-
Virgin ISA - confused
Hello, Apologies if this is a daft question. I have an ISA with Virgin which matures on 24 April, so I am transferring it to another ISA. The interest on the existing ISA though is paid each August. So, I received some interest August 2024. When will I receive the interest from August to now? I'm assuming that as the ISA…
-
Moneybox Open Access Cash ISA
I currently have 3 years ISA allowances in the T212 cash ISA (including this year's 2025-2026 allowance). With today's email informing of another interest rate cut from 4.50% to 4.35% so soon after the reduction to 4.50%, I'm considering transferring out to Moneyboxes Open Access Cash ISA that is offering 5.05% (which…
-
Chasing Bonus Cash ISA's
I had an ISA with Trading212. In April I put my next 20k into Chip and then transferred my existing T212. Then I cancelled the T212 account. So, when I get to the end of my bonus period with Chip, is there any reason I couldn't become a newbie in T212 if they are offering a sweetener?
-
Moneybox or Trading212??
Looking for a home for this years £20k, these 2 providers seem to be offering the best rates, do posters have any thoughts which to go for, or maybe someone else I haven't considered??
-
Vidabank fixed cash ISA
Does anyone know about this bank? It is FCS covered, and is currently offering a good interst rate of 4.63% APR for a one year fix. https://www.vidabank.co.uk/savings/products/product-finder/ Too good to be true? Can anyone see the catch? TIA
-
ISA transfers
I’m about to open a new ISA, but I also have a one year and a two year isa maturing from previously, can I transfer both of these into the new one ( santander 4.25% ) tia
-
Cash isas
I have a fixed rate cash isa due to mature . It is worth £20986. I want to transfer it to a 1 year fixed isa at 4.25% . If i put £20000 in do i get interest at 4.25% on the whole sum ie £40986?
-
Has Tembo lost my LISA funds? Being ignored by them!
To keep it brief: about four weeks ago, I initiated a transfer of my LISA funds from Moneybox to Tembo in order to take advantage of a better interest rate. For the past week and a half, my Moneybox balance has shown £0. Their customer service team has confirmed that the transfer was completed successfully on their end.…
-
UBL 4.53% 1 year ISA 2025-6
So paid into this yesterday, first day of the new tax year. And have never seen anything like it. For various reasons, got cold feet. So decided to call them to cancel. Nobody answered the phone, no queuing system or anything, just told me after 30 minutes to leave a message. The chat (which looks awful, you can't even see…
-
New ISA - to fix or not?
Despite having two full one year fixed ISAs for the past couple of years I still find all the small print surrounding them a tad confusing. I'm currently knocking on the door of paying tax so want to try my best to avoid this. I'm a 63 year old married early retiree in receipt of carer's allowance and income from interest…
-
Trading212 cash ISA - newbie bonus?
Hello folks After reading the recent MSE article here about ISAs, I immediately opened a new Cash ISA with Trading 212 as it seems to have the best rates currently - 5.04%, including 0.54% new customer bonus. I've opened the account and deposited some money, but the interest rate shown is just the standard 4.50% - lacking…
-
Trading 212 Cash ISA - Rate Reducing
Received an email from Trading 212 Reduction in GBP Cash ISA interest We're adjusting our base interest rate for GBP (Pound Sterling), effective as of 1 May 2025. Your rates will be as follows: - Trading 212 Cash ISA: From 4.5% to 4.35% variable - Trading 212 Stocks ISA, Invest and CFD: 4.6% (no change)
-
ISA transfer Deadlines
I have an old ISA that matures on 30/5/2025. I'd like to open another ISA this year and transfer the old on to it. The new ISA condition is that I instruct them to transfer the old ISA within 14 days which I am happy to do. My question that neither the old nor the new bank can answer is; If I was to open new ISA today…
-
Fixed rate ISA tax implications on maturity
Hi, I would like to open a cash ISA to use my £20,000 allowance and, given the speculation that interest rates are likely to be cut, it seems sensible to opt for a fixed rate account. However, I'm mindful that there is also speculation the ISA allowance may be reduced significantly by the Chancellor at some stage. I would…
-
Does Gatehouse accept a £1 test deposit?
I recently opened a isa with Gatehouse my first with this bank. The minimum deposit is £1000 so would they accept a test deposit or decline it?
-
Withdraw from flexible ISA & pay into new 25/26 ISA vs Transfer
Daughter recently turned 18 and I helped her to transfer her Coventry JISA to a Coventry 6 access ISA paying 3.90%. Her balance is just over £20k. This ISA is a Flexible ISA. She also recently opened a Saffron Online easy access ISA paying 4.4% and has so far paid in £25. Just incase Rachel Reeves reduces the £20k cash Isa…
-
Just noticed something on my previous year ISA, opinions needed please
24/25 tax year had YBS EASY ACCESS ONLINE ISA REWARD. Had to withdraw 2k from on 9th of April. Now on YBS online I see 'You can still add £22,000.00 into your ISA this tax year.' - instead of the usual 20K reminder. Please could someone confirm my understanding that I won't be in breach of the ISA rules if in the 25/26…
-
PLUM doesn't offer bank statements?
I need to provide proof of funds to a solicitor as I'm buying a house, but I can't get a bank statement from PLUM. It says: "For the time being the statements for your Cash ISA are not available. Our team is working on that to make them available as soon as possible." Meanwhile my solicitors wont accept a screenshot...…
-
confused ISA maturing and wanted interest then re invest
I had a chat with Building Society y.day to reivest my cash isa for another 2 years and asked for the interest to be put in my easy access saving acc I have with them. ( this was set up years back for the purpose of placing interest from past maturing Isa ) I was told I could not do this as my maturing isa is above £20,000…
-
Moneybox---How Do I Take Out New 25/26 Cash ISA
I opened a new Moneybox 'open access cash isa' yesterday and completed details for my previous years cash isa with Chip to be transferred to them. Less than 24 hours later it's all done and money is with Moneybox--impressive. My question is, I have not taken out a 25/26 cash isa yet and I would like to do it with Moneybox…
