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Saffron Building Society Application Procedure - How long?
On the 3rd of May I applied for a fixed rate ISA with Saffron Building Society. I was not an existing member and had to go through setting up password and memorable question. After doing this the application process appeared to have been completed and I was informed that a user id would be sent to me by post within 5 days…
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LISA to Cash ISA
I spent the last few years maxing out my Lifetime Isa (and a H2B before that). I'm now in the very fortunate position that my husband (who I didn't know when I opened the LISA) earns quite a lot of money and the properties we've been looking at far exceed the LISA limit of £450,000. There's no way of avoiding the 25%…
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CMC Invest ISA
Is anyone using a CMC Invest ISA? It's listed on the ISA page under Non-standard due to the way the money is help - their website says its protected in FCA.
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Cash ISA Transfers
I have a cash isa that i want to transfer from Trading212 to Oaknorth bank. Oaknorth say the cannot arrange this as Trading212 do not participate in the 'electronic transfer system'. Trading212 insist they are happy to do electronic transfers. So I have stalemate. Any advice would be appreciated to move this forward.
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monument
don't know if its been mentioned previously, I noticed transfers in are now advertised on the monument website for cash isas full balance only
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NEW. Plum LISA
Plum now offer a lifetime ISA https://withplum.com/lifetime-isa
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Moneybox Account Number/Sort Code
I want to transfer an existing Cash ISA with Moneybox into a Trading212 Cash ISA but I cannot find my moneybox sort code and account number to give to Trading212 anyone know where I can find it ? cheers
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ISA switch
Hi,I have a maturing ISA that I want to reinvest in a higherm % rate ISA with another provider. Problem is, I've already used my £20k allowance for this year so want to put it in an ISA in my wife's name.Can't do it direct as a transfer as the name on both accounts has to be the same.Can I withdraw it into a savings…
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First ISA reaching maturity - please can you advise/clarify my options?
Hello all, My only ISA is reaching maturity in May. Its 13K and is currently on a rate 4.25% Over the year I've also saved 1.7K ina regular savings account. If I do nothing it goes to a 1.5% ISA rate, but says I can transfer to a another Fixed ISA with the bank (4.25%) for another 12 months. Does this mean that if i place…
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What does the Bonds "performance" Chart mean?
How do I interpret this please? I understand the decline in bonds at the 2022 mini-budget but to my eyes it looks like there hasn't been a "recovery" back to the 2020-2021 levels?? If an equities fund graph looked like that it would not be so good. I get it that bonds work differently and their value depends on interest…
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Thoughts on Bond Funds - Schroder High Yield Opportunities???
I want to put 50% of my pension (and ISA) into a Bond Fund. I am 58. I will keep the rest as equities and cash. This is my split I'm going to do: PENSION: Bonds 50%, Global Equities 40%, MM Cash 10%. ISA: Bonds 50%, Global Equities 50%. I was looking at the Schroder High Yield Opportunities Fund to fulfil the Bonds…
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Kent Reliance sort code and account number for ISA transfer
I’d like to transfer my Kent Reliance easy access cash ISA to a new provider. The new provider is asking for sort code, account number, and roll (or reference) number. I’ve looked everywhere under my account on Kent Reliance website and can’t find any of these details anywhere! I can only find a 13-digit account number…
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New Cash ISA receiving funds from an IFISA
New Cash ISA receiving funds from an IFISA - does anyone have any experience. The IFISA investments have been sold / matured and funds sitting in cash. I know the general advice is to say you are transferring in from a Cash ISA. Anyone done this and successfully transferred ?
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Plum ISA
My advice to anyone thinking of opening a plum ISA is DONT DO IT!! They changed the way they pay the interest halfway through the year. The bonus part of the rate does not get paid until the 31st of May. They are making it hard for me to transfer out. The only contact with them is via a message, waiting for replies is…
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Plum isa
I have a plum isa which has just reached its year point. However due to how Plum applies its interest i won't apparently get my April interest so (7days of April for maturity) until May the 31st !!! Nearly 2 months after. If I want to move it now I will lose April interest and a yearly bonus. When I do transfer it I am…
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Stocks & Shares ISA
I was thinking about putting £50 or so a month into a stocks and shares ISA for a bit if fun. Just wondering if anyone could recommend a good one. TIA
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ISA transfer questions
Hi, first timer on here looking for some advice and guidance as I’m currently going round in circles. Bear with me, it could be a long one… In the current tax year I’ve opened a Monument easy access cash ISA and have transferred in money from previous tax years which is slightly over the £85k threshold. I’ve not subscribed…
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Internal Charter Savings Bank ISA transfer
Hi,Has anybody done an internal ISA transfer with Charter Savings? I have a newly matured fixed rate ISA which is now in an Easy Access ISA with them, which I now wish to partially transfer into another fixed rate ISA with them without losing its ISA status. Can I do this simply by moving the money from one account to the…
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Trading 212 cash ISA (5.32% variable for 3 months, then 4.5%)
Im thinking of opening up a cash ISA with Trading 212 to take advantage of their 3 month bonus rate. I have a cash ISA with Virgin that matures on Monday and I’d like to transfer that in. I’ll also be paying in £20k as soon as we enter the new tax year on April 6th. Does anyone know how long you have to put funds in the…
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e-ISAs - generally nervous
My wife are I think (and I have been told) pretty cash rush at the moment - though we have plans to change that a bit in due course. For the time being we have used our ISA allowances to the full up to the end of 2024/2025 and have further "none wrapped" cash available to save in 2025/2026. To date we have always made a…
