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Meteor - IsBank - 1yr Fixed ISA
Hi everyone, I've just started an ISA transfer from Moneybox to Meteor to be able to open their 1 year fixed rate at 4.35%. You can't open the account until the transfer is complete so it is a gamble but my current rate with Moneybox is 4.13% and I'm sure I'll be able to get this elsewhere is Meteor remove the rate, has…
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New Help to Buy ISA
I was listening to the Martin Lewis podcast and I might have misheard, but he seemed to say at one point that the new help to buy ISA which will replace the LISA, will only be avaialble as a cash savings product, and not as an investment wrapper/S&S ISA. Is that right or did I misunderstand that comment?
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Withdrew money for house deposit from my Trading 212 Cash ISA, how can I replace it?
I have had a Trading 212 Cash ISA for some time. Last year, I moved my S&S with Vanguard from a GIA to an S&S ISA with them. I have now withdrawn much of my cash from the T212 ISA to pay down a flat deposit. As a result, I am being shown replaceable funds - amount of X, and my annual allowance with them as still 20K. Of…
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Nationwide won't allow interest to be paid out of my ISA
The last time I opened a cash ISA with the Nationwide it wasn't possible to have the monthly interest paid out into my FlexAccount. That was OK then but soon I'll want the income from ISA interest. Why don't Nationwide allow interest to be paid out, even when the interest is paid monthly? I asked in branch and the advisor…
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New To Stocks & Shares ISAs
I am 55 and my wife is 50. Both are 40% tax payers working full time, with no debt and a paid off rental property bringing in a monthly income. My pension pot sits at £1million and we are currently working at filling my wife's pension pot which currently doesn't have much in. We have £100k in cash isas (Yes, probably too…
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Easy Access Cash ISAs That You Can Continually Pay Into
Good afternoon, I've a couple of cash ISAs maturing during the 26/27 tax year. On 6th April 2026, I'm looking to drip feed the 20K max limit thought the year into an easy access cash ISA PLUS perhaps transfer the other two maturing cash ISAs once they mature. Is this actually possible? Any advice appreciated. Cheers
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Holding XSTR In S&S ISA.... Thoughts?
I've recently transferred a S&S ISA from T212 to Freetrade. In addition to my Global ETF, I tend to hold a reasonable amount of cash in the same account. This wasn't a big deal in T212 as it attracted daily interest from money market funds. Freetrade offer limited interest on cash, so I've considered buying XSTR ETF or…
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Transfer into Tandem Instant Access Cash ISA
Saw that Tandem had an Instant Access Cash ISA currently paying 4% and decided to move my current Chip Instant Access Cash ISA which was paying 3.55%. This was over £40K being moved across. Did this within the Tandem app yesterday and couldn't believe it that the funds fully moved across this afternoon. Initially I thought…
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Electronic ISA transfer scheme members
Does anyone have the full list of members for the above please. I find some lists but they appear incomplete eg. missing Charter & Tesco for example.
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Sanity check - S&S ISA to SIPP
I am not looking for financial advice, just a sanity check to see if this is a reasonable plan. I have a S&S ISA of about £3,000 that I opened a few years ago as a first taste in investing. I haven't contributed to it recently. I am contributing to a flexible Cash ISA for short term goals. I also have a SIPP with about…
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Withdrawal of a lump sum from an ISA into a new portfolio
I currently have two Cash ISAs one opened in the 2024 tax year and the second 17/04/2025. I’ve used up both full tax free allowances. Can I transfer/withdraw £10k from the latter in this tax year and invest in a portfolio to give me better returns or do I need to wait until April 6th ?
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Monument ISA transfer in.
Can anyone that has had an ISA transfer to Monument complete in the past day please advise how long it took. I'm in the process of transferring an isa to them but it will take me above the FSCS protection limit and need to initiate a partial transfer out to lower the balance.I'm wanting to gauge when that might be as I'm…
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What to do with my savings
Hello everyone. Probably a very naive post here, but would appreciate any help. Returned to the UK from the Middle East on £50k salary in education (annual increment so ~£56k by 2030). Probably end up renting somewhere for ~£1.2k/month until we buy. I have £100k+ in a normal savings account with NatWest and still have a…
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S and s isa
Hi I definitely want to open an s and s isa before the tax year. Not certain which platform yet Atm maybe vanguard fidelity or investengine If I buy some shares in a GIA can I transfer them to a s and s isa once I know which platform I like best?
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Money management fixed rate cash isa - cash Isa - fixed cash isa
when my fixed rate cash isa matures.. I can let it default to ordinary flexible cash isa. Can I withdraw some monies then and re-invest the whole of the remainder back into a fixed isa ie if I had 40k initially , withdraw 10k and then transfer the remainder (30k) into a fixed rate cash isa and also add a further 20k as…
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Account sharing issue.
My partner has a number of shares in my trading account worth 12k, having doubled in value. Could I sell an equivalent number of shares in my ISA account and give her the full amount and her be free of any tax burden?
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Regular Investing into S&S ISAs
Thoughts please. I want to invest £450 a month of surplus income into S&S ISAs from April onward. (I have plenty of cash to cover emergencies). I currently have a Nutmeg/JPM S&S ISA that I put £500 in for a sign-up bonus, and £100 in a Santander S&S ISA that I opened purely for the cashback. I bought Vanguard Life Strategy…
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ISA allowance in the year Junior ISA converts to Adult ISA
I'm hoping someone can point me to a definitive answer on this question. I contributed the maximum £9000 to my son's Junior ISA in the tax year he turned 18 (2020-1) , In that same tax year I contributed 14k more to his now adiult ISA, and 4k to a LISA with a different provider. I consulted an IFA who insists this was an…
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Shawbrook Bank , Really?
I tried to open an Easy Access Bonus Account Online, with my wife which was shown on MSE. We filled in the form and had an email back saying it was received and Shawbrook Bank would be in touch within 5 days. Nine days later I called them to ask what was happening? After giving the Application reference number and my…
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II cashing out problems
Hi i used to be with XO share dealing but this was taken over by II. I don’t deal much and want to cash out and then close the account before the monthly payments start. However although the trading account shows the full cash amount c £3000 when I go to withdraw it just shows the very old cash balance of £160 as…
