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Stocks and shares ISA lumped sum not monthly

Hi does anyone know of a stocks and shares ISA with good rates / low fees not self managed and that you don’t pay monthly but you can put in a lump sum? I seem to only find ones that you have to pay monthly into, thanks.

Comments

  • saajan_12
    saajan_12 Posts: 5,329 Forumite
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    Which ISA would you like to use that insists on monthly payments? Most S&S ISAs accept money as / when, which could be a one off or more frequently. 
  • ColdIron
    ColdIron Posts: 10,026 Forumite
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    S&S ISAs are not the same as cash ISAs. They don't pay 'rates'. The investments you select within the ISA will benefit you by capital gains and dividends/interest. These can go down as well as up
    I imagine we will see many such thread if the cash ISA allowance is cut
    Every S&S ISA I can think of allows for ad hoc lump sums, I can't think of any that restrict you to monthly subscriptions. Care to name the ones you have found?
  • Clive_Woody
    Clive_Woody Posts: 5,947 Forumite
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    I use a Vanguard S&S ISA that allows one off payments (up to annual limit).
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • dunstonh
    dunstonh Posts: 120,229 Forumite
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    Hi does anyone know of a stocks and shares ISA with good rates / low fees not self managed and that you don’t pay monthly but you can put in a lump sum? I seem to only find ones that you have to pay monthly into, thanks.
    Most of them allow singles as well as regulars.


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • daveyjp
    daveyjp Posts: 13,751 Forumite
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    Please provide info on those you are looking at as most accept both regular deposits, occasional lump sums and a mixture of both.  I've added to ISAs in both ways over the years.
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