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Are help to buy ISAs dead?
My daughter has a help to buy ISA with Barclays Bank. All help to buy ISA offer “Pants” interest
rates of ~2.5% compared to other ISAs of say 4.5% - 5% Furthermore the limit for a help to buy ISA house
purchase limit is stuck at 250k (450k London) The
average house price in the UK is now £270k as of 2025. So in reality the…
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Marsden cash ISA
My wife wants to move a matured cash ISA from Paragon to Marsden but the transfer form from Marsden asks for the account number of the Paragon account but does not have enough boxes for the number to be entered. Any advice would be great.
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Multiple flexible ISAs on the go to benefit from best interest rates?
Given that flex ISAs are subject to rate changes, is it good financial sense to have two or more on the go at the same time, funded by ‘old’ ISA money, so that when the rate in ‘ISA A’ increases above ‘ISA B’, I can withdraw it all from ISA B and shift it to ISA A? And conversely when ISA B’s rate overtakes ISA A, I can…
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Help to buy ISA closure
Hi my son has a help2 buy ISA with the Cumberland, he has paid into it for nearly 5 years, to the point he has almost £12k in it, the Cumberland has decided to close his account with no explanation, he has complained to them and the ombudsman, but all to no avail, as the amount is not over the £20k threshold he is not too…
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Transferring CHIP ISA
My bonus rate has ended so looking to transfer my ISA to another provider. On the transfer form do I just input the account number and sort code?
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Lifetime ISA Confusion
Hello! I have a Lifetime ISA and a somewhat complex use case where I'm not entirely sure whether I can use it. Essentially, my partner has a home of her own that she has been paying the mortgage on for about two years now. We've talked about moving in together, with the option of me buying into the equity when it comes…
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ISA transfers - Things to remember
With better rates popping up what seems like everyday it is easy to get carried away and arrange a transfer to a new account offering a better interest rate without stopping to think about two important details. Have I made a withdrawal from the existing ISA this tax year and is it flexible? If the answer to both these…
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LISA Transfer Issues
Can anyone help please! I have tried to attempt to transfer my existing
LISA into a Plum account on a couple of occasions and have been declined due to the
HMRC check stating that i have already paid contributions into my LISA this tax
year. I haven't paid any contributions in to this account. I have a separate cash ISA…
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LISA to ISA?
My daughter set up an ISA and LISA some years ago with the aim to save for a first home. Since opening both she stopped saving money in the ISA a few years ago (but still kept a small lump sum in it) and continued with monthly payments into the LISA and has a larger lump sum in it. However, she has since moved abroad and…
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Stocks and share ISA advice please
I'm moving home shortly having saved for past few years and can now start to funnel more into savings. I have a bit more than a year's take home pay in a cash ISA and have just increased my pension contributions, so short and long term savings are sorted and I want something a bit more medium term now so am considering a…
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ISA transfer to ZOPA - FAILED
Hi everyone, I was looking for some help/advice on what I should do next? I tried to do an ISA transfer mid December when Zopa started taking transfers, It still hasn't been completed and I currently have no access to my funds. After complaining to Zopa, I found out their system had no tolerance to accept funds greater…
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Existing cash isa transfers
I am baffled with the transfer of my existing cash ISA. On 9 May 2025 Shawbrook has accepted my application to transfer out from Natwest ISA (exp 29 May 2025). On 9 May 2025 (standard) email from Natwest to say that my ISA will be transferred to one of their lower rate cash ISA account. On 29 May 2025 as mentioned above.…
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Transfering my ISA
Hi All, I have £4333 in a CHIP cash ISA at 4.06%. Are there any better options that allow transfers or is it better just to leave it?
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Additional Permitted Subscription - Inherited cash ISA
My father died in February this year, leaving everything to my mother (they were married for over 70 years). His estate included a cash ISA with over £100,000 in it. It was held with the Nationwide BS. My mother (age 92) attended the Building Society and advised that she wished to keep the money in a cash ISA. She was told…
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Easy Access ISA Question
I currently have an easy access cash ISA with Kent Reliance which pays interest annually rather than monthly. What happens regarding interest if the ISA funds are transferred before 12 months have elapsed? I've never dealt with easy access before - I usually opt for fixed rate hence my ignorance.
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ISA shares with EQi
This discussion was created from comments split from: MSE News: Martin Lewis suggests alternative to cutting cash ISA limit – a 'starter investment ISA'.
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Wealthify down?
Good morning all, Tried logging into the app, it shows an error message akin to "we can't log you in, your connection isn't secure. Please retry." Retrying does nothing. Tried to log in via the website Wealthify.com, website doesn't load and seems offline. Anyone know what's going on? My recent experience with them has…
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Virgin ISA maturing
I have a Virgin ISA maturing in a week or so-two year fix-paying £22000 approx. One of the Maturity Options offered is a one year fixed ISA. I already have a one year fixed ISA for the maximum £20000 with Virgin opened this tax year. Would taking up the offer of the one year fixed ISA Maturity Option-transferring £20000…
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Cash ISAs
I currently have a very old Cash ISA to the value of £20,000 and the interest rate is pretty poor. I also have another fixed term ISA that is coming close to full term and would like to know if I can transfer the money from both into to a new Cash ISA and add more money to it. Any advise would be welcome
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Part transfer 2 ISAs to a new ISA
Hi - I have 2 ISAs that mature this November. The additional interest will take them over £85k so I thought I'd move money from them both to get below the FSCS limit. I was wondering if you are able to open a new ISA by transferring in from 2 different ISAs or do I have to open 2 different ISAs and then transfer to each…
