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Stocks & Shares ISAs
Hi! This is the discussion thread for the Stocks & Shares ISAs guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Newbie looking at ISA stocks and Shares
I'm one of the many people who will be affected by the changes of ISA savings amounts for saving in April 2027. I therefore thought I would invest £500 this year as a trial run. I have put the rest into a Trading 212 cash ISA this April 2026. I have never invested in Stocks and Shares so am not sure where to start. I did…
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Is it possible to do this or do I need to find another provider?
So seems Trading212 offer the top % for cash ISA. At the end of the last tax year I opened an account & put money in it. This serves a purpose - it's my emergency pot money. Any interest it generates I want staying within that pot. I don't want it mixing with anything. This week I had a long running claim come to an end &…
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FLEXIBLE STOCKS AND SHARES ISA
Are there any on the market?
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ISA Transfer from Kent Reliance to An Other Bank
Have completed an online transfer request with a new provider who have accepted the transfer but have advised that Kent Reliance require written authorisation. Are Kent Reliance responsible for sending me a form to complete or is this done by the new provider?
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5% possible
as the subject says 5% does anyone think we will see a 5% fix this year or even a 5.25
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eToro Cash ISA - any experience?
Has anyone tried the eToro Cash ISA? https://www.etoro.com/investing/cash-isa/ It is currently paying 4.67% variable for 12 months (including a bonus).
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Another ISA transfer another bank makes a mistake
For the third year in a row my ISA transfer has gone wrong. I went into branch to do it and they still couldn't get it right. I've complained but their solution was for me to have 2 ISA's. I don't want 2 ISA's. Why do they make it so hard that even their own staff can't correctly open an ISA. I only want what I would have…
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Transferring ISA form CHIP tp VIDA
Just tried to transfer an ISA from Chip to VIDA but ViDA does not accept even though it allowed me to choose Chip as my current provider from the dropdown. It did not tell me how to go forward with this. Has anyone else had problems like this? Are there any providers who accept Chip without any issues?
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Advice on consolidation please!
Hi all, Both my wife and I each have 4 ISAs maturing over then next few months each at around £22k or so. We’re within safety limits. What I’m looking for a banks for each of us to have an account that offers a decent 1 year fixed cash ISA and that also allows us to open 4 new ISAs in each account to receive the old ones…
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Trading 212 ISA account being terminated
3 years ago I opened up a cash ISA with trading 212 as the interest rates seemed to be the best around at that time and continue to be good. I have been happily paying into this every year and was horrified to have received an email to say my account is being terminated in 30 days. I don't have any other accounts with…
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Trading 212 Cash ISA - Promo Code?
Hi, Has anyone successfully opened a new Trading 212 account and received the ‘newbie’ bonus, taking the interest to 5.05%? I tried doing this, and successfully opened an account but this was with 4.9%, it turns out you need to enter a promo code…. Martin Lewis doesn’t specify this code… so has anyone been able to get…
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bonus rate treatment of ISA interest transfers
An ISA provider has advised me that, when transferring out an ISA, the interest earned is not allocated to any specific tax year. I have an ISA with £20k contributions in each of the 25/26 and current tax years. In 2025/26 it earned £800 interest. If rates stay the same I expect around £1800 this tax year. When the bonus…
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Monument Blocking ISA Transfer Out – Misallocating Interest and Giving Incorrect Advice?
Help Monument Bank are blocking / rejecting my ISA transfer out (from previous years’ funds). I wanted to see if anyone else has experienced anything similar - and also help anyone who may have been given the wrong advice. Is this an IT system error, or are customer service being given incorrect guidance? In mid-April…
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ISA question
I have just over £100k invested in a fully managed S&S ISA which has not done as well as I hoped recently - with charges etc. I am considering withdrawing 50% and investing in a cash ISA - Is this allowed ?
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Ethical Stocks & Shares ISAs...
As a total beginner, I'm also interested in ethical stocks and shares ISAs. I notice one option appeared on the comparison table, but would be interested to know where to go to to find more options (apart from Google!).
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ISA Declaration
I have just opened a Virgin Money Cash ISA and have received their declaration form to complete. This includes the following. I declare that: ....... I have not subscribed and will not subscribe to another Cash ISA in the same year that I subscribe
to this Cash ISA. However, I am not planning to subscribe to this ISA…
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TRANSFER INTO NATWEST ISA
Can anyone help. I want to transfer a cash isa into Natwest but I don't have an existing ISA with Natwest. Also I have already maxxed out on new cash ISAs with other providers this year. From going through the online application process I seem to be drawn into opening a new cash ISA with Natwest, but before I start…
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New cash ISA limit for those turning 65 during the tax year
I will turn 65 in May 2028. Will I then qualify for the over 65 cash ISA limit from my birthday, or will I have to wait until the following April to qualify?
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Marcus Bank now allow transfers in
Marcus Bank have changed their T&Cs. Marcus now supports transfers in of cash ISAs from most other ISA providers. The most you can pay into a Marcus Cash ISA has increased from £250,000 to £1,500,000.
