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Post Office Cash ISA - Problems transfering out.....
Has anyone else experienced any problems moving a cash ISA out of the Post Office? Around this time last year it was one of the top cash ISA rates on MSE (as it included a generous 12 month bonus rate) so in April 2024 I moved my existing ISA pot into the Post Office and made additional contributions during the year. Fast…
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Trading212 (and other similar) ISA protected amounts above 85k?
Hi, So I was just pondering this, no doubt it has been answered somewhere though. I understand that there generally is up to £85000 protection per person per bank should a bank go under But what is the case for something like Trading212, where they spread out your money across several banks for some reason (eg mine is…
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Transferring a fixed rate ISA after it matures, but without it going into a non-ISA account
Hello - apologies if asked before, I didn't spot this question in the forum. I have an Oak North fixed rate 1 year ISA that matures 28th Feb 2025. I would like to transfer it to whatever the best cash ISA is just after maturity. But if the ISA converts into a regular (non-ISA) savings account just after maturity, then when…
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Moneybox---Why Does FSCS Say Not Protected?
Given the new 5% cash isa rate I was about to sign up but I thought I would just check the FSCS site to confirm they cover the £85000 in case of problems. The Moneybox site says they are covered but if you put their name into the FSCS site it says they are not covered. I know many people on here use Moneybox, and I am sure…
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Advice needed
I have £100k,I'm going to put £20k into an cash ISA, probably post office as Martin Lewis often mentions this one,I wan to put the other £80k in an easy to access high interest bank account and live off it for a while,what is the best high interest easy access bank to put it in? Thanks
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Monthly or annual interest??
Monthly interest 4.41% added to account Or Annual interest 4.5% Is there any difference in the total amount of interest you receive?
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ISA accounts that allow transfers in - at any time
I know the official Gov description is.... You can transfer all or part of the savings in your Individual Savings Account (ISA) from one provider to another at any time. But how many accounts/providers allow a transfer in at 'any time' and aren't restricted to like first 90 days or whatever the limit is on a new account.
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Trading 212 Withdrawals.
I must admit I'm finding their app hard to navigate generally but I'm struggling to withdraw the interest from the Cash ISA. When I make a withdrawal it comes off the original capital and is leaving the interest there as uninvested funds. Am I missing something?
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Short term ISA to hold cash a few months?
I am freeing a large portion of my stocks and shares ISA because I will need the cash on hand in the next 1-6 months. About £100k. At that level, the missed interest is quite significant letting it sit about so I'm thinking to transfer it into cash ISA(s). I know some pay annually and others monthly but I am not sure how…
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Moneybox ISA trying to transfer to new provider
I'm having a bit of a nightmare trying to transfer my ISA from Moneybox to Secure Trust Bank, Moneybox is not listed on their transfer ISA list. Can anyone offer any advice please?
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T212 Stock ISA
I’m looking to start a Trading 212 Stock ISA I’m going to start off investing £100 a month. Would anyone be able to give some advice as to what to invest in?
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Mistake paying in too much to this year's ISA - Am I in trouble?
This is 100% my fault but I got myself into a muddle over my ISA. I withdrew money from my (Not an ISA) Savings Account. I fully intended to "Top Up" "NEW money" already paid into my new Halifax ISA to make it £20,000. I took money out "early" from my (Not an ISA) savings account due to mature at the end of this month.…
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Transfer last years ISA 20k or 20k AND the interest?
I'm looking to transfer my 2024-25 ISA from YBS who've added the interest to the ISA rather than to my saving account. Not wanting to fall foul of HMRC, can I only transfer to the new provider the 20k, or the 20k + the near £900 interest. Many thanks
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Is my isa now matured?
Hello. I've got an isa with Natwest(1 year fix), which l just noticed the interest is now added. 4th April dated. Does that mean it's now matured, and l can start the transfer process ? The online interest rate still shows as 4.6% in the app, same as when l opened it last year.
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Principality more than 2 isas?
I've just opened a branch base isa((Easy Access)with PBS can l open a second isa with them (fixed online only)?
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Trading 212 - bonuses not accepted
I used an MSE link when I opened a cash ISA with Trading 212 just weeks back. After the account had been opened for just a short time I realised that they were *not* paying the bonus stated in the MSE letter. I queried this with T212 and they told me that I opened the account while no bonuses were on offer - despite using…
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Married couple allowance £1260
Please help, I am a non tax payer. My husband transfered married couple allowance over to me which is £1260. My total personal Income allowance is £18570 before paying tax, is £1260 (married couple allowance) is included in £18570 Thank you very much
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Topcashback £28 cashback if you open a Moneyfarm Cash ISA with £500 deposit
Moneyfarm Cash ISA Cashback New customers who make an initial Cash ISA deposit (Minimum £500) - T&Cs apply Exclusive £28 Topcashback Capital at risk. While Moneyfarm isn’t a bank, your cash is securely held with trusted partners, authorised banks or Qualified Money Market Funds, ensuring it’s in safe hands. *Variable rate…
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ISA variable or fix?
I’m ready to fund an ISA with new money. I have a few previous years in a trading 212 account so that seems an obvious choice at 4.5% but equally I don’t need the cash (and won’t need it for the foreseeable) and wonder if I’d be better off fixing for a year with secure trust bank etc at c4.3% I know none of us know what…
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Understanding Kent Reliance ISA Terms
I have applied for a 2 year fixed term ISA with Kent Reliance. This will be funded by a transfer in from another provider (in full) to which I have not contributed for a number of years. I was a bit confused by one of the terms on the ISA declaration which said something along the lines of 'I have not subscribed to another…
