ISAs & tax-free savings

This is just a brief report on my happy experience transferring a Cash ISA from Trading212 to Moneybox. Since 2024 there have been lots of reports that transfers out of T212 have been a little slow and painful, and not always supported (it was unclear how much this was to do with the receiving institution also). It was a…

So apologies for my 2nd post in a day. I have a chunk of Evraz shares in my Interactive Stocks and Shares ISA Evraz have been sanctioned in the UK because of links with Russia. They do have a value in my account, but I'm unable to trade/sell/buy etc. I'm wanting to close my II account, and as they can't be sold, it looks…

Just wondered whether one is allowed to re-purpose prior year easy access cash ISA funds into a Lifetime ISA (max £4k) in the current year, whilst still retaining the full £20k current year allowance to contribute into a different cash / S&S ISA? I specifically want to dump the full £20k allowance into a multi-year fix…

Help please My 18 year old had a stocks and shares ISA He wanted to take some of it out to have easier access to some of it. He called them without me with him and the outcome was he was advised he HAD to take it all out. They have sent him a cheque for the total amount. I think he was advised wrongly or he didn’t…

I have a flexible cash ISA with Coventry at the moment but they won't allow this years subscription to be spread across different providers. I want to put some cash into my S&S ISA with trading 212. What's the best way of doing this please? I could do a transfer from old money, but it would be so much easier to just…

May sound a bit dim but I've opened an ISA in June 2026 (£20k), will I get the same interest rate until June 2027 or will the new £12k allowance in April 2027 make any difference?

I’ve banked with Nationwide for many years with no problems…until recently. In April I applied for their 4.35% Fixed Rate ISA which I was funding from a Santander ISA due to mature on 1st May. The funds were transferred over a bank holiday weekend and were received by Nationwide almost a month ago on 5th May. My…

Has anyone experienced a Cash ISA transfer from Charter Savings Bank to Vanquis Bank? How long did the transfer take?

£12000 in cas ISA and £8000 in S&S ISA. What if I want £20000 cash ISA?. Could a Money Market fund be used for the £8000. sell immediately and then transfer to a cash ISA.?.

As anyone had any dealing with these. I am thinking of moving a partial transfer, from Ford Money to them, on there 1 year fix, previous years monies. Not sure how long the process will take, or if i am likely to have any issues. Thank you. Any advice would help.

Has anybody successfully transferred out a Cash ISA from Plum? I initially opened an ISA with Cynergy Bank but as part of the account opening, Plum (Plum Fintech Ltd (Saveable Limited - FCA: 739214)), wasn't listed. I contacted Cynergy once the account was open, only to be told they only accept transfers from institutions…

Have finally moved a Cash ISA between NSI and Shawbrook - usual NSI paper method complicating it. Originally the funds were sent early May - but that cheque didn't arrive. The new one arrived a few days ago - so SB said they'll back date interest to then. Do NSI pay interest for the interim period?

I'm tempted to open a Junior Investment ISA for my 10 year old grandson. I am risk averse but would like to try and get the best return for him. What are your thoughts and the best way to go about it please?

Hi. I hope someone can help me make a decision please. I transferred an ISA for the full amount allowed from one bank to another. Started the transfer end of March. Looks like it appears on my new account April 8th so the new tax year. I have other savings earning only about 2 percent in another bank account and that rate…

hi Hoping for some help!! My grandfather passed away and he left me some money. The solicitors made the payment last week, I got the notification from NatWest saying that the payment had been received but to the current moment no money is showing in the account. The selected account was a cash isa, so my original thought…

Hello Each month I contibute to my SIPP, as well as a Stocks and Shares ISA. I am a higher rate tax payer. My SIPP provider claims 20% tax relief and I claim the other 20% from HMRC. I currently have a contribution split of 55% ISA and 45% SIPP. I claim child benefit. In order to avoid High Income Child Benefit Charge, I…

I'm surprised that flexible ISAs for stocks and shares are legal! So if you withdraw finance from your ISA then you can simply top it back up to the limit within a given time period. I've £40,000 worth of company shares acrued in a Save as You Earn Scheme. Now they've matured, the platform handling these shares have…

My son is applying for a grant to attend a school in the creative arts field. We have to fill in our income and evidence which will decide how much support we get. Besides the usual P60 and payslips, the form states I need to declare : "Statement of interest earned on savings. Declare all UK and international accounts" No…

I assumed it would be easy but the provider wants a sort code and account to Trading212, they don't use sort codes. So, does that mean I need to transfer it back to my bank account, but doesn't doing this remove the "ISA wrapper"?

I am thinking of investing £20k in a 12 month Nationwide bond at 5% so £1000 ! I have maxed out my ISA allowance. I understand that it depends on "income" of less than £17570 ? Does that include PIP ?