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Simple (hopefully!) ISA query!
Hi, Hoping for some advice from you lovely people about an ISA. I came into some money around Christmas time and would like to save £20k of it in an ISA. When I received the money I immediately dumped £20k into an old Halifax ISA that I have only used sporadically over the years. I currently have £1500 ISA allowance left…
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Transferring an ISA from HL
Thinking of moving an ISA from HL to Ii where I already have ,what used to be, a single company SHARE ISA. This ISA is now going to cost me £14.99 pm The HL ISA contains shares and funds ,some of the funds are HL's own. Am I right in assuming that these will have to be sold and then cash transferred ? If so, I'll have to…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2025/26 tax year. **As with any financial product, before opening an…
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Cash ISA Dates & Promotions
Sorry if this is a basic question, there's a lot of promotional ISA rates at the moment (12/3/26) are these ISA for the current tax year 25/26 or do they apply to 26/27? Or more simply if I open an ISA now will it start from April, is there any benefits opening one now and adding £20k today or waiting until April and then…
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Trading 212 ISA
Hi. Do you get the bonus on the Trading 212 Cash ISA if you're transferring in from another provider? Unless I've got this wrong - On the Martin Lewis money show it showed on the board No bonus for transfers. But that's different from what Trading 212 terms say?? Can anyone help with an answer before I open the ISA? as…
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ISA
I have an ISA I took out in 2025 but it matures in July 2026. Can I open a new ISA for 2026 and put the full amount in it.
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Opening multiple ISA accounts
Hello all I’m thinking of doing the following but just wanted reassurance here that it’s possible and there is no issue with this approach… I currently have a fixed rate cash ISA that’s about to mature within the next week. I’m planning on transferring it to another fixed rate cash ISA for a one year term, probably later…
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Trading 212 Cash ISA - Promo Code?
Hi, Has anyone successfully opened a new Trading 212 account and received the ‘newbie’ bonus, taking the interest to 5.05%? I tried doing this, and successfully opened an account but this was with 4.9%, it turns out you need to enter a promo code…. Martin Lewis doesn’t specify this code… so has anyone been able to get…
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Problems transferring cash isa from trading 212
hi I have had my request to transfer my cash isa to cynergy as cynergy will only accepts cash isas via bacs transfer and not a manual transfer. Has anyone else experienced this problem and how was it resolved?
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Cynergy Bank Isa transfer out
Just wanted to ask if anyone has transfered out an Isa from cynergy bank? What details do you need to give to your new provider? On my bank app the my 1yr fixed isa doesnt have the standard 8 digit account number. My I click account details I see a Ref number and below that account number as a 13 digit number . Sent them a…
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Chip ISA and bank access permissions
I've had a Chip ISA for some months now (run through an app on my phone), and while I am satisfied with the interest rates and account features, I noticed something a bit odd. Periodically, the app asks me to renew permissions for Ship to look into my bank account. Or at least, that's what it appears to say. It seems that…
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Refix now or wait?
I have 3 ISAs and when they mature (all at the beginning of April but different years), I normally transfer on date of maturity to a new fixed more often with a different bank and I'm tending to fix for longer. Last year I noticed that if I'd waited a couple of weeks the interest rates improved later in April. I don't know…
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Why can’t I withdraw the full stocks and shares ISA
Hi, I have over £6K in my Vanguard S&P500 account and was just curious on the process of withdrawing the amount but when I tried going through the process of withdrawing, it says I have £2,076 cash available to withdraw. Why can’t I withdraw the full amount if I wanted to? I could understand if there were potentially large…
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Transfer HL Stocks&Shares ISA to Trading 212
Hi, I have a Hargreaves Landsdown CV Stocks and Shares ISA through my work and I was thinking of transferring it to as they have increasde the fees now and Trading 212 is much cheaper and looks a lot more modern. Most of my funds are trackers and they don't match the ones available in Trading 212 so is it best to just sell…
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Opening a new cash ISA to transfer into when you've already paid in the max allowed
I have a cash ISA that I'm considering moving (i.e. transferring) to a new provider in order to get a better rate. Most (probably all?) providers require a minimum opening balance (even if it's just £1) but if I've already used my £20k limit for this tax year, will I be able to open a new cash ISA with the new provider? Or…
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Security Vs Cash ISAs UK
5 years ago I participated in a 3 year sharesave scheme at the company I work for. 2 years ago it hit maturity and we were given the opportunity to transfer up to around £2000 into a cash ISA tax free. I haven't touched the rest of the shares which were worth just under 18K at the time since then although when looking at…
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Transferring Child Trust Fund
Hi, I want to transfer my son’s child trust fund into a junior stocks and shares isa. I’ve been told by Fidelity I can’t do that and that none of the others will let me as it has to be like for like. They’ve said that I can hire a financial advisor to do it for me. Is that the only way? Thanks.
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Are any providers offering 2026/2027 Cash ISAs yet?
That's it really. Are there any providers out there offering Cash ISA products now for the next financial year(incl interest rates) on the understanding that deposits are made soon after 5 April 2026?
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2nd ISA/End of Interest Offer
Hi, I have a T212 ISA that is maxed out and the interest offer comes to an end next month. I also have another £20k I want to put in a new ISA for the 2026-2027 tax year. With the existing ISA, I presume I have to wait until the new tax year to open a new account somewhere else and then transfer it? With the new £20k I…
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Transfer ISA from T212 to Plum
Hi, my T212 rate is to end next month and I want a good rate for my current ISA and another £20k from April. Am I right in saying I can transfer from T212 to Plum now, and then in April I can add another £20k to Plum on the same rate for the new tax year? Anyone had issues with a transfer this way? Thanks
