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Internal Charter Savings Bank ISA transfer
Hi,Has anybody done an internal ISA transfer with Charter Savings? I have a newly matured fixed rate ISA which is now in an Easy Access ISA with them, which I now wish to partially transfer into another fixed rate ISA with them without losing its ISA status. Can I do this simply by moving the money from one account to the…
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Trading 212 cash ISA (5.32% variable for 3 months, then 4.5%)
Im thinking of opening up a cash ISA with Trading 212 to take advantage of their 3 month bonus rate. I have a cash ISA with Virgin that matures on Monday and I’d like to transfer that in. I’ll also be paying in £20k as soon as we enter the new tax year on April 6th. Does anyone know how long you have to put funds in the…
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e-ISAs - generally nervous
My wife are I think (and I have been told) pretty cash rush at the moment - though we have plans to change that a bit in due course. For the time being we have used our ISA allowances to the full up to the end of 2024/2025 and have further "none wrapped" cash available to save in 2025/2026. To date we have always made a…
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Trading 212 affiliate interest rate problem
I opened a cash ISA via the MSE link on Tuesday 29th April and am currently in the process of transferring in my old ISA's. I deposited £10k into my current years ISA on May 4th and notice today my interest rate is showing as 4.35%. Chatting to the bot I'm being told the qualifying period to open the account and get that…
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Martin Lewis: Is the £20,000 cash ISA limit about to be killed off?
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now... Read the full story: Martin Lewis: Is the £20,000 cash…
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Problems transferring out a partial YBS ISA
I'm having problems doing a partial transfer out of a YBS ISA to a new Vanquis savings ISA. I wondered if anyone else was having problems? Vanquis say requests being rejected, YBS say no requests being received, and are not offering any help to resolve this.
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Charter Savings Bank
Hi all, hoping for a little help/peace of mind from anyone who uses the above. I have been going through the process of opening a cash ISA with them as I am attracted by the monthly interest payout and flexible withdrawals. I intend to deposit the full £20,000, but I’m a little concerned that the bank seems quite ‘oldy…
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Utilising the annual ISA allowance - query
Could my wife and I transfer £20k of "unwrapped" savings funds currently in my name into an ISA solely in my wife's name and in so doing use up my wife's annual allowance?
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Moving cash from one ISA to another .. transfers in not allowed
I have read that it's important to TRANSFER from one cash ISA to another so that the money doesn't lose its tax-free status. I want to move some cash from one ISA to another with a higher interest rate which, unfortunately, doesn't allow transfers in. Where is the problem with simply withdrawing the cash to my current…
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To clarify this Plum "switch after 3 months" but bonus interest is payed yearly.
Is my understanding of what the savings guide is suggesting correct that you could save with Plum for 3 months. Monthly get the normal interest. Transfer out & Switch elsewhere after 3 months. Then 9 months later you would still be payed the bonus interest for those 3 months, even though you left Plum 9 months ago. Is that…
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Matured ISA
Hi my Santander Isa matured 2/2/25, can I upgrade and transfer to a new Santander Isa? Or do I need to open a new one then transfer? As I am over the 28 days maturity. Thanks
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Santander £50 ISA transfer-in offer
I have been trying to find out from Santander Customer Service and their dedicated ISA Team that if I trasfer-in 3 different Cash ISAs in full (above £10k each) into 3 different newly opened Santander Fixed Rate Cash ISA accounts, will I get 3 x £50 e-vouchers? I remember in the previous years there was only "one voucher…
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Old cash ISA transfer
I have a 2024-25 cash ISA. I wish to transfer it to better rate providers. My question is can I transfer this old cash ISA into more than one new provider. Could I split the 24-25 ISA amount between multiple cash ISA providers?
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UBL Bank payment problems
Recently opened an ISA. Made minimum deposit of £2000 with intention to add funds one transaction completed successfully - this was done via online banking (not the app).£2k initially went into a UBL Funding Account before then moving to the Fixed Rate ISA account.I then tried to add funds to the ISA, but the money has…
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Are all flexible ISAs like this or is it just Vanguard?
I have an ISA with Vanguard, invested in a MMF and a gilt fund, both income units. I withdraw the monthly income from both, and I noticed that on the Vanguard dashboard it shows me the remaining ISA allowance for this tax year. As I have withdrawn money from the ISA, the amount showing as available is more than £20,000. As…
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Help to buy isa bonus
Hi. I have a help to buy isa that is nearly full. I am buying a house with a deposit of £5300. Does anyone know if I will get the bonus on the full amount in the help to buy isa or just on the £5300 deposit.
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Have I inadvertently tied myself to Kent Reliance for life?
Earlier this month, I opened an Easy Access cash ISA with Kent Reliance, fully funded from a matured ISA account with another provider. I already have a fixed rate cash ISA account with KR - due to mature in November this year. KR have written to me confirming the opening of the new account and on the Summary Box page,…
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Transfer of 2 previous ISA's into one new ISA for 25/26
Please could someone help me understand how or if I can transfer my Fixed rate ISA's into one ISA product for ease of management? ISA 1 - Fixed rate ISA for 23/24 which matured 30/4/25 ISA 2 - Fixed rate ISA for 24/25 due to mature in July ISA 3 - 25/26 Not yet opened 1.From what I can see most providers only give you 14…
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ISA help - UBL confusion
I opened a UBL ISA early in April but I didn't notice that you have to put ALL your deposit in within 10 days or you don't get the original interest deal. I initially put in £2000 and then another £500 plus a transfer in of £3000. I also transferred some ongoing savings but as they were after the time they specified in the…
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Sharing income
Hi, I am about to receive a pension lump sum and will initially put it in a joint bank account in the names of me and my wife. I intend to put £20000 of it in an ISA in my name. Can my wife buy a similar ISA from the joint account, or does that incurr tax penalties? Thanks.
