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Barclays cash ISA allowance usage visibility
A bit of specialist Barclays Cash ISA questions: I wonder if anyone knows if Barclays make their ISA allowance usage visible during the tax year, factoring in fixed rate ISAs rolling over at maturity during the year. Couldn't find it anywhere on the app, web banking or from a customer advisor on their telephone line (he…
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Zopa smart saver hub
I was left some money by my parents. As I could only invest £20k per year in an isa, i invested £20k on the 5th April over three different years with three different rates of interest. Two of the accounts mature this April. I am told by Zopa that they will be transferred into an access isa on maturity but will not be able…
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Transfer in / Maturity date question
I have two fixed term ISAs maturing on the 8th of April. I want to transfer both to a new Moneybox ISA but I unsure when to initiate the transfer process to avoid any penalties that may occur. Should I wait until the maturity date or is it safe to start the process now (or an intervening date)?
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Transferred ISA
Hi, I transferred an ISA to Moneybox last week and the interest was 4.26%. They've since increased it to 4.51% for new customers which is really frustrating. They won't increase the rate either. Do offers for transfers now start happening everywhere just before the new tax year? Thanks
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Virgin ISA one year fixed transfer question
A couple of weeks ago I opened a Virgin ISA one year fixed and I already paid into that Isa . Now I see that Virgin has risen the interest rate. I'm unsure if I can open a new ISA with Virgin with this new rate and transfer the existing one into the new one. this is what it says in Virgin and for me it's not clear, first…
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ISA Transfer confusion
Hi I have a 2 year cash ISA with UBL bank maturing on the 8th April, I would like to transfer to money box. UBL is saying if they do not have my instruction by the 8th April my money will go into another 2 year fixed ISA though I will have a 14 day cooling off period. Money box say I should wait till the maturity date to…
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Moneybox LISA interest query
Anybody else have a Moneybox LISA and looking to jump ship? I signed up for one last year and maxed it out with 4K. So it's currently sitting at £5122.37. It's interest rate is made up of an underlying rate and introductory bonus. The plan was to transfer this to a Dodl Stocks & Shares LISA on the 6th April. But it says…
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Chip Financial Cash ISA transfer to Skipton
I called Skipton yesterday to transfer a Cash ISA from Chip Financial to Skipton for a better rate. I was told that the transfer could take up to 7 days to complete. Amazingly, this afternoon I was notified by Skipton that the transfer was complete and the ISA money plus interest due is now showing in my Skipton ISA…
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A question about savings (ISA and other)
Hi all. I am looking at my savings options and had a few questions please. ISA - are they cumulative? I.e. every year I can put in the max amount on top of previous years? So first year would be £20k, next year another £20k which means that in 2 years I would have £40k getting tax free interest? Savings - every year I can…
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Can't transfer ISA from Monument Bank to Castle Trust Bank
Has anyone else had issues transferring their ISA from Monument or to Castle Trust? Both me and my husband are having issues and both banks are blaming each other. Castle Trust are saying that Monument keep rejecting the transfer request and Monument are saying that they have not received any requests. I don't know who to…
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ISA Help/Advice - New tax year.
Hi all, First of all, I'm sorry if I have posted this in the wrong section. I have tried doing some googling but I can't seem to figure this out - So I'm reaching out to some experts to advise me and I would be really grateful. Last year in November I opened my first ISA and deposited my full £20,000 allowance into here.…
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ISA Allowance for Trading 212
I deposited £4500 into a chip Isa on 6th April 2025. Then I transferred £20k from another ISA to this ISA as well. It's a flexible ISA. I withdrew the lot as I got better interest elsewhere and I wouldn't have had enough interest to be over the £1k limit by doing this. I'm a low earner just earning £17400. I wanted to…
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HTB ISA transfer to LIFETIME
Good very recent podcast. Understand that HTB ISA must be used by 2029 (or 2030?) What though if one wants to transfer money from HTB to Lifetime ISA. Can it all be done at once; or has it to be done bit by bit within the £4k annual limit to pay into Lifetime?? And if within that £4k limit, then | assume that any transfer…
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Opening a new cash Isa , transferring last year matured cash Isa, Isa interest
Hello, I am so muddled up about Isa 1. I have a cash Isa that will mature in July 2025. Can I open a new cash Isa at the beginning of new financial Year which is on 6 April 2025 or do I have to wait to open my new cash Isa until my last year cash Isa matures which is in July 2025. 2.I am entitled personal saving allowance…
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Existing shares into a S&S ISA
Hi I have a bunch of shares I have built up over the years through various means. Some were via company share save schemes, some I just bought and so on. Also due to corporate actions, some have split, been moved to other markets (AIM?) and in one case, even ended up being traded on the US stock markets after the company…
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Trading 212 - New Cash ISA
I am trying to open a new cash ISA with T212 ready to fund it with funds from the 6th April. I have started the opening process through the link but have now got to the point where it wants me to fund it so I have shut it down. When I was digging around it was just showing the rate of 3.6% but when I tried to add the promo…
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Maturing ISA
Hello I have a maturing Cash ISA which I’ve arranged to be paid into my bank as the transfer rates weren’t as good as a new ISA. If I pay this into another provider, a new Cash ISA before April 5th, is this still counted as my 2025-26 allowance or will this be my next tax years allowance? Thanks in advance.
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Isa question's
Hi basic question, i am new to the world of Isa's and i am after some advice. Last year i opened 2 isa's one with marcus £15k and one with kroo £5k so what should i do with this year's comiing allowance should i deposit into each of them and make them 20k each, or should i open another isa with someone else for the sum of…
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Zopa never again
I have a Zopa ISA maturing early April. I have initiated a transfer asking for it to be made on maturity. It has been rejected and on speaking to them I've been told I have to wait until the maturity to give the instruction or pay a breakage charge. I have never experienced this before I told the agent it was not normal…
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ISA - topping up before april for tax-free savings
Currently have 0 in my ISA if I top up my ISA to 20k before 5th April 2026, does this mean I get an additional tax free 20k allowance next year ie I can invest 40k in my ISA tax free starting from 6th April 2026 and all the interest on the 40k will be tax free for the financial year 2026-2027
