ISAs & tax-free savings

Thanks everyone it seems my post has now been taken over

My son mistakenly did a bank transfer from his Santander ISA to Trading 212 S&S ISA.. He had already contributed £20,000 to the Trading 212 ISA this tax year so the money was not allowed into the ISA account. Instead of rejecting the money Trading 212 put the money into his invest account - a completely different account…

My six-year-old son has recently won a medical negligence claim and, subject to approval by a judge, which we expect in July 2026, he will receive a settlement of approximately £26,000. Due to his age, the funds must be placed in an account that cannot be accessed until he turns 18, and only he will be able to withdraw the…

As plum is the MSE number 1 recommended LISA provider why are Plum not paying the government bonus on time or even at all? I paid in the full allowance on 6th April 2026 and I have still not received the £1000 government bonus. I have emailed them on 2nd June and I was told that payment would be paid in the first 10 days…

I have been left 74K approx. There may be a little more. I'm 63 and not got much of a private pension. I've found the advice confusing but should I get a SIPP rather than a stocks and shares ISA at my age? I understand I have to pay in over 2 years so need to put some money into something else until I can get that far. I…

I set a cash ISA transfer in motion at the end of April - emailing to SB - who then confirmed receipt and that they'd emailed it onto NSI. Was surprised to see the funds had left my NSI by the end of April - so expected it to be "plain sailing" afterwards and be well under the usual 15 days - having done those steps above…

Ive had vls 60 since january 2022 and had an average return of about 7.6% per year. Ive had £20k available since last month from a matured cash isa and i recently put £15k of it in an easy access cash isa. Now i'm wondering about the other £5K. Do i put in my s&s vls60 or just add to the easy access at 4.03%? Retired but…

I have had a Plum LISA set up for 12 months now, in addition to a H2B isa which I have been saving in. I have determined that as I am now ready to buy, it will be most beneficial for me to transfer funds from my Nationwide H2B isa into the Plum LISA. When i requested the transfer through plum directly, they said that…

My santander isa matured at the start of May. I opened a new isa online and transferred the money. They tell me that I should have 'filled out a form' with them and as I didn't, it's classed as new money. I asked for the transfer to be reversed but they they this isn't possible. Is it new money and if it is, can the…

I’m trying to decide whether to stay with Trading 212 Cash ISA for the 2026/27 tax year or switch to Plum for the higher interest rate and new customer bonus. A bit of context: • First time using a Cash ISA last tax year • Opened and paid into a Trading 212 Cash ISA • Got the first-time/new customer bonus there which was…

Hi Mse Crew Trading 212 currently shows top rate for new money cash Isa of 20K its online only … how do ya know its safe and is it FSCS protected is your money invested Thanks Mse

With ISA fix interest rates currently available in excess of 4.7% and rising, do you think we’ll get back to 5%+ rates this year? I’m looking to lock away £20k using my wife’s allowance, but wondering if I should hang fire seeing as rates don’t look as if they’re going anywhere other than up at the minute. I know that no…

I had an email from Chip today giving me 30 days notice that the interest rate will decrease on 10 July quite dramatically. Just wondering if anyone else has had the same, or if this is only for some customers…

This discussion was created from comments split from: Is there a way to contact Martin?.

I opened an ISA last year with some inheritance money I received. Interest has been paid this month (yippee), but to another savings account I hold in the organisation (boo). I have looked into this and it would seem, that for whatever reason, I nominated another account for the interest to be credited. Maybe I thought…

Good Morning Even though withdrawals say they can take 2-3* working days, whenever I've requested one, the money has arrived in my nominated account almost instantly. These have, however, been on a weekday. Anyone have experience of requesting a cash withdrawal on a weekend? Is it also instant? *Can't remember exactly what…

Hi. What fees should I expect to pay to my financial advisor for investing £20k into a stocks and shares ISA? He wants to charge me 3%. Is that in line with fees?

Just an FYI to anybody thinking of using HL's Active Savings. It took 37 days from my initial online ISA transfer request for the money to arrive at the other bank. Clearly there were 2 banks involved but from talking to both it was HL who were always slow in responding. Secondly, they have paid the last partial monthly…

Having received the Chip email about the interest rate plummeting on my Cash ISA I opened a Trading 212 account. It required verification with a driving license and video of my face. It couldn't auto verify me so manual verification was needed. Some hours later I received an email to say I was now verified on their system…

This is just a brief report on my happy experience transferring a Cash ISA from Trading212 to Moneybox. Since 2024 there have been lots of reports that transfers out of T212 have been a little slow and painful, and not always supported (it was unclear how much this was to do with the receiving institution also). It was a…