We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
ISA rates 2025-26 Open now, or wait a bit?
Options

Harry227
Posts: 50 Forumite

Do most organisations offer their best ISA rates right at the beginning of the new tax year, or should I wait a little?
I was about to open a new fixed-term ISA for this new tax year and fund it with the full allowance, but just wondered if I should just 'hang fire' a week or so.
I was about to open a new fixed-term ISA for this new tax year and fund it with the full allowance, but just wondered if I should just 'hang fire' a week or so.
0
Comments
-
There's no predictable 'ISA season' anymore, so you can't bank on rates moving in either direction, other than to reflect wider market conditions, etc (i.e. gilt yields and so on), so it's no more or less of a gamble than at any other time.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards