We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
ISA rates 2025-26 Open now, or wait a bit?
                
                    Harry227                
                
                    Posts: 55 Forumite
         
            
         
         
            
                         
            
                        
            
         
                    Do most organisations offer their best ISA rates right at the beginning of the new tax year, or  should I wait a little?  
I was about to open a new fixed-term ISA for this new tax year and fund it with the full allowance, but just wondered if I should just 'hang fire' a week or so.
                I was about to open a new fixed-term ISA for this new tax year and fund it with the full allowance, but just wondered if I should just 'hang fire' a week or so.
0        
            Comments
- 
            There's no predictable 'ISA season' anymore, so you can't bank on rates moving in either direction, other than to reflect wider market conditions, etc (i.e. gilt yields and so on), so it's no more or less of a gamble than at any other time.2
 
Confirm your email address to Create Threads and Reply
Categories
- All Categories
 - 352.3K Banking & Borrowing
 - 253.6K Reduce Debt & Boost Income
 - 454.3K Spending & Discounts
 - 245.3K Work, Benefits & Business
 - 601K Mortgages, Homes & Bills
 - 177.5K Life & Family
 - 259.1K Travel & Transport
 - 1.5M Hobbies & Leisure
 - 16K Discuss & Feedback
 - 37.7K Read-Only Boards
 
