first question in the application is "Have you already opened an ISA in this tax year?". Truthfully answering "yes" to this brings up the…
