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Isa commission
Was just about to get a stocks and shares ISA £10k with 5%commision agreed to that Now 10000 + 5%=10500 in my book They came in at £10526.31 I reckon that's 5,%+ another 5%on Thier commission didn't go for it I know it's only 26pounds but my maths doesn't add up is this a scam or normal Thanks
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ISA confusion
Well I got totally confused, I knew you could save up to 20k per year and I knew you could have multiple ISA's so I recently added the max ammount to one cash ISA account pre April 5th, and then the same ammount again on April 6th, so far so good, but then I did the exact same process again with a second cash ISA account…
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APS 🥴 Rules ?
I have inherited my husband’s isa, and am confused as to whether I can add to his yearly on top of my own isa allowance? Or did I only inherit his allowance on the year he passed, as a one off ? Thanks
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Interest on an ISA
I have a £20k isa due to mature. If I am happy with the rate, can I leave it there WITH the interest (which takes it above £20k) OR do I have to have the interest paid into my nominated bank account. Thanx
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Adding to an ISA mid-term...can things get messy?
Hello I've had a cash ISA with Barclays since June last year. Interest will be paid on it on the anniversary of me opening the account. I now have funds to add, but will this complicate when interest is paid on the account or will will two separate interest intervals be created? And could I withdraw money from the first…
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Managed SS ISA
I have 20k in a managed SS Isa for the previous tax year. I would appreciate peoples thoughts / advice on how to invest for the next tax year Prior the the stock markets recent drop I had planned to invest 20K into the existing SS ISA but I’m a little unsure if that’s the best thing to do at the moment. It is a high risk…
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fix or not
with interest rates looking like they could drop ive been looking about for a fix currently with virgin until there rates drop in may at 4.51%, i see vanquis is offering a fix 4.42% cash isa i was going to go with leeds building society at 4.40% but its variable again with rates could drop i think a fix is best bet for 12…
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Invest in an isa now or wait
Should I invest £20000 in an isa now or wait to see in interest rates rise?
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Cash ISA question
sorry, might be a bit of a silly question but.... I'm thinking of opening a new cash ISA and dropping about £10k in it immediately and then topping it up as and when I can. Not sure which provider yet. However, I already have a cash ISA with Virgin, which i opened last year and its due to mature in September. It has the…
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If I don't need the money, should I definitely Fix?
I'm new to the world of investment. There's a lot of talk on here about instant access cash ISAs, but little about fixed. If I don't need the money for at least a year, should I fix?
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Thoughts for simple investment ISA?
Hi, 51 years old. Never invested before. All savings and ISA in cash. I would like to dip my toes into investing but no huge ambitions other than hoping to outperform cash over next 5-10 years. Planning for next years iSA allowance and current intention is to put 20k into HSBC Global Strategy Balanced portfolio ISA. I want…
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Do I just keep feeding in? S&S ISA with Moneybox.8
I opened a S&S ISA with Moneybox with a little bit of my children’s money and to fill up my annual isa allowance. I deposited £980 and as of today it’s worth £945 🙈 My plan had been to either drip feed or put another couple of grand in, and then top up monthly, but I’m not so sure this is a good plan now? I’ve attached…
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Confusion over tax on savings
Hi, I inherited a certain amount of money when my mum died a couple of years ago, and I had no idea what to do with it, at the time I wasn't really thinking straight, I just had it in my mind that I needed to put it into a savings account. My mum had been putting this money in fixed rate savings accounts at rates of around…
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S&S ISA Recommendations for newbie
I have ~£10K available and want to invest some of this in a S&S ISA for the first time, but have no idea which platform to go with. I already have a saving account, premium bonds, cash ISA and LISA, but it seems so much more complex to choose a S&S ISA when there are fees and no AER. Any advice or recommendations?
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Fixed Rate Isa Confusion
Hi. Can anyone help out there. I have a matured FRISA With £21500 and a current FRISA which matures in May with Max of £20000. Where do you find the rules for Fixed rate ISAs. Am I allowed to have these two ISAs and what happens ie tax on interest.
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Trading 212 cash isa vs stocks isa cash
I have a cash isa on trading 212 with 4.5% interest, and a stocks isa with 4.6% interest on uninvested cash. Why is the stocks isa slightly higher? Is there any reason not to just use the stocks isa instead of the cash isa? Is the money still fully protected and interest is tax free?
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ISA Query
Good afternoon, Just a quick query before I do it... As we know, we've started the 2025_26 tax year. I maxed out my 20K ISA allowance for the 2024_25 tax year. Am I able to withdraw 4K for the 2024_25 tax year from a flexible Cash ISA and use it to fund my 2025_26 LISA allowance, then pay 4K back into the same above…
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InvestEngine Stocks Shares ISA
Hi All, I'm looking to open a new Managed Stocks & Shares ISA on InvestEngine, I already have 3 with them, but so far no joy. I just get a message saying they are temporarily unavailable while they make improvements to the onboarding of new customers. There is no indication of when it will be available and so far no…
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Confused by all these short-term bonus'
Hi I'm trying to get my head around the various short-term 3 month bonus' various providers are offering at the minute. Although the bonus' are only for 3 months they all seem to be quoting the AER rate which makes it hard for me to understand what the actual rate I'd be receiving during the bonus period. Is there a way I…
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ISA rates 2025-26 Open now, or wait a bit?
Do most organisations offer their best ISA rates right at the beginning of the new tax year, or should I wait a little? I was about to open a new fixed-term ISA for this new tax year and fund it with the full allowance, but just wondered if I should just 'hang fire' a week or so.
