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Difficulty transferring out of a Moneybox cash ISA
Following the information on MSE's website I opened an easy access ISA with Moneybox a few months ago but now want to transfer it because interest rate has dropped. However, the websites for other banks/building societies do not acccept anything from Moneybox. Has anyone found how to transfer a Moneybox ISA to another…
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Shawbrook ISAs - poor registration experience makes it hard to trust them
Here is a screenshot of an exchange I've had with Shawbrook today. The poor quality of support speaks for itself but I'm amazed that (at a time when we are encouraged to be cautious about where we send money) any ISA provider would fail to mention in its documentation that another organisation name could appear when trying…
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S&S JISA transfer
Hi, my daughters stocks and shares JISA is currently managed at high fees by True Potential (made up of considerable lump sum but no monthly tops ups, just whenever we have some spare cash to put in) am very unhappy with the ongoing fees and management but feeling nervous about transferring (have zero knowledge of S&S) can…
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Shawbrook ISA useful quirk?
Shawbrook are offering a 5 year fixed rate ISA at 4.25%. Their terms state that you can add new ISA funds to your Shawbrook Cash ISA each tax year until the expiry of the fixed term. You can open this ISA with £1000. For the next 5 years you have the option of either adding 20k per year at 4.25% fixed or putting your…
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Cash ISA Transfers
I will be opening a new Cash ISA shortly. What Cash ISA providers permit full transfers from previous years?
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Simple, speedy transfer out of T212 - suggestions
Shortly out of the country for a while so looking for easy transfer of around 21k out of T212 with no hard-copy paperwork. Decent rate important but top rates not a priority if involves slow manual transfer. Type of ISA doesn't matter but now leaning towards a 1 or 2 yr fix. any experiences of transfers out appreciated.…
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Limit on value held in Stocks and Shares ISAs
There have been reports that the Treasury may be considering bringing in a limit on the value held in stocks and shares ISAs, potentially as part of the future budget. How likely is such a measure, and if it was introduced how might it be implemented ?
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Trading 212 Cash ISA - Rate Reducing
Received an email from Trading 212 Reduction in GBP Cash ISA interest We're adjusting our base interest rate for GBP (Pound Sterling), effective as of 1 May 2025. Your rates will be as follows: - Trading 212 Cash ISA: From 4.5% to 4.35% variable - Trading 212 Stocks ISA, Invest and CFD: 4.6% (no change)
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Charter bank isa transfer help .
A bit of advice please. I have some funds in a Charter cash isa which I am looking to move to either my trading 212 cash ISA account account or Iweb .. Eventually the funds would be moved into a s&s isa , which would be the easiest to transfer to - moving into a cash isa (trading ) or into Iweb ? Also a concern is if moved…
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Calculating annual interest for tax return
I have a nationwide account that pays interest annually in October each year and I'm trying to work out how much to declare for a particular year between 5 April each year. So assuming it's for 2024/25 and it was paid in October 2024 - do I just count the proportion of the annual interest between April and October for that…
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IG 8.5% rate for new customers - any catch?
Just saw this https://www.ig.com/uk/investments/share-dealing Was thinking about moving 100k over from T212 and taking advantage for a few months, but are there any catches? Has anyone else done this? How easy is the transfer? Thanks
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Tembo ISA beware.
Hi.Opened Tembo isa recently.They have a reward scheme where you receive a payment for a referral as does the person you refer. I sent my wife the referral link and she opened a Tembo isa also.After waiting a while for the reward payment I was told my wife had filled in the referral link incorrectly. She had typed in .comm…
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Nat West 2yr 5.9% ISA maturity options
I've got a Nat West 2yr 5.9% ISA due to mature on 4th Sept.They say I'll get a letter with maturity options a couple of weeks before that. Anyone got their letter yet and prepared to share the offering?Trying to decide if I open a new ISA elsewhere now and set up transfer on maturity or hope Nat West offer something decent!
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New Virgin fixed ISA
Just tried to open one. Due to weird thing about their sort codes, I'm prompted to register as a new customer even though I have some accounts with Virgin already. I'm being asked to create new user name and password. Does this mean I'll have to log in to 2 different accounts in Virgin to see my different accounts or will…
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ISA APSallowance
I have an APS allowance following my wife's recent passing, but have already invested my full £20000 for the current year and wish to use the APS to open a new cash ISA with a different provider. (I am at the maximum protected amount with my existing provider) I am looking at Trading 212 but seem unable to get a simple yes…
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One or two year fixed ISA?
Hi there folks, Hope everyone is doing good, I have an ISA that is due to mature soon and can get a one year at 4% or a two year fixed at 3.8%, so just wondering what to go for? What is the general consensus about interest rates at the moment though I do realise no one has a crystal ball? I do tend to stick with the big…
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Earliest date I can open Shawbrook 1Yr ISA to transfer in Santander ISA maturing on 21/09/2025
Maybe I'm just not good at reading between the lines but I've asked Shawbrook this question three times, phrasing it a different way each time, and am still unclear on the answer. The responses I received note that the transfer-in request must be received within 14 days of opening the Cash ISA, and that the Cash ISA to be…
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What to do with 25 year old stocks and shares ISA
Completely confused and out of my depth re action to take with what appears to be a particularly underwhelmingly pointless stocks and shares ISA which I've had for over 20 years with a value of very little more than the monthly contributions made over the period. Initially attempted to make a simple transfer to a normal…
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saving advice needed
hi experts, I have sold my house for 360k, which I bought years ago for £170k and still outstanding mortgage on it is 90k.I need advice on how to save the gains, by not attracting much tax. please advice
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Additional Permitted Subscriptions (APS)
How can I find out which providers offer new ISA's funded solely by my APS?
