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Cash ISA palaver (my mistake)
With £52,000 to place into a savings account which would allow one or two penalty-free accesses a year, I opened a Virgin Money Double-Take E-Saver and, because my nominated account provider only allows £25k payment out per day, successfully transferred the first £25k over. The next day I tried to move another £25k and it…
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ISA transfer out from Plum and Trading 212
I want to transfer out my cash ISAs with Plum and Trading 212 but am having difficulty finding a provider who is able to accept a transfer in from these companies. Anyone been in a similar situation and found a suitable provider?
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ISA from different years in one pot
I have three ISAs with one bank, Zopa. One matured and went to instant access. Tried to transfer to a different bank with a higher interest rate. Apparently I can’t move the instant access one without transferring my other two ISAs which are fixed term. So I would lose 90 days interest on both of them. This is apparently…
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T212 and new tax year?
Hi, I opened my first ISA with T212 in March 26 with the full allowance, now I have a new allowance, is it best to add it to the already opened T212 or do I need a completely new provider Thank you.
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Tembo Money Cash ISA Advice
I'm thinking of opening an ISA for this year's tax year with them. Looks to be unlimited withdrawals but not flexible. Is this similar to Moneybox in how it works? All online and transfers electronically? Have there been any issues transferring from Tembo to another provider? Thanks
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Cash ISAs paying in - best rates help
Hi all, I currently have a t212 cash isa , the intro rate will soon fall to 3.60% this month I am a bit overwhelmed but trying to navigate, hence seeking pointers/advice to look at please 🙏 Some isa providers have reduced transfer in rates eg Plum transfer in - 4.08% not their 4.61% advertised. I’m a bit confused by this-…
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ISA allowing partial transfers in question.
I have a substantial S&S ISA with Interactive Investor, and I am looking at selling around 60k worth of stock to keep the cash under the ISA umbrella. I've spent hours trawling through different ISAs to find a provider which will allow partial transfers in. I thought I had it sorted when looking at the Santander 4.5%, plus…
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Transfer Cash ISA away from Zopa
I'm sure people have had issues with this in the past so wanted to check I am doing things right. I find the Zopa "pots" arrangement all very confusing. I have a Zopa ISA Savings pot - this was a 1 year fix which is about to mature, and I wish to transfer it somewhere else. I also have a non-ISA regular access pot which I…
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Zopa transfer out issue
Hi, I'm trying to transfer a Zopa cash ISA out to a new provider (Tandem). My problem is that Zopa don't seem to provide any identifying information for the ISA (no account number, sort code, or roll/reference number). Tandem's suggestion was to use zeroes for the first two, and NI number for the reference, but this has…
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ISA flexibility: withdrawing current tax-year subscriptions and replacing elsewhere
Is my understanding of new government legislation correct? I deposited £15k into a flexible ISA this tax year (bringing my allowance down to £5k) I withdrew £15k from this ISA this tax year (restoring my allowance to £20k) I can now deposit a total of £20k into ANY ISA of my choosing (not just the ISA I made the withdrawal…
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Transfer Tembo to Monument
Hi, Is it possible to transfer a cash ISA from Tembo to Monument? They (Tembo) do not appear on Monuments list of providers when I go to set up the transfer. Thanks in advance, chaotic_j
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Santander ISA
Hi all, with this ISA, can you apply, open and fund all online, or does it involve sending forms off? I normally use app based ISA's like T212. At the end of the term, can you transfer it to another ISA online or will it involve a call/visit to a branch? Thanks
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Best Cash Isa rates
Hi. Looking to ensure the best place for the cash as the new tax year is looming large, and I see the best rates - Trader 212 and Leeds BS are similar to Chip's rates, but Chip is nowhere to be seen in the table. Is there a problem with Chip that would exclude them from the table?
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are there any companies accepting online electronic transfers from trading 212
My introductory rate has now ended and i want to transfer my existing ISA. I also note that some companies rate for a transfer is less than a new isa. is it possible to transfer an isa to a new provider and at the same time set up a new isa as a new isa with a new provider to benefit from the higher rate. i have put in…
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Trading 212 cash ISA bonus clarification
Just wanted to clarify that fior my son to get the 1.02% bonus on top of the 3.6% advertised rate it required him to enter an MSE related code. This is not obvious from the MSE webpage which just mentions can apply online or via the app (my son did the latter). If he had used the website link then it would have been…
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Removing/Returning cash from a flexible ISA and starting new ISA in same tax year
Hi, I have a Zopa flexible ISA that allows me to return cash I have removed from it as long as the transactions are in the same tax year. If I remove cash from this ISA can I still return the removed value even if I open a new ISA with a different provider (to the full £20k amount say) in the same tax year? ie in Tax year…
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Does anyone have any experience with Prosper for a Cash ISA?
Their new rate seems to be very good: https://www.moneysavingexpert.com/savings/best-cash-isa/#topeasy No transfers in, rate drops after 1yr Prosper - for new customers only , 4.7% - 2.78% variable + 1yr 1.92% 'Prosper boost' - No transfers in - Min. £10,000, Max. £20k a yr- Open via app- Interest paid: monthly (bonus paid…
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Moneybox ISA confusion
Just decided that today I would open a MoneyBox ISA as overall it's the best one to bring my other lower paying ISAs into and top up with my allowance, this combining all I to one pot at 4.43 (for now). However when I went to the app just now I got a confusing message. It said the window for opening a 26/27 ISA was closed…
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New Money & Transfers
Having looked at the newsletter, there are some really good new ISA's for new money… which I will look to do, but then what do I do with my existing ISA? I think MoneyBox rates will drop and the new ISA's with the good deals either won't accept transfers or if they do, they will be lower rate. Don't really want to keep…
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My Santander ISA is maturing this December - oh what to do now as I have new cash to invest
Hi. Can anyone help. I started a 1-year fixed term cash ISA with Santander in late Dec 2025. It matures in early Jan 2027. I started it with the full £20k allowed and it has 3.8% interest fixed for the year. Now the new tax year for 2026-2027 has started, I have another £20k that I want to put into an ISA (again, fixed…
