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Kent Reliance - flexible ISA?
Hi, I'm looking at flexible ISAs at the moment, and there is an Easy Access Cash ISA Issue 73 at Kent Reliance which looks okay. The setup process seems a bit complicated as you first apply for an account and then they move it to the new Kent Reliance Online Services. According to the Key Features and Summary Box for the…
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IG Stocks and Shares ISA - what account type do I choose?
I'm looking to open a stocks and shares ISA for 2026-27 and take advantage of the cashback off on this page: https://www.moneysavingexpert.com/savings/stocks-shares-isas/ The MSE page states: To open the S&S ISA you first have to open IG's general investment account (GIA). Your cashback amount is based on your initial…
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What to do with LISA after house purchase?
Greetings, had a LISA account for several year. Completed a house purchase couple of years ago. Made the last £4000 payment but house purchase completed before the government bonus was paid. So I have £1000 (+ interest) sitting in an account I have no use for. What would you do with the LISA now? Can't take the money out…
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UBL cash-ISA issues and the bank can't even provide interest payment details!
My experience with UBL has been very disappointing and I would urge anyone considering a fixed-rate ISA to be particularly careful. The maturity arrangements were confusing. What appeared to be one ISA balance could have different maturity dates because deposits were treated separately, and money was automatically rolled…
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UBL UK ISA transfer - need advise
Hello I can't find this on other threads about UBL. I sought to transfer old ISA money from a cash ISA (previously a fixed rate ISA with my normal bank). I did everything through the UBL website which said that the money has to go through into a funding account. So I made a payment (transfer) out of my cash ISA into that…
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UBL Cash ISA Void like the plague
On the face of it the interest rates offered by UBL look attractive but that soon fades when you try opening an account & becomes even worse when you speak to a member o their customer service team. Consistency is something that businesses strive for. Well someone needs to tell UBL that being consistently rude &…
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Chip Smart Cash ISA - Beware this condition...
Just a heads-up for those thinking of opening a Chip Smart Cash ISA. It has much going for it for the first year as a new customer, good rate for 12 months after opening (variable but tied to BOE rate) it's flexible so cash can be withdrawn and replaced (in the same tax year), albeit withdrawals are not same day they take…
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Santander ISA
Hi. At the start of the new tax year i opened a fixed rate ISA and transferred maximum allowed into it from my standsrd ISA (also with Santander)). However Santander now say i cannot pay more into either ISA since i have reached my limit for this year. Can that be correct when i transferred from an ISA to an ISA using…
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Isa transfer
Just taken out a Chip isa after looking at rates here, but now find that neither of my 2 older isa providers are supported for transfer - Plum & Tembo
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How to deal with an ISA transfer rejection
Hi All, I wonder if someone has experience with a transfer rejection and how best to escalate. I raised a transfer request to my new ISA provider on 10th April asking for a full transfer of my previous tax years from my old provider and nothing for this year as I do not have a subscription with the old provider. Now my new…
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Help needed with isa
Hi I'm new to all this and I need advice. Hypothetically if I had a £20.000 for investing what would be the best way for a safe return.
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ive locked in with close bro
ive decided to lock my isa away with close brothers for 5 years at 4.85% hope ive done the right thing, activated the transfers (shawbrook & virgin) just hopefully it goes through with no hiccups, acc number issued etc and now watching the rates for the next 14days more intensely i wonder if a few years time i look back…
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Additional Permitted Subscription
Has anyone experience of opening APS accounts with banks/building societies and would recommend a particular one? TIA
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Anyone got a Moneyfarm Cash ISA and checked their daily interest?
Currently the Moneyfarm Cash ISA has a base interest rate of 3.80% AER "calculated daily and paid out daily", plus a bonus rate of 0.52% AER "calculated daily and paid out after 12 months", making a total of 4.32% AER ("Sum of base and bonus interest"). All good so far. Moneyfarm however, are not paying me the base…
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ISA with Charter Savings Bank
I opened an cash ISA with Nationwide in this tax year and transferred an existing ISA to it (no new money). I now want to open a new cash ISA which I will add new money to. Charter Savings has this wording that I need to agree to: "I have not subscribed and will not subscribe to another cash ISA in the same tax year that I…
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Isa newbie
HHello I was wondering could someone advise me please . Im terribly bad with money but I have opened the 212 cash isa as recommended on page . Ive simply no idea what its about . Im going to be receiving money and I dont want to waste it on rubbish . I wanted to put some in as savings . Im just awful foolish with money and…
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withdrawing from an ISA
Hi, Im hoping to retire late next year (at 60) . I plan to put money in Isa's but I would like to know if i would pay tax on any regular funds I withdraw and put in my bank account
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Vida 3yr FR ISA 4.80% v Aldermore 3yr FR ISA 4.75%
Though there is a visible small difference in the interest rate there is a bigger difference in their t & c's with regard to early withdrawals. VIDA - Any withdrawals made before the fixed term ends are subject to 270 days’ loss of interest ALDERMORE - Any withdrawal subject to a deduction of 180 days' interest. Also a…
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ISA transfer from Virgin to Vida Savings
I requested a transfer of my Virgin ISA Flexi 3 account on 16th August. It was very efficient and quick and I now (2 days later in 18th August) have a Vida ISA account with £21904 in it. (My last record of the Virgin ISA was £21354) However, details old account at Virgin have completed disappeared. I have no record it ever…
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Chip Smart Cash ISA 4.55%
Hello Looking for a flexible instant access cash isa and the chip smart cash isa 4.55% looks a decent option ? Have checked out the t&cs and noticed clause Unpaid interest is forfeited if account is closed or transferred out As its a smart ISA could I just withdraw any money out and leave in £1 and pay into another…
