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Maturing ISA
Hi. I have a 1 year Fixed ISA with Shawbrook which matures on the 4th July. There exisitng rates are quite poor, so i am thinking of moving to a different provider. I also noticed that Nat West are doing a 1 year fixed at 4.3%, which would be far better than Shawbrooks offering. I s it possible to open the Nat West ISA,…
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Time frame for Transferring cash ISA from Chip to trading212 - any recent experience?
I'm looking to transfer my Chip cash ISA to trading212 as they offer a much higher interest rate. Opened my trading212 account (blagged via the MSE link) and verified ID. Now all I need to do is start the transfer. Was wondering if anyone has done this transfer recently? If yes, how long did it take? I chatted with…
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Cash ISA transfer from Coventry BS to Virgin Money
I just want to say, how very pleasantly surprised I am at the speed of my transfer. It took less than 48 hrs. This is how things should work. :)
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Santander evoucher
I took advantage of the 1yr fixed rate ISA @4.15% which matures May 2026 There is now a 1yr fixed rate ISA @4.25% which matures June 2026 Would I be eligible for the £50 voucher again so soon? Thanks
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Second ISA transfer to Santander
Just asking if anybody has sent a second ISA transfer to Santander have you received the gift card email?
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ISA transfer times - post your experience
Hi all, Imho, the Cash ISAs - The best currently available thread keeps getting a bit cluttered with discussions on transfer experiences. It's a good topic so was thinking we could have a dedicated thread for this (apologies if there's already a thread on this lurking somewhere). My current experience is below. Edit: For…
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Help to buy ISA restrictions
I’m in the process of buying my first home and was hoping my help to buy ISA bonus would help cover fees or deposit. However I realised the house I’m buying is over the £250k limit outside of London and I think it’s too late to transfer my funds into a Lifetime ISA. I was meant to sort that out last year but life got in…
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Can I pay into Help to buy Isa and also a cash isa for 2025-26
I have a help to buy isa which only allows me to pay in £200 a month. There have been changes to isas this year and my question is this .Can I pay into my help to buy isa and also pay into a cash isa this year as long as i dont pay in more than the maximum isa allowance. if so what banks allow this. Thank you
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Zopa ISA New Smart Saver Pot?
Hi Can someone tell me if I need to open a new smart Saver Pot for each Zopa savings account? I already have a pot for the regular Saver. Cheers
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FSCS protection for Plum Cash ISA - split between 3 banks
Hello. My question is about the Plum Cash ISA in particular but a general question about FSCS protection when the savings "bank" is not actually a banking institution but holds its savings in other banking institutions. Plum says that funds saved in its cash ISA is actually held in Citibank, Lloyds and Qatar National Bank,…
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Transfer out of Plum ISA
Hi, just hoping for some advice. I have the easy Access Plum ISA which the rate has dropped to 4.92%. I think the rate could fall further going forward so decided to open the 1yr Virgin M ISA at 5.05%. During an Online transfer through Virgin, i could not see Plum listed. Ii tried to do the transfer form but when i log…
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Moneybox CASH ISA Daily Interest wrong?
Anyone else seeing their Daily Interest (Today's interest under Wealth Tab) incorrect? Mine was always correct. It dropped to 4.78% on May 29th as communicated and my daily rate was still correct and matching my own calculation (using BALANCE*(0.0478/365) ). Last couple of days its showing 18p per day lower again with no…
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Tescobank new Instant Flexible Cash ISA 4.07%
If anyone remained with Tescobank after they reduced their Instant Flexible Cash ISA rate to 3.96%, you may be interested in their latest product paying 4.07%, including a 2.92% fixed bonus rate. Easy to open online, then phone them to transfer funds from the old product. Not a top paying ISA, but if you want to stick with…
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Duplicate Junior ISA
A family member asked me to set up a new account for them to pay into for my son and stupidly I didn't realise he already had a Junior ISA set up. It's only come to light now as they've paid in £10k which is also over the £9k limit. Grateful for any advice on next steps, I'm assuming it's transferring one into the other…
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Moneybox: Open access cash ISA interest to be paid monthly
Hi all :) Got an email today saying interest that my Open Access Cash ISA interest will soon be paid monthly rather than annually. Personally, I am in favour :) Below what the email said. Thanks :) Hi, we’re pleased to say that coming soon, the interest on your Open Access Cash ISA will change from annual to monthly…
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Moneybox ISA
My current Cash Isa has just ended and I was looking to transfer my funds elsewhere I have heard moneybox are offering a decent rate and are easy to deal with, can anyone comment on customer service with them please. Ideally I am looking for a well known name with a decent intereste rate. TIA
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Moneybox no return policy
Hello all, Looking for advice as to whether I should transfer out, despite the non-return clause. I have a LISA (now 3.8%) and a cash ISA (now 4%) with Moneybox. Thier introduction boosted rates have weeded off and the accounts have had a slight drop in rates due the Bank of England dropping rates. I have just found out…
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Isa Tranfers - Lower Interest Rate when transfering in from other years
Hi, I have been adding over the last years the 20K to my ISAallowance, today my situation is this: * 2023 - 2IK - CHIP - 4.06% * 2024 - 20K - Trading 212 - 4.10% * 2025 - 3K - Plum - 4.79 % The challnege is when I try to tarnfer in from other years or providers PLUM offers less like 3.5 aprox. Can anybody recommend what…
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Using late wife's accumulated income in S&S ISAs as surplus for IHT purposes
My wife passed away in July late year and probate was granted about 6 weeks ago. Her entire ISA holdings have been transferred to me under APS allowance including her stocks and shares ISA. Because we couldn't reinvest her funds she has accumulated about £20k in interest, sitting now as cash in my account. Will there be…
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Transfer S&S ISA from Vanguard to Trading 212
I’m trying to transfer my S&S ISA to Trading 212, but T212 will only let me proceed with a cash transfer, meaning my funds will be out of the market for up to 30 days. I’ve never transferred a S&S ISA before, is this a regular practice? Also, I’m currently on the 80% Lifestrategy, would anyone know what T212 equivalent is…
