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Santander ISA
Hi. At the start of the new tax year i opened a fixed rate ISA and transferred maximum allowed into it from my standsrd ISA (also with Santander)). However Santander now say i cannot pay more into either ISA since i have reached my limit for this year. Can that be correct when i transferred from an ISA to an ISA using…
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Isa transfer
Just taken out a Chip isa after looking at rates here, but now find that neither of my 2 older isa providers are supported for transfer - Plum & Tembo
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How to deal with an ISA transfer rejection
Hi All, I wonder if someone has experience with a transfer rejection and how best to escalate. I raised a transfer request to my new ISA provider on 10th April asking for a full transfer of my previous tax years from my old provider and nothing for this year as I do not have a subscription with the old provider. Now my new…
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Help needed with isa
Hi I'm new to all this and I need advice. Hypothetically if I had a £20.000 for investing what would be the best way for a safe return.
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ive locked in with close bro
ive decided to lock my isa away with close brothers for 5 years at 4.85% hope ive done the right thing, activated the transfers (shawbrook & virgin) just hopefully it goes through with no hiccups, acc number issued etc and now watching the rates for the next 14days more intensely i wonder if a few years time i look back…
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Additional Permitted Subscription
Has anyone experience of opening APS accounts with banks/building societies and would recommend a particular one? TIA
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Anyone got a Moneyfarm Cash ISA and checked their daily interest?
Currently the Moneyfarm Cash ISA has a base interest rate of 3.80% AER "calculated daily and paid out daily", plus a bonus rate of 0.52% AER "calculated daily and paid out after 12 months", making a total of 4.32% AER ("Sum of base and bonus interest"). All good so far. Moneyfarm however, are not paying me the base…
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ISA with Charter Savings Bank
I opened an cash ISA with Nationwide in this tax year and transferred an existing ISA to it (no new money). I now want to open a new cash ISA which I will add new money to. Charter Savings has this wording that I need to agree to: "I have not subscribed and will not subscribe to another cash ISA in the same tax year that I…
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Isa newbie
HHello I was wondering could someone advise me please . Im terribly bad with money but I have opened the 212 cash isa as recommended on page . Ive simply no idea what its about . Im going to be receiving money and I dont want to waste it on rubbish . I wanted to put some in as savings . Im just awful foolish with money and…
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withdrawing from an ISA
Hi, Im hoping to retire late next year (at 60) . I plan to put money in Isa's but I would like to know if i would pay tax on any regular funds I withdraw and put in my bank account
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Vida 3yr FR ISA 4.80% v Aldermore 3yr FR ISA 4.75%
Though there is a visible small difference in the interest rate there is a bigger difference in their t & c's with regard to early withdrawals. VIDA - Any withdrawals made before the fixed term ends are subject to 270 days’ loss of interest ALDERMORE - Any withdrawal subject to a deduction of 180 days' interest. Also a…
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ISA transfer from Virgin to Vida Savings
I requested a transfer of my Virgin ISA Flexi 3 account on 16th August. It was very efficient and quick and I now (2 days later in 18th August) have a Vida ISA account with £21904 in it. (My last record of the Virgin ISA was £21354) However, details old account at Virgin have completed disappeared. I have no record it ever…
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Chip Smart Cash ISA 4.55%
Hello Looking for a flexible instant access cash isa and the chip smart cash isa 4.55% looks a decent option ? Have checked out the t&cs and noticed clause Unpaid interest is forfeited if account is closed or transferred out As its a smart ISA could I just withdraw any money out and leave in £1 and pay into another…
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New First Time Buyer ISA to replace LISA
As promised in last year's Budget, a consultation has been launched to discuss a new product for first time buyers, to replace the Lifetime ISA. Initial impressions are that it's broadly similar to the Help To Buy ISA, in terms of the bonus being added at property purchase time, and therefore no withdrawal penalties before…
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Chip smart cash ISA not giving correct interest
Transferred my cash ISA to chip's smart cash ISA last month as my interest rate went down with moneybox after 1 year. Rate I've got on chip's smart cash ISA is 4.45%. transfer date: 27th July, ~£67700. first interest paid: 14th aug (£40.46). it also apparently shows how much interest I will earn and is showing me a sum of…
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Saffron Cash ISA transferring out
Hi Has anyone done a transfer out of their Saffron Cash ISA to another provider? Do they do it electronically or do you have to do it via a paper form via your new provider? Looking to transfer to Aldermore . Thanks
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Hargreaves Lansdown Cash ISA (Powered by Shawbrook) 4.3% AER
Just a word of warning for anyone considering opening this particular Cash ISA with Hargreaves Lansdown. I opened this very ISA in Feburary which at the time was paying 4.3% AER. In the short time since they have already dropped the rate 3 times. In May they dropped it to 4.01%. In June they dropped it again to 3.73% and…
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Can I transfer maturing ISA into a new ISA same company?
Me again - asking a question for my husband. He opened a cash ISA a few weeks ago depositing the max amount possible from a lump sum received. He already had a cash ISA with the same company (Virgin) which was 1yr fixed rate and matures next week! We were both under the impression that if it was fixed rate 1 year ISA you…
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Chip Financial Smart Cash ISA
Does anyone have experience of transferring ISA investments away from this new Chip Financial product? They don't give you a sort code and account number and it's therefore turning into an impossibility to transfer my investment away and into Charter Savings.
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Top Cash ISAs
Hi! This is the discussion thread for the Top Cash ISAs guide. Click reply below to discuss. If you haven’t already, join the forum to reply. Thanks folks
