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Flexi ISA for a 16 year old
Which banks can a 16 year old open a flexi cash ISA? He has a Virgin Money Cybersave account which offers very little interest and I would like him to open an ISA to start saving in that instead.
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Problem transferring cash ISA from Trading 212
Does anyone know of a savings provider who'll accept an online cash ISA transfer in from Trading 212
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UBL UK ISA transfer - need advise
Hello I can't find this on other threads about UBL. I sought to transfer old ISA money from a cash ISA (previously a fixed rate ISA with my normal bank). I did everything through the UBL website which said that the money has to go through into a funding account. So I made a payment (transfer) out of my cash ISA into that…
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ISA reform update
Tax update 2026: simplification, modernisation and fairness summary - GOV.UK ISA Reform The government is confirming the anticircumvention rules to support reforms to ISAs announced at Budget 2025 as part of the government’s wider strategy to develop a retail investment culture. To prevent circumvention of the lower…
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Atom ISA transfer to Trading 212 - less than an hour!
Wow, that was fast. Really fast! I initiated the on-line transfer today at 15:26. Funds received by T212 at 16:23. Why can't it always be like that?
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Not sure how to manage L-ISA, S&S ISA & halting of SIPP
For the purpose of this, let's ignore the workplace pension before we deviate down that road. Current situation - I pay in an amount each month to my SIPP (Fidelity). Come the end of the tax year I see what the bank balance is like & how much I feel we can afford to say goodbye to & split that amount 50/50 between the wife…
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Disaster moving cash ISA from Skipton to Halifax
Anyone had problems moving money out of Skipton to another ISA? I am weeks in to the process and so far have had several letters from Halifax stating Skipton have found a mis-match between details provided by Halifax and their own records. We have checked everything and spoken to Halifax. The only thing we could find was…
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Investengine and Dividends
Is anyone else totally fed up with Investengine not paying Dividends on time, especially when they pay them on the day after the ex-div for the next month? So I've complained several times and it just keeps happening. They fobbed me off with "JP Morgan controls when the dividends are paid and we don't receive them straight…
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Crystal ball thoughts - 1 year or 2?
I have not yet funded this year's cash ISA, and have just got a matured previous year's cash ISA. Rates for both 1- and 2- year cash ISAs are about 4.6%. I haven't been tracking the rates over the last month or so, to see whether the general direction of travel is up or down. I am happy with either duration. Any thoughts?!
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ISA question
I have always saved with the Halifax. I have a one year fixed ISA 3,35% which matures in December. I was listening to Martin Lewis who mentioned Chip? paying over 4%. Can I move to them at anytime or do I wait until the maturity date? He also said that they do the transfer for you? Thanks
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MSE News: Cash held in stocks and shares ISAs to be hit with 22% charge on interest from April 2027
Savers who hold cash inside stocks and shares ISAs will be charged 22% on any interest earned on that cash from 6 April 2027, the Government has confirmed. The charge is designed to stop people using investment ISAs as a workaround to hold cash when the cash ISA limit is cut from £20,000 to £12,000 a year for under-65s…
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How will I get my money out of SS ISA?
In 20 years when I want to live off this cash, how can I get it out of you can no longer transfer to a Cash ISA? Living off invested money seems risky.
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CSH2 Money Market ETF
I am quite an experienced long term investor with a portfolio of investments built over the years. My wife has a transfer of funds held in a SIPP awaiting investment decisions and is age 66. The funds are currently earning a v low interest rate in the SIPP account. We have been reluctant to invest further at the current…
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Moneyfarm Cash ISA - impossible to get interest breakdown?
Nothing on the app and in the quarterly statements mentions the interest added. Only way I can seem to do it is a monthly view and deduct the ‘earnings’ from the previous month. But ideally I want to see when and how much they paid me for the 12 month bonus. Any ideas? I have emailed their hello@ address but as with them…
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Paragon to Meteor - Superfast!
Paragon ISA matured today. I completed transfer request with Meteor last week to be actioned upon maturity. In my Meteor ISA account today at 5.45pm. Well done to both providers. Take note HSBC!
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Upcoming ISA Rules, and MMFs
Hi, I'm using the term "MMF" because I can link that to specific funds, like "Royal London Short Term Money Market Fund". Whereas the term "cash like" may take in things I know nothing about. Roughly 50% of the comments I've seen say that you can hold MMF in your ISA so long as that fund doesn't make up 100% of your…
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Impressively fast Cash ISA transfer - Chip to Monument
Opened the Monument Easy Access Cash ISA Boosted Rate account Monday morning and requested the transfer from Chip. By Tuesday 3pm it was all done, with the cash in the Monument account.
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ISA partial transfer?
I have an ISA with trading 212, opened in Feb 2026 into which I transferred all my savings from Moneybox, which included the 20000 paid in from 25/26 allowance. Stupidly I didn’t realise that only the 20000 would get the promo rate of 4.4% and the rest is only getting 3.6%. Is it possible to only transfer the balance on…
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ISA Newbie
I'm 50 and have 40K in various regular savings accounts and have never had an ISA. I need to sort my savings into something better. I've seen the Coventry building society fixed ISA at 4.6%, but due to recently being made redundant I need to have flexibility incase I need to use the money. What would you suggest my best…
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84 Year Old Savings
Hi I'm looking for the best savings/ISA account for my 84 year old mother for around £4,000 please?
