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FLEXIBLE old ISA to partly fund new ISA when transfers not allowed....
Hiya, Is the following scenario feasible : Old Flexible Cash ISA "A" at 2% with 50K of previous years' contributions. New Cash ISA "B" (does not accept transfers) opened this tax year at 4% with new £2K leaving £18K to add for this tax year. Easy Access savings account "X" opened at 5% with 35K taken from old flexible Cash…
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Calculating cash ISA transfer delay and where to pay compensation
I've had a delayed cash ISA transfer occur for a rather large amount. The transfer was delayed at the stage where the old manager sends the funds (step 2 in TISA process table). However the delay principally appears to be caused by the new manager ignoring a 'Ready to Send funds' message from old provider. Looking at the…
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Monument partial transfer out / Charter Bank transfer in
Hi All, I’ve recently opened a new cash ISA with Charter Bank Savings and want to fund it by doing a partial transfer out of my Monument cash ISA (which I opened a month or so ago). I have not subscribed any new money for this current tax year to any ISA yet. The monument ISA was also funded by transferring out previous…
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Maturing ISA - what to do with it? What about CMC Invest?
I am looking at my options as I have a Shawbrook cash ISA maturing soon. I am looking for another cash ISA to transfer into. I have seen that CMC Invest offer a good variable rate AER 5.1% Any thoughts on this would be appreciated
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Open new Paragon ISA and transfer in full existing Paragon ISA?
Just tried to do this (admittedly from/to a like-for-like product/issue) and didn't get an option to opt for a full transfer, was simply provided with a box to state the amount to transfer. Anyone know if there is a way to achieve a full internal transfer?
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fixed term isa withdrawal penalties
Hi All, Maybe i'm misinterpreting the wording but i'm looking for a little more clarity on the above. As i read/understand the explanation provided by MSE when i click on the withdrawal penalty tab whan it throws up its new window on some 5 year fixed isas i will pay 365 days worth of interest to get my money back. What…
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Has anyone tried to transfer out from moneybox?
This discussion was created from comments split from: Cash ISAs: The Best Currently Available List.
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Trading 212 Flexible ISA
My 1 year flexible ISA is coming up to the end date. I've had no communication from them about what happens at maturity. Tried to contact them but just going round in circles with their chat bot. Any ideas what should or will happen?
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Plum ISA transfer - account frozen despite completion
I have requested an ISA transfer from Plum to Monument a while ago. Yesterday they sent me a message stating that this has now been completed and that the funds are now with Monument. However the funds still show up on Plum and the account has been frozen. Monument have said that they initiated the transfer but that they…
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Cash ISA's and savings account
I/we have £80000 to invest. The plan is to open a Cash ISA each and put the balance into a savings account. Each year after that we would open two new Cash ISA's and put the interest saved into the savings account. Is this possible and are there possible pitfalls? This is how we are hoping to stretch our retirement fund!
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Maturing ISA
Hi. I have a 1 year Fixed ISA with Shawbrook which matures on the 4th July. There exisitng rates are quite poor, so i am thinking of moving to a different provider. I also noticed that Nat West are doing a 1 year fixed at 4.3%, which would be far better than Shawbrooks offering. I s it possible to open the Nat West ISA,…
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Time frame for Transferring cash ISA from Chip to trading212 - any recent experience?
I'm looking to transfer my Chip cash ISA to trading212 as they offer a much higher interest rate. Opened my trading212 account (blagged via the MSE link) and verified ID. Now all I need to do is start the transfer. Was wondering if anyone has done this transfer recently? If yes, how long did it take? I chatted with…
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Cash ISA transfer from Coventry BS to Virgin Money
I just want to say, how very pleasantly surprised I am at the speed of my transfer. It took less than 48 hrs. This is how things should work. :)
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Santander evoucher
I took advantage of the 1yr fixed rate ISA @4.15% which matures May 2026 There is now a 1yr fixed rate ISA @4.25% which matures June 2026 Would I be eligible for the £50 voucher again so soon? Thanks
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Second ISA transfer to Santander
Just asking if anybody has sent a second ISA transfer to Santander have you received the gift card email?
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ISA transfer times - post your experience
Hi all, Imho, the Cash ISAs - The best currently available thread keeps getting a bit cluttered with discussions on transfer experiences. It's a good topic so was thinking we could have a dedicated thread for this (apologies if there's already a thread on this lurking somewhere). My current experience is below. Edit: For…
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Help to buy ISA restrictions
I’m in the process of buying my first home and was hoping my help to buy ISA bonus would help cover fees or deposit. However I realised the house I’m buying is over the £250k limit outside of London and I think it’s too late to transfer my funds into a Lifetime ISA. I was meant to sort that out last year but life got in…
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Can I pay into Help to buy Isa and also a cash isa for 2025-26
I have a help to buy isa which only allows me to pay in £200 a month. There have been changes to isas this year and my question is this .Can I pay into my help to buy isa and also pay into a cash isa this year as long as i dont pay in more than the maximum isa allowance. if so what banks allow this. Thank you
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Zopa ISA New Smart Saver Pot?
Hi Can someone tell me if I need to open a new smart Saver Pot for each Zopa savings account? I already have a pot for the regular Saver. Cheers
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FSCS protection for Plum Cash ISA - split between 3 banks
Hello. My question is about the Plum Cash ISA in particular but a general question about FSCS protection when the savings "bank" is not actually a banking institution but holds its savings in other banking institutions. Plum says that funds saved in its cash ISA is actually held in Citibank, Lloyds and Qatar National Bank,…
