ISAs & tax-free savings

I've recently set up several new accounts with the goal of spreading out & maximising my savings. One of these is the Trading 212 stocks ISA. I applied & used the MSE code & have received the £40 in my stocks ISA. I'm looking in the remaining week before the new tax year to max out my ISA limit for the year. Does the £40…

If you have a Tescobank ISA and it is no longer showing in the app, don't panic. It is a known issue which they are working to fix. You can still access it via online banking.

Is it possible to take advantage of the MSE promotional rate for a Trading212 flexible cash ISA and also open a Trading212 Stocks & Shares ISA to claim the "free" £50 shares offer, or does one preclude the other (is each a "newbie" offer?)? Thanks, Isaiah

I'm specifically looking for good cashback offers

At 3.75% var not the best cash ISA interest rate but an opportunity to win prizes. Detailed T&Cs are in your Zopa app. You must contribute monthly to get prize draw entries. There is no minimum monthly amount, and you can skip months if you need to. All money can be in cash ISA. Prize draws take place on 1 July 2026, 1…

As this will be the last year I can put full the full £20 K into cash ISA's, I am considering this… I normally drip feed into a S&S ISA monthly about £250, plus a few adhoc buys, leaving me £15K to put into Cash. However , this year I am considering drip feeding outside of the ISA wrapper and using up my full £20K…

I have some money in 2 old Cash ISAs: ISA1 (from 2023) - interest has dropped significantly ISA2 (from 2024) - still paying an ok amount of interest I'd like to transfer from ISA1 into ISA2. However, as ISA2 is inactive, it's asking me to renew my declaration in order to do so - fine, except I'd also like to open Cash ISA3…

Hello all, has anyone had any success in transferring an ISA from one provider to another whilst abroad? Legal & General will no longer be offering ISA's and I'm thus looking for an alternative provider. The challenge I'm having is that all the providers that I've reached out to thus far are not willing to accept a…

Asking for a friend I'm helping out. Are there any providers that are quick and easy to deposit into this late stage? Doesn't matter if it's cash or stocks and shares. They've finally understood the concept of use it or lose it and so now want to deposit anywhere! Most we've tried had a cut off earlier than today but if…

If I have £20k in an ISA 2025-2026, and I add £20k to it in 2026-2027, then draw out £10k, which tax year am I drawing out from? With Moneybox and tempted to transfer another £20k next week, but is there a way to tell which year you draw from? Thanks

In April 2025 my husband opened a new fixed cash ISA with Bank of Scotland as it had a good rate (I think it was either 4.5% or 5./5%) and the plan was to put £18k in there. The reason we wanted another cash ISA was a) as the money needed to be kept separate b) to benefit from the good interest rate. By mistake though he…

Are Vanquis somewhat OTT when it comes to ‘New’ customers? Yesterday, I was helping my OH arrange a transfer from a maturing Moneybox ISA to the Vanquis current 1 year fix. The online application seemed straightforward enough, but moments after completion an Email arrived asking for documents relating to ‘Proof of identity…

I have £20k to invest on Monday when the new ISA tax year begins. I’m unsure whether to put it in my existing Shawbrook 5.22% 5yr cash ISA (this will be year 4) with a guaranteed return in 2028 when it matures, or open a stocks & shares ISA taking advantage of the current market whilst it’s down. I don’t have any real…

Hi, so for example, I pay in £20k for the 2025-2026 tax year with Plum. Plum goes bust next month and I make a claim for that £20k and get it back. Have I lost my 2025-2026 ISA allowance? Thanks

With talk of interest rate rises I'm just wondering what others are doing regarding their 2026-27 cash ISA deposits. I was thinking of depositing in a flexible ISA and, if there is a significant rate rise, I would transfer the cash to the higher rate account. Now , if there was a higher rate account that didn't allow…

I've probably left it too late for this year but have funds in a cash isa which I've just discovered is only 2.75% (I opened it a few years ago). Presumably it's too late to open a fixed cash isa with another provider for this year?

I want to open a new 1 year fixed rate ISA with Vanquis solely for the purpose of transferring a maturing ISA from another provider. I have also funded another ISA this year. The first question in the application is "Have you already opened an ISA in this tax year?". Truthfully answering "yes" to this brings up the…

I currently have 27k in my Trading 212 easy access cash ISA at an interest rate of 3.6%. I'm sure there are some better deals out there but it still needs to be an instant/easy access account as I have just put my flat on the market so will need access to quite a chunk of it at some stage. Any advice greatly appreciated 😊

Hello all! I have a question about the new ISA rules coming into effect 2026/27. I understand we will be limited to saving just £12,000 per year. What happens if you already have £40,000 in your ISA (from years of saving) and need to keep transferring it to a new ISA at the end of every fixed ISA period? Will we be allowed…

Have a Shawbrook cash isa maturing April. Looking at opening new cash isa of £20k with Castle Trust Bank @ 4.2% fixed 1 year. Can I also transfer Shawbrook into this to maximise interest?