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Moneybox Cash ISA
Hi, can anyone help me with a dilemma i have with my new Moneybox Cash Isa. Just over a month ago I selected it from the list on the MSE web and i transferred £95,000 into it as it was the highest rate at the time (pre BOE increase), it said that interest was paid monthly however i have been told by Moneybox that the…
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Stocks and Shares ISA to Cash ISA Transfer
I have about 5k in cash in my stocks and shares ISA I would like to transfer to a cash ISA and retain the tax break. I also have stocks and shares in the same ISA. Can you go to a new provider of a cash ISA and request the cash only to be transferred into the account? Thanks.
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ISA Transfers-In delay - loss of interest?
I'm transferring-in from easy access variable rate cash ISAs into a new fixed rate cash ISA. Why does it take up to 15 days? Why is there a lengthy 3 working day period when your money is not shown in either account? Am I losing interest during that gap? And which bank is gaining it? Why doesn't the transfer use Fast-Pay?
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All in one banking apps
So I am currently with Virgin banking. I have a current account and an ISA. On the Virgin app I can only view my current account. To view my ISA I need to click a link that opens my web browser and then use a separate login to view my ISA,i find the whole process ridiculous. Are there any banks where you can view your…
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Opening a Cash Isa account online
Bank of Ireland UK only seem to have option to open a cash ISA with a cheque or by transferring from another ISA account, they won’t take a debit card pending relevant checks. This really restricts who can open one or is there a way around this?
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ISAs
Hi, I have an Barclays ISA maturing soon and want to take some back, but reinvest the remainder into a new ISA! I am aware that any existing money in an ISA that you wish to transfer to a new ISA does not affect your annual allowance. However, is this only right if I take out a new ISA with Barclays OR can I actually…
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ISA Maturity Question
Hi All . I wonder if you could help me to clarify here . I have a 1 year cash ISA that was taken out on 26/01/25 and is due to mature 26/01/2026 . I had put 20K in it in financial 24/25 so the total will be approx 20.85k on 26/01/2026 . Also for this current year I had bought another ISA for 20K which is due to mature in…
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Moneybox: Open access cash ISA interest to be paid monthly
Hi all :) Got an email today saying interest that my Open Access Cash ISA interest will soon be paid monthly rather than annually. Personally, I am in favour :) Below what the email said. Thanks :) Hi, we’re pleased to say that coming soon, the interest on your Open Access Cash ISA will change from annual to monthly…
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Flexible S&S ISA - can I withdraw cash and deposit into Cash ISA?
Hi everyone I think this is OK but can anyone confirm? I have a stocks & shares ISA with IG. It has £10k in cash from this year’s allowance. I want to move this into a cash ISA with another provider (eg Aldermore - which also offers flexible ISAs). Can I just withdraw the cash from IG and deposit into a new Aldermore cash…
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Nationwide Triple Access ISA additional top up warning
Morning all, I help my mother with her banking affairs via Financial POA. Yesterday, I thought it would be a good idea to make a small transfer from her savings account into her ISA. She has plenty of headway within the £20k limit. I am very familiar with the majority of rules and regulations and being a Nationwide…
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Cash ISA switch at maturity,advice on trying investing (first timer)
Hi,I’m looking for some advice please. My fixed rate cash ISA ends next week and the new rate offered isn’t the best around tight now so obviously I’ll be switching. There’s not a great amount in there (around £22.5K) I was thinking of trying to invest my interest earned for this year but continue with a fixed rate cash…
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Take a peek at my hand?
************************************************************ Hello. I'm an amateur investor with a stocks and shares ISA account since 2006. This is a diary type thread to share my thoughts and to chart the ups and downs. The diary started on 31st December 2014, and I update it at the end of each quarter. I am particularly…
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Help to Buy ISA and/or Lifetime ISA - Help!
I'll start and be honest that I have no idea what I'm doing :smile: I opened a Help to Buy ISA just before the cut off a few years ago and have a minimal amount saved. Life has unfortuantly got in the way and only in the past year have I been able to start regularly saving again, which I'm very grateful for. I've kept this…
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Old Help to buy Isa
Hello there, I was wondering once you max out the old help to buy isa at 12k can you keep taking the interest out each month over the 12k without a penalty? thanks
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Principality Cash ISA's
Their web site says interest rates are reducing on 5th February. Anyone know what they will be ?
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Status of FSCS recovered ISA money
In the hopefully unlikely case of a bank holding your cash ISA failing, and you then recovering your lost investment from FSCS, will you have lost the ISA status of the recovered cash, or can you apply to have it reinstated when you take out a new cash ISA with a different bank?
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Nationwide/Virgin merger and Isa's
Was wondering what people are thinking about the probable merger and how it may affect Isa's held with them. This is a quote from an email sent recently: If you have a notice account or a Fixed Rate Bond which hasn’t matured yet, you can take your money out between 24 February 2026 and 1 June 2026 without giving notice,…
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Offset and savings question
Hello all you lovely frugal people. For the first time in my life I have have the option of using some savings to offset against my mortgage and I wanted to run something past you all to see if I have misunderstood or over simplified things (very possibly). A quick overview of my position. 5 Years ago I took some extra…
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Gatehouse transfer in
Does anyone have an experience in GH paper transfers in? I applied for 4.21% fixed and requested full transfer from Teachers BS. At the end of my application GH asked me to download, print, sign and post transfer form. My question is - will GH accept a signed form sent by e-mail as an attachment? TIA
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Cash ISA consolidation
Hi all, apologies in advance for what might be a subject discussed before but I have searched and can't find the answer. I have several fixed term cash isa's with different providers which all mature on different dates. Id like to have them all in one place so I'm looking for a new provider that will accept multiple…
