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JISA
if your child has a JISA in the 25/26 tax year, turns 18 in January 2026 so this then moves to an ISA, does it go towards the £20,000 ISA allowance?
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trading 212 for s&s isa or transfer to iweb ?
A bit of advice please , I have a s&s isa with iweb and looking to top up this year using funds from my trading 212 isa.. Would it be better to transfer from the trading 212 ISA account into my iweb s&s isa or buy directly on the trading 212 platform to avoid the transfer times etc? Also in the future could I transfer the…
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Basic questions about fees for Stocks and Shares ISA
Hello, I'm new to investing and considering opening a Stocks and Shares ISA. I'd like to invest in ETFs, as I’ve been told that they tend to be less risky. My plan is to contribute £100 per month for the next 8 years, primarily for my son's future. I’m having some trouble understanding the fee structures. With AJ Bell,…
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Mse isa guide maybe incorrect? Or is it me?
Good afternoon I have just looked at martins best buy isa guide. A 5 year isa by nottingham building society shows on the site as having 365 days interest penalty should you withdraw. However nottinghams site says you may not withdraw at all until 2030, although you can transfer into another isa. Can anyone help clarify…
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Unhelpful Lloyds ISA Transfer In Message
After apparently following all transfer in procedures, online or in the Lloyds app, I get the unhelpful message "Something went wrong, please try again later". This has happened over several says. Do I have to phone them and get embroiled in a load of voice call junk about "did you know you can do this online?" and a…
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ISA Allowance
Advice please. I have a 1 year fixed rate ISA that matures in November 2025. To prevent paying tax on my savings I would like to take out a £20,000 cash ISA in April 2025. My question is will I be able to take out another fixed rate ISA when when my current one matures in November without any impact on my cash ISA?
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CMC Invest (Cash ISA) - pending interest query
I opened a cash ISA with CMC on Sunday and funded it with £6000 (via debit card). The pending interest was £0.00 yesterday, and it is £0.91 today - so it doesn't look like it counted the day of deposit (Sunday) for interest accumulation. I'm wondering if this was because I funded it with a debit card? (if so, I will use…
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Information on MSE Best buy fixed rate ISAs appears to be incorrect?
I'm interested in a new fixed rate ISA. MSE table recommends various ones but when you click through the interest rates are not the same as MSE advertises? I know info changes of course but shouldn't MSE update its page? The link is https://www.moneysavingexpert.com/savings/best-cash-isa/#bestfixedrate Charter Savings Bank…
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Isa commission
Was just about to get a stocks and shares ISA £10k with 5%commision agreed to that Now 10000 + 5%=10500 in my book They came in at £10526.31 I reckon that's 5,%+ another 5%on Thier commission didn't go for it I know it's only 26pounds but my maths doesn't add up is this a scam or normal Thanks
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ISA confusion
Well I got totally confused, I knew you could save up to 20k per year and I knew you could have multiple ISA's so I recently added the max ammount to one cash ISA account pre April 5th, and then the same ammount again on April 6th, so far so good, but then I did the exact same process again with a second cash ISA account…
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APS 🥴 Rules ?
I have inherited my husband’s isa, and am confused as to whether I can add to his yearly on top of my own isa allowance? Or did I only inherit his allowance on the year he passed, as a one off ? Thanks
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Interest on an ISA
I have a £20k isa due to mature. If I am happy with the rate, can I leave it there WITH the interest (which takes it above £20k) OR do I have to have the interest paid into my nominated bank account. Thanx
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Adding to an ISA mid-term...can things get messy?
Hello I've had a cash ISA with Barclays since June last year. Interest will be paid on it on the anniversary of me opening the account. I now have funds to add, but will this complicate when interest is paid on the account or will will two separate interest intervals be created? And could I withdraw money from the first…
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Managed SS ISA
I have 20k in a managed SS Isa for the previous tax year. I would appreciate peoples thoughts / advice on how to invest for the next tax year Prior the the stock markets recent drop I had planned to invest 20K into the existing SS ISA but I’m a little unsure if that’s the best thing to do at the moment. It is a high risk…
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fix or not
with interest rates looking like they could drop ive been looking about for a fix currently with virgin until there rates drop in may at 4.51%, i see vanquis is offering a fix 4.42% cash isa i was going to go with leeds building society at 4.40% but its variable again with rates could drop i think a fix is best bet for 12…
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Invest in an isa now or wait
Should I invest £20000 in an isa now or wait to see in interest rates rise?
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Cash ISA question
sorry, might be a bit of a silly question but.... I'm thinking of opening a new cash ISA and dropping about £10k in it immediately and then topping it up as and when I can. Not sure which provider yet. However, I already have a cash ISA with Virgin, which i opened last year and its due to mature in September. It has the…
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If I don't need the money, should I definitely Fix?
I'm new to the world of investment. There's a lot of talk on here about instant access cash ISAs, but little about fixed. If I don't need the money for at least a year, should I fix?
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Thoughts for simple investment ISA?
Hi, 51 years old. Never invested before. All savings and ISA in cash. I would like to dip my toes into investing but no huge ambitions other than hoping to outperform cash over next 5-10 years. Planning for next years iSA allowance and current intention is to put 20k into HSBC Global Strategy Balanced portfolio ISA. I want…
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Do I just keep feeding in? S&S ISA with Moneybox.8
I opened a S&S ISA with Moneybox with a little bit of my children’s money and to fill up my annual isa allowance. I deposited £980 and as of today it’s worth £945 🙈 My plan had been to either drip feed or put another couple of grand in, and then top up monthly, but I’m not so sure this is a good plan now? I’ve attached…
