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UBL UK ISA transfer - need advise
Hello I can't find this on other threads about UBL. I sought to transfer old ISA money from a cash ISA (previously a fixed rate ISA with my normal bank). I did everything through the UBL website which said that the money has to go through into a funding account. So I made a payment (transfer) out of my cash ISA into that…
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S and s ISA tax on sold shares
Under the newly proposed rules, if I sell some of the shares in my s and s ISA to pay for medical bills ie. Withdraw the cash, will I pay tax on the amount withdrawn? If so, can this be avoided?
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Moving money from flexible cash Isa to S&S Isa
I have a flexible cash Isa and wish to move some of the funds to a S & S Isa. Can I just withdraw and place in stocks and share isa or do I have to use an Isa transfer to protect tax free status??? I am a little confused as I believe I can just move money from flexible cash isa to another sort of cash Isa but do not know…
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Transfer out a Chip cash ISA - needs access to my bank account transactions
Sometime ago I opened a Chip cash ISA, its a smart cash isa but don't know if that's what I opened but think it may have been converted. I added some money to it but did not give access to my current account. It says it is needed to make the most of chip not that it is required. I want to transfer this to another provider.…
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Transferring S&S ISA from HL to Barclays
When trying to initiate a transfer of a S&S ISA from HL, do you just quote your HL customer number? I can't see that I have any other account number with HL, but Barclays say they cannot do the transfer as the number is not the correct format. I can't say I've been impressed with Barclays so far as it took long two phone…
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Existing ISA's in 2027
Hi This maybe a really silly question but its bothering me. I have ISA's but next year I wont be 65 so the accounts I already have do I have to reduce those or is it any new ISA's next year is £12K?
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Transferring Cash ISA from Trading212 to Newcastle
Opened a new Cash ISA with Newcastle Building Society almost a month ago now, at 0.45% more interest than my Trading 212 Cash ISA. Filled out the Cash ISA transfer form straight away and sent it. Newcastle received it in post end of April and have now sent it to trading 212 three times via post, who have said they have not…
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Moneybox to Tembo - Review your transfer...but nowhere to review it!
I recently did a request to transfer Moneybox Lifetime ISA to Tembo Got an email today from Moneybox We've received a transfer request for a full transfer out for your Lifetime ISA to Tembo (formerly Nude). We recommend checking the rate you will receive and/or any conditions offered by your new provider to ensure the…
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NS&I vs Santander - Why can’t they transfer an ISA?
My sons ISA is in NS&I, he wants to transfer for a higher interest rate so he filled in their paper form and sent it off. Then he opened a Santander ISA in app and started the transfer process. Then Santander sent a letter which arrived 14 days after it was sent! (Royal Mail issues) saying the cheque hadn’t arrived, then…
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Santander Fixed ISA eVoucher offer
It looks like there are a few here who are familiar with the current deal. I have a hypothetical question about it. I know Santander run these kinds of offers regularly. Does anyone know roughly how long they run before they're pulled? Perhaps all of April for example, to entice a large ISA instake? Or perhaps just a…
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HSBC cashback offer
Has anyone (customers only) opened, payed in or transferred onto the HSBC Isas cashback offers yet? If so, any communication from HSBC that the new ISA account qualifies for the cashback? I opened one but no idea if it qualifies, the other day I moved money from my HSBC account onto another bank and now I have returned it…
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New First Time Buyer ISA to replace LISA
As promised in last year's Budget, a consultation has been launched to discuss a new product for first time buyers, to replace the Lifetime ISA. Initial impressions are that it's broadly similar to the Help To Buy ISA, in terms of the bonus being added at property purchase time, and therefore no withdrawal penalties before…
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Cash ISA with instant withdrawal
Just got an email from Chip to say they are slashing their Cash ISA rate to 1.02% next month. Obviously I need to transfer it somewhere else PDQ! The reason I stuck with it is because they offer instant withdrawals to a nominated bank account which is important for me, as well as it being a Flexible ISA. I think that rules…
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HSBC issues with transferring in ISA
I have opened the new HSBC Fixed Rate Cash ISA and asked to transfer in my Nationwide Cash ISA. For some unknown reason, HSBC haven't been able to transfer this yet and don't know why. I pointed out the 15-day window has passed and complained. Please note that Nationwide confirmed they did receive the transfer request but…
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New ISA rules - hypothetical scenario for S&S ISA
I was recently told in an email from Vanguard that, as part of the new ISA rules, from April 2027 'Transfers from a stocks and shares ISA to a cash ISA will no longer be allowed'. Imagine that I have money in S&S ISA, however I am worried about a potential global crash (e.g. AI bubble pop or similar) and want to move my…
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NatWest Banking and ISAs Automation Shambles
Having saved under the ISA umbrella for many years, I've become accustomed to the various processes and hiccups within providers Apps and online banking platforms. However, nothing has quite prepared me for the shambles that is Nat West. I had a simple Nat West fixed rate ISA that recently matured. They gave me notice that…
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HSBC ISA transfer unacceptable service
I transferred my ISA to HSBC 9 weeks ago. The money has left my previous account but has never arrived in my HSBC ISA. Despite multiple emails, phone calls and a formal complaint letter, I have had no proper response. The only explanation I receive is that they are “too busy” dealing with ISA transfer requests and have no…
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Stocks and shares ISA?
I've been a regular cash ISA saver for years but I'm thinking of trying a stocks and shares ISA. Is there such a thing as a good time to open? I have an account at Trading 212 so may go with them.
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Chip Smart Cash ISA - Beware this condition...
Just a heads-up for those thinking of opening a Chip Smart Cash ISA. It has much going for it for the first year as a new customer, good rate for 12 months after opening (variable but tied to BOE rate) it's flexible so cash can be withdrawn and replaced (in the same tax year), albeit withdrawals are not same day they take…
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mse wrong rates
im looking at the best cash isa on the mse page its showing as lloyds best fixed rate 2 years 4.65% but when you go on the lloyds site its saying 4.2% can the mods look into this please
