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Flexible Easy Access Cash ISA
Hello, I opened a Skipton Building Society Flexible Members Cash ISA and paid in £10K, on 7th April 2026. A week or so later I opened two further Flexible Easy Access cash ISAs, one at Monument and one with Principality. I withdrew £9985(from Skipton) and then paid it into Monument. Leaving £15 in Skipton and then paid…
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Question about interest on balances
I have perhaps a dumb question - 1. let’s say I open a cash ISA and deposit the full £20k with an account paying 4.3% 2. At the end of the year I receive the interest 3. At the start of year 2 I deposit another £20k into the same account, still at 4.3% 4. At the end of year 2, am I paid 4.3% on the entire £40k balance or…
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Gatehouse bank final profit total.
Hello This isn't that big a deal, but l noticed that when I decided to roll over my 1 year fix isa at 4.36% for another year (same term and interest) the maturity information stated my profit would be £855 but when l checked this morning it was only £853.31. Is this normal because of the sharia nature of the organisation.…
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Plum Cash LISA Transfer Interest Rates
I opened a Plum Cash LISA and requested a transfer from my existing provider. All accepted no problem. The day I opened the Plum Cash LISA the rate was 4.65% (3.11% with a bonus of 1.54% for 12 months). I requested the transfer the same day. However whilst waiting for the transfer the rate dropped to 4.06% (3.11% with a…
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How quick are First Direct at ISA Transfers
Hi Has anyone know how quick First Direct are at ISA transfers. Trying to take advantage of their cashback offer but cutting it fine I think. The ISA I'm transferring is with Santander. Cheers
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What happens in this case?
Won't bore you with the full saga but, I've opened a fixed rate ISA and funded it with £20. The account in question has a minimum balance requirement of £500 - I'm not going to add any further funds. What will happen given that I've signed up to this account?
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Capital Rise
Has anyone invested in Capital Rise's Innovative Finance ISA? I quite like the idea of investing in an IF ISA this coming tax year. I was looking at RateSetter, as I am already an existing customer of theirs, and they have a good few years of operation under their belt. However, I have always liked the idea of going into a…
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Flexible ISA rule clarification
I know rules around flexible ISAs have been talked to death on here but could I ask to clarify something in this situation please. The Scenario: I deposit the full 20k in Bank A at the start of the tax year. Bank B is now offering a better rate so I withdraw the 20k from bank A and deposit it in bank B. For clarity both…
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Virgin Money Cash ISA internal transfer (sort code 82-xx-xx)
I have two flex cash ISAs with sort codes beginning 82 (i.e. visible along with the current account). I applied to transfer part of one of the accounts to the other account in preparation for a transfer by filling out the details on:…
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HelptoBuy ISA to LISA Transfer - Does this count towards Annual ISA Allowance?
I have put £17k into my Stocks & Shares ISA (so I can add to it during this tax year to get it up to £20k) and at the same time have also tried to transfer £4k from my H2B ISA with Barclays into a Lifetime ISA with the same provider as the S&S ISA. My understanding was that money transferred, that was already in an ISA…
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PLUM ISA
I transferred £15k from my bank account into the primary pocket of my Plum account and transferred it back again to my bank account within 12 hours. I was intending place this £15k into a PLUM ISA. Have I used £15k of my ISA allowance for this year or can I transfer the £15K into another ISA, which is want I want to do ?
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Added new funds to new ISA on last day of old tax year...
Hi folks, I opened my new Stocks ISA with Trading 212 on the 5th April, and the account setup wizard took me through adding funds (half the annual allowance), without prompting me about allowances reached. I had already maxed my ISA allowance for the 25/26 tax year (in a Cash ISA). Not being familiar with the…
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Is money transferred from a Help to Buy ISA to Lifetime ISA considered part of the annual ISA limit?
Within this current tax year, I want to transfer from a Help to Buy ISA to an existing LISA. I have made no contributions to either the Help to Buy or the LISA in this tax year; however, I have contributed £20,000 into a separate cash ISA. I am being told by the building society that I have my LISA with, that I can't do…
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Cash ISA transfer issue from Marcus to Plum
I've recently opened a Plum Cash ISA and requested two transfers in, one from Post Office and one from Marcus. The Post Office one went very smoothly and the money was deposited in my Plum account after about a week. Not so with Marcus unfortunately, It appears that Plum will only make the transfer request by email but…
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Flexible ISA and transferring to S&S ISA during the tax year?
Hi all, Another dense question from me that I hope more experienced forumites may be able to answer, 😄 around flexible ISAs. Although my partner and I have both saved into cash ISAs over many years, we've been overly cautious about stocks and shares ISAs. However, we're each intending to put a portion of this year's ISA…
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2026/2027 transferring a cash ISA from Trading 212 to another provider
Hi all. I'm looking for a cash ISA provider that will accept transfers of an existing ISA from Trading 212. I tried Virgin Money, but their list of providers that they'll accept transfers from doesn't include T212. Someone recommended Principality Building Society; I've spoken to them, and they confirm that they can't do…
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eToro Cash ISA 'transfers in'
This ISA currently looks pretty good, but I'm having a nightmare opening it or transferring in. Has anyone succeded? The terms are below, but when I chat to their AI bot I'm either told the product doesn't exit or that it exists but doesn't allow transfers, or that I don't exist, or that nothing exists anymore… ● Open an…
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Anyone got a Moneyfarm Cash ISA and checked their daily interest?
Currently the Moneyfarm Cash ISA has a base interest rate of 3.80% AER "calculated daily and paid out daily", plus a bonus rate of 0.52% AER "calculated daily and paid out after 12 months", making a total of 4.32% AER ("Sum of base and bonus interest"). All good so far. Moneyfarm however, are not paying me the base…
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Paragon Bank iSA account no
I'm trying to move a Paragon Bank ISA to Shawbrook online but Shawbrook's website repeatedly says the Paragon account no is invalid. It is in the format AAA999999AA. I've tried several different variations eg dropping the leading letters, end letters etc but it won't accept any of these. Should I be entering this info in…
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Cash ISA fixed term
I am looking for advice on renewing a fixed rate cash ISA during May 2026. There is not a great deal of difference between 1, 2, 3, 4 and 5 years. However, with war and bank interest I am wondering which way to leap. Can anyone help, giving reasons for the response? At 76 I am not really looking at Stocks & Shares ISA.
