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Monthly or annual interest??
Monthly interest 4.41% added to account Or Annual interest 4.5% Is there any difference in the total amount of interest you receive?
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ISA accounts that allow transfers in - at any time
I know the official Gov description is.... You can transfer all or part of the savings in your Individual Savings Account (ISA) from one provider to another at any time. But how many accounts/providers allow a transfer in at 'any time' and aren't restricted to like first 90 days or whatever the limit is on a new account.
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Trading 212 Withdrawals.
I must admit I'm finding their app hard to navigate generally but I'm struggling to withdraw the interest from the Cash ISA. When I make a withdrawal it comes off the original capital and is leaving the interest there as uninvested funds. Am I missing something?
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Short term ISA to hold cash a few months?
I am freeing a large portion of my stocks and shares ISA because I will need the cash on hand in the next 1-6 months. About £100k. At that level, the missed interest is quite significant letting it sit about so I'm thinking to transfer it into cash ISA(s). I know some pay annually and others monthly but I am not sure how…
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Moneybox ISA trying to transfer to new provider
I'm having a bit of a nightmare trying to transfer my ISA from Moneybox to Secure Trust Bank, Moneybox is not listed on their transfer ISA list. Can anyone offer any advice please?
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T212 Stock ISA
I’m looking to start a Trading 212 Stock ISA I’m going to start off investing £100 a month. Would anyone be able to give some advice as to what to invest in?
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Mistake paying in too much to this year's ISA - Am I in trouble?
This is 100% my fault but I got myself into a muddle over my ISA. I withdrew money from my (Not an ISA) Savings Account. I fully intended to "Top Up" "NEW money" already paid into my new Halifax ISA to make it £20,000. I took money out "early" from my (Not an ISA) savings account due to mature at the end of this month.…
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Transfer last years ISA 20k or 20k AND the interest?
I'm looking to transfer my 2024-25 ISA from YBS who've added the interest to the ISA rather than to my saving account. Not wanting to fall foul of HMRC, can I only transfer to the new provider the 20k, or the 20k + the near £900 interest. Many thanks
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Is my isa now matured?
Hello. I've got an isa with Natwest(1 year fix), which l just noticed the interest is now added. 4th April dated. Does that mean it's now matured, and l can start the transfer process ? The online interest rate still shows as 4.6% in the app, same as when l opened it last year.
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Principality more than 2 isas?
I've just opened a branch base isa((Easy Access)with PBS can l open a second isa with them (fixed online only)?
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Married couple allowance £1260
Please help, I am a non tax payer. My husband transfered married couple allowance over to me which is £1260. My total personal Income allowance is £18570 before paying tax, is £1260 (married couple allowance) is included in £18570 Thank you very much
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Topcashback £28 cashback if you open a Moneyfarm Cash ISA with £500 deposit
Moneyfarm Cash ISA Cashback New customers who make an initial Cash ISA deposit (Minimum £500) - T&Cs apply Exclusive £28 Topcashback Capital at risk. While Moneyfarm isn’t a bank, your cash is securely held with trusted partners, authorised banks or Qualified Money Market Funds, ensuring it’s in safe hands. *Variable rate…
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ISA variable or fix?
I’m ready to fund an ISA with new money. I have a few previous years in a trading 212 account so that seems an obvious choice at 4.5% but equally I don’t need the cash (and won’t need it for the foreseeable) and wonder if I’d be better off fixing for a year with secure trust bank etc at c4.3% I know none of us know what…
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Understanding Kent Reliance ISA Terms
I have applied for a 2 year fixed term ISA with Kent Reliance. This will be funded by a transfer in from another provider (in full) to which I have not contributed for a number of years. I was a bit confused by one of the terms on the ISA declaration which said something along the lines of 'I have not subscribed to another…
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ISA Transfer Question
Hi there, I would very much appreciate your input in relation to transferring ISAs. today I set up an ISA with Trading212 and used the whole isa allowance. I wanted to merge into this my ISAs from the last few years with Zopa and Plum. When starting the transfer request, I saw the following prompt and wasn’t sure whether…
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funding isa
I have opened a new isa with secure trust bank as recomended by mse. barclays warns that the payment could be a scam and i would not be covered if the money is lost. i have checked the bank as I am sure mse has. advice please, how do you fund a new a/c which is not with your current a/c provider?
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Isa transfers and top ups
Hi newbie on here and to isas, so first question.. Can I open a new cash isa (full allowance) and also transfer in from an old flexible isa at the same time. And then top up the old flexible isa again this tax year Thanks in advance
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Transferring soon to mature Virgin ISA to Moneybox
Just opened a Moneybox ISA and put 20k in. I wanted to set up a transfer of a Virgin ISA maturing on 24 April whilst I was at it but it seems I can't do this until it has matured. I presume the only way to do it is let the Virgin ISA mature into whatever ISA is the default and then set up the transfer?
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Is this a no brainer for JISA?
Hi, I currently have my 2 year old's Junior ISA with Vanguard, entirely invested into LifeStrategy 100. I've realised I should switch this to either Fidelity or Hargreaves Lansdown, both of whom don't charge their own service fee (Vanguard 0.15%) and I can continue to hold/buy LS100. The fee is negligible enough for now…
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Cash ISA - S&S ISA
When transferring cash ISA(s) after their term has ended (no / low interest) to fund a S&S ISA with a different provider , is there a way to minimise the lost of interest, as it will take 4 - 6 weeks for the transfer to complete ?
