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Tembo ISA - Transfer/Allowance confusion
I recently opened a Tembo Easy Access ISA, made a deposit and also arranged for a transfer from a previous provider (NS&I). The transfer was worth approx £3.3k. I now see that my "used allowance" in Tembo is equal to my deposit plus £1100, and I don't understand where this £1100 usage has come from. Seems too much of a…
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Lloyds Bank ISA
My 81 year old mum does not do online banking and this won't change, she wants to manage things in a branch with some human interaction. She currently has the best part of £30k sat in her Club Lloyds current account earning pretty much no interest on most of it. She has a local branch of Lloyds and their website says you…
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Moneybox Cash ISA interest due
I just opened a Moneybox Cash ISA account and the transfer in from another Cash ISA account was completed the same day. However a day later, the 'interest due' and 'today's interest' still appears as £0. Do you know why that is? I thought they showed you interest accrued on a daily basis even if thst interest hasn't been…
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Plum ISA - confused about interest
I opened a PLUM ISA on April 07th at a preferential rate of 5.92% for three months on the advice of MSE, with a note in the diary to ditch and switch after the increased rate expired. However, I've just logged in to see how things are looking there, and have discovered that: * The interest accrued is only about £80 for two…
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If I add another £20k to my existing ISA account do I not pay tax on £40k ? Il
I am reading conflicting information about this, I am wondering if I keep adding to my existing isa will I not need to pay tax on any of this money? It seems too good to be true .!
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Rapid ISA transfer
I must admit - I'm impressed. Earlier this month I opened an ISA with Vanquis requesting a transfer from a maturing Virgin ISA. That ISA matured today and the transfer had been completed by this evening - I'm not sure when exactly. Just a bit of good news for a change.
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Moving an ISA away from Plum.
My Plum ISA does not appear to have a sort code or account number unlike all my other ISA's. Does anyone know how to obtain this information so I can give it to my new ISA provider please.
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Tell us you cash ISA questions
Hi folks, We've just updated our Cash ISA guide to include FAQs at the end. We'd love to know if we've missed anything so if you've got an ISA question we've not already answered, post it below and we'll try to help. Thank you :) MSE Sally
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Transferring from a Non-Flexible ISA to a Flexible ISA
I have a Virgin fixed-rate ISA maturing at the end of this month. I've not had any comms from Virgin yet on the options at maturity, but it looks like they don't (currently) provide any Flexible ISAs. I need access to these funds for a period of time later this year. If I transfer the ISA to a new or existing flexible ISA…
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Virgin Fixed ISA terms depend on your sort code
May be useful for some - easily missed I think. If your isa has sort code starting 08 you have 30 days to pay in but sort codes starting 05 or 82 only 14 days
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Partners wanting to make a 1st time property purchase.
Martin's podcast of 3July 25 indicates that 2 partners, both having a LISA, can both get bonus when buying jointly a 1st time property. (Assuming of course they meet property value requirements.) If one has a HTB ISA and the other a LISA - is this still the case; what if they both have a HTB ISA - again, does this dual…
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shawbrook bank transfer
hi all i've been trying to open a isa with shawbrook but filling in the online form its asking me how much i want to open the acc with (min £1000) i dont want to move money in i'm wanting a transfer in which is over £1000 but that section is on the next page and wont allow me to go any further forward and i've already used…
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Natwest Fixed rate ISA Annual 2023
Hi there, I opened a Fixed Rate ISA Annual 4th August 2023, interest rate 5.7%. Interest paid 28th March 2024. I had expected the remaining interest to be paid by now, but hasn't, and the interest rate on the app is still showing as 5.7% which I'd expected to have dropped. Can anyone enlighten me??
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Maturing ISA Questions - Tax charged on interested earned when moved to another account
Hello folks, Hubby and I each put £20k into fixed-rate cashISAs last year which have now matured. We want to transfer the £20k into different ISAs with better rates for this year, and access the interest we have earned on it. I have two main related issues I would love some clarity on. 1) The longer-term implications of…
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Leaving HSBC's ISA platform
After many years, with a house value amount of cash in their ISA wrapped Global Investment Centre in various funds,. I'm off. We have funds and bits of pensions in many comparable places and I don't keep a running record separately of what I've moved between funds on a platform, in say a diary. I expect to find out what's…
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Cash ISA transfers - Tembo to Charter
I am currently transferring a Cash ISA from Tembo Money to Charter Savings Bank. I know I have to send an ISA transfer form in the post. What transfer time periods have been experienced?
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Help to buy isa - failure to purchase form
I am having to reopen my help to buy isa due to not completing in time, I have advised my solicitor of what to do. Has anyone else had to do this before? I am worried about the time it will take and then we will need to close it down again soon! For reference, it is with Barclays
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Difficulty transferring out of a Moneybox cash ISA
Following the information on MSE's website I opened an easy access ISA with Moneybox a few months ago but now want to transfer it because interest rate has dropped. However, the websites for other banks/building societies do not acccept anything from Moneybox. Has anyone found how to transfer a Moneybox ISA to another…
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Shawbrook ISAs - poor registration experience makes it hard to trust them
Here is a screenshot of an exchange I've had with Shawbrook today. The poor quality of support speaks for itself but I'm amazed that (at a time when we are encouraged to be cautious about where we send money) any ISA provider would fail to mention in its documentation that another organisation name could appear when trying…
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S&S JISA transfer
Hi, my daughters stocks and shares JISA is currently managed at high fees by True Potential (made up of considerable lump sum but no monthly tops ups, just whenever we have some spare cash to put in) am very unhappy with the ongoing fees and management but feeling nervous about transferring (have zero knowledge of S&S) can…
