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Transferring multiple old cash ISA's
My wife has a number of old cash ISA's, that are earning next to nothing. Is there a limit on how much she can transfer to a new account this year? Does the £20,000 limit refer to transfers or just new savings? Thanks for any help.
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transfering stock ISA from Vanguard to T212 but T212 does not have the same stock.
I'm clueless here. I have Vanguard platform FTSE global index fund of around £4.5K. I need to transfer this to Trading 212 because I don't want to pay Vanguard's fees any more. However, T212 hasn't got exactly the same Index fund - I already have an account and an S&P fund with T212. There is also a similar FTSE all world…
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Which ISA
Afternoon my daughter has just turned 18 and her junior ISA has now ended - we didnt have anything like this and im not very informed of it but as a lower income house ive saved for her since she was born and want to continue to do so. I appreciate she will have to manage it from her on but want to help her - what should…
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should i jump and transfer unneeded £20K cash ISA to much better rates of Stocks ISA
i have a spare £20K in cash ISA currently at 4.6% maturing in September - I'm contemplating transferring it all to my stocks and shares ISAs which run currently around 14-15% (S&P and FTSE). I don't need this cash at all (have other savings) and would like to make more for my kids futures etc. Any thoughts
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Santander stocks and shares isa
I've mentioned before that I find investing complicated but have spent a few days on learning the system. I have an old Santander stocks and shares isa, where I invested £1.2 k 4 years ago. In 4 years it's gained around £440, with platform fees paid, so 'profit' of £440. I picked the investments - not Santander. I'm happy…
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Transfering a cash ISA advise.
My Cash ISA runs out on the 31st July, I have £30,300, the interest is paid monthly so around about the 3rd August my ISA will show as having around £30,400 to £30,405. I'm wanting to transfer to Yorkshire building Society Cash ISA for 3 years at the rate of 4.10% (Yes I do understand I can get a better rate elsewhere) but…
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ISA transfer, different amount?
I’ve recently transferred an isa into a new bank account after my 1 year fixed isa ended. I decided to take out £1500 before it got moved and put into my other account as need this for other things. I then requested my new bank to take all of the amount left in my ISA and transfer to new account. I’ve had the money go in…
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Flexible ISA to Stocks and Shares ISA
If invest £x in a flexible cash ISA, at a later date within
the same tax year can I withdraw that £x and invest it in a stocks and shares
ISA with a different provider? Will that leave me with £(20,000 – x) that I can still
invest in another cash ISA with a different provider or does it have to go to the
original flexible…
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Transfer Cash ISA from Momeyfarm to Tembo
Hello, Has anyone transferred their Cash ISA from Moneyfarm to another provider ? What details did you need to give your new provider? Im having difficulty finding a sort code and account number on Moneyfarm for my Cash ISA to give to Tembo. thank you in advance for any replies
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! year fixed ISA
Can someone tell me if will incure any taxes after I have completed a 1 year fixed term ISA. I heard that when you withdraw from an ISA you are taxed. If after 1 year I may look again for another 1 year fixed ISA. I am not talking about withdrawing early, only at the end f the year. moneyfactscompare.co.uk has a Castle…
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Interest during isa transfer
Does anyone know if interest is paid during the transfer period, be it by the account transferring from or the one transferring to?
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Are help to buy ISAs dead?
My daughter has a help to buy ISA with Barclays Bank. All help to buy ISA offer “Pants” interest
rates of ~2.5% compared to other ISAs of say 4.5% - 5% Furthermore the limit for a help to buy ISA house
purchase limit is stuck at 250k (450k London) The
average house price in the UK is now £270k as of 2025. So in reality the…
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Marsden cash ISA
My wife wants to move a matured cash ISA from Paragon to Marsden but the transfer form from Marsden asks for the account number of the Paragon account but does not have enough boxes for the number to be entered. Any advice would be great.
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Multiple flexible ISAs on the go to benefit from best interest rates?
Given that flex ISAs are subject to rate changes, is it good financial sense to have two or more on the go at the same time, funded by ‘old’ ISA money, so that when the rate in ‘ISA A’ increases above ‘ISA B’, I can withdraw it all from ISA B and shift it to ISA A? And conversely when ISA B’s rate overtakes ISA A, I can…
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Help to buy ISA closure
Hi my son has a help2 buy ISA with the Cumberland, he has paid into it for nearly 5 years, to the point he has almost £12k in it, the Cumberland has decided to close his account with no explanation, he has complained to them and the ombudsman, but all to no avail, as the amount is not over the £20k threshold he is not too…
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Transferring CHIP ISA
My bonus rate has ended so looking to transfer my ISA to another provider. On the transfer form do I just input the account number and sort code?
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Lifetime ISA Confusion
Hello! I have a Lifetime ISA and a somewhat complex use case where I'm not entirely sure whether I can use it. Essentially, my partner has a home of her own that she has been paying the mortgage on for about two years now. We've talked about moving in together, with the option of me buying into the equity when it comes…
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ISA transfers - Things to remember
With better rates popping up what seems like everyday it is easy to get carried away and arrange a transfer to a new account offering a better interest rate without stopping to think about two important details. Have I made a withdrawal from the existing ISA this tax year and is it flexible? If the answer to both these…
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LISA Transfer Issues
Can anyone help please! I have tried to attempt to transfer my existing
LISA into a Plum account on a couple of occasions and have been declined due to the
HMRC check stating that i have already paid contributions into my LISA this tax
year. I haven't paid any contributions in to this account. I have a separate cash ISA…
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LISA to ISA?
My daughter set up an ISA and LISA some years ago with the aim to save for a first home. Since opening both she stopped saving money in the ISA a few years ago (but still kept a small lump sum in it) and continued with monthly payments into the LISA and has a larger lump sum in it. However, she has since moved abroad and…
