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ISAs
I have a stocks and shares ISA that I never pay into. Can I also open a cash ISA? And if so how much can I pay into it per tax year?
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Choosing a platform
Thanks for all the replies about what to do with my active managed funds/ S&S ISA. In the past week I thought I had achieved 'financial freedom' and then realised not yet (maybe another discussion). So I need to follow through with my plan on my 29 active managed funds with Aegon chosen by my ex IFA. With the transfer out…
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Confused!
Hello all. Advice needed please. My husband and I both have an ISA with Nationwide. Mine is due to end tomorrow and his will end in October. Mine has about £18000 in it and his has £21660. They are offering 3.8% which we are happy with. They are both fixed rate. We would like to add some to the amount notwithstanding the…
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Help with Santander closure of a fixed rate ISA account
:) Hi there, newcomer to this forum B) .. I have a fixed rate 1 year ISA that will shortly expire (Oct 2025 and have been notified by Santander to make a choice of which ISA account products I would now like to re-invest with, or they will just shove it in one of their low interest paying accs instead :'( . I was thinking…
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Free Trade stocks and shares basic account
It looks like the free trade basic account doesn't attract any fees, similar to Trading 212 and Invest Engine. I wondered why in the information on the MSE site it says it's £5.99 a month, that is one of the paid for plans, but there is a basic plan that seems to be free, unless I missing something?
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ISA help please - recently returned to UK
Hi, I am now a resident of the UK again after many years overseas. I would like to start saving in ISAs but my husband is still working and living in the UAE. Does anyone know if this is permitted / if it impacts him under the sufficient ties rule? I can't find anything about this at all. Thanks.
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Cash isas
My wife and I have two joint bank accounts - both with one individual cash isa account ie one in my name and one in my wife's name in one joint account and one in my name in the second joint account- is it possible for us to open a second account each
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Transfer cash in Isa from Iweb to Building Society
I have an IWeb Isa with some cash that has accrued from dividends and would like to transfer that into a cash Isa.I'm struggling to find out on their Isa information whether they accept partial transfers out to Building Societies. Does anyone here know?I'm aware that if transferring the whole Isa to a B/S then the…
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Opening an M&S fixed rate ISA ?
Has anyone successfully opened an M&S 1 year fixed rate ISA to transfer a maturing isa into, recently. I have been told that I need to apply by post, yet on the website it states that you can open an account by phone or on line... sx
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Please help! ISA transfers
Hello, The rate on my Chip ISA is going down so I would like to transfer it to another provider. I have looked at another couple of providers with good interest rates but Chip/Clearbank are not on their list of providers they can transfer in from. Is there a solution to this. Thank you
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ISA Matures
I have an ISA with £45000 in it which matures soon. When it matures what happens? Can I transfer the whole amount into a new ISA or can only transfer £20000 (the annual ISA allowance)?
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Chip ISA Transfers Out
Just a heads up. Like many people, my Chip ISA promo is ending and the standard rate is uncompetitive. The leading alternative that also gives a good rate for transfers in is currently Cynergy Online ISA Issue 56 at 4.35% However, they can't accept Chip Transfers as Chip don't use the BACS system! The next best seems to be…
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Indexed Linked National Savings Certificates
Anyone still have these? Mine is near maturity in a few days time. Looking at the amount of interest generated i'm not sure i'm going to renew. The option of early 'cash in early' is gone. Considering this is where i was storing some of my emergency money, it's no longer any use for me. Just wondering what others might…
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Lifetime / Cash ISA Mistake
I have created a bit of a problem for myself and I am looking for some advice on how to resolve it... Back in April when the new tax year started I transferred £20k from my regular savings account into my Trading 2-1-2 Cash ISA (flexible). At the time the plan was to keep another £4k in a regular savings account at a…
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Help to buy isa or lisa
Hi. My son will be 23 at the end of this year. He has a help to buy isa with only £72 in it . Hehas other saving accounts and an isa. He will probably be looking to purchase a home before 2030 (i think deadline for help to buy?) I really don't understand them at all. Can he put the full amount of £12,000 into his before he…
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Flexible ISA / putting money back in after withdrawing?
Hello, I have a question around Flexible ISA rules. I have an ISA from the 2022-23 tax year (this is the confusing bit). I withdrew money and I'm wondering if I can put it back now? Details: * Opened a Barclays Smart Investor ISA (Flexible) in December 2022 * Put in £20k and my investment grew to £28k * Last month I…
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Trading 212
Hi. I took the advice on this website and used Trading 212 to
set up a new cash ISA. I followed the instructions on the app, set up a new
payee with my bank using the instructions given and deposited an amount of
money from my account into the Trading 212 ISA. I received an email confirming
the identity verification was…
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Do i have to transfer into a new ISA?
I don't understand this line in the MSE guidlines: * If you want to transfer, don't withdraw your cash and transfer it manually. You'll lose all tax benefits if you do. Instead, speak to the new provider and fill in an ISA transfer form. Your new provider will then move the money over for you – keeping your ISA cash…
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Tembo cash ISA transfers out
I have drawn a blank finding out whether Tembo allows partial transfers out. Does anyone know or have a link to Tembo information?
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transfering a cash isa into a stocks isa
earlier this year i opened a stocks and shares isa with trading212 and maxed out the 20k as soon as i could. Last year i opened a cash isa with chartr savings bank that is due to mature in November. When it matures can i transfer it to the trading212 stocks and shares isa or does it have to remain in a cash isa with eith…
