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Transfer OUT of a vanguard s+s isa
Hi have funds in a Vanguard stocks shares Isa and likely need access to it all next year for house deposit, so cant afford to see it suddenly fall. On goggling this it sounds like they can drag their heels for isa transfers Aparently it can take six weeks to transfer to a cash isa provider ? in which case it would be…
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transferring a Trading 212 cash ISA to another provider in the 2026/2027 tax year
does anyone know of a provider which will accept a transfer in from a Trading 212 cash ISA? I tried 2 of the providers recommended in the MSN website; both have lists of the ISAs that they'll accept, but neither of them include Trading 212 in their lists.
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Flexible Cash ISAs
If someone transferred a previous years Stocks and Shares ISA of a large value (way over the £20k annual limit) to a cash ISA that offers 'flexibility', once the transfer has arrived into the cash ISA, can they then withdraw the full amount and replace it back into the cash ISA as long as it is in the same tax year? Thanks…
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Plum - App Issues
Tried to open a Plum Cash ISA, on the app. Took me through the account setup, and eventually got to the ID & Address verification screen. Both boxes were marked as Verified (I had not sent photos of any documents at this point), and I could not continue. My only option was to press the X at the top of the screen, which…
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Transferring cash ISA from the PO to HSBC
I can't use the HSBC transfer-in form because it's demanding a 12 digit roll number and the Post Office only have 10 character, alphanumeric roll numbers. Each is blaming the other for the issue. This is despite the PO being listed as one of the institutions for which HSBC's online form is applicable. There's clearly…
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HSBC cashback offer
Has anyone (customers only) opened, payed in or transferred onto the HSBC Isas cashback offers yet? If so, any communication from HSBC that the new ISA account qualifies for the cashback? I opened one but no idea if it qualifies, the other day I moved money from my HSBC account onto another bank and now I have returned it…
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Monument Blocking ISA Transfer Out – Misallocating Interest and Giving Incorrect Advice?
Help Monument Bank are blocking / rejecting my ISA transfer out (from previous years’ funds). I wanted to see if anyone else has experienced anything similar - and also help anyone who may have been given the wrong advice. Is this an IT system error, or are customer service being given incorrect guidance? In mid-April…
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Trading 212 Cash ISA - Best rate for new customers only
Has anyone on here who had previously benefited from a boosted introductory rate for a cash ISA with Trading 212 successfully managed to sign up again and got another boosted rate and if so, how did you manage to do it? Obviously you can use a different email address but ultimately your name and NI number would have to be…
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ISA questions
Hi I have 2 cash isas both with nationwide. One for last year 20k One for this year 20k A couple of questions Are isas for different years always kept In separate accounts? Can I do anything with these isas other than withdraw the money? For example Can I change to a s&s isa ? Can I move it to another provider? For example…
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Moving Nutmeg/JP Morgan ISAs - Robo-Investing or Cash ISAs?
I think the time has finally come for me to move my Nutmeg ISAs to another platform. The robo-investing has been fine but I'm told that the fees are too high. I already have stocks and shares ISAs with a couple of other providers such as Trading 212 and was thinking about transferring them over but "eggs in one basket",…
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Trading212 Cash ISA transfer out
I have a trading212 cash ISA which I have requested to be transferred out (via the new provider). According to the trading212 help they would notify me and ask for approval, neither of which has happened yet after a week. I tried asking their online help on chat but they are not answering which is another issue. Has anyone…
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Scottish widows STMMF to fixed rate ?
I have £50k sitting in a Royal London STMMF on the Scottish Widows platform in a S&S ISA account. With the uncertainty that this type of fund will allowed to be held in an ISA wrapper next year due to the changes announced by the one from accounts, would it be possible to switch this to a fixed rate ISA with a High street…
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Best Isa for transferring in - advice/guidance please -
Hello, I currently have a cash isa in T212 with max 2 yrs monies in it, the interest rate for existing customers is now 3.60% I need to transfer to another provider along with this years allowed amount for isa (not yet put in an isa) Guidance/advice/experience would be appreciated 😀
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Very Impressive Cash ISA Transfer
Spoke to Swansea Building Society 11:30 am Tuesday 28th (yesterday) to finalise ISA transfer from Skipton Building Society to them. Staff member said she would arrange the transfer that afternoon. Today, 29th at 1:30pm the funds are in my Swansea ISA. That's the fastest I've experienced an ISA transfer and am very…
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Barclays Premier 2yr Fixed Term Flexi ISA - have I missed something?
Just opened this and funded it with £1000 to keep it available for new funding next tax year if it still proves to be a good interest rate. After opening the ISA I looked at the account info it states that the interest rate is variable- they have called it a fixed term account - have I missed something? Is it a fixed rate…
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Plum ISA Issues
Hi there, has anyone had any trouble transferring out a Plum cash ISA? As they are digital they apparently don't give you an account number or sort code. Plum has told me to use my National Insurance number as my account number and put zero's in the sort code when initiating the transfer. It doesn't seem to like my account…
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Plum ISA transfer out - interest forfeited
I have a Plum ISA, which I have had for over a year. A better rate came out, so I asked my new provider to transfer in from Plum. Plum have sent my monthly balance today, but I have lost 3 weeks interest. They tell me that you forfeit the interest when you transfer out, yet this was never made clear when I opened the…
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InvestEngine Bonus
I’m trying to qualify for the £20,000 tier (£110 bonus), but I’ve run into an issue. I’ve deposited £19,950 of my own money, and received a £50 MSE bonus which has brought my ISA to the £20,000 annual limit. Because of the ISA cap, I’m unable to add the remaining £50 without exceeding the allowance. Given that I’ve…
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Virgin PEP
i have an old virgin PEP from late 90s that then got taken over by equitable life and then ultimately Utmost. i am now trying to take out some of the money but am being told by Utmost that they have no record of the account being set up as a PEP and thus having the tax advantages that a PEP offers when i withdraw funds ie…
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Child turning 18 in tax year - ISA allowance?
Hi all, say child turns 18 in July27, does their £9k/pa childhood ISA allowance become and extra £3k in year? or do they get a full adult allowance £12k in addition in year?
