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CASH ISA ON MATURITY
I took out a 1 year fixed cash ISA in the 2023/24 tax year(£20,000).
It matured in March 2025. I have moved/transferred it with the same provider to
a new cash ISA. Do I have to use my 2024/25 ISA allowance to cover/provide for
this. Or can I use my 2024/25 ISA allowance for a new ISA.
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Chip ISA
I'm looking for a flexible easy access cash ISA with no limits on withdrawals, and chip looks like a good possibility. Does anyone have any experience of them? Any issues?
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ISA allowance question regarding Inheritance
Hi folks, I have a question regarding inheritance and ISA allowances. Can ISA allowances be passed onto children from parents as part of inheritance? I know that upon death that ISA's are cashed out and given as cash and passed onto children (which may be subject to tax) - however can the allowance be passed over? So for…
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First Time ISA
Good Morning, I am hoping some one can please point me in the right direction. I have some money in a savings account but would like to place this in a cash ISA instead. The issue is this money is to go towards a house purchase sometime this year so I will need quick access at the time without losing any interest. Also can…
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Drip feeding stocks and shares isa from a cash isa
I just wondered if this is possible? My fixed isa has just matured (around £10k). I want to put more into my existing stocks and shares isa but don't want to do it as a bulk transfer/purchase. Can I open a new cash isa, transfer the matured isa money to that, and then transfer a bit each month from the new isa into my…
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The Trump Slump
I should have copied Buffet and bailed out of equities before Tariff Trump trashed my S&P 500 ETF What to do now?
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Trading212 or HandL Active Savings Account
Can't decide which platform is better than the other any one have any experience with either
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Plum open banking connection
A few weeks ago I opened a cash isa with Plum and today established an open banking connection between my bank and Plum so I could make instant transfers into my ISA. In setting up open banking Plum asked me to agree to read only access to my current account, which is usual for open banking connections and which I have…
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Help with an ISA.
Do I have to take the interest that I have earned on my ISA out at the end of the year. As this will be over the 20K allowance. Or can I keep the capital 20+ interest in the same account for the next financial year
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Any help appreciated
I am retired and pay tax on my private pension (<£20k as not yet on state pension), my wife just transferred some of her tax free allowance to me so I will be receiving a rebate of over £500 for the last two years , THANKS TO MARTIN!! :) BUT after an imminent inheritance we will be putting as much into ISAS as we can…
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Cash ISAs
I've currently got a cash isa with Co-op and I'm happy with it. I've seen an offer with Chip which sounds good. My question is, can I open a cash isa with Chip if I've already got one with Co-op? I've not added anything to the Co-op isa and do not intend to. Can I keep that and have one with Chip? Is this allowed? Do I…
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Nationwide HTB to trading 212 ISA transfer
I want to transfer my nationwide HTB ISA to trading 212. I'm aware this means losing the HTB status of the ISA. Is this something that's allowed? A HTB ISA is fundamentally just a cash ISA, right? Do I put both parts of my nationwide account number - the 4 digits before the / and the 9 digits after - in the "account…
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ISA Maturity question
Hello MSE forum, apologies if this question has been asked before, I did browse but couldn't find the same circumstances. Anyway, I have a Barclays ISA from 23/24 that's due to mature on the 28 of this month (a week or so before the financial year changes) can I transfer it in to another ISA account within Barclays when…
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Can I open an ISA if I put £1k into one that matured in this tax year?
I had a fixed rate cash ISA that matured in December 24 and I elected to reinvest the money with the same provider. It wasn't at the max £20k, and I had a short window of time where I could add funds, so I put in another £1k by the January 25 deadline. My question is whether I can open a new ISA now before 5th April and…
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New invester where to begin
Hi, First apologies new to this board and investment in general and i am sure this has been asked time and time again. I want to start investing in stocks and share isa both for myself and daughter in junior isa. Set up an account with vanguard as i just wanted to get the ball rolling really. For context im 37 higher rate…
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Cash ISA that acepts bank transfer
Which ISA providers give you a proper account number and sort code that will accept a bank transfer initiated from my current account? I don't want to use a provider that can't accpet a transfer that I initiate. I tried the top two ISA providers on the MSE list today and neither of them give a proper a/c and s/c, both rely…
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Do variable cash ISAs mature?
I've always had fixed term cash ISAs until recently, but now I have a defined access cash ISA that I opened about a year ago with Virgin Money (it's one of those accounts with sort code starting with 8) I know this is a variable rate. And I've set up the ISA to accrue interest monthly. So I am confused - does this account…
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New Tembo Cash ISA?
Anyone else receive a email from Tembo, inviting them to join a waiting list for the lauch of a new Cash ISA? No mention of interest rate, but, email states, Want faster access to your cash, or to save more than £4,000 tax-free each year? Maybe you need to save towards a holiday rather than your home or retirement. We've…
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New tax year - New cash ISA advice!
Hi All, Last year I opened my first cash ISA for myself. Over the course of the year I’ve managed to save £15500 which I never thought I could (big self high five)! However as we come to end of the tax year I want to know what the best advice for continuing to save would be. Do I fill my current cash ISA to £20000? Does…
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Nationwide APS
Ive inherited a Nationwide isa from my husband. - Thought I understood the rules until I read their warning paragraph "You can only pay into one cash ISA in each tax year. If you’ve already opened a cash ISA in the current tax year with another ISA provider, you’ll need to transfer the ISA to Nationwide before you can use…
