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Looking for the best cash ISA that provides the full offered rate on transfers in
I currently have a Trading 212 easy access cash ISA which is giving me 3.6% and I've just seen that Moneybox are offering their cash ISA at 4.52%, which includes a 1.07% bonus rate for 12 months…but then I see that this bonus rate is not available on transfers ☹️ There are quite a few providers out there that are offering…
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Moved: How to find threads I posted on but didn't start?
This discussion has been moved.
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ISA Allowance for Trading 212
I deposited £4500 into a chip Isa on 6th April 2025. Then I transferred £20k from another ISA to this ISA as well. It's a flexible ISA. I withdrew the lot as I got better interest elsewhere and I wouldn't have had enough interest to be over the £1k limit by doing this. I'm a low earner just earning £17400. I wanted to…
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Newbie looking for help with S&S Isa fees
I’m planning to dip my toe into an S&S ISA and am trying to understand charges which seem to be an important factor to consider. In Martin’s post he promotes his Wealthify (Aviva) offer as being 0.6% plus 0.15% total 0.75%. However going on the actual Aviva site the %age fees for the Medium to High risk fund are 0.66%. Am…
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Transfer T212 Cash ISA to Moneybox?
Hi, is this possible? I've seen some posts say you can't and a few others who said they could and it was done within a few days? Thanks
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Trading 212 Sort Code
What is the Trading 212 sort code? I wish to transfer to another provider but I cannot proceed until I get the sort code.
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Tembo ISA to Tandem Bank ISA problems (possibly Tesco Fixed ISA)
Hello. I opened a 1 year Fixed Rate with Tandem on the basis that I was going to transfer my Tembo Easy Access ISA across. After opening the Tandem Fixed ISA I have found out that Tandem don’t accept transfers from Tembo. Tandem only transfer ISA’s from providers that use their electronic transfer process. They don’t have…
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Trading 212 Cash ISA paid my wife additional day's interest on 3-March
Their addictive line graph has been showing up small errors this year which they are writing-off to cutover dates. But the Overview and Payment tabs on my phone illustrate errors - have a look at yours ! Anyway, they've ignored my "Accounting Error" posts but have paid my wife an additional day's interest on 3-March -…
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In specie transfer.
Hi I have a workplace SAYE that's just matured. I can't open another ISA this tax year as I've maxed out my cash ISA with £20k this tax year. I want to open a stocks and shares ISA and do an in specie transfer from Equniti where the SAYE is held to an ISA provider in the new tax year. I'll still be within the 90 days to do…
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Why is it so difficult to do anything online now!
OK so I put my hands up and admit to being an oldie. I'm not stupid however and I can find my way around most online accounts etc. However I'm on the point of giving up and all thanks to Nationwide BS. I just need 2 things and they are driving me nuts. I completed an online application to open a 1 year single access saver…
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Simple (hopefully!) ISA query!
Hi, Hoping for some advice from you lovely people about an ISA. I came into some money around Christmas time and would like to save £20k of it in an ISA. When I received the money I immediately dumped £20k into an old Halifax ISA that I have only used sporadically over the years. I currently have £1500 ISA allowance left…
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Cash ISA Dates & Promotions
Sorry if this is a basic question, there's a lot of promotional ISA rates at the moment (12/3/26) are these ISA for the current tax year 25/26 or do they apply to 26/27? Or more simply if I open an ISA now will it start from April, is there any benefits opening one now and adding £20k today or waiting until April and then…
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Trading 212 ISA
Hi. Do you get the bonus on the Trading 212 Cash ISA if you're transferring in from another provider? Unless I've got this wrong - On the Martin Lewis money show it showed on the board No bonus for transfers. But that's different from what Trading 212 terms say?? Can anyone help with an answer before I open the ISA? as…
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ISA
I have an ISA I took out in 2025 but it matures in July 2026. Can I open a new ISA for 2026 and put the full amount in it.
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Opening multiple ISA accounts
Hello all I’m thinking of doing the following but just wanted reassurance here that it’s possible and there is no issue with this approach… I currently have a fixed rate cash ISA that’s about to mature within the next week. I’m planning on transferring it to another fixed rate cash ISA for a one year term, probably later…
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Trading 212 Cash ISA - Promo Code?
Hi, Has anyone successfully opened a new Trading 212 account and received the ‘newbie’ bonus, taking the interest to 5.05%? I tried doing this, and successfully opened an account but this was with 4.9%, it turns out you need to enter a promo code…. Martin Lewis doesn’t specify this code… so has anyone been able to get…
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Problems transferring cash isa from trading 212
hi I have had my request to transfer my cash isa to cynergy as cynergy will only accepts cash isas via bacs transfer and not a manual transfer. Has anyone else experienced this problem and how was it resolved?
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Cynergy Bank Isa transfer out
Just wanted to ask if anyone has transfered out an Isa from cynergy bank? What details do you need to give to your new provider? On my bank app the my 1yr fixed isa doesnt have the standard 8 digit account number. My I click account details I see a Ref number and below that account number as a 13 digit number . Sent them a…
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Chip ISA and bank access permissions
I've had a Chip ISA for some months now (run through an app on my phone), and while I am satisfied with the interest rates and account features, I noticed something a bit odd. Periodically, the app asks me to renew permissions for Ship to look into my bank account. Or at least, that's what it appears to say. It seems that…
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Refix now or wait?
I have 3 ISAs and when they mature (all at the beginning of April but different years), I normally transfer on date of maturity to a new fixed more often with a different bank and I'm tending to fix for longer. Last year I noticed that if I'd waited a couple of weeks the interest rates improved later in April. I don't know…
