ISAs & tax-free savings

I have not yet funded this year's cash ISA, and have just got a matured previous year's cash ISA. Rates for both 1- and 2- year cash ISAs are about 4.6%. I haven't been tracking the rates over the last month or so, to see whether the general direction of travel is up or down. I am happy with either duration. Any thoughts?!

I have always saved with the Halifax. I have a one year fixed ISA 3,35% which matures in December. I was listening to Martin Lewis who mentioned Chip? paying over 4%. Can I move to them at anytime or do I wait until the maturity date? He also said that they do the transfer for you? Thanks

Savers who hold cash inside stocks and shares ISAs will be charged 22% on any interest earned on that cash from 6 April 2027, the Government has confirmed. The charge is designed to stop people using investment ISAs as a workaround to hold cash when the cash ISA limit is cut from £20,000 to £12,000 a year for under-65s…

In 20 years when I want to live off this cash, how can I get it out of you can no longer transfer to a Cash ISA? Living off invested money seems risky.

I am quite an experienced long term investor with a portfolio of investments built over the years. My wife has a transfer of funds held in a SIPP awaiting investment decisions and is age 66. The funds are currently earning a v low interest rate in the SIPP account. We have been reluctant to invest further at the current…

Nothing on the app and in the quarterly statements mentions the interest added. Only way I can seem to do it is a monthly view and deduct the ‘earnings’ from the previous month. But ideally I want to see when and how much they paid me for the 12 month bonus. Any ideas? I have emailed their hello@ address but as with them…

Paragon ISA matured today. I completed transfer request with Meteor last week to be actioned upon maturity. In my Meteor ISA account today at 5.45pm. Well done to both providers. Take note HSBC!

Hi, I'm using the term "MMF" because I can link that to specific funds, like "Royal London Short Term Money Market Fund". Whereas the term "cash like" may take in things I know nothing about. Roughly 50% of the comments I've seen say that you can hold MMF in your ISA so long as that fund doesn't make up 100% of your…

Opened the Monument Easy Access Cash ISA Boosted Rate account Monday morning and requested the transfer from Chip. By Tuesday 3pm it was all done, with the cash in the Monument account.

I have an ISA with trading 212, opened in Feb 2026 into which I transferred all my savings from Moneybox, which included the 20000 paid in from 25/26 allowance. Stupidly I didn’t realise that only the 20000 would get the promo rate of 4.4% and the rest is only getting 3.6%. Is it possible to only transfer the balance on…

I'm 50 and have 40K in various regular savings accounts and have never had an ISA. I need to sort my savings into something better. I've seen the Coventry building society fixed ISA at 4.6%, but due to recently being made redundant I need to have flexibility incase I need to use the money. What would you suggest my best…

Hi I'm looking for the best savings/ISA account for my 84 year old mother for around £4,000 please?

hi all , looking to open a LISA with a £1 for a just in case ! Therefore I don't want one with any fees and something that's easy to open on line - any recommendations ? thanks

Transfer of Plum cash ISA upon maturity to IWEB Stocks & Shares ISA I would like to transfer my cash ISA holdings to my IWEB ISA to utilise in equities, has anybody done this and did it proceed in a timely manner etc? Thoughts, experiences appreciated thanks

Under the newly proposed rules, if I sell some of the shares in my s and s ISA to pay for medical bills ie. Withdraw the cash, will I pay tax on the amount withdrawn? If so, can this be avoided?

I have a flexible cash Isa and wish to move some of the funds to a S & S Isa. Can I just withdraw and place in stocks and share isa or do I have to use an Isa transfer to protect tax free status??? I am a little confused as I believe I can just move money from flexible cash isa to another sort of cash Isa but do not know…

Sometime ago I opened a Chip cash ISA, its a smart cash isa but don't know if that's what I opened but think it may have been converted. I added some money to it but did not give access to my current account. It says it is needed to make the most of chip not that it is required. I want to transfer this to another provider.…

When trying to initiate a transfer of a S&S ISA from HL, do you just quote your HL customer number? I can't see that I have any other account number with HL, but Barclays say they cannot do the transfer as the number is not the correct format. I can't say I've been impressed with Barclays so far as it took long two phone…

Hi This maybe a really silly question but its bothering me. I have ISA's but next year I wont be 65 so the accounts I already have do I have to reduce those or is it any new ISA's next year is £12K?

Opened a new Cash ISA with Newcastle Building Society almost a month ago now, at 0.45% more interest than my Trading 212 Cash ISA. Filled out the Cash ISA transfer form straight away and sent it. Newcastle received it in post end of April and have now sent it to trading 212 three times via post, who have said they have not…