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Plum Problems, what can I do?
I am currently saving for a significant financial goal. To maximize my returns, I have been actively seeking out the most advantageous savings options across various financial institutions. Upon researching available options on MSE, I discovered that Plum was offering a highly competitive interest rate exceeding…
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Mature CTF and ISA
Hello My daughter's Child Trust Fund matured a few weeks ago, and we are trying to decide what to do with the money (circa 15k). She has also been given some money (about 10k) by her grandparents which she is planning on putting into an ISA. Is she able to open an ISA while deciding what to do with the mature CTF. Or does…
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Using trading 212 for a S&S ISA
Apologies for yet another T212 question. I've got a small amount of money spare each month, so I'm considering opening a T212 S&S ISA. I'm looking at one of their ready made pies as it seems a good place to start for a beginner. I've looked through previous threads about this and bonds and global trackers are mentioned,…
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Paragon Bank - Certificates of Interest
I have had a number of accounts with Paragon over the last several years (some ISA, some non-ISA). There appears to be no way of obtaining Certificates of Interest for "closed" accounts (typically these were 1-year saving accounts / bonds). Am I missing something here ?
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Fastest transfer table for flexible cash ISA providers
Is there a table which shows how long it takes for different providers to transfer flexible cash ISA's? I've read that some take much longer than the 15 days. With the stock markets tanking following the tariff war I would like to move fast into a stocks and shares ISA but don't want to be in limbo for several weeks.
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Trade 212 to Money Box (3 months) then back to Trade 212?
Hello, currently have 20 years of savings in a cash isa with Trade earnng 4.5%. I want to consider moving this to money box at the bonus rate of 5.71% for 3 months, then move it again back to Trade 212. Trade 212 pays daily interest, where as I think MoneyBox will only pay annual interest. I don't want to miss out on the…
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CMC isa
Has anyone had any trouble with deposits being credited timely?
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UBLUK ISA and question
Hi, I was going to open the suggested (by MSE) UBLUK ISA. I put in details, and the it states that it doesn't compound interest! I think someone needs to put that on the website! I was thinking about putting in some funds before the end of the tax year (I still have my full 2024-25 £20k ISA allowance to use in the next…
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Moneyfarm: is Cash ISA protected by FSCS?
Dear all, I wanted to transfer my Cash ISA to Moneyfarm. According to their web site they are FSCS protected https://www.moneyfarm.com/uk/cash-isa/ However, I did not find them on the FSCS site https://www.fscs.org.uk/check/ Does anyone know whether their Cash ISA is FSCS protected and it's safe to have an account with…
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Post Office Cash ISA - Problems transfering out.....
Has anyone else experienced any problems moving a cash ISA out of the Post Office? Around this time last year it was one of the top cash ISA rates on MSE (as it included a generous 12 month bonus rate) so in April 2024 I moved my existing ISA pot into the Post Office and made additional contributions during the year. Fast…
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Trading212 (and other similar) ISA protected amounts above 85k?
Hi, So I was just pondering this, no doubt it has been answered somewhere though. I understand that there generally is up to £85000 protection per person per bank should a bank go under But what is the case for something like Trading212, where they spread out your money across several banks for some reason (eg mine is…
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Transferring a fixed rate ISA after it matures, but without it going into a non-ISA account
Hello - apologies if asked before, I didn't spot this question in the forum. I have an Oak North fixed rate 1 year ISA that matures 28th Feb 2025. I would like to transfer it to whatever the best cash ISA is just after maturity. But if the ISA converts into a regular (non-ISA) savings account just after maturity, then when…
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Moneybox---Why Does FSCS Say Not Protected?
Given the new 5% cash isa rate I was about to sign up but I thought I would just check the FSCS site to confirm they cover the £85000 in case of problems. The Moneybox site says they are covered but if you put their name into the FSCS site it says they are not covered. I know many people on here use Moneybox, and I am sure…
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Advice needed
I have £100k,I'm going to put £20k into an cash ISA, probably post office as Martin Lewis often mentions this one,I wan to put the other £80k in an easy to access high interest bank account and live off it for a while,what is the best high interest easy access bank to put it in? Thanks
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Monthly or annual interest??
Monthly interest 4.41% added to account Or Annual interest 4.5% Is there any difference in the total amount of interest you receive?
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ISA accounts that allow transfers in - at any time
I know the official Gov description is.... You can transfer all or part of the savings in your Individual Savings Account (ISA) from one provider to another at any time. But how many accounts/providers allow a transfer in at 'any time' and aren't restricted to like first 90 days or whatever the limit is on a new account.
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Trading 212 Withdrawals.
I must admit I'm finding their app hard to navigate generally but I'm struggling to withdraw the interest from the Cash ISA. When I make a withdrawal it comes off the original capital and is leaving the interest there as uninvested funds. Am I missing something?
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Short term ISA to hold cash a few months?
I am freeing a large portion of my stocks and shares ISA because I will need the cash on hand in the next 1-6 months. About £100k. At that level, the missed interest is quite significant letting it sit about so I'm thinking to transfer it into cash ISA(s). I know some pay annually and others monthly but I am not sure how…
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Moneybox ISA trying to transfer to new provider
I'm having a bit of a nightmare trying to transfer my ISA from Moneybox to Secure Trust Bank, Moneybox is not listed on their transfer ISA list. Can anyone offer any advice please?
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T212 Stock ISA
I’m looking to start a Trading 212 Stock ISA I’m going to start off investing £100 a month. Would anyone be able to give some advice as to what to invest in?
