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JISA after 18
Hi I've been saving into an S&S JISA (originally a CTF) for the last 18 years or so in Charles Stanley Direct, and then a few weeks ago the account disappeared from my app. Of course, he had turned 18. Trouble is I wasn't going to give him the account until he turned 21. So I rang CS but they explained the account was now…
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Lloyds & my daughter's JISA money
I know the title sounds far fetched but this is true and I don’t know what to do. I opened a JISA for my daughter in 2016. At the time we lived in the UK. We moved to Australia in 2020 and left the account dormant. My daughter has turned 18. She wrote to Lloyds asking to close the account and transfer the funds to her…
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Reeves coming for LISAs ?
Looks like she's coming for LISAs.... https://www.bbc.co.uk/news/articles/c93kgye03j9o
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ISA Transfer Query
Hi, I have a cash ISA with approximately £3k in it from last year. It's with CHIP at 4.06%. Do I have an option to transfer this across to a new ISA at a better rate?
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Moneybox or Tembo?
Good evening all, Difficult one to answer I know as everyone will have different experiences but my emergency fund of 20k ish is currently with Chip, bonus ends next week so down to about 4pc and looking at options. Moneybox and Tembo (for me) are top the charts. Appreciate anyone’s thoughts on the above two providers in…
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Trading 212 >>>>Vida ISA transfer
Anyone else transferring an ISA from T212 to Vida been successful?ISA transfer requested on 17th April, T212 say they never received it. Request re-sent on 7 May and again T212 claim to have not received.After i contacted T212 multiple times, they ask me for Vida email address and that they would contact them. I thought…
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Tembo and FSCS
Hi Sorry if this has been asked before. I have searched. On the Martin Lewis website it says my Tembo money is covered by FSCS. However when I've checked on the FSCS website, it isn't. I'm so confused. Which one to believe? I've checked on Tembos website, but they obviously say it is covered.
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ISA Transfer Query
Hi, I have a cash ISA with approximately £3k in it from last year. It's with CHIP at 4.06%. Do I have an option to transfer this across to a new ISA at a better rate?
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Government wants to dump cash ISA's
https://www.gbnews.com/money/cash-isa-reform-scrap-investing-stock-market
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212 ISA
I have tried to open a 212 ISA but when it gets to the proving who I am by taking a pic with my phone It will not let me progress any further but does not give me an alternative way in which to identify myself and I cant see any way to contact them . Anyone any advice or emails I can contact.
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Transfer from Cash ISA to Lifetime ISA in current tax year
I added the full allowance of £20k to my Cash ISA with one provider in the current tax year. I thought I could later move £4k of that to my Lifetime ISA with another provider, but when I tried the Cash ISA provider blocked it. They say “Unfortunately, we are not able to proceed with this request because the customer has…
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ISA transfers
Recently I moved the entire contents of an old Cash ISA to a new Cash ISA with the same bank as the old one was a one year fix. Am I able to open another Cash ISA with another provider and transfer, say, £5,000 from yet another existing Cash ISA account or is this not allowed under the £20k annual limit?
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Trading 212 reducing bonus interest early
Hi all I set up a new cash ISA with Trading 212 as attracted by their bonus interest for new customers lasting 12 months. I noticed that the interest rate dropped and the bonus was no longer applied. I queried this and was told it was for a 3 month period only. This was not as mentioned on MSE site or on Trading…
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Cash ISA instead of regular savings account? Is there a difference?
Hi all. Bit of an odd situation, hoping for a shine of the light. I currently have a Santander Edge Saver account at 3.93% interest, of which anything over 4k I believe is subject to a lower interest rate, and a regular saver also at 3.93%, which will reduce to 2.96% on August 1st. Having read the latest MSE newsletter…
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ISA transfers: it's nice when they just work
It's nice when ISA transfers "just work". Opened a new cash ISA online (with a traditional building society) on Saturday, was asked if I wanted to transfer in an existing cash ISA as part of the account opening process, got notified first thing on Monday that the request was in progress, and then notified again…
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isa
i have a flexible isa the highest its been this year is 13000 its down to 3000 the rate is not so good if i start a new one what will be the most i can pay in ie 20000 - 13000 so 7000 or 2000 -3000 so 17000
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New cash ISA for transferring in only purpose
Hi, I am struggling to find a cash ISA that I can open without paying in any money. My current cash ISA's introductory bonus rate ends soon. I would like to transfer to a provider offering a better rate but I have already maxed out my allowance for 25/26. I would like to see what other options there are for transferring to…
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Cash ISA Transfer (T212 to Chip)
I initiated an ISA transfer from T212 yesterday and the balance immediately disappeared from my T212 account. It hasn’t yet been credited to my Chip account, which is understand is normal. However, do I still earn interest whilst the transfer is in process? If so, is it paid at the T212 rate of interest or the Chip rate?
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Monument ISA transfer in.
Can anyone that has had an ISA transfer to Monument complete in the past day please advise how long it took. I'm in the process of transferring an isa to them but it will take me above the FSCS protection limit and need to initiate a partial transfer out to lower the balance.I'm wanting to gauge when that might be as I'm…
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Transferring an investment ISA to a cash ISA
I have an investment ISA and want to transfer it to a cash ISA. I wanted to open an ISA with Charter Savings Bank but they don't accept transfers from Invesment ISAs. I've had a look but can't find anyone who does - does anyone know of a company that will accept such a transfer? TIA.
