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Childrens ISA - providers that can offer both cash and S&S ISAs?
Good Morning All, I'd like your thoughts on the following please. I'd like to open ISAs for our one year old and three year old. My wife and I have both used up our 2025/26 allowance so can't saveany more within these accounts for them but want them to have their ownaccounts anyway. There are currently three options as I…
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ISA easy access advise
I currently have 27k in my Trading 212 easy access cash ISA at an interest rate of 3.6%. I'm sure there are some better deals out there but it still needs to be an instant/easy access account as I have just put my flat on the market so will need access to quite a chunk of it at some stage. Any advice greatly appreciated 😊
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The New ISA Rules from 2026
Hello all! I have a question about the new ISA rules coming into effect 2026/27. I understand we will be limited to saving just £12,000 per year. What happens if you already have £40,000 in your ISA (from years of saving) and need to keep transferring it to a new ISA at the end of every fixed ISA period? Will we be allowed…
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Open new cash isa and transfer matured cash isa into same
Have a Shawbrook cash isa maturing April. Looking at opening new cash isa of £20k with Castle Trust Bank @ 4.2% fixed 1 year. Can I also transfer Shawbrook into this to maximise interest?
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Moneybox to Prosper before April 6th?
Is there time to transfer my Moneybox ISA funds to my personal account and then fund a new Prosper ISA before April 6th? Meaning I can then add another £20k next week? Not sure it's worth the risk as things may not be instant with the bank holidays. Thanks
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Nationwide fixed rate isa matures on the 6th
I was given the option to reinvest to another fixed rate between 1 to 5 yrs. Got a bit stuck on the form when I have to put tax year 2026 -2027. Was told it is not a new subscription and should be able to contribute to a new ISA. Is that right? Thanks
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Hmrc self assessment point 6 & ISA interest?
Hi, Not sure of I have to do self assessment again this year, or for 2024-2025, or even if I have the correct year for when I need a self assessment for. BUT in any case, point 6 of the "do I need to self assess" questionaire mentions additional income. If I am using my normal savings and easy access cash ISA interest to…
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What ISA do you recommend.
Hello i’m recently 18 and looking to save up for university. I wanted to put my savings into an ICA but i wasn’t sure which one was best.
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Lloyds isa change?
I think Lloyds might have changed their terms about adding money throughout the tax year to a fixed term isa "You need to deposit £500 or more within 30 days of opening the account. After the 30 days are up, you won’t be able to make any more deposits"
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Difficulty in opening Tandem Cash ISA
Hi Just tried to open a Tandem Instant Access Cash ISA in their app. Won't accept my NI number. Says I need to contact them. I know it's right. Anyone else having this problem? Is it because of tax year end? Thanks
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Transfer out of Kroo
hello, I’m trying to transfer my Kroo ISA, but when I keep finding that Kroo is not listed by the new bank. explanation offered was that Kroo isn’t on Open Banking, but Kroo se to think they are. anywise owls out there with a solution? TIA Chris
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flexible cash ISA: does withdrawn money count towards allowance?
Hi, I have a flexible cash ISA into which I have deposited 6000£ this tax year, and subsequently withdrawn £2000. If I wish to put this £2000 into a different cash ISA owned by a different provider (because the interest rate is better), does it count twice towards my allowance? In other words, have I used up £6000 or £8000…
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how do i move an isa to another provider?
Really new to isa's hence the question, i have 5k stuck in a kroo bank cash isa the interest rate is only 3% how do i move the whole isa to another provider without breaking any rules? Lets say too trading 212 thanks
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Trading 212 Sort Code
What is the Trading 212 sort code? I wish to transfer to another provider but I cannot proceed until I get the sort code.
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Transfer In ISA
Hi there I have an existing Cash ISA from last year's allowance which will mature on 7 May 2026. My question is … Can I open a new ISA for this year on 6 April with £20K - one that accepts transfer ins - but ask them to transfer my existing one and all it's funds - on 8 May 2026 once my existing ISA has matured? Or do I…
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If a 25/26 tax year isa is opened on 2nd April 2026 can it be funded AFTER 6 April?
Idea is open an 2025/2026 tax year isa with £1 tomorrow that has a thirty day funding window and make further deposits after 6th April. Does anyone know if this would be allowed or is it a hard and fast rule that ALL deposits be made strictly within the relevant isa tax year, i.e. before the 5th April this year? Thanks.
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New 2026 - 2027 ISA
Hi, I was going to go with Plum and open an account with them next week as their rate was about 4.66% however it has now gone down. Am I able to open an ISA today to secure a rate and then add funds to it on Monday 6th April? Or will opening it too early cause issues? Thanks
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eToro Cash ISA 'transfers in'
This ISA currently looks pretty good, but I'm having a nightmare opening it or transferring in. Has anyone succeded? The terms are below, but when I chat to their AI bot I'm either told the product doesn't exit or that it exists but doesn't allow transfers, or that I don't exist, or that nothing exists anymore… ● Open an…
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Moneybox Cash ISA rate for transfers in
Morning all I currently have a cash ISA with T212 which I've been happy with but the rate is now 3.6%, which is a little low compared to some others at the moment. I'm thinking of transferring to Moneybox as they're offering 4.26%, but I want to clarify that this rate applies to transfers in. On their website, it seems to…
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ISA transfer/reinvest problem.
My plan this April 6th was to collect all my ISA cash in a Virgin ISA at 4.22%. I transferred my old Virgin ISA in immediately and have initiated the transfer of my maturing Nationwide one to go once it matures on the 6th. Today I got an updated interest rate from Nationwide of 4.35% if I reinvest with them. My question…
