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HSBC GIC -> Cash ISA online application?
I am looking to transfer some uninvested funds from HSBC GIC S&S ISA into a cash ISA. It is a bit painful experience so I try to do it not more than once a year. Are there any providers that would accept online application for this transfer? I have previously tried Virgin (had to chase it for 2 months) and Yorkshire…
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Cash ISA query
Hi all, Currwently have a Cash ISA which allows me to withdraw money 6 times a year and put back. The rate is now dropping to 3.25%. I see another account with same provider for 3.7%, dropping soon to 3.6% which allows 6 withdrawals also. Similar there is another one with another provider paying just over 4% with unlimited…
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Closing Help to Buy ISA / Opening LISA
I currently have a historic Help to Buy ISA with Halifax that has reached the maximum limit for Government bonus. I'm not planning on purchasing a home within the next three years, and therefore want to close it and move it to a LISA to further save before buying for a home. Given that I can only transfer £4000 a year…
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The IWeb chatbot is completely useless
I’m trying to chat with a real person at IWeb about my ISA. I start with the chatbot which asks me what the problem is and then I have to tell it my personal details (no idea why it does that as I’m already logged in). It then transfers me to a human. The human asks me a question, which the chatbot has already asked. Why?…
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TANDEM Instant Access Cash ISA paying 4% including top up bonus
Hi In case it hasn't been mentioned before I have just seen Tandem have this flexible Instant Access ISA accepting transfers in too. Can open a portfolio ISA with them mixing instant access and FR Isas.
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Anyway to move shares from Freetrade to a S&S LISA
Hi, I have a few shares with Freetrade, I’m considering opening a Lisa either cash or if I can a s&s and move my current shares into it. Is there anyway of doing this? Some of the shares I own I bought really cheaply and they have done exceedingly well so I’m reluctant to get rid after buying so low. Any help would be…
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On line form issue.
All comments gratefully received. I am attempting to open an on line ISA with Hampshire Trust Bank but am having problems with their on-line form. I wish to fund this ISA by transferring funds from another provider. The issue is that the account number of the funding provider has letters in it as well as numbers eg.…
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Any experience of Teachers Building Society or Harpenden?
I need to transfer my Cash ISA and Teachers Building Society and Harpenden Building Society both have good rates. Can anyone recommend either?
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2025 ISA
Hi All looking for a wee bit of advice. My partner took out an ISA last April , at the moment there is about £10000 in it, she is aware that she can have an allowance of up to £20,000 . With having to sell her fathers home at some point over the next few months, can she top this one up with another £10000 at any point or…
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UBL bank 2025 update
In hindsight I
wish I had looked on this forum before I chose UBL as the provider for my cash
ISA transfer. I foolishly took it that if the MSE website listed a bank as offering
the best interest rate without any warnings, it would offer a decent standard of
service. Since the
earlier warnings about dreadful UBL customer…
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Salary sacrifice ISA
Hi all, at work we have been informed that you can now contribute to an ISA through salary sacrifice, is there anyone who already does this. Is this a common scheme. Thank you.
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Cash ISA
Is tax payable when you cash in an ISA?
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Trading 212 boob
Attempting to set up a cash ISA and finally managed, after several manual checks on my driving licence and my face id, again probably my fault as one was without glasses, to transfer some money in, instant transfer didn't work either. So sent the money via bank transfer and they emailed back with a mismatch on it, turns…
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NS&I Premium Bonds
Recently deposited max amount in premium bonds on 2/1/26 and stupidly thought I would be in the Feb draw. After receiving docs realised it was the March draw (nearly 2 months!!) my fault for not checking and I tried to cancel but told that the transaction was pending. Since then have rang several times and got a vague…
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Monument cash ISA replaceable allowance
Hi. I opened a new cash ISA with Monument earlier in the year by transferring in from another cash ISA. I then subsequently transferred out £50k from this account into another new cash ISA. On the app it said that I had a replaceable allowance of £50k. Today I deposited £5k into this account thinking it would be counted as…
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S&S ISA Transfer
Has anyone done a transfer from a Lloyds Ready Made Investments ISA? And if so how long did it take. I realise there will be slightly more delays at this time of year but I initiated a transfer on Trading 212 a couple of weeks ago and Lloyds haven’t even acknowledged it yet. I’m also assuming Lloyds will have to sell the…
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Best way to make my money work for me
I recently came into inheritance through several streams and Im struggling to discover how best to make it work for me. I have narrowed down £400k to invest and am open to savings accounts or minimal risk investments and Im ashamed to say I don't really understand ISA's so am none too sure whether this would be right for…
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Flexible ISA withdraw and Fixed rate ISA
I have this year's flexible ISA opened with new money on 7 April 2025. I understand that I have the following options:* Open a new fixed rate ISA and transfer the full amount from the flexible ISA * Open new fixed rate ISA(s), withdraw less than the full amount of the flexible ISA and fund the new fixed rate ISA(s). Leave…
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ISA Allowances
Hi, I have a T212 ISA which is maxed out. I'm confused as to what happens in April in terms of having a new ISA allowance. Am I able to simply add another £20k into the same ISA, or do I have to open another one with someone else? If adding to the existing one, surely that gets confusing if you decide to move money around…
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Principality Flexible ISA - Replacement allowance query
I transferred an ISA to Principality in Oct 25 of c. £29,000. This was made up of £19k of 24/25 deposits and £10k of 25/26 money deposited into the previous provider (CMC). I had deposited a separate £10k in 25/26 into Santander fixed ISA which is still there so I have no further 25/26 allowance remaining. I have been…
