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Cash ISA close withdraw then setup new ISA to get boosted rate
So I have my first Cash ISA with CHIP that I took out last year. I am currently getting 4.48% boosted rate which expires on 31st May this year on the full allowance. I don't think I can afford to put any new money into a cash ISA next year. I have opened a trading 212 cash isa with the minimum deposit amount of £1 as it…
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Virgin ISA one year fixed transfer question
A couple of weeks ago I opened a Virgin ISA one year fixed and I already paid into that Isa . Now I see that Virgin has risen the interest rate. I'm unsure if I can open a new ISA with Virgin with this new rate and transfer the existing one into the new one. this is what it says in Virgin and for me it's not clear, first…
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A bit worried after enquiring about possibly transferring my maturing fixcash ISA to a new Provider.
I telephoned to make a provisional enquiry for when my present Fixed Cash ISA matures at the beginning of April in this tax year. The interest rate after maturity would be low and I wondered about transferring to a new, better interest, provider - as suggested in these forums. The bank adviser scared me by saying that,…
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How long for funds transferred to be received in an ISA
I recently arranged a transfer of a Trading 212 Cash ISA to a Hargreaves Lansdown Stocks and Shares ISA. Trading sent me an email last Friday (13th March) at 09:53 to say the transfer was complete. Checking the Trading ISA showed that the balance was nil. Same for the HL one. However, I've just checked again now and the…
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Opening then Closing an ISA account
Hi, I've opened an ISA account but not funded it as I was going to transfer an ISA into it from the current tax year but have changed my mind Does this effect anything in terms of using an allowance provided I haven't put funds into it? I received a subscription certificate from Tesco Bank so I'm concerned I should now use…
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Paying HL ISA fees
I periodically top up my HL account with a few £ to cover the fees on my stocks & shares ISA, the money sits separately from the ISA and fees are paid from this. However I’ve noticed that any amount I top up with comes off that years ISA allowance. Is there a way to fund the fees without it affecting my allowance please?
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Newbie to ISA, maturity question
My dad has an ISA with Lloyds which is about to mature (2nd April i think). I know it will transfer into a basic isa after the maturity date. I'm hoping to transfer it all into another fixed rate ISA. If I let it roll into the new lower rate Lloyds account can I transfer out of any time? Also if I find a new after 6th…
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Transferring isas
I opened a trade212 stocks/shares last year fully funded £20k, in the new financial year i would l intend to add another £20k after april 6. But from a couple of years ago i have a fully funded cash isa with oaknorth, can i transfer this into the Trade212 stocks/shares isa?
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Cynergy ISA maturing soon. Best option for delay free transfer out?
Maturing ISAs with Cynergy are automatically re-invested in another fixed rate ISA if I do not contact them with instructions. Cynergy’s online options are - 1. Renew into a 1 Year ISA. 2. Renew into a 2 Year ISA. 3. Transfer and close. They have also sent a letter which describes the options as 1. Renew to a choice of…
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Lack of ISA knowledge - help
Hello all, I bank with Santander and have two cash ISA’s with them that are out of the fixed period so are currently at 1%. The balances are £21,243 and £48,472. I plan to invest my £20k limited before the end of this FY but was wondering what the best option are. I would like to keep it all with Santander but don’t know…
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Lifetime ISA and house in trust
I have inherited 50% of parents house when my mum died which is held in a discretionary trust. My dad is entitled to live in the house until he dies. Can I still use my Lifetime ISA to purchase my first home, even though I have 50% share of parents home in a discretionary trust.
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What happened to the planned changes to cash isa limits etc
couldn’t find the original thread …. Whats the latest?
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Moneybox - FSCS Protection?
I thought I read Moneybox was FSCS protected, but on the FSCS website, it says they are not? This is a bit worrying given MSE recommends them as the top interest for transfers…?
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Coventry 1 Yr fixed cash ISA
Looking at this as I have a couple of maturing fixed ISAs and want to invest my 26/27 allowance to consolidate into one account. However concerned that the application process only gives the opportunity to request one transfer in. Can anyone confirm that I will be able to transfer in a second account once the ISA is open?…
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Is money transferred from a Help to Buy ISA to Lifetime ISA considered part of the annual ISA limit?
Within this current tax year, I want to transfer from a Help to Buy ISA to an existing LISA. I have made no contributions to either the Help to Buy or the LISA in this tax year; however, I have contributed £20,000 into a separate cash ISA. I am being told by the building society that I have my LISA with, that I can't do…
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Transferring an ISA from HL
Thinking of moving an ISA from HL to Ii where I already have ,what used to be, a single company SHARE ISA. This ISA is now going to cost me £14.99 pm The HL ISA contains shares and funds ,some of the funds are HL's own. Am I right in assuming that these will have to be sold and then cash transferred ? If so, I'll have to…
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Moneybox App - Confusing
Just joined and transferred an ISA to them. It might be because the this has only happened in the past 24 hours, but the app is awful. The transfer went through within 12 hours of requesting it which was great, but the app is littered with adverts for their other products, a 'lets get started' page all over the front page…
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Gatehouse account number layout.
Hello, I've currently have a gatehouse ISA, which is due to mature soon. At the moment, their offerings aren't that great. So, l will probably transfer out to a different provider, but the way that my account number is set out, I'm not sure what to put in the transfer form? This is the layout of the account number . NOT…
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Recommended Cash ISA Transfers
Hi, looking to transfer my ISA out from T212 due to the interest rate being reduced after the first year. Can anyone recommend a company that accepts transfers in that pay more than 4% please? I would need a cash ISA for peace of mind so that it's accessible and no limits on withdrawals. I am open to a fixed rate/limited…
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Trading 212 - what do we think?
Hi all, New to the forum so please be gentle with me. I want to invest in a cash ISA (haven't used my allowance up for 24-25 yet) and I am seriously considering Trading 212. I've used Shawbrook Bank and Charter Savings Bank in the past and had good experiences with them so I'm not new to online accounts. I know Trading 212…
