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ISA transfer showing as cash withdrawal on statement?
I requested a partial ISA transfer from my HTB Nationwide ISA to my MoneyBox cash ISA. According to MoneyBox, the transfer was successful and it shows as "transfer in from Nationwide" on the activity tab in the app, with full £20,000 ISA allowance remaining. However, on my Nationwide statement, the transfer shows as a…
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Choosing best cash ISA now and throughout the tax year - do people jump around?
I'm with Virgin (23/24) and Trading212 (24/25). Virgin is ok till mid May interest wise 4.51%, then dropping to 4.11%. and Trading212 bonus ends also Mid May. Do people take the best 3 month bonus and then transfer out to the next, best 3 month bonus provider? Is it allowed? Is it worth it? Have around £35k between them.…
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Charter Savings Bank ISA ‘Problem’
New rules for 2924/25 allow you to save your up to 20k across more than one institution. However Charter Savings Bank say that is advisory and that they DO NOT allow you to save in any tax year with another institution if you have subscribed to an ISA with them. Wow. Please can anyone say whether they can do that? However…
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T212 New Customer Promotion as a previous customer
Hi all I have previously been a T212 Cash ISA customer but never used any of their promotional rates. I closed my account last year so they no longer recognize me as a customer. Their new 5.6% rate is exceptionally good, however reading the T&C it says if you were a previous customer it makes you ineligible. On signing up…
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ISA AND TAX YEARS
Good morning Newbie here so please bear with me Can you advise on two year fixed ISA's which have been opened by my wife and I As you can see below in 23/24 we took out an ISA and followed this up with two more in 24/25 We will be opening two more for tax year 25/26 but what happens when the original four mature next March…
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"Best" way to split ISA allowance?
In April I split my allowance into 16k SSISA and 4k LISA. I've just received my LISA 1k Gov Bonus, which I thought would have automatically reinvested into my chosen fund (with Dodl) however it's just gone into the available cash. Maybe that's a foresight issue by myself seeing as if it did go into that I would have then…
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Confused about Vanguards "costs & minimums" stocks & shares ISA.
I currently have an S&S ISA with T212 and I'm very happy with it. But I want to open a S&S ISA with vanguard also. I selected "cash" because I don't want to actually invest in any fund just yet. Then on the next section it says I need to invest either £500 in 1 go, or £100 monthly. So just to open the account I have to do…
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Wealthify - shocking amateurs
I really don't think MSE should have any association with this outfit. After three years they have turned the £5,000 investment in my grandson's ISA into £4,850. This is based on their middle ground investment plan. When we contact them their response is the classic standard, " investment is a long-term thing". Of course…
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Moneybox and Chip - Cash ISA as a previous customer
I held my cash ISA with Chip for the 2023/24 tax year. When the rate dropped I transferred it to Moneybox for the 2024/25 tax year. I was very happy with my customer experience of both companies, and could not fault them. During March 2025 my 12-month bonus rate with Moneybox expired, so like many others I chose to move it…
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Zopa ISA Rate
I have just seen that my Zopa Access ISA is showing a rate of 4.50%. Last time I looked it was 4.30% and due to fall to 3.80% on 6th April when the 0.50% bonus dropped off. Has anyone else seen this and does this also have a bonus?
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Zopa ISA Annual Allowance
I transferred an ISA into Zopa on 19 February 2024 and received £20.03 interest on 10 March. As at today's date (2/4/25), Zopa are currently showing a figure for my remaining ISA allowance for 24/25 but the interest has not been included in this calculation. Has anyone else seen this on their Zopa Smart ISA? I am not…
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H2B ISA withdrawal / mm
I’ve got a
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isa issue
I would be grateful if someone could help me. My daughter has two flexible isa's both opened in different tax years. isa 1 opened in 22/23 but this tax year withdrew £6500 from it of which £4000 was put into a Lisa. isa 2 opened in 23/24 has £15000 deposited. is she only allowed a further deposit of £1000 this tax year to…
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Trading 212 stocks ISA £40 bonus
I've recently set up several new accounts with the goal of spreading out & maximising my savings. One of these is the Trading 212 stocks ISA. I applied & used the MSE code & have received the £40 in my stocks ISA. I'm looking in the remaining week before the new tax year to max out my ISA limit for the year. Does the £40…
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investment ISA
I have an Investment ISA with Fidelity as well as a larger investment portfolio again with Fidelity for 4 years. I'm 64 years old and retired and my husband has recently retired with just a small Govt pension. I'm feeling like I no longer have any risk appetite as these funds are all the savings we have. My investments…
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Transfer of Stocks and Shares ISA
I have had the same stocks and shares ISA for 20 years with the same company it was originally Skandia and is now Quilter. I have never made any withdrawals or bought or sold any shares on the platform. I feel the charges are high as I do not do any dealings. I am looking to move my Stocks and Shares ISA to another…
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Flexible ISA rules
If I put in (say) £20k into a flexible ISA, withdraw £5k and then transfer then remaining £15k to a different, non-flexible ISA; can I put the £5k into the non-flexible ISA at a later date? Or is the £5k allowance lost?
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Trading 212 mse code
Hi, Can anyone tell me about getting the Trading 212 ISA offer with the mse code? I opened an account from a link in Martins news letter info on it but I don't see anything about the free shares.
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Topping up old ISAs
I have a cash ISA and several Stocks and Shares ISAs from previous tax years. I have had to take out most of the money of two of the ISAs as I needed the funds. Am I allowed to top each of them up again, back up to the £20,000 limit, when I have more money available again? Or is it the case that once I’ve taken the money…
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Help to buy ISA and Cash ISA
Can someone help me get a definitive answer please because I've seen conflicting responses. I have a help to buy ISA that i've been paying into for years (plus a small stocks ISA that i opened this year). Am I able to open a cash ISA this tax year too? I always thought you couldn't but NatWest seemed to imply you can have…
