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Capital Rise
Has anyone invested in Capital Rise's Innovative Finance ISA? I quite like the idea of investing in an IF ISA this coming tax year. I was looking at RateSetter, as I am already an existing customer of theirs, and they have a good few years of operation under their belt. However, I have always liked the idea of going into a…
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Flexible ISA rule clarification
I know rules around flexible ISAs have been talked to death on here but could I ask to clarify something in this situation please. The Scenario: I deposit the full 20k in Bank A at the start of the tax year. Bank B is now offering a better rate so I withdraw the 20k from bank A and deposit it in bank B. For clarity both…
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Virgin Money Cash ISA internal transfer (sort code 82-xx-xx)
I have two flex cash ISAs with sort codes beginning 82 (i.e. visible along with the current account). I applied to transfer part of one of the accounts to the other account in preparation for a transfer by filling out the details on:…
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HelptoBuy ISA to LISA Transfer - Does this count towards Annual ISA Allowance?
I have put £17k into my Stocks & Shares ISA (so I can add to it during this tax year to get it up to £20k) and at the same time have also tried to transfer £4k from my H2B ISA with Barclays into a Lifetime ISA with the same provider as the S&S ISA. My understanding was that money transferred, that was already in an ISA…
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PLUM ISA
I transferred £15k from my bank account into the primary pocket of my Plum account and transferred it back again to my bank account within 12 hours. I was intending place this £15k into a PLUM ISA. Have I used £15k of my ISA allowance for this year or can I transfer the £15K into another ISA, which is want I want to do ?
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Added new funds to new ISA on last day of old tax year...
Hi folks, I opened my new Stocks ISA with Trading 212 on the 5th April, and the account setup wizard took me through adding funds (half the annual allowance), without prompting me about allowances reached. I had already maxed my ISA allowance for the 25/26 tax year (in a Cash ISA). Not being familiar with the…
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Is money transferred from a Help to Buy ISA to Lifetime ISA considered part of the annual ISA limit?
Within this current tax year, I want to transfer from a Help to Buy ISA to an existing LISA. I have made no contributions to either the Help to Buy or the LISA in this tax year; however, I have contributed £20,000 into a separate cash ISA. I am being told by the building society that I have my LISA with, that I can't do…
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Cash ISA transfer issue from Marcus to Plum
I've recently opened a Plum Cash ISA and requested two transfers in, one from Post Office and one from Marcus. The Post Office one went very smoothly and the money was deposited in my Plum account after about a week. Not so with Marcus unfortunately, It appears that Plum will only make the transfer request by email but…
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Flexible ISA and transferring to S&S ISA during the tax year?
Hi all, Another dense question from me that I hope more experienced forumites may be able to answer, 😄 around flexible ISAs. Although my partner and I have both saved into cash ISAs over many years, we've been overly cautious about stocks and shares ISAs. However, we're each intending to put a portion of this year's ISA…
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eToro Cash ISA 'transfers in'
This ISA currently looks pretty good, but I'm having a nightmare opening it or transferring in. Has anyone succeded? The terms are below, but when I chat to their AI bot I'm either told the product doesn't exit or that it exists but doesn't allow transfers, or that I don't exist, or that nothing exists anymore… ● Open an…
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Paragon Bank iSA account no
I'm trying to move a Paragon Bank ISA to Shawbrook online but Shawbrook's website repeatedly says the Paragon account no is invalid. It is in the format AAA999999AA. I've tried several different variations eg dropping the leading letters, end letters etc but it won't accept any of these. Should I be entering this info in…
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Cash ISA fixed term
I am looking for advice on renewing a fixed rate cash ISA during May 2026. There is not a great deal of difference between 1, 2, 3, 4 and 5 years. However, with war and bank interest I am wondering which way to leap. Can anyone help, giving reasons for the response? At 76 I am not really looking at Stocks & Shares ISA.
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Barclays Flexible (Fixed) ISA Maturity Transfer Timeline?
Hi All, I wonder if anyone has experience of when a maturing Barclays ISA actually transfers into a new Barclays ISA following maturity? The ISA matured yesterday, but the money hasn't been moved yet. (I already opened a new ISA and submitted instructions to transfer on maturity) I did see on the Barclays website that it…
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'Best' reward given for ISA selection
Hi there Is there a thread or article which consolidates all the offers on the market please? This springs from a Chase email where they are offering £100 for locking away a minimum of £1000 until next year. I'd love to compare with others. TIA
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Help To Buy ISA Qualification
I have a HTB ISA which I am unsure if I can use in my current situation. My partner already has a Mortgage on a house that I am joining into. As she already has the mortgage, to add me on I am being added to the deeds and we are remortgaging to add me to the mortgage. Am I able to claim the HTB bonus in this situation or…
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FSCS protection for cash ISA
I’m not sure how to word this question but here goes… If the bank you held your Cash ISA in was to fail and you were compensated by the FSCS for the full amount of money, would you still have the ISA tax free amount you started with or would you have to begin again building that up. For instance if you had 100k in your ISA…
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Santander e-voucher offer
Hi Just been emailed this as part of Santander boosts but I think it's their usual offer. I'm not sure whether to bother to be honest. If I new it would a short wait for the voucher I might be tempted. Cheers
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How do I identify my Moneybox ISA (transfer to Virgin)?
As per the title, that's the aim of my game. I just don't know how to identify my ISA with Moneybox for the paper form I've got to fill out since Moneybox wasn't listed on their drop down. I see no sort code & account number that it's requesting. I'm probably being blind, I just find the app poor to navigate. Not Plum poor…
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Has anyone Transferred into a Trading 212 Cash ISA recently?
I'm curious because MSE suggests that: "Rate 4.58% - 3.6% variable + 1yr 0.98% bonus - Lower rate on (most) transfers" but Trading 212 does not metion anything, and I've looked through their FAQ: "Can I transfer an existing ISA? You can transfer your ISAs in and out of Trading 212 without any restrictions or fees, although…
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FSCS protection limit
Apologies if this is a stupid question but it’s something I thought about today and not sure about the answer! Lets say I had amassed £300k in a stocks & shares ISA over a broad spread of investments with (for example) AJ Bell and AJ Bell go out of business. Am I still only covered up to £120k? I understand that the FSCS…
