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Max ISA the following year - this may be a dumb question
I couldn't find this answer on the MSE guides. Am I right in saying you can top up UP TO the the £20,000 limit the next year on an existing ISA. Even if it's maxed out the previous year, or are you supposed to open a new ISA ? I only query this cos my Trading 212 account lists shows current tax year allowance £20'000, used…
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How to contact TSB about an account if you don't know account number?
Does anyone know of a way of contacting TSB if you don't know your account number? Bit of background 1st. Wife had a C&G account which was converted to TSB in early to mid 2000's. She has her original C&G account number but has never known her new TSB account number. She has received a few letters from TSB over the years,…
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Moneybox ISA Transfer In Cancelled
I recently opened a new Cash ISA with MB. I deposited new £500 then initiated a partial Transfer In from T212 of £1000 (as read others had issues doing this). That went through fine so I then initiates a new Transfer in from the same T212 ISA for £32,500 (from a remaining balance of £32,600 as wanted to keep it open in…
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cmc
why doesn't CMC Invest get a mention in moneyfacts? their cash isa is 5.7% I believe
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Chip transfer out with zero contribution in current tax year
I have recently been trying to transfer out my Cash ISA from Chip to a fixed term account with Saffron. Being fully aware that I have to do a full transfer from Chip, and having only contributed in previous tax years (nothing in 2025/26), I only ticked the box on the ISA transfer form to do a full transfer of my previous…
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ISAs with Trading 212 (as suggested in Martin's newsletter)
They are interntional companies with different branches in about six countries. They have no direct website that you can go to directly or you can go but you get access denied, which seems strange. The easiest way to deal with them is via an app. The link in the newsletter didn't work when I last tried it. They also trade…
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Flexible ISA transfers
Just wondering if anyone can help please. If I move £20k out of Virgin Flexi Isa to take advantage of the Chase boosted rate ( which is not an isa), can I transfer £20k back to Virgin flexi 6 months later?
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ISA transfer Virgin to Santander
Hi, I transferred an ISA from Virgin to Santander and the closing balance and interest from Virgin was 24/4/25 but the opening transaction on Santander for this transfer was 29/4/25 - is this normal/to be expected or should there be less of a gap between the two dates? (5 days gap in total including a weekend).
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Cash ISA transfer speed within the same provider.
I'm in the process of transferring one Easy Access Cash ISA with low interest rate to another Easy Access Cash ISA with a higher interest rate (an industry wide self-made problem) within the same provider Leeds BS. I would have expected this to be a fast process (Move cash from A to B within the same bank) but so far a…
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ISA transfer
I currently hold £89,000 in a Shawbrook Isa but this is paying 3.7%, my plan is to transfer £80,000 to another Isa provider (keeping the new account under £85,000) and then I would move the remainder into one of my existing Isa`s. I have just read on the Shawbrook website that they do not allow partial transfers, the whole…
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Prolific personal allowance
In terms of tax purposes, I am aware the first grand gained on prolific doesn't need to be declared. Just checking, this is per year yes?
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Add money to full isa or open new?
Hi I have 20k in a cash isa plus a few quid interest - now the window is open again, I want to add this years 20k. Question is, can I add it into my existing isa or have I to open a separate one? Thanks
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Can I withdraw from my 2025/26 Flexible ISA
Hello my helpful Forum - I have opened a new Flexible ISA and currently have £10,000 invested. However, I now need the money for an emergency purchase - can I withdraw the money directly from my Flexible ISA and have it paid into a bank account without any penalties? Hopefully, later in the year I can pay it back into an…
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ISA to ISA transfer
Do I have to complete a transfer form to transfer from a Flexible ISA with one provider to a Fixed ISA with another provider? Thank you
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Savings advice needed
Hi! Looking for advice on what to do with my savings. I'm looking to buy a house within next 18 months or so. I currently deposit £200 into the H2B ISA and I've maxed out my S&S ISA (leaving room for £2400 H2B ISA contributions throughout the tax year). What I'm asking for advice on is what to do with the rest of my cash?…
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One Year or Two Year Fixed Rate ISA
I'm wondering whether now is the time to go with a two year fixed rate ISA at just over 4% What's everyone's thoughts on this It's looking like rates next year could drop to around 3%
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ISA investment and Financial year
Can anyone answer the question for me please? I opened a new ISA in March 2025. I invested the maximum amount of £20,000. My question is can I open a new ISA because we are now in the new Financial tax year April-March or will I need to wait until 2026 to purchase another ISA?
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Moneybox--Where Is My Cash Held
Opened a cash isa, transfer in and manual payment all went smoothly so all up and running. I understand my cash is held with various banks---on the app is there anywhere showing what Banks my cash is with and the split?.
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Opening an ISA, but not funding immediatelly
Hi, I have 2 fixed rate Cash ISA's which are maturing in a month. ISA rates for new accounts seem to be falling just now. I see that Bank of Scotland currently has a Fixed rate ISA which seems OK and allows funding for 60 days after opening. Is it permissible to open a fixed rate ISA with BoS (without funding it, to secure…
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Trading 212 'Invalid Credentials'
I keep trying to create an account with Trading 212 so i can put money in a cash ISA for 24-25. I follow their login rules but keep getting 'Invalid Credentials' and get no further. Has anyone else found this? They don't reply to emails (2 sent so far). Maybe this should be a warning sign...
