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Junior ISAs
My son has set up a Junior ISA for his child and I now want to put money into this ISA as their grandmother. I understand that I can't put the money in directly. Only via my son. My understanding was that once the parent has opened the ISA then anyone can pay into it. This doesn't seem to be the case. What if my son were…
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Consolidating ISAs?
Due to receiving a small inheritance in stages last year, I have the following ISAs which all mature at different dates between now and the end of June, £6950 in serve and protect CU, matured £5031 Coventry BS matures 31st May £3500 Nat west fixed rate iSA matures 25 June I also have £10893 in Leeds BS 3 year fix matures…
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Is an ISA without photo ID possible?
I opened an ISA a couple of years ago. It was really simple. All I was asked for was details of a bank account and my NI number. It was with Saga (best rate at the time) and they are no longer offering ISAs to new customers. My husband wants to open one and we tried a couple of those recommended on MSE but the first…
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Cash in a S&S ISA ?
I intend to open a Nationwide fixed rate cash ISA. I want to fund this via a transfer from my Scottish Widows S&S ISA, currently the funds are in a Royal London short term money market fund, when I sell this fund it will be a cash balance in the account, would that then be a cash ISA to cash ISA transfer or a S&S ISA to…
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Coventry BS Centrepoint Fixed ISA maturing 31.05.2026 - options
I haven't had an email from Coventry yet, but noticed on my account page that there is now an 'maturity instructions' link which shows what their offers will be for maturing ISAs at the end of this month. Not the most competitive: Option A - Fixed ISA (327) 31.08.2027 4.20% Tax free^ p.a./AER* (Fixed until 31.08.2027)…
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HSBC issues with transferring in ISA
I have opened the new HSBC Fixed Rate Cash ISA and asked to transfer in my Nationwide Cash ISA. For some unknown reason, HSBC haven't been able to transfer this yet and don't know why. I pointed out the 15-day window has passed and complained. Please note that Nationwide confirmed they did receive the transfer request but…
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ISA interest
I've opened a new fixed rate ISA with HSBC. My existing ISA is still sitting with Virgin Money at a useless rate. HSBC still haven't transferred it in even though it matured on 24th April. Am I merrily losing interest on HSBC 4.5% due to their incompetence?
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ISA transfer gone into 2026/2027
I made a bank transfer from my current account into an opened ISA on the 3rd April, but noticed that it's not showing on the account until the 7th, making it a 2026/2027 ISA. I've been in touch and they say that they only process transfers during working hours. I thought this would go instantly into the account, at least…
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Lloyds ISA cashback
Is the cash back bonus earned from opening a Lloyds Cash ISA taxable? Thank you
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Bacs ISA transfer service
I read a short while ago that some transfer take longer/ more problematic if either organisation is not signed up for the Bacs ISA transfer service. Is this true? There was also a list of the organisations signed up for this service but I can't find it now to determine if the move i want to make will go smoothly. If it…
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Can I transfer ISA into existing one?
I've already paid £1500 into my new ISA this tax year. I have a 1 yr fixed rate ISA with another provider that matures on 1st June with over £20k in it. Can I transfer the maturing ISA into the one I've just opened and already paid into?
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Santander ISA
Hi. At the start of the new tax year i opened a fixed rate ISA and transferred maximum allowed into it from my standsrd ISA (also with Santander)). However Santander now say i cannot pay more into either ISA since i have reached my limit for this year. Can that be correct when i transferred from an ISA to an ISA using…
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Quick question about cash ISAs
hello my mother already has two cash isa with Paragon, totalling just under 20k combined between the two they were both funded around April/June 2025 and no more has been added to them since she wants to know if she is allowed to open another cash isa , this time with a different bank, and fund it with another 20k she is…
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Plum App - Create Account
I've been attempting to create an account for a Plum ISA using the App for about three days. The first step is to enter your mobile number and enter a verification code sent via SMS which never arrives. The help suggests the usual things regarding mobile reception and entering the mobile number without leading zero. The…
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Transfer OUT of a vanguard s+s isa
Hi have funds in a Vanguard stocks shares Isa and likely need access to it all next year for house deposit, so cant afford to see it suddenly fall. On goggling this it sounds like they can drag their heels for isa transfers Aparently it can take six weeks to transfer to a cash isa provider ? in which case it would be…
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transferring a Trading 212 cash ISA to another provider in the 2026/2027 tax year
does anyone know of a provider which will accept a transfer in from a Trading 212 cash ISA? I tried 2 of the providers recommended in the MSN website; both have lists of the ISAs that they'll accept, but neither of them include Trading 212 in their lists.
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Flexible Cash ISAs
If someone transferred a previous years Stocks and Shares ISA of a large value (way over the £20k annual limit) to a cash ISA that offers 'flexibility', once the transfer has arrived into the cash ISA, can they then withdraw the full amount and replace it back into the cash ISA as long as it is in the same tax year? Thanks…
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Transferring cash ISA from the PO to HSBC
I can't use the HSBC transfer-in form because it's demanding a 12 digit roll number and the Post Office only have 10 character, alphanumeric roll numbers. Each is blaming the other for the issue. This is despite the PO being listed as one of the institutions for which HSBC's online form is applicable. There's clearly…
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Trading 212 Cash ISA - Best rate for new customers only
Has anyone on here who had previously benefited from a boosted introductory rate for a cash ISA with Trading 212 successfully managed to sign up again and got another boosted rate and if so, how did you manage to do it? Obviously you can use a different email address but ultimately your name and NI number would have to be…
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ISA questions
Hi I have 2 cash isas both with nationwide. One for last year 20k One for this year 20k A couple of questions Are isas for different years always kept In separate accounts? Can I do anything with these isas other than withdraw the money? For example Can I change to a s&s isa ? Can I move it to another provider? For example…
