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Bank not accepting ISA transfer
Hi there Can anyone help with this please...? I'm trying to transfer an ISA from Tembo to Synergy, but Tembo says they don't accept transfers in from Tembo - they didn't say why. Can they do this? I assume they can choose who they want to accept money from, but I've never transferred from Tembo before, so wasn't sure if…
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Newcastle Building Society error
On 9th September I received an email from Newcastle BS saying my Double Access ISA ISS was due to mature on September 23rd with the 3.55% dropping to 1.22%. Also the heading of the email text said my fixed rate ISA was maturing? I rang NBS and an advisor said I just had to transfer to a new Double,Access account and could…
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Virgin Defined Access Cash ISA
Hi just wondering if you can replace any withdrawn funds from a Virgin defined Access cash Isa in the same financial year? Cant seem to clarify in the terms and conditions.
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CMC Markets Cash ISA
Has anyone had any experience with the CMC Markets Cash ISA?
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Virgin Reject ISA Transfer
I requested Shawbrook Bank to transfer my Virgin ISA into their 4.31% 1yr fix. I heard back today from Shawbrook that the transfer has been refused. Contacted Virgin and the explanation given is that Shawbrook have sent the request to the wrong ISA Virgin team. Apparently it depends on what sort code is on your Virgin ISA.…
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Nationwide fixed ISA maturity
This ISA matures at the end of September ie after the next BoE meeting. If I select a new fixed ISA with them it is 3.8% (whatever the term) and as with most maturity scenarios that rate, if chosen now, would be honoured even if the rates reduce between now and then. So a known 3.8% Obviously it is currently possible to…
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ISAs
I have a stocks and shares ISA that I never pay into. Can I also open a cash ISA? And if so how much can I pay into it per tax year?
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Choosing a platform
Thanks for all the replies about what to do with my active managed funds/ S&S ISA. In the past week I thought I had achieved 'financial freedom' and then realised not yet (maybe another discussion). So I need to follow through with my plan on my 29 active managed funds with Aegon chosen by my ex IFA. With the transfer out…
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Confused!
Hello all. Advice needed please. My husband and I both have an ISA with Nationwide. Mine is due to end tomorrow and his will end in October. Mine has about £18000 in it and his has £21660. They are offering 3.8% which we are happy with. They are both fixed rate. We would like to add some to the amount notwithstanding the…
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Help with Santander closure of a fixed rate ISA account
:) Hi there, newcomer to this forum B) .. I have a fixed rate 1 year ISA that will shortly expire (Oct 2025 and have been notified by Santander to make a choice of which ISA account products I would now like to re-invest with, or they will just shove it in one of their low interest paying accs instead :'( . I was thinking…
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Free Trade stocks and shares basic account
It looks like the free trade basic account doesn't attract any fees, similar to Trading 212 and Invest Engine. I wondered why in the information on the MSE site it says it's £5.99 a month, that is one of the paid for plans, but there is a basic plan that seems to be free, unless I missing something?
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ISA help please - recently returned to UK
Hi, I am now a resident of the UK again after many years overseas. I would like to start saving in ISAs but my husband is still working and living in the UAE. Does anyone know if this is permitted / if it impacts him under the sufficient ties rule? I can't find anything about this at all. Thanks.
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Cash isas
My wife and I have two joint bank accounts - both with one individual cash isa account ie one in my name and one in my wife's name in one joint account and one in my name in the second joint account- is it possible for us to open a second account each
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Transfer cash in Isa from Iweb to Building Society
I have an IWeb Isa with some cash that has accrued from dividends and would like to transfer that into a cash Isa.I'm struggling to find out on their Isa information whether they accept partial transfers out to Building Societies. Does anyone here know?I'm aware that if transferring the whole Isa to a B/S then the…
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Opening an M&S fixed rate ISA ?
Has anyone successfully opened an M&S 1 year fixed rate ISA to transfer a maturing isa into, recently. I have been told that I need to apply by post, yet on the website it states that you can open an account by phone or on line... sx
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Please help! ISA transfers
Hello, The rate on my Chip ISA is going down so I would like to transfer it to another provider. I have looked at another couple of providers with good interest rates but Chip/Clearbank are not on their list of providers they can transfer in from. Is there a solution to this. Thank you
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ISA Matures
I have an ISA with £45000 in it which matures soon. When it matures what happens? Can I transfer the whole amount into a new ISA or can only transfer £20000 (the annual ISA allowance)?
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Chip ISA Transfers Out
Just a heads up. Like many people, my Chip ISA promo is ending and the standard rate is uncompetitive. The leading alternative that also gives a good rate for transfers in is currently Cynergy Online ISA Issue 56 at 4.35% However, they can't accept Chip Transfers as Chip don't use the BACS system! The next best seems to be…
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Moving Nationwide cash ISA?
My current Nationwide cash ISA is due to end in a month. It's going to be moved to an instant access lower rate ISA with them, by them. I thought I could just open a new (better interest) ISA with them and transfer the old ISA money across. But the highlighted paragraph below seems to say I need to open it from another…
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Indexed Linked National Savings Certificates
Anyone still have these? Mine is near maturity in a few days time. Looking at the amount of interest generated i'm not sure i'm going to renew. The option of early 'cash in early' is gone. Considering this is where i was storing some of my emergency money, it's no longer any use for me. Just wondering what others might…
