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This is Money podcast….
I was listening to this weeks “This is Money” podcast and I heard someone say that from April 2027, any money paid into a S&S ISA, won’t ever be transferable to a cash ISA. Have I heard right, is this correct?
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Cash ISA predictions 26/27
Does anyone know when info about cash ISA rates will be available please and where to find it please?
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Marcus Bank increases ISA bonus to 0.74%
Just received on email that there is a ISA new bonus rate of 0.74%, up from 0.49%. New rate 4.01%. You have to renew the bonus on the Marcus site to apply it. The general savings bonus remains unchanged.
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Aldemore Reward (for staying)
Hi, I have a 2 year fixed ISA maturing with Aldemore later this month (taken out at 4.55% in 2024). I have received an email from Aldemore stating this maturity, and if I log-in and check maturity instructions I will get a preferential deal/rate if I renew the ISA with them for a further term. Oh great I thought, may get a…
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How to fill in this form? (JP Morgan)
Hi, I want to transfer matured Sharesave shares out of JP Morgan Workplace solutions. They have the following online form to fill in. Are they asking for my name and address or the name/address of the bank/platform I want to transfer to? I contacted them a week ago via the online query form but still haven't received a…
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Problem opening an ISA
I am 92, I have never driven and don't have a licence. My passport has expired and am unable to travel anyway; so I haven't renewed it. How can I open an ISA?
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Stocks and shares ISAs gains after paying IHT
Good evening forum members. We have successfully been granted probate between two executors and we have paid IHT tax already. The stocks and shares ISAs have gained in value are we liable for more tax on these gains e.g 20K gain. Thank You
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Cash ISA - stupid question perhaps
Trading 212 offer a good (promotional) rate on their cash ISA currently. My question is: If I pay in say £20,000 now, and then in the new financial year, pay in another £20,000, will the whole sum benefit from the 12 month promo? It's not 100% clear to me.
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Charter failed to transfer cash ISA in 45 days
Hi. I'm Having a problem transferring my ISA from plum to charter savings bank. I opened the charter account at the beginning of January and at the end of January contacted them to ask why the delay? After waiting five working days for an answer and they confirmed "we have sent a request letter to Plum on 13/01/2026 and on…
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ISA Transfer Disaster
I won't name the bank now, in case it affects my outcome. But will if it gets resolved. I'm just after some urgent advice for now. So I apply for an ISA with transfer in from another bank at the application stage. They send emails saying the transfer is happening and the money gets sent on a Monday morning by faster…
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Bed and ISA
I presently have a stock and shares ISA, and a general investment account with EQI. I have been informed that their fees will be increasing on 1st April. Are there any flexible ISA providers that will do bed and ISA. I just take my dividends from the ISA and then top up shares from the general account so do not really buy…
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First Direct Stocks &Shares ISA forced share sale after takeover
A UK share I held in my First Direct (FD) stocks & shares ISA was subject to a takeover by a USA company that floats on the NYSE. FD sent me two letters both advised I could sell prior the takeover date or if I took no action the shares in the new company would be added to my account plus additional monies from the…
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Move ISA to already contributed one
Is it ok to move a flexible ISA now from a separate bank to another flexible ISA that I have already contributed to the maximum amount for 2025/26?
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New ISA Manager and early transfer without penalty
HI I've just received an e-mail from Virgin Money with confirmation that my ISA Manager is officially changing to Nationwide from 2nd April. My fixed ISA doesn't mature until the end of June and I was wondering if I'd still be penalised interest if I transfer by the transfer deadline. Thanks Paul
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Flexible ISA's redundant
Hi all, having a so called flexible ISA with Zopa, they say that it's not going to be allowed to transfer part of the ISA to another provider, however if you do a full transfer they will close the account; they say they will accept partial transfers in so that's why it is a flexible ISA. This can't surely be right, as all…
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IG's £200 Cashback when you invest £200
Hi. Does anyone know if I would still get the £200 back if I deposited the money into IG but did not buy S&S or ETFs? I've already deposited the money and am now feeling extremely overwhelmed having to choose what to buy. I've only ever invested through a platform so wasn't expecting the billboard of flashing lights. If I…
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Lifetime ISAs guide
Hi! This is the discussion thread for the Lifetime ISA guide. Click reply below to discuss. If you haven't already, join the forum to reply. Thanks folks,
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Vanquis ISA
I have already made a subscription to another cash ISA this year and I'm trying to open a Vanquis ISA with the rest of my alowance. When I start the application with Vanquis is insists you transfer my other ISA which I do not want to do stating, 'Your current years ISA subscription has to sit with one provider' Which is…
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Moving S&S ISA from HL who've now sold some funds
I have a fair number of funds with HL which are within ISAs, and I wanted to move from HL to Self Investor. HL have just told me they've sold three of the funds. So I now have cash within an S&S ISA. How do I move that cash to another provider and maintain the ISA wrapper? (I know Self Investor don't do cash ISAs.)
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New cash ISA limit for those turning 65 during the tax year
I will turn 65 in May 2028. Will I then qualify for the over 65 cash ISA limit from my birthday, or will I have to wait until the following April to qualify?
