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Isa closed
My wife closed her ISA 14 day cooling off period anyway my question is can she reopen it it says in Google you can as it was cooling off period? Is that correct? I was due to move house this plan may not be happening now
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ISA maturing, new account and transferring in another ISAs
I have a cash ISA with Tesco set up Jan 2026 with £7000 transferred from a TSB ISA. I deposited £20K from savings into this in new tax year April 26. I have another fixed rate cash ISA with Virgin which matures end August. I want to keep both going but all in one ISA. Virgin have offered a new fixed term rate if 4.4% which…
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Kent Reliance - is this ethical?
New to this so please bear with:) Last year I signed up to a 3 year Fixed ISA with Kent Reliance. The terms clearly stated that I could add (up to the ISA allowance) each year. I only chose this account for this reason (as most fixed ISAs only allow you to credit them when you open them). Anyhow Kent Reliance have decided…
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ISA Maturity Date For Delayed Transfers
With a ISA transfer for delayed transfers (i.e. only transfer upon maturity), what should the maturity date be for the new account, if its a 1yr fixed? Background: Recently a relative applied to transfer an ISA which was maturing within a month to an new provider, which offered a competition 1yr fixed rate ISA. They called…
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Aldermore Bank
I'm thinking of transferring an ISA to Aldermore who I've never had any dealings with before. Appreciate any comments good or bad regarding them.
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Flexible Cash ISA - opening second one with new provider - what counts as this year’s allowance?
I have a flexible cash ISA with Halifax but am looking to transfer £15k of the existing balance into a flexible ISA with another provider to get a better interest rate. The new provider ISA doesn’t do ISA transfers so I will be withdrawing £15k from my Halifax ISA and paying into the new ISA, and as such I realise the…
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Can I upgrade my ISA product with the same provider, if I live abroad ?
Hi there I have had an ISA account with Santander since 2009 but moved to Cyprus 10 years ago from the U.K I appreciate that I not allowed to make additional yearly contributions, but wanted to know if I am allowed to switch from and Easy Acess Cash ISA to a relatively better fixed rate ISA which currently has a 4.5%…
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Tembo lowering my LISA rate to 3.55%
Just had an e-mail saying my rate is going down from 3.8% to 3.55% - really disappointing given that interest rates are generally holding or going up. I remember being warned about becoming beholden to a bank because of a lack of competition with LISAs. I hope the new help to buy ISA is simple enough that most banks offer…
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Scottish Widows ISA.
Can anybody tell me if the Scottish Widows ISA is a flexible one or not? The Scottish Widows Website is down for maintenance this weekend so cannot ask there.
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Moneybox Cash ISA - rate for transfers in
The Moneybox Cash ISA is stitting pretty at the top of the MSE ISA charts for "transfers in". But what I hadn't understood (and perhaps I am still not understanding properly) is that when MSE says the rate of 4.75% includes a bonus "for newbies" this seems to mean someone who has NEVER opened a cash ISA, not just a new…
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Help needed please
Morning I’ve made a mistake by opening an ISA for my grandson with HL and have now found out that I shouldn’t have opened one - should have been with his parents. Is it possible to change this simple? Thanks in advance!
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Coventry BS Centrepoint Fixed ISA maturing 31.05.2026 - options
I haven't had an email from Coventry yet, but noticed on my account page that there is now an 'maturity instructions' link which shows what their offers will be for maturing ISAs at the end of this month. Not the most competitive: Option A - Fixed ISA (327) 31.08.2027 4.20% Tax free^ p.a./AER* (Fixed until 31.08.2027)…
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options on s&s isa and xfer of dividends to cash isa
hi have cash held (dividends received) in a barclays stocks & shares isa looking to transfer the cash to another provider but in to a cash isa those i have looked at do not seem to allow transfers in to cash isa from a stocks one has anyone managed to do this and if so, what provider thanks for any advice
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Chetwood Bank ISA - can't transfer to Tembo ISA?
I've tried to transfer my Chetwood Bank ISA to my Tembo ISA today, but Chetwood Bank does not appear in their transfer list - their automated help says that if a bank is not on their list, they have "temporarily paused transfers form that provider" Any advice on how I can transfer from Chetwood?
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LISA rules change
Hi, Has there been any recent rule changes for LISAs or my original understanding was wrong... Been told by both solicitor and legal ombudsman that them using my leftover LISA money to go towards solicitor fees is ok and now considered best practice to do. This is without incurring the 25% penalty. My previous…
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Best Second Savings Account after hitting annual LISA limit?
So I currently have a LISA that I've been using to max out the bonus cap. Very happy with it. I recently finished paying off some quite significant debts and am fortunate to be in a well-enough paid job that I can now afford to plough a fair bit more than 4k a year into saving for my first mortgage. Once I've hit the…
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Worst Cash ISA transfer saga ever?
Late April I initiated a cash ISA transfer NSI to Shawbrook sending about 55% of my NSI funds to them. Took 6 weeks or so to go through (2 cheques, 1 didn't arrive, second one did), SB admitted the delay/lack of action, paid £50 compensation and I was happy it was over. 2 weeks after that I was amazed to see the transfer…
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Kent Reliance Changes - should I open new ISA
I have had a KR Fixed rate ISA for few years and have always regularly deposited into it every month or so. I believe I will no longer be able to do this so will just have to leave it as it is until it matures next year. Are there other ISAs that allow regular deposits? Or should I look at a normal savings account instead?…
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How to escape the Plum trap?
Hi. So I have 40k in a Plum ISA (the current interest rate there is only 2.7% - which is pretty poor). The problem is that there doesn't appear to be an easy way to transfer the ISA from Plum (I think it's officially listed as Plum Fintech) to another provider as when I have tried with a couple of other providers…
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Basic question re proposed 22% tax on Stocks and Shares ISA's
I have some investments, which are managed, in Stocks and Shares ISA's. I am over 65. I believe the new propsed tax at 22% on the cash element, is for everyone, under and over 65. Is this right? I am finding mixed messages re this! Also, how do I find out what is the 'cash' element of my ISA's, that the proposed tax will…
