Isa Tranfers - Lower Interest Rate when transfering in from other years

AndyW79

Hi,

I have been adding over the last years the 20K to my ISAallowance, today my situation is this:

• 2023 - 2IK - CHIP - 4.06%
• 2024 - 20K - Trading 212 - 4.10%
• 2025 - 3K - Plum - 4.79 %

The challnege is when I try to tarnfer in from other years or providers PLUM offers less like 3.5 aprox.

Can anybody recommend what providers offer good rates when you tranfer in from other years or providers.

I would really like to have all the ISAs at the top rate available today, if it can't be done I will just leave them as they are.

Thanks,
Andy

grumpy_codger

IIRC, Plum was the most despicable provider in this respect. Luckily, the magority of other providers don't follow them and offer the same rate if they accept ISA transfers.

https://moneyfactscompare.co.uk/isa/easy-access-cash-isas/ - for each provider see 'Further details' for transfers in.