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Have I inadvertently tied myself to Kent Reliance for life?
Earlier this month, I opened an Easy Access cash ISA with Kent Reliance, fully funded from a matured ISA account with another provider. I already have a fixed rate cash ISA account with KR - due to mature in November this year. KR have written to me confirming the opening of the new account and on the Summary Box page,…
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Transfer of 2 previous ISA's into one new ISA for 25/26
Please could someone help me understand how or if I can transfer my Fixed rate ISA's into one ISA product for ease of management? ISA 1 - Fixed rate ISA for 23/24 which matured 30/4/25 ISA 2 - Fixed rate ISA for 24/25 due to mature in July ISA 3 - 25/26 Not yet opened 1.From what I can see most providers only give you 14…
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ISA help - UBL confusion
I opened a UBL ISA early in April but I didn't notice that you have to put ALL your deposit in within 10 days or you don't get the original interest deal. I initially put in £2000 and then another £500 plus a transfer in of £3000. I also transferred some ongoing savings but as they were after the time they specified in the…
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Sharing income
Hi, I am about to receive a pension lump sum and will initially put it in a joint bank account in the names of me and my wife. I intend to put £20000 of it in an ISA in my name. Can my wife buy a similar ISA from the joint account, or does that incurr tax penalties? Thanks.
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Problem Transferring deposit to Moneybox ISA
Just trying to set up a new Open Access Cash ISA with Moneybox. My bank isn't recognising Moneybox as the company name when I try to set up a new Payee and when I proceed anyway it brings up the name Starling Bank as the Payee. I did a quick search and found a Starling Bank plc had been fined £29m in 2024 for 'financial…
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Combining ISA for mortgage
I’m not qualified for a lifetime isa due to my age, please is it possible to combine my wife’s lifetime ISA and my cash ISA to get mortgage?
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My mistake but read moneybox openacess cash ISA closely.
So I transferred out from T212 to MB and wanted unlimited withdrawals so went to openacess cash ISA. In this CISA, interest is only paid annually, so that mistake was on me. Now I am thinking of either going back to T212, or transferring it to Tembo, or transferring to the other MB CISA which pays interest monthly but can…
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Moneybox ISA interest to be paid monthly
Just had email notification
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Easy access Cash ISA transfer from Leeds BS to Leeds BS
I have a an easy access cash ISA with Leeds BS and want to transfer to another easy access cash ISA with better interest also with Leeds BS. Their website does not seem to provide an option to do this. I've sent a couple of secure messages but have not received any replies. Anyone with experience of doing this, thanks
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monument transfers
I rang Monument this morning regarding transfers in to their cash isas and they still say they don't allow it
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UBL
Now extremely concerned about my missing ISA and can not contact UBL. Do I need to contact the FSCS? MSE need to stop including them in savings rate recommendations. To summarise; I opened a fixed rate ISA and corresponding funding account with instructions to transfer in an existing cash ISA when it matured. The transfer…
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Max ISA the following year - this may be a dumb question
I couldn't find this answer on the MSE guides. Am I right in saying you can top up UP TO the the £20,000 limit the next year on an existing ISA. Even if it's maxed out the previous year, or are you supposed to open a new ISA ? I only query this cos my Trading 212 account lists shows current tax year allowance £20'000, used…
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How to contact TSB about an account if you don't know account number?
Does anyone know of a way of contacting TSB if you don't know your account number? Bit of background 1st. Wife had a C&G account which was converted to TSB in early to mid 2000's. She has her original C&G account number but has never known her new TSB account number. She has received a few letters from TSB over the years,…
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Moneybox ISA Transfer In Cancelled
I recently opened a new Cash ISA with MB. I deposited new £500 then initiated a partial Transfer In from T212 of £1000 (as read others had issues doing this). That went through fine so I then initiates a new Transfer in from the same T212 ISA for £32,500 (from a remaining balance of £32,600 as wanted to keep it open in…
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cmc
why doesn't CMC Invest get a mention in moneyfacts? their cash isa is 5.7% I believe
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Chip transfer out with zero contribution in current tax year
I have recently been trying to transfer out my Cash ISA from Chip to a fixed term account with Saffron. Being fully aware that I have to do a full transfer from Chip, and having only contributed in previous tax years (nothing in 2025/26), I only ticked the box on the ISA transfer form to do a full transfer of my previous…
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ISAs with Trading 212 (as suggested in Martin's newsletter)
They are interntional companies with different branches in about six countries. They have no direct website that you can go to directly or you can go but you get access denied, which seems strange. The easiest way to deal with them is via an app. The link in the newsletter didn't work when I last tried it. They also trade…
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Flexible ISA transfers
Just wondering if anyone can help please. If I move £20k out of Virgin Flexi Isa to take advantage of the Chase boosted rate ( which is not an isa), can I transfer £20k back to Virgin flexi 6 months later?
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ISA transfer Virgin to Santander
Hi, I transferred an ISA from Virgin to Santander and the closing balance and interest from Virgin was 24/4/25 but the opening transaction on Santander for this transfer was 29/4/25 - is this normal/to be expected or should there be less of a gap between the two dates? (5 days gap in total including a weekend).
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Cash ISA transfer speed within the same provider.
I'm in the process of transferring one Easy Access Cash ISA with low interest rate to another Easy Access Cash ISA with a higher interest rate (an industry wide self-made problem) within the same provider Leeds BS. I would have expected this to be a fast process (Move cash from A to B within the same bank) but so far a…