All in one banking apps

nokiafusion

So I am currently with Virgin banking. I have a current account and an ISA. On the Virgin app I can only view my current account. To view my ISA I need to click a link that opens my web browser and then use a separate login to view my ISA,i find the whole process ridiculous. 

Are there any banks where you can view your current account and ISA all from within the same app ?
 Thanks x

flaneurs_lobster

Hopefully not the primary reason to move your banking and ISA but yes - Santander.

Think Barclays too (no longer have an ISA there).

Never mind, any year now all of VM's accounts and systems will have been amalgamated with those of Nationwide and it will just be the best thing ever!

eskbanker

Most banks are joined up and Virgin Money is the exception rather than the rule, because its systems have never been properly integrated after earlier mergers, acquisitions, etc.

glennevis

eskbanker said:

Most banks are joined up and Virgin Money is the exception rather than the rule, because its systems have never been properly integrated after earlier mergers, acquisitions, etc.

As noted above, that ISA is running on a different server. Unless they are offering more than 4.11% on the old ISA then one option is to open a new VM ISA through the app, then ask Virgin to transfer the funds from the old account.

These Virgin Money ISAs run on the same server as the VM current accounts (sort codes begin with 82). I can see mine in the app.

This explains how to do the transfer:
https://support.virginmoney.com/subtopic/pagecontent/article/KA-12280/

Isn't that simpler than moving to a new bank?

flaneurs_lobster

glennevis said:

As noted above, that ISA is running on a different server. Unless they are offering more than 4.11% on the old ISA then one option is to open a new VM ISA through the app, then ask Virgin to transfer the funds from the old account.

4.16% (Fixed) - at least mine is.

Ocelot

Nationwide and Lloyds certainly do, but Virgin may be integrated with NW soon anyway.

As mentioned, most do.