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Plum App account registration error
Has everyone experience trying to register for a Plum account only to find at the final stage of entering the address details etc the Continue option button is not activated. Is there a solution available?
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Trading 212 - now showing "replaceable funds" separately
I complained to Trading 212 a while back that the way they display your remaining ISA allowance is misleading. Credit where credit's due - they have now separated out your "replaceable funds", i.e. previous years' funds that you have withdrawn, and this is shown separately from your used/remaining ISA allowance for the…
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Plum app cash ISA
I might be showing my age but I just opened a cash ISA on the Plum app. The app shows the cash in my account, but I have no account number or any other personal details. It feels a bit odd not to have something tangible to connect myself to the money. Is that just how it is nowadays? Please tell me I've nothing to worry…
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ISA and SiPP - pros and cons?
I have a question- more of a sense check really for me. Myself and my partner have a 70k lump sum that we are looking to invest and are looking for the most efficient way to do it . I have a workplace pension being paid and a job which combined keep me just out of higher rate tax. My partner has a work place pension that…
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Opening new stocks and share ISA as POA is proving impossible and is a disgrace
My father has dementia and I have POA and have been managing his accounts since 2020. Managing EXISTING accounts is fine, but I'm finding it impossible to open a new ISA. Background: My dad is now in a care home, paying £1700 per week. He has around £500k which is enough for about 5 years. He has accounts at Lloyds which…
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Transfer out from moneybox - Closing balance does not include July interest
Just generated a statement now transfer out is complete (48 hours after requesting) but it only shows interest up to July 1st in the closing balance. I can't see how much they have sent to Close Brothers yet but will it include any interest due for July or do they pay this another way? Thanks
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Mature ISA transfers loss of interest
When I have transferred several ISA between different banks having given them more than 15 days notice prior to the maturity date the bank closing the account has transferred the money to a low interest account and then several days later transferred the money to the new ISA. This has resulted in loss of interest…
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Junior ISA
I know as a grandparent I can’t open a JISA for my grandchildren but I can put money in once it has been opened, the question is… If my daughter receives Universal Credit will my putting money in to her son’s JISA impact her UC payments? Thank you.
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Opening a new cash Isa , transferring last year matured cash Isa, Isa interest
Hello, I am so muddled up about Isa 1. I have a cash Isa that will mature in July 2025. Can I open a new cash Isa at the beginning of new financial Year which is on 6 April 2025 or do I have to wait to open my new cash Isa until my last year cash Isa matures which is in July 2025. 2.I am entitled personal saving allowance…
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Rare Whisky Cask investment
Are Rare Whisky Casks a good £50k investment?
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ISA transfer funds issue
I have a matured fixed ISA with Shawbrook Bank, which has now been moved by them to an easy access ISA. I completed the ISA transfer online form with Virgin. Three times now it has been rejected by Shawbrook Bank with the reason that the funds are current year and not previous year monies? On the Virgin online form there…
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Moneybox interest drop with cash ISA transfer
Hello everyone! I am currently transferring my Moneybox cash ISA due to the introductory interest rate ending. I have had a cash ISA since they were introduced back in 1999 and they seem to take longer now to transfer than ever. My main concern is I only requested the transfer through Tembo 2 days ago and I just received…
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Help! may have messed up my ISA allowance.
Hi, I opened two ISA accounts in December 2023 one was for a 1 year term and the other 2 year term, stupid me thinking cause i've done one as 2 year thinking that won't affect the tax year, i did one for 17K and one for 20K i've already had the 17K one mature so i need to try sort this other one can anyone help with what i…
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'Save cash ISAs and keep £20,000 limit' urge building societies in open letter to the Chancellor
More than 50 building societies and other financial firms have signed an open letter urging the Chancellor Rachel Reeves to save cash ISAs by keeping their £20,000 tax-free limit. The move comes amid reports Ms Reeves will announce a cut to the cash limit in her Mansion House speech on Tuesday 15 July. Read the full story:…
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Tembo
Tembo don't allow connections between themselves and Barclays Bank, so not letting me set up a new ISA and transferring a maturing Barclays ISA to them. The only way I can think of to get round this is to open an ISA with a Bank they do allow connections and then when that's done transfer yet again to Tembo. Any other…
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Problems transferring principality ISA
I saved 20k into a principality variable cash ISA last tax year and another 20k this tax year. I now want to transfer the entire balance (40k plus interest) into one of the top one year fixed ISAs, which are as of today with Zopa and Virgin money. Having tried this, neither Zopa nor Virgin accept transfers from…
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Moneybox to Close Brothers ISA Transfer
Just tried to do this but moneybox does not appear in Close's drop-down list of providers. anyone done this and can it all be done electronically? Thanks
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Charter Savings Bank ISA Transfer
Hello Forumites! Towards the end of April 2025 I opened a new Fixed rate Cash ISA with Charter Savings Bank - having seen their rate on here. They advised me that for them to be able to transfer my existing ISA (from Plum), I would have to complete a form, print it, sign it and send it through the post. Bit of a pallaver…
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LIFETIME ISA for self build of first home
Hi there, my partner and I are in the process of building our first home. We have each been saving in a lifetime ISA account for 6 years - and now in the process of wanting to withdraw our savings in order to support completion of the build alongside our self build mortgage. HMRC does not stipulate any direct guidance in…
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Principality BS Online Bonus 5 Access Cash ISA - new Iss 5.
I have had one of these accounts for about a year.During that time, the interest rate has dropped from 5% to 4.15%. Today I discovered there is now a new 'Issue 5' account with the same name paying 4.4%.There was no email notification of this - I only found out by accident.To get the better rate you can open a new account…