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ISA transfer in same year as opened?
Hi all, I want to open a flexible cash ISA to take advantage of the 3 month bonus rate(which then drops for the remainder of the year). After the first 3 months can I then open another cash ISA and transfer the whole of my original ISA into my new one? (Assumes I find one that pays a better rate). The idea is to take…
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Transfer Cash ISAs Discussion Area
This thread is specifically to discuss the the Transferring Cash ISAs to up the interest article
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Cash ISA 2025 -2026
In these uncertain times I am looking to invest in a new cash ISA, ideally with a monthly income, a fixed interest rate feels right. I have googled and found very little better than 4.3%, has anyone found anything better?
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Strategy to having multiple ISAS
Hi, I have 3 fixed isas that are maturing in May, total value around £60k and I have £20k to go into an isas now. I can't decide if it's best to open a new isa at around 4% making 4 isas in total or adding the £20k to an existing provider if the interest rate is the same. Is it better to have more or less isas? Any advice…
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Trading 212 cash ISA
I'm in the process of transferring my money from another ISA into my new Trading 212 account. I'm a bit cheesed off that I don't seem to be moving up the queue at all and I think the introductory rate will expire before they get round to moving my money in. More worryingly, I can't quite believe I am expected to have a…
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s&s isa
if i wanted to invest my isa in s&s say with lloyds can i see a live price at what i have got them at and what they are in real time and past performance
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JISA
if your child has a JISA in the 25/26 tax year, turns 18 in January 2026 so this then moves to an ISA, does it go towards the £20,000 ISA allowance?
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trading 212 for s&s isa or transfer to iweb ?
A bit of advice please , I have a s&s isa with iweb and looking to top up this year using funds from my trading 212 isa.. Would it be better to transfer from the trading 212 ISA account into my iweb s&s isa or buy directly on the trading 212 platform to avoid the transfer times etc? Also in the future could I transfer the…
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Mse isa guide maybe incorrect? Or is it me?
Good afternoon I have just looked at martins best buy isa guide. A 5 year isa by nottingham building society shows on the site as having 365 days interest penalty should you withdraw. However nottinghams site says you may not withdraw at all until 2030, although you can transfer into another isa. Can anyone help clarify…
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Unhelpful Lloyds ISA Transfer In Message
After apparently following all transfer in procedures, online or in the Lloyds app, I get the unhelpful message "Something went wrong, please try again later". This has happened over several says. Do I have to phone them and get embroiled in a load of voice call junk about "did you know you can do this online?" and a…
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ISA Allowance
Advice please. I have a 1 year fixed rate ISA that matures in November 2025. To prevent paying tax on my savings I would like to take out a £20,000 cash ISA in April 2025. My question is will I be able to take out another fixed rate ISA when when my current one matures in November without any impact on my cash ISA?
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CMC Invest (Cash ISA) - pending interest query
I opened a cash ISA with CMC on Sunday and funded it with £6000 (via debit card). The pending interest was £0.00 yesterday, and it is £0.91 today - so it doesn't look like it counted the day of deposit (Sunday) for interest accumulation. I'm wondering if this was because I funded it with a debit card? (if so, I will use…
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Information on MSE Best buy fixed rate ISAs appears to be incorrect?
I'm interested in a new fixed rate ISA. MSE table recommends various ones but when you click through the interest rates are not the same as MSE advertises? I know info changes of course but shouldn't MSE update its page? The link is https://www.moneysavingexpert.com/savings/best-cash-isa/#bestfixedrate Charter Savings Bank…
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Isa commission
Was just about to get a stocks and shares ISA £10k with 5%commision agreed to that Now 10000 + 5%=10500 in my book They came in at £10526.31 I reckon that's 5,%+ another 5%on Thier commission didn't go for it I know it's only 26pounds but my maths doesn't add up is this a scam or normal Thanks
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ISA confusion
Well I got totally confused, I knew you could save up to 20k per year and I knew you could have multiple ISA's so I recently added the max ammount to one cash ISA account pre April 5th, and then the same ammount again on April 6th, so far so good, but then I did the exact same process again with a second cash ISA account…
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APS 🥴 Rules ?
I have inherited my husband’s isa, and am confused as to whether I can add to his yearly on top of my own isa allowance? Or did I only inherit his allowance on the year he passed, as a one off ? Thanks
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Interest on an ISA
I have a £20k isa due to mature. If I am happy with the rate, can I leave it there WITH the interest (which takes it above £20k) OR do I have to have the interest paid into my nominated bank account. Thanx
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Adding to an ISA mid-term...can things get messy?
Hello I've had a cash ISA with Barclays since June last year. Interest will be paid on it on the anniversary of me opening the account. I now have funds to add, but will this complicate when interest is paid on the account or will will two separate interest intervals be created? And could I withdraw money from the first…
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Managed SS ISA
I have 20k in a managed SS Isa for the previous tax year. I would appreciate peoples thoughts / advice on how to invest for the next tax year Prior the the stock markets recent drop I had planned to invest 20K into the existing SS ISA but I’m a little unsure if that’s the best thing to do at the moment. It is a high risk…
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fix or not
with interest rates looking like they could drop ive been looking about for a fix currently with virgin until there rates drop in may at 4.51%, i see vanquis is offering a fix 4.42% cash isa i was going to go with leeds building society at 4.40% but its variable again with rates could drop i think a fix is best bet for 12…
