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Help! may have messed up my ISA allowance.
Hi, I opened two ISA accounts in December 2023 one was for a 1 year term and the other 2 year term, stupid me thinking cause i've done one as 2 year thinking that won't affect the tax year, i did one for 17K and one for 20K i've already had the 17K one mature so i need to try sort this other one can anyone help with what i…
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'Save cash ISAs and keep £20,000 limit' urge building societies in open letter to the Chancellor
More than 50 building societies and other financial firms have signed an open letter urging the Chancellor Rachel Reeves to save cash ISAs by keeping their £20,000 tax-free limit. The move comes amid reports Ms Reeves will announce a cut to the cash limit in her Mansion House speech on Tuesday 15 July. Read the full story:…
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Tembo
Tembo don't allow connections between themselves and Barclays Bank, so not letting me set up a new ISA and transferring a maturing Barclays ISA to them. The only way I can think of to get round this is to open an ISA with a Bank they do allow connections and then when that's done transfer yet again to Tembo. Any other…
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Problems transferring principality ISA
I saved 20k into a principality variable cash ISA last tax year and another 20k this tax year. I now want to transfer the entire balance (40k plus interest) into one of the top one year fixed ISAs, which are as of today with Zopa and Virgin money. Having tried this, neither Zopa nor Virgin accept transfers from…
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Moneybox to Close Brothers ISA Transfer
Just tried to do this but moneybox does not appear in Close's drop-down list of providers. anyone done this and can it all be done electronically? Thanks
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Charter Savings Bank ISA Transfer
Hello Forumites! Towards the end of April 2025 I opened a new Fixed rate Cash ISA with Charter Savings Bank - having seen their rate on here. They advised me that for them to be able to transfer my existing ISA (from Plum), I would have to complete a form, print it, sign it and send it through the post. Bit of a pallaver…
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LIFETIME ISA for self build of first home
Hi there, my partner and I are in the process of building our first home. We have each been saving in a lifetime ISA account for 6 years - and now in the process of wanting to withdraw our savings in order to support completion of the build alongside our self build mortgage. HMRC does not stipulate any direct guidance in…
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Principality BS Online Bonus 5 Access Cash ISA - new Iss 5.
I have had one of these accounts for about a year.During that time, the interest rate has dropped from 5% to 4.15%. Today I discovered there is now a new 'Issue 5' account with the same name paying 4.4%.There was no email notification of this - I only found out by accident.To get the better rate you can open a new account…
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CMC Invest FSCS protected or not?
Hello, I have recently switched out of T212 Cash Isa to CMC Invest Cash Isa for the better rate. I went through the "This Is Money" website to open the account who state "It leans on the FSCS cover of NatWest and Qualifying Money Market Funds to protect customer deposits in its Isa up to £85,000 if it goes bust." When…
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(New) CMC Invest - Flexible Cash ISA - 4.85% (allows transfers)
Good morning, Forgive me but this appears new and has started just this morning appearing in my targeted ads. CMC Invest appear to have boosted their Flexible (+ allowing transfers) Cash ISA to 4.85%. This appears to have been a previous rate, but I'm not clear if it was cut and then has now boosted back up. Perhaps…
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5K - Where do I put it?
I've got 5k left to put into an ISA for this year (Currently have 15 in Marcus) Debating whether or not to look at a fixed rate (4.32 Hodge Bank) or would it be better to still go with the variable (Trading 212/Plum at 4.98) I know it's a gamble and it's the classic crystal ball scenario. What would others do/suggest here?
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ISA transfers in from last year, add money this year and want to draw some and a little unclear
Hi. hope someone can clarify Transferred into a new FLEXIBLE isa £7k from last year. Added 2k this year which as it's flexible i can replace later on in the year. If i was to draw £5k of the £9k would I only be able to replace this years money ie. £2k or would I be able to replace also the money from last year with the 5…
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Lifetime ISA
Lifetime ISA - Do I deposit 4k now then again in new tax year? Hi All, I have question around Lifetime ISA? I'm looking to potentially buy with my partner within Cardiff within the next 12-18months. She is not a first time buyer, I am. Not sure if anyone can advise here or point me in direction of. I have a maxed out help…
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Tembo Cash ISA - interest overdue
Interest on a Tembo Cash ISA was due on 10th July (for all) but has not yet been paid. Does anyone know of a reason?
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ISA transfer-in highest interest rate?
I saw the MSE guide yo the tip interest rate cash ISA's but i was wondering who pays the highest transfer -in interest rate? Plum are 3.29%
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APS ISA Help
Hi, My dad died earlier this year and I was tasked with sorting out his finances on behalf of mum - it's been a horrendous job as he had paperwork going back god knows how long to accounts that didn't exist so it's been...interesting, working out what is still current! It's taken me ages to get my head around the APS…
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Trading 212 - what do we think?
Hi all, New to the forum so please be gentle with me. I want to invest in a cash ISA (haven't used my allowance up for 24-25 yet) and I am seriously considering Trading 212. I've used Shawbrook Bank and Charter Savings Bank in the past and had good experiences with them so I'm not new to online accounts. I know Trading 212…
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ii shares isa and trading account confusion - help please
I recently opened a shares ISA on-line with Interactive Investor. I don't recall the exact procedure I followed, but anyway I transferred in my full £20K allowance. I now find I have an account called "ISA" and another called "Trading Account". The ISA account is showing a balance of zero, and remaining ISA allowance of…
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Vanquis
As anyone had any experiences with this bank? I have a existing ISA, which i wish to transfer to there 1 year fix, but i have very little knowledge of them. It will obviously involve them carrying out the transfer, so any experiences you may of had with them, would be great. Thanks
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Moneybox ISA rates
I opened a Moneybox Open Access Cash ISA a couple of months ago with an intro offer of 4% base rate with 0.82% bonus for a year. since then the base rate dropped to 3.75%, which is what still shows on my account. However looking at the current offer Moneybox seems to have a base rate of 3.95% with a 0.7% bonus, giving a…
