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Top Cash ISAs

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Hi!
This is the discussion thread for the Top Cash ISAs guide.
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Thanks folks
This is the discussion thread for the Top Cash ISAs guide.
Click reply below to discuss. If you haven’t already, join the forum to reply.
Thanks folks
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I know about interest paying current accounts, got them as well.
The best rate (2.25%) is the equivalent of 2.81% AER pre-tax from a 20p tax payer, AND you're locked in for four years!
The Virgin one is effectively 2.93% AER pre tax
This being said, the fixed rate ones are "OK" if you're a 40p tax payer ie: the equivalent of getting 3.75% pre tax OR for Virgin 3.91% pre tax
For the sake of a few minutes to set it up I'd personally use current accounts to get 5/4/3% but if that's too much effort then you're probably stuck with what's already mentioned.
This pretty much. This being said, Ill probably get an easy access ISA just in case as it were!!!
Though Im personally waiting for Nationwide to come out with a really good instant access saver to then pull from the market in like...2 weeks (which they've done for the past two years)
I currently have more than the ISA allowance of £15240 in a Tesco ISA and they have advised that they are due to reduce the interest from 1.25% to 0.75%. I've looked on the MSE website and it suggests Post Office (@1.41%) is the best option for transfer in, but when I went on the PO website it indicates that you can only transfer upto £15240. Any suggestions please?
Where does it say that?
http://www.postoffice.co.uk/savings-accounts/online-isa#Overview
It actually says there is no limit to what you can transfer in (using the PO transfer process). You can however only pay in up to £15240 of new money.
Before you leap into it, please read around the forum. There are several threads about the many problems experienced with the PO ISA
I have remitted this years whole allowance to HSBC
I have an old fixed ISA maturing this week at Santander, which drops down to 1.25%
Would postoffice allow transfer of just my old money?
Regards