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HMRC Tax Code and untaxed interest
I have some untaxed interest on savings. My PAYE income could well be zero for current tax year. My IFA advises I can receive £1,000 personal savings allowance, tax free, and the next £5,000 of interest would be taxable at the starting rate for savings, currently 0%. HMRC have issued a tax code that deducts my estimated…
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Open new and transfer from old ISA within provider
I have a flexible variable cash isa with Tembo which is now at 3.8%. There new isa pays 4.3 so I wanted to open new and transfer full balance into it. The old isa would then close. They say I can’t because you can’t have two isa’s with same provider. Are they right? I know there maybe better options elsewhere but I’m…
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Cash ISA transfer - Charter to Vanquis
Has anyone transferred a variable cash ISA from Charter to Vanquis? How quick are transfers? Do they both use electronic systems?
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Transferring from Virgin fixed rate 1 year ISA to Santander fixed rate 1 year ISA
I currently have £10,000 in the Virgin fixed rate e-isa 683 which I took out in January this year with an interest rate of 4.11%. I'm now thinking of transferring it to the Santander 1 year fix at 4.5%. This would mean that I there would be a 60 day penalty for closing it (worked it out to be £68 and would be £43 worse off…
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2026/2027 transferring a cash ISA from Trading 212 to another provider
Hi all. I'm looking for a cash ISA provider that will accept transfers of an existing ISA from Trading 212. I tried Virgin Money, but their list of providers that they'll accept transfers from doesn't include T212. Someone recommended Principality Building Society; I've spoken to them, and they confirm that they can't do…
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ISA Accounts
I have a question about moving money within ISA Accounts. I have set up a new account with a new provider transferred my old ISA and topped up with my full ISA allowance for 26. I have other ISAs that mature later in the year that will need to be moved and possibly merged for better interest rates. I assume that this can…
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Virgin Cash ISA Stopped Receiving Interest
Last year I set up a Virgin fixed rate ISA with monthly interest. This went ok and I received the monthly interest as expected. However, I have just realised that I have had no interest since October last year. The ISA matures in June this year, so I was going to wait and see what happens. Has this happened to anybody else?
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Santander Fixed ISA eVoucher offer
It looks like there are a few here who are familiar with the current deal. I have a hypothetical question about it. I know Santander run these kinds of offers regularly. Does anyone know roughly how long they run before they're pulled? Perhaps all of April for example, to entice a large ISA instake? Or perhaps just a…
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ISA advice needed please
I am looking to open some fixed rate cash ISA accounts, and Santander are giving e-vouchers for transferring money in from other cash ISA's in full. I currently have easy access ISA with Chip (£10k) and Moneybox (£20k) which I am happy to lock away for 3 and 5 years. Problem is, I can't see Moneybox on Santander's transfer…
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Santander Fixed ISA
Hi, I wasn't planning to go with a fixed but I have emergency funds and worst case, I withdraw it and lose £300 in fees. Interest rate is 4.5% and a £50 Amazon voucher. I have some questions though - Is it completely online? As in I can set it up online and fund it from another bank account online? Although the interest is…
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Plum ISA Issues
Hi there, has anyone had any trouble transferring out a Plum cash ISA? As they are digital they apparently don't give you an account number or sort code. Plum has told me to use my National Insurance number as my account number and put zero's in the sort code when initiating the transfer. It doesn't seem to like my account…
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Santander ISA query.
I want to transfer my Trading 212 ISA from a previous year to Santanders new 1 year fix at 4.5% with £50 bonus. However Santander says I can only transfer into a Santander ISA. I have already opened an ISA with Prosper and used my full £20k allowance for this year. Can I open a new ISA with Santander with a zero balance…
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Take Money Out of ISA
I Have a Ford Money Flexible ISA, with past years contributions in the account. No money as been added this year. If i opened another ISA with another provider, could i remove the full £20k from my Ford Money ISA without the need of a transfer. Thanks
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Cash ISA palaver (my mistake)
With £52,000 to place into a savings account which would allow one or two penalty-free accesses a year, I opened a Virgin Money Double-Take E-Saver and, because my nominated account provider only allows £25k payment out per day, successfully transferred the first £25k over. The next day I tried to move another £25k and it…
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ISA transfer out from Plum and Trading 212
I want to transfer out my cash ISAs with Plum and Trading 212 but am having difficulty finding a provider who is able to accept a transfer in from these companies. Anyone been in a similar situation and found a suitable provider?
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eToro Cash ISA - any experience?
Has anyone tried the eToro Cash ISA? https://www.etoro.com/investing/cash-isa/ It is currently paying 4.67% variable for 12 months (including a bonus).
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ISA from different years in one pot
I have three ISAs with one bank, Zopa. One matured and went to instant access. Tried to transfer to a different bank with a higher interest rate. Apparently I can’t move the instant access one without transferring my other two ISAs which are fixed term. So I would lose 90 days interest on both of them. This is apparently…
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T212 and new tax year?
Hi, I opened my first ISA with T212 in March 26 with the full allowance, now I have a new allowance, is it best to add it to the already opened T212 or do I need a completely new provider Thank you.
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Tembo Money Cash ISA Advice
I'm thinking of opening an ISA for this year's tax year with them. Looks to be unlimited withdrawals but not flexible. Is this similar to Moneybox in how it works? All online and transfers electronically? Have there been any issues transferring from Tembo to another provider? Thanks
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Help with recent new rules on cash ISAs please
Hello, I want to take advantage of the Santander 1yr fixed rate cash ISA @4.5% with the £50 gift card for transferring from a different provider. . I only want to transfer £10,000 across and know that the original account needs to be closed via the transfer process. I have a few flexible ISAs with Virgin Money, but most…
