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How to transfer out of Trading212 cash isa?
Edit: I FINALLY managed to transfer it, transferred the ISA Vida bank even though the interest rate wasn't as good as elsewhere as it was the only one i found accepting it. It's taken 2 months! Huge hassle throughout from trying to figure out the trading212 account number (there isnt one!), having to wait days to get…
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Clarification needed on 90 day SAYE shares to ISA transfer.
Hi all. I am aware that on maturity of my SAYE scheme I am able to transfer some shares directly to my ISA, however cannot find any definative answer as to how the transfer value is determined. The HMRC guidance page explains that the shares must be transferred within 90 days and will count towards my annual £20K limit,…
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Proof of Purchased ISA Product (online application)
Before I get in to my issue I want to say that mistakes have been made on our side (namely, possibly not checking in enough detail when the account was opened, and missing emails because so much bumph was sent). This is the issue:- In October 2023 I, and my husband, applied for a 2 year fixed ISA on line. A product that…
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Flexible ISA Query
I have opened a flexible ISA this year for 8,000. ISA tells me I still have 12,000 available to subscribe. I withdraw 4,000. ISA is flexible and tells me I now have 16,000 available to subscribe. Can I now subscribe 16,000, in a different ISA with a different company? Or is it 4000, back in the original and only 12000…
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Is Vida Bank secure?
I've opened an ISA with Vida Bank ready to transfer in another ISA. They have sent me a letter to authorise my linked account and the instructions say to visit their website at www.vidasavings.co.uk. I have tried this on Chrome, Edge and Norton browser and all three come up with a message stating that the website is Not…
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Best way to release funds from Stocks and Shares ISA
hi there I have a stocks and shares ISA with about £400,000 in it which is doing really well (apart from Fidelity MoneyBuilder Corporate Bonds which have lost about 20% over about 30 years), I have switched from reinvesting any dividends to having them paid into my bank account. But I need to realise some money for day to…
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Trading 212 - what do we think?
Hi all, New to the forum so please be gentle with me. I want to invest in a cash ISA (haven't used my allowance up for 24-25 yet) and I am seriously considering Trading 212. I've used Shawbrook Bank and Charter Savings Bank in the past and had good experiences with them so I'm not new to online accounts. I know Trading 212…
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Flexable S&S ISA for HMRC SAYE scheme shares
I'm looking for a recommendation for a Stocks and Shares (S&S) ISA that* is a flexible ISA * allows SAYE shares to be transferred in * has low ongoing and transactional costs A relative has an upcoming Save As You Earn (SAYE) share scheme maturing in a few months. They currently have past SAYE shares in an iWeb Share…
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Stocks & Shares ISAs
Hi! This is the discussion thread for the Stocks & Shares ISAs guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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HSBC FTSE 100 Index Tracker
Hi, Is this a reasonably simple thing to set up? I’m looking for long term lowish risk investment. I can’t actually find much about it on their website which doesn’t seem to bode well. Thanks in advance
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isa question on upcoming budget .
I know we are guessing but i will ask anyway . With the rumours isa tax free allowance is to be cut by half will this apply to new isa savings only . I have 40k in a 3 year fix which ends in may 2026 and another 60k in a 3 year fix ending april 2027 . All being well i would like to transfer to new isa accounts after these…
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Transfering EQi sharesave to a S&S ISA?
I've got a works sharesave scheme due to mature soon. I'd like to transfer them to a flexible S&S ISA and then sell the shares in order to receive the money. My understanding is that I need to select the 'keep the shares and receive a share certificate' as the option once they mature. However, what S&S ISA providers…
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MoneyFarm cash ISA
This provider was on MSE best rate variable rate ISA last week but hasn’t appeared this week I was wondering if anyone has had any dealings with this investment company[ I am calling it this as from all I have read it is not a bank ] It is covered by the FSCS and has a good rate of 4.42%’
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Open Cash ISA without Photographic ID
I have tried to open a Cash ISA with Trading 212 for my sister but she has no photographic ID. Does anyone know of an ISA account which can be opened without this please?. It seems very unfair that those without this means of ID are excluded from getting the best rate. Thank you
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(New) CMC Invest - Flexible Cash ISA - 4.85% (allows transfers)
Good morning, Forgive me but this appears new and has started just this morning appearing in my targeted ads. CMC Invest appear to have boosted their Flexible (+ allowing transfers) Cash ISA to 4.85%. This appears to have been a previous rate, but I'm not clear if it was cut and then has now boosted back up. Perhaps…
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Best Junior Stocks and Shares ISA 2025?
I’m looking to open a Junior Investment ISA using funds from an existing Child Trust Fund (CTF). I’m relatively new to this area, but I want to make sure my child has the best possible start in life. My child will be turning 18 in around 4–5 years. I’m not a financial expert, so ideally, I’m looking for a simple, “set and…
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interactive invester ISA and trading advice
I recently opened a Cash ISA (currently funding it up to £10,000) and I am also considering a stock and shares ISA. Half this years allowance would be in the cash ISA and half in the Stocks and Shares ISA. I would then do the same in April 2025. A relative has opened a interactive investor account and has been investing in…
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Trading 212 not accepting money in?
On the sound advice to use my ISA allowance before the budget I opened an account this morning with Trading 212. Great but it will not allow me to pay money in to get the account up and running. I got stuck in a never ending loop after adding my bank account details and went round and around 7 time before I dumped it. Is…
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Child trust fund and JISA
It appears that my child has both a child trust fund and a junior isa. The lady at the bank said she shouldn't have both, but offered no further advice. Accounts are with different banks. Does anyone know if I need to do anything or will this be OK?
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Should I use Equiniti to sell shares?
I have a few low value stock holdings (EX Building Society
conversions to PLC status) on the Equiniti.com platform that I plan to sell off. Their fees appear very high. E.G. They are quoting a fee of £40
for one holding with a market value of £480. Is that reasonable?
