CAN I TRANSFER MY CASH ISA NOW?

Bobby4puddings

My Zopa 1yr fixed cash ISA ends 8/4/2026. The money was put in this tax year.

I'm looking openning and transferring it to a newTrading 212 easy access cash ISA when it matures in 8th April which is showng 4.68% interest at the moment.

Can I open an account with Trading 212 now and get them to transfer the money from Zopa on 8th April, and keep the interest at 4.68% (if bank rates don't change that is)

Ayr_Rage

Be aware T212 do not offer the bonus rate for transfers in.

Bobby4puddings

You are correct thanks for that!

Angelica123

For most ISA providers, when completing the transfer form you can state whether you want transfer to happen as soon as possible or whether you want them to wait for maturity date.

As mentioned above, Trading 212 won't give the bonus rate for transfers but if you find another suitable provider you should be able to organise transfer now.