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Transfer recently from Shawbrook to Virgin Money
We often see observations from folks about "How long does it take to transfer" and also other poor reports……so here's a personal anecodote….. Opened up a VM 1 yr Fixed ISA on Friday (PM), put the transfer info for my Shawbrook 1 yr which matured on the Sunday. Message on Monday from Shawbrook "We have received your request…
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Top Cash ISAs
Hi! This is the discussion thread for the Top Cash ISAs guide. Click reply below to discuss. If you haven’t already, join the forum to reply. Thanks folks
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Transferring a LISA?
I opened my sons first stocks and shares LISA with Vanguard via Hargreaves Lansdown last year and will do the same again this year but I might choose a different Vanguard fund with HL. We are planning to use it towards his pension. Is it normal and sensible when opening a new one to transfer in an existing LISA so they are…
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Chetwood Bank ISA - can't transfer to Tembo ISA?
I've tried to transfer my Chetwood Bank ISA to my Tembo ISA today, but Chetwood Bank does not appear in their transfer list - their automated help says that if a bank is not on their list, they have "temporarily paused transfers form that provider" Any advice on how I can transfer from Chetwood?
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Trading 212 Cash ISA issues - transfer out or cancel under 14 day cooling off period?
Hi forumites, My partner has quickly lost confidence in Trading 212 and we're wondering if it is more sensible to transfer out or cancel under 14-day cooling off period? My other half and I each opened Cash ISA accounts with Trading 212 one week ago, at the start of 2026-27 tax year. My account opening went smoothly but my…
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Funding Junior Cash ISA and Adult ISA in the Same year for over 16s (but under 18s)
Hi, I have seen in the MSE article regarding JISAs that 'When a child turns 16 they can open a normal cash ISA in addition to a junior ISA (however, they cannot open an adult stocks & shares ISA or a Lifetime ISA until they are 18).' but I was unable to see if you are able to fund both in the same tax year. In this current…
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Investec ISA
How about this for a load of utter rubbish in their key facts: "At the end of your fixed term, we'll get in touch to explain your options. By default, your balance will move into an Investec Save Instant Access Cash ISA, and any interest earned will be paid into your linked account. This keeps your balance within the ISA…
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Gatehouse bank ISA maturity instructions change of mind.
Hello I currently have a Gatehouse isa that is due to mature on the 24th. I have already given instructions for it to roll over into another 1-year fix at my present rate 4.35%. I was told via the maturity options online that l can change my mind up until 21s of this month. My question is, as it's a new isa, wouldn't l…
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HMRC Tax Code and untaxed interest
I have some untaxed interest on savings. My PAYE income could well be zero for current tax year. My IFA advises I can receive £1,000 personal savings allowance, tax free, and the next £5,000 of interest would be taxable at the starting rate for savings, currently 0%. HMRC have issued a tax code that deducts my estimated…
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Open new and transfer from old ISA within provider
I have a flexible variable cash isa with Tembo which is now at 3.8%. There new isa pays 4.3 so I wanted to open new and transfer full balance into it. The old isa would then close. They say I can’t because you can’t have two isa’s with same provider. Are they right? I know there maybe better options elsewhere but I’m…
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Cash ISA transfer - Charter to Vanquis
Has anyone transferred a variable cash ISA from Charter to Vanquis? How quick are transfers? Do they both use electronic systems?
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Transferring from Virgin fixed rate 1 year ISA to Santander fixed rate 1 year ISA
I currently have £10,000 in the Virgin fixed rate e-isa 683 which I took out in January this year with an interest rate of 4.11%. I'm now thinking of transferring it to the Santander 1 year fix at 4.5%. This would mean that I there would be a 60 day penalty for closing it (worked it out to be £68 and would be £43 worse off…
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ISA Accounts
I have a question about moving money within ISA Accounts. I have set up a new account with a new provider transferred my old ISA and topped up with my full ISA allowance for 26. I have other ISAs that mature later in the year that will need to be moved and possibly merged for better interest rates. I assume that this can…
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Virgin Cash ISA Stopped Receiving Interest
Last year I set up a Virgin fixed rate ISA with monthly interest. This went ok and I received the monthly interest as expected. However, I have just realised that I have had no interest since October last year. The ISA matures in June this year, so I was going to wait and see what happens. Has this happened to anybody else?
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ISA advice needed please
I am looking to open some fixed rate cash ISA accounts, and Santander are giving e-vouchers for transferring money in from other cash ISA's in full. I currently have easy access ISA with Chip (£10k) and Moneybox (£20k) which I am happy to lock away for 3 and 5 years. Problem is, I can't see Moneybox on Santander's transfer…
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Santander ISA query.
I want to transfer my Trading 212 ISA from a previous year to Santanders new 1 year fix at 4.5% with £50 bonus. However Santander says I can only transfer into a Santander ISA. I have already opened an ISA with Prosper and used my full £20k allowance for this year. Can I open a new ISA with Santander with a zero balance…
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Take Money Out of ISA
I Have a Ford Money Flexible ISA, with past years contributions in the account. No money as been added this year. If i opened another ISA with another provider, could i remove the full £20k from my Ford Money ISA without the need of a transfer. Thanks
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Cash ISA palaver (my mistake)
With £52,000 to place into a savings account which would allow one or two penalty-free accesses a year, I opened a Virgin Money Double-Take E-Saver and, because my nominated account provider only allows £25k payment out per day, successfully transferred the first £25k over. The next day I tried to move another £25k and it…
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ISA transfer out from Plum and Trading 212
I want to transfer out my cash ISAs with Plum and Trading 212 but am having difficulty finding a provider who is able to accept a transfer in from these companies. Anyone been in a similar situation and found a suitable provider?
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ISA from different years in one pot
I have three ISAs with one bank, Zopa. One matured and went to instant access. Tried to transfer to a different bank with a higher interest rate. Apparently I can’t move the instant access one without transferring my other two ISAs which are fixed term. So I would lose 90 days interest on both of them. This is apparently…
