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monument
don't know if its been mentioned previously, I noticed transfers in are now advertised on the monument website for cash isas full balance only
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NEW. Plum LISA
Plum now offer a lifetime ISA https://withplum.com/lifetime-isa
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Moneybox Account Number/Sort Code
I want to transfer an existing Cash ISA with Moneybox into a Trading212 Cash ISA but I cannot find my moneybox sort code and account number to give to Trading212 anyone know where I can find it ? cheers
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ISA switch
Hi,I have a maturing ISA that I want to reinvest in a higherm % rate ISA with another provider. Problem is, I've already used my £20k allowance for this year so want to put it in an ISA in my wife's name.Can't do it direct as a transfer as the name on both accounts has to be the same.Can I withdraw it into a savings…
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First ISA reaching maturity - please can you advise/clarify my options?
Hello all, My only ISA is reaching maturity in May. Its 13K and is currently on a rate 4.25% Over the year I've also saved 1.7K ina regular savings account. If I do nothing it goes to a 1.5% ISA rate, but says I can transfer to a another Fixed ISA with the bank (4.25%) for another 12 months. Does this mean that if i place…
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What does the Bonds "performance" Chart mean?
How do I interpret this please? I understand the decline in bonds at the 2022 mini-budget but to my eyes it looks like there hasn't been a "recovery" back to the 2020-2021 levels?? If an equities fund graph looked like that it would not be so good. I get it that bonds work differently and their value depends on interest…
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Thoughts on Bond Funds - Schroder High Yield Opportunities???
I want to put 50% of my pension (and ISA) into a Bond Fund. I am 58. I will keep the rest as equities and cash. This is my split I'm going to do: PENSION: Bonds 50%, Global Equities 40%, MM Cash 10%. ISA: Bonds 50%, Global Equities 50%. I was looking at the Schroder High Yield Opportunities Fund to fulfil the Bonds…
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Kent Reliance sort code and account number for ISA transfer
I’d like to transfer my Kent Reliance easy access cash ISA to a new provider. The new provider is asking for sort code, account number, and roll (or reference) number. I’ve looked everywhere under my account on Kent Reliance website and can’t find any of these details anywhere! I can only find a 13-digit account number…
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New Cash ISA receiving funds from an IFISA
New Cash ISA receiving funds from an IFISA - does anyone have any experience. The IFISA investments have been sold / matured and funds sitting in cash. I know the general advice is to say you are transferring in from a Cash ISA. Anyone done this and successfully transferred ?
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Plum ISA
My advice to anyone thinking of opening a plum ISA is DONT DO IT!! They changed the way they pay the interest halfway through the year. The bonus part of the rate does not get paid until the 31st of May. They are making it hard for me to transfer out. The only contact with them is via a message, waiting for replies is…
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Plum isa
I have a plum isa which has just reached its year point. However due to how Plum applies its interest i won't apparently get my April interest so (7days of April for maturity) until May the 31st !!! Nearly 2 months after. If I want to move it now I will lose April interest and a yearly bonus. When I do transfer it I am…
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Stocks & Shares ISA
I was thinking about putting £50 or so a month into a stocks and shares ISA for a bit if fun. Just wondering if anyone could recommend a good one. TIA
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ISA transfer questions
Hi, first timer on here looking for some advice and guidance as I’m currently going round in circles. Bear with me, it could be a long one… In the current tax year I’ve opened a Monument easy access cash ISA and have transferred in money from previous tax years which is slightly over the £85k threshold. I’ve not subscribed…
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Internal Charter Savings Bank ISA transfer
Hi,Has anybody done an internal ISA transfer with Charter Savings? I have a newly matured fixed rate ISA which is now in an Easy Access ISA with them, which I now wish to partially transfer into another fixed rate ISA with them without losing its ISA status. Can I do this simply by moving the money from one account to the…
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Trading 212 cash ISA (5.32% variable for 3 months, then 4.5%)
Im thinking of opening up a cash ISA with Trading 212 to take advantage of their 3 month bonus rate. I have a cash ISA with Virgin that matures on Monday and I’d like to transfer that in. I’ll also be paying in £20k as soon as we enter the new tax year on April 6th. Does anyone know how long you have to put funds in the…
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e-ISAs - generally nervous
My wife are I think (and I have been told) pretty cash rush at the moment - though we have plans to change that a bit in due course. For the time being we have used our ISA allowances to the full up to the end of 2024/2025 and have further "none wrapped" cash available to save in 2025/2026. To date we have always made a…
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Trading 212 affiliate interest rate problem
I opened a cash ISA via the MSE link on Tuesday 29th April and am currently in the process of transferring in my old ISA's. I deposited £10k into my current years ISA on May 4th and notice today my interest rate is showing as 4.35%. Chatting to the bot I'm being told the qualifying period to open the account and get that…
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Martin Lewis: Is the £20,000 cash ISA limit about to be killed off?
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now... Read the full story: Martin Lewis: Is the £20,000 cash…
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Problems transferring out a partial YBS ISA
I'm having problems doing a partial transfer out of a YBS ISA to a new Vanquis savings ISA. I wondered if anyone else was having problems? Vanquis say requests being rejected, YBS say no requests being received, and are not offering any help to resolve this.
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Charter Savings Bank
Hi all, hoping for a little help/peace of mind from anyone who uses the above. I have been going through the process of opening a cash ISA with them as I am attracted by the monthly interest payout and flexible withdrawals. I intend to deposit the full £20,000, but I’m a little concerned that the bank seems quite ‘oldy…
