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5%+ ISA rates
With ISA fix interest rates currently available in excess of 4.7% and rising, do you think we’ll get back to 5%+ rates this year? I’m looking to lock away £20k using my wife’s allowance, but wondering if I should hang fire seeing as rates don’t look as if they’re going anywhere other than up at the minute. I know that no…
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Chip Cash ISA reducing from 4.13% to 1.02%
I had an email from Chip today giving me 30 days notice that the interest rate will decrease on 10 July quite dramatically. Just wondering if anyone else has had the same, or if this is only for some customers…
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Cash ISA - transfer from old provider
This discussion was created from comments split from: Is there a way to contact Martin?.
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ISA faux pas
I opened an ISA last year with some inheritance money I received. Interest has been paid this month (yippee), but to another savings account I hold in the organisation (boo). I have looked into this and it would seem, that for whatever reason, I nominated another account for the interest to be credited. Maybe I thought…
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Trading 212 ISA - cash withdrawal speed, weekends?
Good Morning Even though withdrawals say they can take 2-3* working days, whenever I've requested one, the money has arrived in my nominated account almost instantly. These have, however, been on a weekday. Anyone have experience of requesting a cash withdrawal on a weekend? Is it also instant? *Can't remember exactly what…
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Financial advisor fee for setting up an ISA
Hi. What fees should I expect to pay to my financial advisor for investing £20k into a stocks and shares ISA? He wants to charge me 3%. Is that in line with fees?
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Hargreaves Lansdown HL - Cash ISA Transfer out
Just an FYI to anybody thinking of using HL's Active Savings. It took 37 days from my initial online ISA transfer request for the money to arrive at the other bank. Clearly there were 2 banks involved but from talking to both it was HL who were always slow in responding. Secondly, they have paid the last partial monthly…
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Trading 212 Verification Nightmare
Having received the Chip email about the interest rate plummeting on my Cash ISA I opened a Trading 212 account. It required verification with a driving license and video of my face. It couldn't auto verify me so manual verification was needed. Some hours later I received an email to say I was now verified on their system…
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Trading212 to Moneybox Cash ISA transfer: success story
This is just a brief report on my happy experience transferring a Cash ISA from Trading212 to Moneybox. Since 2024 there have been lots of reports that transfers out of T212 have been a little slow and painful, and not always supported (it was unclear how much this was to do with the receiving institution also). It was a…
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Evraz Shares and Computershare
So apologies for my 2nd post in a day. I have a chunk of Evraz shares in my Interactive Stocks and Shares ISA Evraz have been sanctioned in the UK because of links with Russia. They do have a value in my account, but I'm unable to trade/sell/buy etc. I'm wanting to close my II account, and as they can't be sold, it looks…
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ISA transfer from cash ISA (prior year contributions) to Lifetime ISA
Just wondered whether one is allowed to re-purpose prior year easy access cash ISA funds into a Lifetime ISA (max £4k) in the current year, whilst still retaining the full £20k current year allowance to contribute into a different cash / S&S ISA? I specifically want to dump the full £20k allowance into a multi-year fix…
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ISA transfer
Help please My 18 year old had a stocks and shares ISA He wanted to take some of it out to have easier access to some of it. He called them without me with him and the outcome was he was advised he HAD to take it all out. They have sent him a cheque for the total amount. I think he was advised wrongly or he didn’t…
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Which cash ISA providers allow you to spread new money across different providers?
I have a flexible cash ISA with Coventry at the moment but they won't allow this years subscription to be spread across different providers. I want to put some cash into my S&S ISA with trading 212. What's the best way of doing this please? I could do a transfer from old money, but it would be so much easier to just…
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ISA 2026/27
May sound a bit dim but I've opened an ISA in June 2026 (£20k), will I get the same interest rate until June 2027 or will the new £12k allowance in April 2027 make any difference?
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Nationwide ISA Transfer Delay - any experience of this?
I’ve banked with Nationwide for many years with no problems…until recently. In April I applied for their 4.35% Fixed Rate ISA which I was funding from a Santander ISA due to mature on 1st May. The funds were transferred over a bank holiday weekend and were received by Nationwide almost a month ago on 5th May. My…
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Cash ISA transfer - Charter to Vanquis
Has anyone experienced a Cash ISA transfer from Charter Savings Bank to Vanquis Bank? How long did the transfer take?
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New ISA rules 2027
£12000 in cas ISA and £8000 in S&S ISA. What if I want £20000 cash ISA?. Could a Money Market fund be used for the £8000. sell immediately and then transfer to a cash ISA.?.
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Kent Reliance
As anyone had any dealing with these. I am thinking of moving a partial transfer, from Ford Money to them, on there 1 year fix, previous years monies. Not sure how long the process will take, or if i am likely to have any issues. Thank you. Any advice would help.
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Transfer Out Plum ISA
Has anybody successfully transferred out a Cash ISA from Plum? I initially opened an ISA with Cynergy Bank but as part of the account opening, Plum (Plum Fintech Ltd (Saveable Limited - FCA: 739214)), wasn't listed. I contacted Cynergy once the account was open, only to be told they only accept transfers from institutions…
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Paper Cash ISA transfers - interest in switch period query
Have finally moved a Cash ISA between NSI and Shawbrook - usual NSI paper method complicating it. Originally the funds were sent early May - but that cheque didn't arrive. The new one arrived a few days ago - so SB said they'll back date interest to then. Do NSI pay interest for the interim period?
