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Moneybox Cash ISA - client money account - ??
Any advice? Opened a Cash ISA with Moneybox - I'm a new Moneybox customer. Astonishingly, took 3 days to transfer in! (I didn't know it was even possible to transfer that quickly!) Then I asked (as per the MSE pop up box) about the 'client money account' to ensure I understood where my funds were so I could manage the FSCS…
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ISAs - Leave in Cash? Or move to S&S?
My partner and I each have around £80k in cash ISAs. We also have around £200k each in savings accounts. We don’t pay tax on our interest as neither of us are working. So we are looking for a way to take a small income (£2k a month maybe) from our savings, but also put some money into investments for the longer term. We…
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Plum ISA interest - 3months or 9 months?
Hi, I opened, following MSE’s advice, a Plum ISA. All appeared fine- until- last week the interest payout duration changed overnight from 3 months to 9 months!! I am so confused and really not impressed! I did take 2 screen shots( first at the end of June, second yesterday) that show the Bonus - as shown below. Bonus…
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Moneybox LISA
Can anyone advise what the trick is to find the right place on Moneybox's app to create a LISA. I am already feeling like I would be walking into a zero support agreement with them as they don't have manged support and it should never feel like the crystal maze to do business with a bank.
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Monument Flexible - not treating flexible money correctly
I’m about to transfer out of Monument where I have an easy access flexible ISA. I withdrew a small amount of money in May, and today have put this back into the account. However they are showing this as new money, rather than the replacement funds from earlier years . Ive contacted them to query this today, but I wondered…
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Transferring from a Sharesave to an ISA/LISA
I have a Sharesave that is due to mature in October, and as it stands I will have around £25k worth of shares. This will be the first time I haven't bought and kept the shares in the company scheme.I would like to transfer them over into an ISA/LISA, I currently have a S&S LISA with AJ Bell, but would need to open a S&S…
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New ISA limit 2025 - Fixed rate ISA
When (if?) the new rules come in regarding a £5k or £4k limit on cash ISA's, what happens when you get near top maturity on a fixed term ISA with more than that amount? Will you be able to transfer the whole amout or just $5k or£4k?
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New ISA time or carry on Trading 212 4.1%
Hi all, taking a breather indoors from being out and about in hot weather, to look at finances, looking at best ISA options for the 2025/2026 tax year - already got a LISA with HL which I'll put £4k into, leaving £16k remaining in this years allowance. - already got Trading 212 ISA from 2024/2025 tax year, circa £15k…
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Cash back via Gift card (Santander)
When was the end date of offer?
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HL Active Savings ISA - Transfers?
Hi, How do ISA transfers work with HL's Active Savings, both transfers between HL and unrelated banks, and also transfers between banks but all with Active Savings? Can you even do those "internal" transfers? I was surprised to see that some of their options accept transfers (Castle Bank) but some don't.
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Maths / Interest question
Hope you can help - if I put £45000 in a Fixed Rate (1yr)ISA at 4.61% how much interest should I get at maturity ( No withdrawals or monthly interest) ?
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Withdrawing cash from a Fixed ISA
Hi all, I was wondering what the best way to get some cash out of my fixed ISA. It’s about to mature and they don’t allow partial withdrawals so I would have to close it. So I’m thinking maybe wait till it matures, transfer it to a cash ISA, take some cash out, and then immediately transfer it again to another fixed ISA to…
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Maturing Fixed Rate ISA
I have a fixed rate ISA maturing in July. I am thinking of putting the money into a Variable Cash ISA which pays a bonus rate on top of the variable rate.The new account allows transfers in at a lower rate of interest. I don't intend to add any extra money into the account other than the existing maturing ISA. Should I…
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Shawbrook Bank are a complete shower!
I've been trying to transfer my matured ISA from Shawbrook to another bank for over a month now. Despite me filling the forms in correctly, requesting old monies only, my transfer request has now been refused around 5 times because they say I'm trying to transfer the current tax year's allowance! I'm at the end of my…
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Property Asset and LISA
I'm already named on some property deeds - although I didn't buy the property and it's never been my home (it was gifted to me). Will this mean I won't qualify for the 25% bonus from my LISA when I buy my first home?
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Daughter about to inherit some money
Hi. My 21 year old daughter is due to inherit @£60k this month from a trust fund. Would anyone have any suggestions on how best to invest it. She already has a few thousand in standard cash ISAs and a few thousand in savings. She is very good with money. The money was always intended as a deposit for a first house and…
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Cash ISA - Trading 212
I picked this account as it was the best rate shown on the MSE website. I opened the account and intended transferring money to the account from my HSBC account. I was asked whether I wanted to use its "Truelayer System" (recommended) or via my bank app. I chose the former and after inputting my account number I was asked…
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Help to Buy ISA - Stick or Twist?
Hello All, I am a 50+ year young person ;) and have never had a mortgage. I do not have a regular income but have in total a reasonable amount of savings. Included in my savings is a Help to Buy ISA which I started with optimism many years ago. I haven't added to it for the last few years because I have found better…
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Full ISA Guide Discussion Area
This thread is specifically to discuss the Full ISA Guide To discuss or ask a question about this article: click reply
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Quick query
I transferred funds from an old ISA into a new ISA. The funds transferred are made up of £10,000 from 24/25 and £2,000 from 25/26. Presumably I have £18,000 left to deposit in a ISA for 25/26?
