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Post Office ISA?
Has anyone opened one of these? As per MSE recommendation I opened one but I find it utterly baffling its the first ISA I've ever opened and I can't for the life of me figure out what I'm supposed to be doing. There are two accounts? A holding account and another one you have to put money in the holding, is that right? And…
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ISA opening confusion
Apologies if it's already been asked but couldn't find answer in forum. I have £20K in an ISA due to mature in Sept 2025 (opened Sept 2024). I would like to open another cash ISA with approx £7K in this current tax year. What can I do with the £20K when it matures? I thought I could open a new one in this new tax year then…
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Isa query
I have an 18 month term Isa maturing this October and was wondering what my best options are. Whether it is possible for me to transfer it into a new Isa now without paying early release charges.
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plum cash isa ..help
hi all, ive just opened a plum cash isa which gives its rates as 5.04%...so ive put some fresh money into it...however ive read on a couple of articles and also on the plum site the following:- *Rate includes a Plum bonus of 1.50% AER (variable) if kept for 12 consecutive months and is for new customers only. The interest…
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Opening a new cash isa for multiple tax years
I am not entirely sure if If I can open and deposit £ 20,000 in a cash isa on multiple tax years. Let's say I have deposited £ 20,000 on cash isa in the tax year 2023/2024. I won't close this cash isa and neither transfer the amount to a new cash isa, I will simply keep it. Will I still be able open a new cash isa and…
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ISA consolidation.
Hello. I am helping an older relative get some of their finances in order. They have 4 x separate fixed rate cash ISA's with Nationwide that have various maturity dates and various fixed rates. A couple are classed as Bonds when we look at them (Fixed rate cash ISA's still but description says Bond). Stupid question - but…
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Funding a new T212 S&S ISA with a T212 cash ISA
I have a small T212 cash ISA. I need to rebalance my total investments due to the recent reduction in value of the total S&S part and now seems as good a time as any to buy lower priced S&S. I want to use the money in the cash ISA to fund a first purchase in a T212 S&S ISA. How do I go about this? Obviously I want to keep…
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Gatehouse email two different versions.
Hello. I opened a Gatehouse isa on the 15 of April STILL TO FUND but was told on my welcome email l had up to 30 days to fund the account with the rate l applied for before it will close. Today l received another email but it said if l don't fund the account from 14 days of opening (15 April) that if the rate drops that…
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Paragon Bank plc - trustworthy?
Following the recommendation and link on here I set up a fixed rate ISA account with Paragon as currently one of the top fixed rate ISA's. Upon trying to transfer money to fund it from my current account, my bank, Lloyds warns that that Paragon should not be trusted and I may be risking my money. I don't know now whether I…
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Has Virgin stopped exclusive ISA products for M current account holders?
I was looking to see what their ISA rates were as I know in the past they've had higher rates if you had a current account with them, but I can only see ISAs that seem to be open to anyone - a 1 yr fixed rate and a defined access one?
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trading 212 free £40?
Further to the MSE newsletter of just over a month ago I opened a trading212 account and deposited £1, then was credited with £40 shares in H&M, which, as I remember, I immediately converted into cash. The idea was, wait 30 days then withdraw the cash. It's been 31 days. I can't see any cash at all in the account, which…
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ISA interest at maturity
I had an ISA which matured in early April 25. The interest was paid annually not monthly. The provider contacted me to say it was maturing and unless I gave instructions they would simply transfer it to a Matured funds ISA account (with low interest). I understood that and was happy to wait to transfer when I had read all…
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ISA Transfer from CHIP
Hi I want to transfer ISA Chip to Zopa but cannot find the roll number in the Chip account. Can anyone point me in the right direction please? Thanks
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Isa vs asavings
Hi I have £19000 in a 212 cash isa. The aer is 4.7% Nationwide,my bank,currently are offering 6.5% aer gross variable. So,would I be better transferring to them? Hope someone can advise. Thanks
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Virgin ISA - confused
Hello, Apologies if this is a daft question. I have an ISA with Virgin which matures on 24 April, so I am transferring it to another ISA. The interest on the existing ISA though is paid each August. So, I received some interest August 2024. When will I receive the interest from August to now? I'm assuming that as the ISA…
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Moneybox Open Access Cash ISA
I currently have 3 years ISA allowances in the T212 cash ISA (including this year's 2025-2026 allowance). With today's email informing of another interest rate cut from 4.50% to 4.35% so soon after the reduction to 4.50%, I'm considering transferring out to Moneyboxes Open Access Cash ISA that is offering 5.05% (which…
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Chasing Bonus Cash ISA's
I had an ISA with Trading212. In April I put my next 20k into Chip and then transferred my existing T212. Then I cancelled the T212 account. So, when I get to the end of my bonus period with Chip, is there any reason I couldn't become a newbie in T212 if they are offering a sweetener?
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Moneybox or Trading212??
Looking for a home for this years £20k, these 2 providers seem to be offering the best rates, do posters have any thoughts which to go for, or maybe someone else I haven't considered??
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Vidabank fixed cash ISA
Does anyone know about this bank? It is FCS covered, and is currently offering a good interst rate of 4.63% APR for a one year fix. https://www.vidabank.co.uk/savings/products/product-finder/ Too good to be true? Can anyone see the catch? TIA
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ISA transfers
I’m about to open a new ISA, but I also have a one year and a two year isa maturing from previously, can I transfer both of these into the new one ( santander 4.25% ) tia
