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Tembo and FSCS
Hi Sorry if this has been asked before. I have searched. On the Martin Lewis website it says my Tembo money is covered by FSCS. However when I've checked on the FSCS website, it isn't. I'm so confused. Which one to believe? I've checked on Tembos website, but they obviously say it is covered.
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ISA Transfer Query
Hi, I have a cash ISA with approximately £3k in it from last year. It's with CHIP at 4.06%. Do I have an option to transfer this across to a new ISA at a better rate?
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Government wants to dump cash ISA's
https://www.gbnews.com/money/cash-isa-reform-scrap-investing-stock-market
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212 ISA
I have tried to open a 212 ISA but when it gets to the proving who I am by taking a pic with my phone It will not let me progress any further but does not give me an alternative way in which to identify myself and I cant see any way to contact them . Anyone any advice or emails I can contact.
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Transfer from Cash ISA to Lifetime ISA in current tax year
I added the full allowance of £20k to my Cash ISA with one provider in the current tax year. I thought I could later move £4k of that to my Lifetime ISA with another provider, but when I tried the Cash ISA provider blocked it. They say “Unfortunately, we are not able to proceed with this request because the customer has…
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ISA transfers
Recently I moved the entire contents of an old Cash ISA to a new Cash ISA with the same bank as the old one was a one year fix. Am I able to open another Cash ISA with another provider and transfer, say, £5,000 from yet another existing Cash ISA account or is this not allowed under the £20k annual limit?
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Trading 212 reducing bonus interest early
Hi all I set up a new cash ISA with Trading 212 as attracted by their bonus interest for new customers lasting 12 months. I noticed that the interest rate dropped and the bonus was no longer applied. I queried this and was told it was for a 3 month period only. This was not as mentioned on MSE site or on Trading…
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Cash ISA instead of regular savings account? Is there a difference?
Hi all. Bit of an odd situation, hoping for a shine of the light. I currently have a Santander Edge Saver account at 3.93% interest, of which anything over 4k I believe is subject to a lower interest rate, and a regular saver also at 3.93%, which will reduce to 2.96% on August 1st. Having read the latest MSE newsletter…
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ISA transfers: it's nice when they just work
It's nice when ISA transfers "just work". Opened a new cash ISA online (with a traditional building society) on Saturday, was asked if I wanted to transfer in an existing cash ISA as part of the account opening process, got notified first thing on Monday that the request was in progress, and then notified again…
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isa
i have a flexible isa the highest its been this year is 13000 its down to 3000 the rate is not so good if i start a new one what will be the most i can pay in ie 20000 - 13000 so 7000 or 2000 -3000 so 17000
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New cash ISA for transferring in only purpose
Hi, I am struggling to find a cash ISA that I can open without paying in any money. My current cash ISA's introductory bonus rate ends soon. I would like to transfer to a provider offering a better rate but I have already maxed out my allowance for 25/26. I would like to see what other options there are for transferring to…
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Cash ISA Transfer (T212 to Chip)
I initiated an ISA transfer from T212 yesterday and the balance immediately disappeared from my T212 account. It hasn’t yet been credited to my Chip account, which is understand is normal. However, do I still earn interest whilst the transfer is in process? If so, is it paid at the T212 rate of interest or the Chip rate?
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Monument ISA transfer in.
Can anyone that has had an ISA transfer to Monument complete in the past day please advise how long it took. I'm in the process of transferring an isa to them but it will take me above the FSCS protection limit and need to initiate a partial transfer out to lower the balance.I'm wanting to gauge when that might be as I'm…
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Transferring an investment ISA to a cash ISA
I have an investment ISA and want to transfer it to a cash ISA. I wanted to open an ISA with Charter Savings Bank but they don't accept transfers from Invesment ISAs. I've had a look but can't find anyone who does - does anyone know of a company that will accept such a transfer? TIA.
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Moved: How to find a structural engineer
This discussion has been moved.
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New ISA
Mum has 2 fixed rate cash ISAs, one rolled over from last year, one opened this tax year.Where can she put her savings this year to maximise interest, she is a taxpayer.Many thanks.Meg.
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Tembo ISA transfer in delays
Hi I took out and maxed out a Tembo ISA in April, I want to transfer my Coventry BS ISA to Tembo, but it's over 2 months now and there's still a pause on the transfer in - very frustrating given the difference in interest rates 4.8% as opposed to 3.3%. I keep asking and get profuse apologies with no indication of when I…
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Having Difficulty withdrawing money from Virgin “easy access” f flex isa
Can anybody tell me why Virgin’s systems keep telling me I’m over my payment limit and refusing to make a transaction? My total taxable earning for this year is only going to be about 15k so I figured I could move the £25k emergency fund out of the easy access isa into a newly opened Chase account with the bonus saver rate…
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KRBS complaint about restrictive ISA T&Cs
I have logged a complaint with KRBS about their requirement to transfer in full all existing current year ISA subscriptions to them - if you are to open a new KRBS ISA . Their official final response: 'Whilst the government announced new ISA rules with the hope of making ISAs more flexible for customers, this is not a…
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Getting started with investing: S&S ISA?
I have a lot of cash savings (mostly cash ISAs) earning an average of 4.9% and am wondering about investing some of them for a better return, while still keeping a few years of expenses in cash. I've already put a decent amount this year into my SIPP but am reluctant to put all my eggs in that basket as I won't be able to…
