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ISAs with Trading 212 (as suggested in Martin's newsletter)
They are interntional companies with different branches in about six countries. They have no direct website that you can go to directly or you can go but you get access denied, which seems strange. The easiest way to deal with them is via an app. The link in the newsletter didn't work when I last tried it. They also trade…
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Flexible ISA transfers
Just wondering if anyone can help please. If I move £20k out of Virgin Flexi Isa to take advantage of the Chase boosted rate ( which is not an isa), can I transfer £20k back to Virgin flexi 6 months later?
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ISA transfer Virgin to Santander
Hi, I transferred an ISA from Virgin to Santander and the closing balance and interest from Virgin was 24/4/25 but the opening transaction on Santander for this transfer was 29/4/25 - is this normal/to be expected or should there be less of a gap between the two dates? (5 days gap in total including a weekend).
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Cash ISA transfer speed within the same provider.
I'm in the process of transferring one Easy Access Cash ISA with low interest rate to another Easy Access Cash ISA with a higher interest rate (an industry wide self-made problem) within the same provider Leeds BS. I would have expected this to be a fast process (Move cash from A to B within the same bank) but so far a…
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ISA transfer
I currently hold £89,000 in a Shawbrook Isa but this is paying 3.7%, my plan is to transfer £80,000 to another Isa provider (keeping the new account under £85,000) and then I would move the remainder into one of my existing Isa`s. I have just read on the Shawbrook website that they do not allow partial transfers, the whole…
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Prolific personal allowance
In terms of tax purposes, I am aware the first grand gained on prolific doesn't need to be declared. Just checking, this is per year yes?
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Add money to full isa or open new?
Hi I have 20k in a cash isa plus a few quid interest - now the window is open again, I want to add this years 20k. Question is, can I add it into my existing isa or have I to open a separate one? Thanks
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Can I withdraw from my 2025/26 Flexible ISA
Hello my helpful Forum - I have opened a new Flexible ISA and currently have £10,000 invested. However, I now need the money for an emergency purchase - can I withdraw the money directly from my Flexible ISA and have it paid into a bank account without any penalties? Hopefully, later in the year I can pay it back into an…
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ISA to ISA transfer
Do I have to complete a transfer form to transfer from a Flexible ISA with one provider to a Fixed ISA with another provider? Thank you
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Savings advice needed
Hi! Looking for advice on what to do with my savings. I'm looking to buy a house within next 18 months or so. I currently deposit £200 into the H2B ISA and I've maxed out my S&S ISA (leaving room for £2400 H2B ISA contributions throughout the tax year). What I'm asking for advice on is what to do with the rest of my cash?…
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One Year or Two Year Fixed Rate ISA
I'm wondering whether now is the time to go with a two year fixed rate ISA at just over 4% What's everyone's thoughts on this It's looking like rates next year could drop to around 3%
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ISA investment and Financial year
Can anyone answer the question for me please? I opened a new ISA in March 2025. I invested the maximum amount of £20,000. My question is can I open a new ISA because we are now in the new Financial tax year April-March or will I need to wait until 2026 to purchase another ISA?
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Moneybox--Where Is My Cash Held
Opened a cash isa, transfer in and manual payment all went smoothly so all up and running. I understand my cash is held with various banks---on the app is there anywhere showing what Banks my cash is with and the split?.
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Opening an ISA, but not funding immediatelly
Hi, I have 2 fixed rate Cash ISA's which are maturing in a month. ISA rates for new accounts seem to be falling just now. I see that Bank of Scotland currently has a Fixed rate ISA which seems OK and allows funding for 60 days after opening. Is it permissible to open a fixed rate ISA with BoS (without funding it, to secure…
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Trading 212 'Invalid Credentials'
I keep trying to create an account with Trading 212 so i can put money in a cash ISA for 24-25. I follow their login rules but keep getting 'Invalid Credentials' and get no further. Has anyone else found this? They don't reply to emails (2 sent so far). Maybe this should be a warning sign...
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Tembo suspends ISA transfers
Tembo have suspended their Cash ISA transfer In option due to high demand. It also looks like adding new money is impossible too. They must be overwhelmed!
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How to transfer ISA?
I have a post office ISA and the interest rate has now dropped. I also have a Trading 212 ISA which has a better rate. I’d like to transfer the entire sum in the post office account to the Trading 212 ISA, however I wasn’t able to do this on the Trading 212 app, I contacted customer services and they said they don’t accept…
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Charter Isa Transfer
I'm looking to do a partial ISA transfer to Charter but when entering partial, it doesn't prompt me for an amount. Could anyone that has completed a partial transfer please advise me of how this works.TIA
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ISA Question
Hi, I opened an ISA account and deposited to the limit, however I don't like the platform I've chosen. Am I able to transfer my money back to my personal account and then close the ISA, then re-open a new one, or do I have to transfer it now? I can transfer the funds back easily but I'm worried I'll lose my ISA allowance…
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Trading 212 Cash ISA Help
Hi, I have just opened an account but haven't yet transferred anything. I have a few questions: Can anyone recommend this company please? From what I've read, interest is paid monthly so I can take that out at any point? Is the cash ISA protected by FSCS? I've read that someone said it isn't and that it's something else (Q…
