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ISA transfer
I currently hold £89,000 in a Shawbrook Isa but this is paying 3.7%, my plan is to transfer £80,000 to another Isa provider (keeping the new account under £85,000) and then I would move the remainder into one of my existing Isa`s. I have just read on the Shawbrook website that they do not allow partial transfers, the whole…
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Prolific personal allowance
In terms of tax purposes, I am aware the first grand gained on prolific doesn't need to be declared. Just checking, this is per year yes?
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Add money to full isa or open new?
Hi I have 20k in a cash isa plus a few quid interest - now the window is open again, I want to add this years 20k. Question is, can I add it into my existing isa or have I to open a separate one? Thanks
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Can I withdraw from my 2025/26 Flexible ISA
Hello my helpful Forum - I have opened a new Flexible ISA and currently have £10,000 invested. However, I now need the money for an emergency purchase - can I withdraw the money directly from my Flexible ISA and have it paid into a bank account without any penalties? Hopefully, later in the year I can pay it back into an…
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ISA to ISA transfer
Do I have to complete a transfer form to transfer from a Flexible ISA with one provider to a Fixed ISA with another provider? Thank you
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Savings advice needed
Hi! Looking for advice on what to do with my savings. I'm looking to buy a house within next 18 months or so. I currently deposit £200 into the H2B ISA and I've maxed out my S&S ISA (leaving room for £2400 H2B ISA contributions throughout the tax year). What I'm asking for advice on is what to do with the rest of my cash?…
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One Year or Two Year Fixed Rate ISA
I'm wondering whether now is the time to go with a two year fixed rate ISA at just over 4% What's everyone's thoughts on this It's looking like rates next year could drop to around 3%
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ISA investment and Financial year
Can anyone answer the question for me please? I opened a new ISA in March 2025. I invested the maximum amount of £20,000. My question is can I open a new ISA because we are now in the new Financial tax year April-March or will I need to wait until 2026 to purchase another ISA?
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Moneybox--Where Is My Cash Held
Opened a cash isa, transfer in and manual payment all went smoothly so all up and running. I understand my cash is held with various banks---on the app is there anywhere showing what Banks my cash is with and the split?.
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Opening an ISA, but not funding immediatelly
Hi, I have 2 fixed rate Cash ISA's which are maturing in a month. ISA rates for new accounts seem to be falling just now. I see that Bank of Scotland currently has a Fixed rate ISA which seems OK and allows funding for 60 days after opening. Is it permissible to open a fixed rate ISA with BoS (without funding it, to secure…
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Trading 212 'Invalid Credentials'
I keep trying to create an account with Trading 212 so i can put money in a cash ISA for 24-25. I follow their login rules but keep getting 'Invalid Credentials' and get no further. Has anyone else found this? They don't reply to emails (2 sent so far). Maybe this should be a warning sign...
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Tembo suspends ISA transfers
Tembo have suspended their Cash ISA transfer In option due to high demand. It also looks like adding new money is impossible too. They must be overwhelmed!
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How to transfer ISA?
I have a post office ISA and the interest rate has now dropped. I also have a Trading 212 ISA which has a better rate. I’d like to transfer the entire sum in the post office account to the Trading 212 ISA, however I wasn’t able to do this on the Trading 212 app, I contacted customer services and they said they don’t accept…
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Charter Isa Transfer
I'm looking to do a partial ISA transfer to Charter but when entering partial, it doesn't prompt me for an amount. Could anyone that has completed a partial transfer please advise me of how this works.TIA
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ISA Question
Hi, I opened an ISA account and deposited to the limit, however I don't like the platform I've chosen. Am I able to transfer my money back to my personal account and then close the ISA, then re-open a new one, or do I have to transfer it now? I can transfer the funds back easily but I'm worried I'll lose my ISA allowance…
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Trading 212 Cash ISA Help
Hi, I have just opened an account but haven't yet transferred anything. I have a few questions: Can anyone recommend this company please? From what I've read, interest is paid monthly so I can take that out at any point? Is the cash ISA protected by FSCS? I've read that someone said it isn't and that it's something else (Q…
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Halifax Cash ISA now expired and in a an Instant ISA Saver account
My 2 year Halifax Cash ISA came to an end and Halifax have moved funds automatically to an ISA Save account a couple of weeks ago. My intention was to take out another ISA for 2025 but now wondering if being my old ISA has lapsed, I can no longer use the previous allowance in addition to my allowance for 2025. As an…
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Flexible cash ISA spread across different providers
Hello. I am new here (Removed by Forum Team). I have looked on here and there is some stuff related to my question. I had a "run in" wit Paragon last night. I had an email from them telling me I could not have a flexible ISA this subscription year with an additional provider. They say I had signed a declaration to say I…
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Order of using flexible cash ISAs
Hi. If I have last year's flexible cash ISA with provider A and this flexible cash year's ISA with Provider B, can i withdraw funds from the Provider A ISA this year before withdrawing any funds from Provider B this year? Or do i always have to withdraw from Provider B until that money is all withdrawn and then I can…
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ISA Transfer
Apologies in advance if this is a dumb question. I have a fixed rate cash ISA which is due to mature in Nov. this year. I was wondering if I were to open a new fixed term cash ISA, currently at 4.2% for 5 years, could I transfer my original ISA into the 5 year ISA in Nov? If so, what would the interest rate be for the ISA…
