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Newbie to ISA, maturity question
My dad has an ISA with Lloyds which is about to mature (2nd April i think). I know it will transfer into a basic isa after the maturity date. I'm hoping to transfer it all into another fixed rate ISA. If I let it roll into the new lower rate Lloyds account can I transfer out of any time? Also if I find a new after 6th…
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Transferring isas
I opened a trade212 stocks/shares last year fully funded £20k, in the new financial year i would l intend to add another £20k after april 6. But from a couple of years ago i have a fully funded cash isa with oaknorth, can i transfer this into the Trade212 stocks/shares isa?
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Cynergy ISA maturing soon. Best option for delay free transfer out?
Maturing ISAs with Cynergy are automatically re-invested in another fixed rate ISA if I do not contact them with instructions. Cynergy’s online options are - 1. Renew into a 1 Year ISA. 2. Renew into a 2 Year ISA. 3. Transfer and close. They have also sent a letter which describes the options as 1. Renew to a choice of…
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Lack of ISA knowledge - help
Hello all, I bank with Santander and have two cash ISA’s with them that are out of the fixed period so are currently at 1%. The balances are £21,243 and £48,472. I plan to invest my £20k limited before the end of this FY but was wondering what the best option are. I would like to keep it all with Santander but don’t know…
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Lifetime ISA and house in trust
I have inherited 50% of parents house when my mum died which is held in a discretionary trust. My dad is entitled to live in the house until he dies. Can I still use my Lifetime ISA to purchase my first home, even though I have 50% share of parents home in a discretionary trust.
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What happened to the planned changes to cash isa limits etc
couldn’t find the original thread …. Whats the latest?
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Moneybox - FSCS Protection?
I thought I read Moneybox was FSCS protected, but on the FSCS website, it says they are not? This is a bit worrying given MSE recommends them as the top interest for transfers…?
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Coventry 1 Yr fixed cash ISA
Looking at this as I have a couple of maturing fixed ISAs and want to invest my 26/27 allowance to consolidate into one account. However concerned that the application process only gives the opportunity to request one transfer in. Can anyone confirm that I will be able to transfer in a second account once the ISA is open?…
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Is money transferred from a Help to Buy ISA to Lifetime ISA considered part of the annual ISA limit?
Within this current tax year, I want to transfer from a Help to Buy ISA to an existing LISA. I have made no contributions to either the Help to Buy or the LISA in this tax year; however, I have contributed £20,000 into a separate cash ISA. I am being told by the building society that I have my LISA with, that I can't do…
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Transferring an ISA from HL
Thinking of moving an ISA from HL to Ii where I already have ,what used to be, a single company SHARE ISA. This ISA is now going to cost me £14.99 pm The HL ISA contains shares and funds ,some of the funds are HL's own. Am I right in assuming that these will have to be sold and then cash transferred ? If so, I'll have to…
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Moneybox App - Confusing
Just joined and transferred an ISA to them. It might be because the this has only happened in the past 24 hours, but the app is awful. The transfer went through within 12 hours of requesting it which was great, but the app is littered with adverts for their other products, a 'lets get started' page all over the front page…
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Gatehouse account number layout.
Hello, I've currently have a gatehouse ISA, which is due to mature soon. At the moment, their offerings aren't that great. So, l will probably transfer out to a different provider, but the way that my account number is set out, I'm not sure what to put in the transfer form? This is the layout of the account number . NOT…
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Recommended Cash ISA Transfers
Hi, looking to transfer my ISA out from T212 due to the interest rate being reduced after the first year. Can anyone recommend a company that accepts transfers in that pay more than 4% please? I would need a cash ISA for peace of mind so that it's accessible and no limits on withdrawals. I am open to a fixed rate/limited…
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Trading 212 - what do we think?
Hi all, New to the forum so please be gentle with me. I want to invest in a cash ISA (haven't used my allowance up for 24-25 yet) and I am seriously considering Trading 212. I've used Shawbrook Bank and Charter Savings Bank in the past and had good experiences with them so I'm not new to online accounts. I know Trading 212…
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Scottish Widows to Trading212 ?
I am thinking of moving my Stocks and Shares ISA from Scottish Widows to Trading212. Do Trading212 offer Vanguard funds ? I rarely trade, I am passively invested in these two funds: VANGUARD INV FDS FTSE GBL ALL CAP INDEX GBP (VRXXA) VANGUARD LIFESTRAT VANGUARD LIFEST 100 EQ ACC (VVLSRU). Can I do an In-Specie transfer to…
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LISA
Hello, Looking for some advice in terms of depositing money into a LISA. I recently opened a LISA with money box in the hope of transferring my balance over from my Help to Buy ISA but the deadline for this tax year has now passed, however they are still accepting cash deposits. I was wondering if I could withdraw £4000…
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Aegon - GIA and Stocks & Shares ISA - Alternatives/Ideas
I'm trying to help a family member who is reviewing their investments. They were taken out by their partner years ago who is no longer with us. They are using the Aegon platform and have the following investments. Identical investments in both their GIA and ISA (although much more being held in the GIA). 27% held within…
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Changes to ISAs
Hi. I have £40k in an ISA and the interest rate has dropped recently, so I would like to move it. I believe there are changes coming in April as to how much you can add to an ISA (depending on age), is that correct? I was wondering if I moved £20k now to a better rate account, and then another £20k before the deadline,…
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CAN I TRANSFER MY CASH ISA NOW?
My Zopa 1yr fixed cash ISA ends 8/4/2026. The money was put in this tax year. I'm looking openning and transferring it to a newTrading 212 easy access cash ISA when it matures in 8th April which is showng 4.68% interest at the moment. Can I open an account with Trading 212 now and get them to transfer the money from Zopa…
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The New ISA Rules from 2026
Hello all! I have a question about the new ISA rules coming into effect 2026/27. I understand we will be limited to saving just £12,000 per year. What happens if you already have £40,000 in your ISA (from years of saving) and need to keep transferring it to a new ISA at the end of every fixed ISA period? Will we be allowed…
