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Trying to decide between drip-feeding or investing a lump sum into S&S ISA
I opened a stocks and shares ISA on Trading 212 last week. This is my first experience of investing. I read the beginners' investing guide on MSE and I have also been trying to learn more about it from other sources. At the moment I only have £200 invested in the S&S ISA. I currently have £10k which is simply sitting in a…
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Need to open a Cash Isa
I cashed in a bond that I had early in December for £41,000 It was doing badly. My intention was to put £20,000 in a Cash Isa but to date I have not done anything about it. I had intended to open a Junior Isa for a 3 year old granddaughter however my son tells me that she will be well provided for my her other grandmother.…
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Mathematicians - AJ Bell & H. Lansdown for S&S L-ISAs
At what point/balance does AJ Bell become cheaper than H. Lansdown for a lifetime ISA? This is assuming the same funds in each. Funds not shares. I know they're both at the same charge of 0.25% with HL capping at £45yr with AJ at £3.50mo. AJ have a £1.50 dealing charge whereas HL are free. But for this question I don't buy…
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Transfer from1 Year Fixed Cash ISA to a S&S ISA.
I have a Close Brothers 1 Year Fixed Cash ISA maturing at the beginning of February. I wish to transfer all proceeds to a Freetrade Flexible S&S ISA. They are offering 1% cashback on new ISA accounts with contributions greater than £10,000 which can be either new money or transfers in. How do I ensure the transfer takes…
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Looking for cash ISA provider
I've got a sum of money in my Nationwide Building Society cash ISA but it pays peanuts. So I want to move it to one paying better interest and I'm "asking the audience" for recommendations. Have searched Google, MSE and MoneySuperMarket, can't find anything suitable, but I'll revisit any suggestions. Criteria: * Instant…
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LISA's /Savings
Hi, I've been reading up on Life ISAs and I'm just a little confused with it all and not sure what my best options are... My Nan has recently passed away and her estate is due to be settled. I don't know how much yet but I am due to receive some money, probably around 15000. I am planning to save this and use it towards…
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NatWest Invest S&S ISA vs Vanguard etc - fees
As well as a smaller pot (for messing around with manually) in a GIA on Trading2&2, I've kept the bulk of my non-pension investments in a stocks and shares ISA. Have 20K in there at the moment. I set this up about 5 years ago with fairly little knowledge of what was involved, just going off my bank at the time: NatWest…
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Cash ISA Transfer
Please delete
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Partial transfer from current tax year
Principality turned down a request for a partial transfer on the grounds that all the subscriptions where made in this tax year even when there was ISA transfers in from previous tax years included in the subscriptions Your thoughts please
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ISA transfer question
I hear alot of people saying you should never withdraw your money from a cash ISA - you should transfer your funds so that they maintain their tax-free status. I understand that makes sense if you have more than £20,000 in it, but if you have less than that, does it make any difference whether you do a transfer or just…
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Junior ISA annual maintenance fee
I pay £50 per month to Scottish friendly JISA for my LO. It started taking £7-£8 per month as maintenance fee from last year. The fund is sitting at 7k. Is there anywhere I can transfer JISA with less maintenance fee. When I started the direct debit there was no mention of maintenance fee. No idea when this was introduced…
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problem setting up Trading 212 cash ISA
I'm trying to open the Trading 212 Cash ISA and I've gone through the identification verification and I'm trying to deposit funds. My bank is First Direct and when it asks me to put in my username and DOB it keeps saying the information is wrong , even though I know for a fact it's right. Has anyone else had issues with…
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Transferring an ISA from a notice ISA account
I asked for the transfer to be made after the notice period. Does the receiving provider give this notice to the original provider? Never transferred from a notice account before. Thanks
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HSBC GIC -> Cash ISA online application?
I am looking to transfer some uninvested funds from HSBC GIC S&S ISA into a cash ISA. It is a bit painful experience so I try to do it not more than once a year. Are there any providers that would accept online application for this transfer? I have previously tried Virgin (had to chase it for 2 months) and Yorkshire…
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Cash ISA query
Hi all, Currwently have a Cash ISA which allows me to withdraw money 6 times a year and put back. The rate is now dropping to 3.25%. I see another account with same provider for 3.7%, dropping soon to 3.6% which allows 6 withdrawals also. Similar there is another one with another provider paying just over 4% with unlimited…
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Closing Help to Buy ISA / Opening LISA
I currently have a historic Help to Buy ISA with Halifax that has reached the maximum limit for Government bonus. I'm not planning on purchasing a home within the next three years, and therefore want to close it and move it to a LISA to further save before buying for a home. Given that I can only transfer £4000 a year…
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The IWeb chatbot is completely useless
I’m trying to chat with a real person at IWeb about my ISA. I start with the chatbot which asks me what the problem is and then I have to tell it my personal details (no idea why it does that as I’m already logged in). It then transfers me to a human. The human asks me a question, which the chatbot has already asked. Why?…
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TANDEM Instant Access Cash ISA paying 4% including top up bonus
Hi In case it hasn't been mentioned before I have just seen Tandem have this flexible Instant Access ISA accepting transfers in too. Can open a portfolio ISA with them mixing instant access and FR Isas.
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Anyway to move shares from Freetrade to a S&S LISA
Hi, I have a few shares with Freetrade, I’m considering opening a Lisa either cash or if I can a s&s and move my current shares into it. Is there anyway of doing this? Some of the shares I own I bought really cheaply and they have done exceedingly well so I’m reluctant to get rid after buying so low. Any help would be…
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On line form issue.
All comments gratefully received. I am attempting to open an on line ISA with Hampshire Trust Bank but am having problems with their on-line form. I wish to fund this ISA by transferring funds from another provider. The issue is that the account number of the funding provider has letters in it as well as numbers eg.…
