-
Zopa ISA Rate
I have just seen that my Zopa Access ISA is showing a rate of 4.50%. Last time I looked it was 4.30% and due to fall to 3.80% on 6th April when the 0.50% bonus dropped off. Has anyone else seen this and does this also have a bonus?
-
Zopa ISA Annual Allowance
I transferred an ISA into Zopa on 19 February 2024 and received £20.03 interest on 10 March. As at today's date (2/4/25), Zopa are currently showing a figure for my remaining ISA allowance for 24/25 but the interest has not been included in this calculation. Has anyone else seen this on their Zopa Smart ISA? I am not…
-
H2B ISA withdrawal / mm
I’ve got a
-
isa issue
I would be grateful if someone could help me. My daughter has two flexible isa's both opened in different tax years. isa 1 opened in 22/23 but this tax year withdrew £6500 from it of which £4000 was put into a Lisa. isa 2 opened in 23/24 has £15000 deposited. is she only allowed a further deposit of £1000 this tax year to…
-
Trading 212 stocks ISA £40 bonus
I've recently set up several new accounts with the goal of spreading out & maximising my savings. One of these is the Trading 212 stocks ISA. I applied & used the MSE code & have received the £40 in my stocks ISA. I'm looking in the remaining week before the new tax year to max out my ISA limit for the year. Does the £40…
-
investment ISA
I have an Investment ISA with Fidelity as well as a larger investment portfolio again with Fidelity for 4 years. I'm 64 years old and retired and my husband has recently retired with just a small Govt pension. I'm feeling like I no longer have any risk appetite as these funds are all the savings we have. My investments…
-
Transfer of Stocks and Shares ISA
I have had the same stocks and shares ISA for 20 years with the same company it was originally Skandia and is now Quilter. I have never made any withdrawals or bought or sold any shares on the platform. I feel the charges are high as I do not do any dealings. I am looking to move my Stocks and Shares ISA to another…
-
Flexible ISA rules
If I put in (say) £20k into a flexible ISA, withdraw £5k and then transfer then remaining £15k to a different, non-flexible ISA; can I put the £5k into the non-flexible ISA at a later date? Or is the £5k allowance lost?
-
Trading 212 mse code
Hi, Can anyone tell me about getting the Trading 212 ISA offer with the mse code? I opened an account from a link in Martins news letter info on it but I don't see anything about the free shares.
-
Topping up old ISAs
I have a cash ISA and several Stocks and Shares ISAs from previous tax years. I have had to take out most of the money of two of the ISAs as I needed the funds. Am I allowed to top each of them up again, back up to the £20,000 limit, when I have more money available again? Or is it the case that once I’ve taken the money…
-
Help to buy ISA and Cash ISA
Can someone help me get a definitive answer please because I've seen conflicting responses. I have a help to buy ISA that i've been paying into for years (plus a small stocks ISA that i opened this year). Am I able to open a cash ISA this tax year too? I always thought you couldn't but NatWest seemed to imply you can have…
-
Cash ISA - Tembo vs Post Office - Which do I choose?!
Hi all, need a fairly urgent response on this. Looking to open a new Cash ISA account before the 5th April tax year end, I have £19500 to put in. I am deciding between Tembo who are offering a straight 4.8% Variable rate, or Post Office who are offering 4.4% (1.25% variable + 1yr 3.15% bonus). The decision comes down to…
-
Cash ISA Query
Hi, Never having previously been into ISA's etc, I have now taken the plunge and will do a Cash ISA with Trading 212 as they are offerring a good rate. The bit I want to clarify if I can, I could invest into the ISA the Max £20k now, and then on 6th April 2025 could invest a further £20k as its a new year? The other thing…
-
HARGREAVES LANSDOWN CASHBACK
Hi all, I took out a Hargreaves Lansdown ISA on 24 July 2024 with the express intent of collecting the £50 cashback [available after 7 months] as described in MSE Money Tips 23 July 2024. This week I contacted HL to see where the cashback was as it had not appeared in my account. They've told me that this offer was limited…
-
Lisa bonus
We gave our eldest money towards a deposit on his first home, we obviously would like to do the same for our youngest. We're wondering if we give him £4k to put into a Lisa how long it has to be in to earn the 1k bonus? Presumably too late for this financial year? Thanks
-
Switching funds
Check the process before switching funds and remember some platform may not give advice so they may say yes but may not suitable for your needs.
-
New ISA
I have an ISA with Barclays, which matures in July. Can I open another one before the existing on matures ? Any advice would be appreciated. Thanks
-
Virgin 1 Year Fixed Rate Cash ISA Exclusive issue 11
I have just opened the Virgin Cash ISA issue 11 with a fixed rate for 1 year of 5.25% and maturity date of 31/3/25, which at the moment is top of the 1 year fixed cash ISA tables. You need a Virgin current account. T&C`s state that no minimum is required to open and maintain this account and that you have up to 30 days…
-
When?
Good morning all, first post so please be gentle. My question is about when to set up a new ISA. I have a fixed ISA with NatWest that runs Jan 2025 to 2026 which has a little over £20.000 in. My wife and I have just recently become mortgage free and are looking to set up a new flexible ISA to put the money we paid on our…
-
Multiple fixed rate Isas
I have had Isa’s from the very beginning. Am I able to open multiple cash isa’s in the same tax year by only transferring in old Isa money ? So not adding new money but getting a higher interest rate? Thanks
