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Are the banks ripping us off on ISA transfers
I have noticed this many times when transferring ISA's between providers. Latest is when transferring from Cynergy bank to Saffron BS. The money left my account Friday 22nd arrived at Saffron Tuesday the 26th so 3 days where it is not in my account and were I receive no interest. Has this happened to anybody else? Is it…
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Many similar funds
I have 40k in s&s isa wrapper with freetrade. I want it all in a developed world etf fund such as vanguard vhvg 0.12% However I've seen several other similar funds (I'll use the abbreviations) HSBC HMWO 0.15% ISHARES SWDA 0.2% L&G LGGG 0.10% INVESCO MSCI MXWS 0.05% UBS MSCI WRDA 0.06% Which to use? Or split into several?…
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Paragon Bank ISA transfer
My partner and I requested a transfer of each of our maturing fixed cash ISA’s with Paragon to a different provider offering a better rate. Our instructions were given well within the correct timeframe and Paragon confirmed that they had received the request from our new provider. As far as we were concerned everything was…
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FSCS limit and S&S ISAs
I've got a FTSE all-share index tracker over 120k with Octopus Money, previously Virgin, well over the FSCS compensation limit of 85k. Should I transfer half to another provider to bring it back under the limit, or is it not a concern with stocks and shares? If they were to fail would I lose anything above 85k, or would I…
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Plum - App Issues
Tried to open a Plum Cash ISA, on the app. Took me through the account setup, and eventually got to the ID & Address verification screen. Both boxes were marked as Verified (I had not sent photos of any documents at this point), and I could not continue. My only option was to press the X at the top of the screen, which…
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Stocks & Shares ISAs
Hi! This is the discussion thread for the Stocks & Shares ISAs guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Newbie looking at ISA stocks and Shares
I'm one of the many people who will be affected by the changes of ISA savings amounts for saving in April 2027. I therefore thought I would invest £500 this year as a trial run. I have put the rest into a Trading 212 cash ISA this April 2026. I have never invested in Stocks and Shares so am not sure where to start. I did…
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Is it possible to do this or do I need to find another provider?
So seems Trading212 offer the top % for cash ISA. At the end of the last tax year I opened an account & put money in it. This serves a purpose - it's my emergency pot money. Any interest it generates I want staying within that pot. I don't want it mixing with anything. This week I had a long running claim come to an end &…
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FLEXIBLE STOCKS AND SHARES ISA
Are there any on the market?
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ISA Transfer from Kent Reliance to An Other Bank
Have completed an online transfer request with a new provider who have accepted the transfer but have advised that Kent Reliance require written authorisation. Are Kent Reliance responsible for sending me a form to complete or is this done by the new provider?
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5% possible
as the subject says 5% does anyone think we will see a 5% fix this year or even a 5.25
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eToro Cash ISA - any experience?
Has anyone tried the eToro Cash ISA? https://www.etoro.com/investing/cash-isa/ It is currently paying 4.67% variable for 12 months (including a bonus).
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Another ISA transfer another bank makes a mistake
For the third year in a row my ISA transfer has gone wrong. I went into branch to do it and they still couldn't get it right. I've complained but their solution was for me to have 2 ISA's. I don't want 2 ISA's. Why do they make it so hard that even their own staff can't correctly open an ISA. I only want what I would have…
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ISA transfer experiences
My most recent experiences. First the bad and the ugly: * Monument to Santander. The request had to be made on paper, which I handed in to a friendly Santander employee in Branch. 6 weeks later, there had been nil progress as the form apparently "didn't reach the right department" (in Santander). This means I missed out on…
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Transferring ISA form CHIP tp VIDA
Just tried to transfer an ISA from Chip to VIDA but ViDA does not accept even though it allowed me to choose Chip as my current provider from the dropdown. It did not tell me how to go forward with this. Has anyone else had problems like this? Are there any providers who accept Chip without any issues?
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Advice on consolidation please!
Hi all, Both my wife and I each have 4 ISAs maturing over then next few months each at around £22k or so. We’re within safety limits. What I’m looking for a banks for each of us to have an account that offers a decent 1 year fixed cash ISA and that also allows us to open 4 new ISAs in each account to receive the old ones…
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IG Stocks and Shares ISA - what account type do I choose?
I'm looking to open a stocks and shares ISA for 2026-27 and take advantage of the cashback off on this page: https://www.moneysavingexpert.com/savings/stocks-shares-isas/ The MSE page states: To open the S&S ISA you first have to open IG's general investment account (GIA). Your cashback amount is based on your initial…
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Coventry Building Society
I have a 1 year fixed rate ISA that is due to mature on 31 May 2026. I am expecting to hear from them regarding maturity options, but nothing has arrived so far. I believe the default option is another 1 year fixed rate ISA at Coventry, which I do NOT want. Unless they have something better on offer for maturity than their…
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Trading 212 ISA account being terminated
3 years ago I opened up a cash ISA with trading 212 as the interest rates seemed to be the best around at that time and continue to be good. I have been happily paying into this every year and was horrified to have received an email to say my account is being terminated in 30 days. I don't have any other accounts with…
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Trading 212 Cash ISA - Promo Code?
Hi, Has anyone successfully opened a new Trading 212 account and received the ‘newbie’ bonus, taking the interest to 5.05%? I tried doing this, and successfully opened an account but this was with 4.9%, it turns out you need to enter a promo code…. Martin Lewis doesn’t specify this code… so has anyone been able to get…
