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Do i have to transfer into a new ISA?
I don't understand this line in the MSE guidlines: * If you want to transfer, don't withdraw your cash and transfer it manually. You'll lose all tax benefits if you do. Instead, speak to the new provider and fill in an ISA transfer form. Your new provider will then move the money over for you – keeping your ISA cash…
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Tembo cash ISA transfers out
I have drawn a blank finding out whether Tembo allows partial transfers out. Does anyone know or have a link to Tembo information?
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transfering a cash isa into a stocks isa
earlier this year i opened a stocks and shares isa with trading212 and maxed out the 20k as soon as i could. Last year i opened a cash isa with chartr savings bank that is due to mature in November. When it matures can i transfer it to the trading212 stocks and shares isa or does it have to remain in a cash isa with eith…
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Flexible Cash Isa: Can you pay back into previous tax years?
In the 2024-2025 tax year I had 20k in a flexible ISA with Chip. Withdrew 12k, leaving 8k left at the end of that tax year. Can I replace the 12k from that tax year or is it limited to the 8k? Thanks.
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Trading 212?
I’m about to transfer my ISA from HSBC to Trade 212. Has anyone any experience with it and is it genuine and ok?
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Help/advice on Stocks and Shares ISAs for a beginner
Hi folks I’m considering opening a stocks and shares ISA but I still get confused by it all. I’m not someone who likes too much risk and would be interested in a platform where I could just put money into and not have to think much about it, without incurring too much costs. I already put a little money into a regular ISA…
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Child Savings Account vs ISA in parents name
Hi, apologies if the answer to this question is obvious but i'm not particularly familiar with all the different types of savings accounts that are available and their advantages. Is there any advantage of saving £50 a month in future saver accounts for each of my children versus me just saving an extra £50 a month for…
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1 Yr Virgin Fixed Rate interest payment at odd time
1 Yr Virgin Fixed Rate E-ISA Issue 654 In December 24 I opened this ISA. I randomly noticed that interest had been added on 5th August. The ISA matures on Dec 24th 2025. Anyone know why Virgin have added interest in the 8th month of a 12 month fix?
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Virgin 1 Year Fixed Rate ISA 5.05%
As the title says, Virgin Money are offering a 1 year fixed rate cash ISA with a rate of 5.05%: https://uk.virginmoney.com/savings/products/1_year_fixed_rate_cash_isa_exclusive_issue_14/ Seems to beat the best rate offered in the MSE newsletter?
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ISA Transfer
I have already invested £20K into a Fixed rate ISA in this tax year. I also have an old flexible rate ISA which was opened some time ago. Under the rules, am I allowed to transfer the flexible rate ISA into a new Fixed rate ISA? The reason I am asking is that whenever I open an ISA one of the conditions is that you cannot…
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Flexible ISA Replacement Rules Confusion
I thought that withdrawal of current year funds from a flexible ISA had to be replaced from the account it had been withdrawn from. But reading the below in the new Coventry 5 Access ISA t & c I am wondering now if this is the case? Each withdrawal of Current Tax Year Subscriptions from this ISA account automatically…
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Am i just doubling my money?
Hello, I’m not sure how an isa works but my company offers a corporate ISA with a matched contribution. I currently do the maximum contribution for pension at 6% and they give 14%. However i have just noticed the ISA but have no idea how it works, i think they are matching 3%? Does that mean i can put 3% and just double my…
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Flexible ISA - withdrawing and adding back in
I have £63,000 in an Flexible ISA topped up over previous tax years. If I withdrew this for a property purchase, leaving in the minimum £1 to keep the ISA running, can I add the £63,000 back in before the end of the tax year when my current property sale completes? I have read numerous articles which mention the…
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Transfer and closure of ISA
I currently have an barclays instant cash ISA with £14,000. I want a fixed rate ISA with barclays instead. If I open a new fixed rate ISA with the minimum £1 and then transfer all the funds over, and close the instant cash ISA. Will this affect the tax free status on the 14,000, and will it contribute to the yearly £20,000…
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Virgin cash isa missed deadline
My virgin cash fixed isa was maturing on 24th aug but I missed the deadline and now it is maturing. What does it mean? Ideally I’d like to transfer to another cash isa. Not opened yet as I haven’t seen which one is the best at the moment
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Plum cash isa offers lower interest if I Transferring an existing isa to them. Why?
I am trying to move my cash ISA to gain better interest. However, I found that although Plum advertises its interest rate for its Plum cash isa at 4.35%, it then informed me that a lower rate of 3.04% was paid if I was transferring in an existing isa to them. Why?...I'm staying with my existing provider if that's the case.…
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Kent Reliance ISA - Fixed Rate 1 Year Issue 123 - Payments In
Hi All Just opened up the above account with Kent Reliance, am transferring over an old ex Tessa ISA Bond from Nationwide....I have not opened an ISA this year so still have my 20k allowance. Email from KR with funding instructions - it says "If you haven't done so already, please remember to fund your account with your…
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NatWest 2yr Fixed ISA maturing in 5 days info needed
I have a 2year fixed rate ISA maturing on 4th Sept 2025. I've had no contact at all from NatWest and was hoping that someone could let me know the process at maturity. Does it roll over to an EA isa or is it put into a 'like for like' ISA - Are there preferential rates for the maturing ISAs tia sx
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Flexible ISA and non-flexible ISA annual allowance rules
Hi. Is someone able to explain how I calculate my remaining ISA annual allowance? I have a flexible cash ISA and a non-flexible S&S ISA with different providers. I've paid £2000 into my non-flexible S&S ISA in the 24/25 tax year and it says I have 18,000 left of my 20,000 allowance. Throughout the 24/25 tax year I've paid…
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IG S&S ISA Bonus Rate Ending
Anyone open a stocks & shares ISA with IG a few months back to avail of their 8.5% interest on uninvested cash. With rate due to drop (to I believe 4%) at start of September, I aim to transfer out to a different ISA I hold. Curious what others are thinking and if anyone has any experience with transfers out of IG. Thanks
